Finance STEM OPT Jobs in Florida
Finance F-1 STEM OPT sponsorship jobs in Florida are concentrated in Miami's international banking corridor, Tampa's growing fintech sector, and Jacksonville's financial services hub. Major employers including Citigroup, Bank of America, and Raymond James have filed F-1 STEM OPT-eligible roles in quantitative analysis, financial engineering, and risk modeling, fields where Florida's finance industry actively recruits degree holders in STEM disciplines.
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Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!
Overview
City National Bank of Florida is seeking a hands-on Machine Learning / AI Engineer to develop enterprise-grade AI applications, retrieval-augmented generation (RAG) systems, and agentic AI workflows. The engineer will work on real banking use cases involving financial document analysis, credit writing, enterprise knowledge retrieval, risk and fraud prevention, and employee productivity. The ideal candidate combines strong Python software engineering skills with practical experience building, testing, and deploying LLM-powered applications. This is a development-focused role, not a pure research or experimentation position.
- Design, develop, test, and maintain production-quality Python applications for generative AI and applied machine learning.
- Build RAG pipelines using document ingestion, parsing, chunking, embeddings, metadata filtering, hybrid search, reranking, and grounded response generation.
- Develop AI agents and workflow components using LangChain v1 and LangGraph.
- Integrate Azure OpenAI models and Azure AI Search into enterprise AI applications.
- Implement structured outputs using Pydantic, schema validation, deterministic business rules, and robust error handling.
- Build document validation, financial data extraction, summarization, classification, and analysis components.
- Implement automated evaluation datasets and tests to measure retrieval quality, answer correctness, grounding, and regression.
- Develop REST APIs and backend services using FastAPI or an equivalent Python framework.
- Write unit tests, integration tests, and mock-based tests; participate in code reviews and continuous integration.
- Implement secure handling of sensitive banking information, prompt-injection defenses, input validation, and appropriate AI guardrails.
- Deploy containerized applications and contribute to Azure monitoring, logging, troubleshooting, and performance optimization.
- Collaborate with senior engineers, AI leadership, business stakeholders, and risk and compliance teams.
Qualifications
Programming and software engineering
- 4–5 years of professional software development experience, with strong hands-on Python proficiency.
- Strong knowledge of object-oriented programming, data structures, algorithms, modular design, and clean-code principles.
- Experience with FastAPI, REST APIs, Pydantic, SQL, Git, pytest, and debugging.
Generative AI and machine learning
- Practical experience building LLM-powered applications using OpenAI, Azure OpenAI, or comparable model APIs.
- Understanding of transformers, embeddings, tokenization, semantic search, and model inference.
- Hands-on experience with RAG, including document ingestion, chunking strategies, retrieval, grounding, and evaluation.
- Experience with LangChain, LangGraph, or comparable orchestration frameworks. Direct LangGraph experience is strongly preferred.
- Experience with prompt design, structured generation, function/tool calling, and output validation.
- Ability to measure and improve AI quality rather than relying solely on subjective demonstrations.
Cloud and engineering practices
- Experience with Azure or another major cloud platform; Azure experience is preferred.
- Familiarity with Docker, CI/CD, application logging, monitoring, and automated testing.
- Ability to troubleshoot API failures, retrieval defects, latency, token usage, and model-related errors.
Preferred Qualifications
- Experience with Azure AI Search, hybrid search, reranking, or vector databases.
- Experience building AI agents that call enterprise APIs and tools.
- Familiarity with Model Context Protocol (MCP).
- Experience with PostgreSQL, Azure Blob Storage, or document-processing pipelines.
- Experience in banking, financial services, lending, fraud, or another regulated industry.
- Familiarity with responsible AI, data privacy, and auditability.
Education
- Bachelor's Degree in computer science, data science, engineering, applied mathematics/statistics, information systems, or a related quantitative field (or equivalent combination of education and experience).
- Master's Degree preferred.
Benefits & Perks
We offer a competitive benefits package designed to support your success:
- Health Coverage: Medical, dental, and vision plans with employer contributions.
- Retirement Savings: 401(k) with matching.
- Paid Time Off & Holidays: Generous PTO and paid holidays.
- Wellness Support: Access to mental health and financial wellness resources. Visit our benefits page to learn more Benefits!
Join City National Bank of Florida. The possibilities are endless.
Special Information To Candidates
Equal Opportunity
City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.
Interview Guidelines
To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. Applicants who require a reasonable accommodation to participate in the interview process should contact talent.attraction@citynational.com in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.
About us
Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!
Overview
City National Bank of Florida is seeking a hands-on Machine Learning / AI Engineer to develop enterprise-grade AI applications, retrieval-augmented generation (RAG) systems, and agentic AI workflows. The engineer will work on real banking use cases involving financial document analysis, credit writing, enterprise knowledge retrieval, risk and fraud prevention, and employee productivity. The ideal candidate combines strong Python software engineering skills with practical experience building, testing, and deploying LLM-powered applications. This is a development-focused role, not a pure research or experimentation position.
- Design, develop, test, and maintain production-quality Python applications for generative AI and applied machine learning.
- Build RAG pipelines using document ingestion, parsing, chunking, embeddings, metadata filtering, hybrid search, reranking, and grounded response generation.
- Develop AI agents and workflow components using LangChain v1 and LangGraph.
- Integrate Azure OpenAI models and Azure AI Search into enterprise AI applications.
- Implement structured outputs using Pydantic, schema validation, deterministic business rules, and robust error handling.
- Build document validation, financial data extraction, summarization, classification, and analysis components.
- Implement automated evaluation datasets and tests to measure retrieval quality, answer correctness, grounding, and regression.
- Develop REST APIs and backend services using FastAPI or an equivalent Python framework.
- Write unit tests, integration tests, and mock-based tests; participate in code reviews and continuous integration.
- Implement secure handling of sensitive banking information, prompt-injection defenses, input validation, and appropriate AI guardrails.
- Deploy containerized applications and contribute to Azure monitoring, logging, troubleshooting, and performance optimization.
- Collaborate with senior engineers, AI leadership, business stakeholders, and risk and compliance teams.
Qualifications
Programming and software engineering
- 4–5 years of professional software development experience, with strong hands-on Python proficiency.
- Strong knowledge of object-oriented programming, data structures, algorithms, modular design, and clean-code principles.
- Experience with FastAPI, REST APIs, Pydantic, SQL, Git, pytest, and debugging.
Generative AI and machine learning
- Practical experience building LLM-powered applications using OpenAI, Azure OpenAI, or comparable model APIs.
- Understanding of transformers, embeddings, tokenization, semantic search, and model inference.
- Hands-on experience with RAG, including document ingestion, chunking strategies, retrieval, grounding, and evaluation.
- Experience with LangChain, LangGraph, or comparable orchestration frameworks. Direct LangGraph experience is strongly preferred.
- Experience with prompt design, structured generation, function/tool calling, and output validation.
- Ability to measure and improve AI quality rather than relying solely on subjective demonstrations.
Cloud and engineering practices
- Experience with Azure or another major cloud platform; Azure experience is preferred.
- Familiarity with Docker, CI/CD, application logging, monitoring, and automated testing.
- Ability to troubleshoot API failures, retrieval defects, latency, token usage, and model-related errors.
Preferred Qualifications
- Experience with Azure AI Search, hybrid search, reranking, or vector databases.
- Experience building AI agents that call enterprise APIs and tools.
- Familiarity with Model Context Protocol (MCP).
- Experience with PostgreSQL, Azure Blob Storage, or document-processing pipelines.
- Experience in banking, financial services, lending, fraud, or another regulated industry.
- Familiarity with responsible AI, data privacy, and auditability.
Education
- Bachelor's Degree in computer science, data science, engineering, applied mathematics/statistics, information systems, or a related quantitative field (or equivalent combination of education and experience).
- Master's Degree preferred.
Benefits & Perks
We offer a competitive benefits package designed to support your success:
- Health Coverage: Medical, dental, and vision plans with employer contributions.
- Retirement Savings: 401(k) with matching.
- Paid Time Off & Holidays: Generous PTO and paid holidays.
- Wellness Support: Access to mental health and financial wellness resources. Visit our benefits page to learn more Benefits!
Join City National Bank of Florida. The possibilities are endless.
Special Information To Candidates
Equal Opportunity
City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.
Interview Guidelines
To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. Applicants who require a reasonable accommodation to participate in the interview process should contact talent.attraction@citynational.com in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.
STEM OPT Finance Job Roles in Florida
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Search Finance Jobs in FloridaFinance STEM OPT Sponsorship Jobs in Florida: Frequently Asked Questions
Which finance companies sponsor F-1 STEM OPT visas in Florida?
Florida-based and nationally headquartered finance employers with a documented history of F-1 STEM OPT hiring include Citigroup and Wells Fargo in Miami, Raymond James Financial and Synovus in the Tampa Bay area, and Fidelity National Information Services (FIS) in Jacksonville. Regional offices of investment banks and insurance analytics firms also file regularly for roles in quantitative finance, financial technology, and actuarial analysis.
Which cities in Florida have the most finance F-1 STEM OPT sponsorship jobs?
Miami leads for F-1 STEM OPT finance roles, particularly in international banking, wealth management analytics, and fintech. Tampa and St. Petersburg follow closely, driven by insurance technology, payment processing, and capital markets firms. Jacksonville is home to major back-office and data analytics operations for national banks. Orlando has a smaller but growing presence in financial technology tied to its broader tech sector.
What types of finance roles typically qualify for F-1 STEM OPT sponsorship?
Roles that qualify must fall under a STEM-designated Classification of Instructional Programs code tied to your degree. In finance, this most commonly applies to quantitative analyst, financial data scientist, risk analyst, actuarial analyst, and algorithmic trading positions. The role itself must require application of STEM knowledge, so purely advisory or relationship-management positions generally do not qualify. O*NET occupation profiles can help confirm whether a specific title meets the standard.
How do I find finance F-1 STEM OPT sponsorship jobs in Florida?
Migrate Mate is built specifically for F-1 STEM OPT job seekers in finance and filters roles by visa type, state, and industry, so you can browse Florida finance positions where employers have a verified sponsorship track record. Beyond Migrate Mate, target employers with existing OFLC Labor Condition Application filings in Florida, which signals active sponsorship infrastructure. Focus your search on quantitative, data, and technology-oriented finance roles, which align most closely with STEM OPT eligibility requirements.
Are there state-specific considerations for F-1 STEM OPT sponsorship in Florida's finance industry?
Florida has no state income tax, which affects compensation structuring but not visa eligibility directly. More relevant is that Florida's finance sector skews heavily toward international business, particularly in Miami, meaning some employers are experienced with foreign-national hiring processes. Florida universities with strong finance and quantitative programs, including the University of Florida and Florida International University, have established relationships with regional employers, which can be an advantage during OPT job searches. USCIS rules on STEM OPT employer enrollment in E-Verify apply uniformly regardless of state.