Overview

A career with us means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees are at the foundation of what enables MassMutual to deliver on our purpose to help people secure their futures and protect the ones they love.

We embrace the idea that we all are stronger and better through our support for one another. We strive to create a culture where employees feel valued and are celebrated for who they are.

Job Description

Regulatory Product Filing Consultant

Regulatory Product Filing Team

Full Time

New York, NY, Boston, MA or Springfield, MA

The Opportunity

We are looking for a Regulatory Product Filing Consultant who will work independently to prepare, complete, and document complex regulatory filings (utilizing SERFF). This role will draft complex regulatory forms and communications; work with other functional areas to build consensus on wording and manage complex projects. You will respond to complex regulatory issues or concerns and serve as a subject matter expert on industry and regulatory practices and requirements related to regulatory filings. You will be a department resource on complex projects or tasks and support team projects including prospectus review, policy print review, and info management. You will also have the opportunity to mentor junior team members.

The Team

As part of MassMutual’s Regulatory Product Filing Team, you will work with a dedicated and talented team of associates as well as business partners in Law, Actuarial, Product Development, Compliance, Print Production, and more, as you work on contract development, filing, print production, and records management.

The Impact

1. Filing Preparation & Submission

2. Develop, coordinate, and submit insurance product filings (rates, forms, rules) to state regulatory agencies through SERFF or comparable platforms.

3. Ensure every submission reflects thorough knowledge of state-specific requirements, demonstrating both accuracy and business acumen in aligning filings with strategic goals.

4. Regulatory Compliance

5. Stay current on evolving state regulations, bulletins, and guidance to ensure filings remain fully compliant.

6. Partner with legal, product development, and compliance teams to translate complex requirements into practical, business-ready solutions.

7. Regulator Engagement

8. Serve as the primary liaison with state departments of insurance, responding to inquiries, addressing objections, and coordinating amendments with accountability and professionalism.

9. Build and sustain constructive relationships with regulators to support timely approvals and successful filings.

10. Documentation & Reporting

11. Maintain detailed records of filing activity, including status updates, approvals, and objections.

12. Deliver clear reporting on filing timelines and outcomes to support compliance tracking, risk management, and business planning.

13. Cross-Functional Collaboration

14. Work closely with actuaries, legal, and product management teams to ensure filings align with business objectives and customer needs.

15. Provide proactive guidance on filing requirements, setting expectations, and demonstrating agility by leveraging resources to resolve challenges efficiently.
16. Provide support related to records management, provision of contract specimens, etc. as needed from internal business partners.
17. Assist with compliance projects, for example: monitoring and implementing state notices through partnership with other business areas; updating items related to mutual fund changes as a member of larger internal project team.

The Minimum Qualifications

• Bachelor's Degree
• 5+ years of general knowledge of the insurance industry and lines of business/products being filed.

The Ideal Qualifications

• Master’s Degree
• 8+ years of general knowledge of the insurance industry and lines of business/products being filed.
• Familiarity with contract drafting and filing with financial service products such as life insurance, annuities, disability, worksite.
• Strong written and verbal communication skills.
• Organized, with ability to balance timeliness and accuracy within tight timelines.
• Ability to work both independently and in a team environment.
• Service minded, with ability to foster and maintain collaborative relationships with business partners, management, and external regulators.
• Solid computer skills including strong working knowledge of Microsoft Office Suite, Adobe, and Share-point.
• Strong leadership skills, including the ability to lead work projects.
• Experienced SERFF user.
• Detail focused, with strong commitment to timeliness and accuracy.
• Strong analytical abilities including critical thinking and problem solving.

What to Expect as Part of MassMutual and the Team

• Regular meetings with the Regulatory Product Filing Team
• Focused one-on-one meetings with your manager
• Networking opportunities including access to Asian, Hispanic/Latinx, African American, women, LGBTQIA+, veteran, and disability-focused Business Resource Groups
• Access to learning content on Degreed and other informational platforms
• Your ethics and integrity will be valued by a company with a strong and stable ethical business with industry leading pay and benefits

LI-FT1

MassMutual is an equal employment opportunity employer. We welcome all persons to apply.

If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.

California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page. MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.

Salary Range: $118,900-$156,000

Award-Winning Culture

MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.

We strive to build a thriving community where everyone is valued, included, and feels that they belong.

At MassMutual, we Live Mutual.

How We Work

MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.

Benefits for the whole you (and your loved ones)

There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.

Explore some of our offerings below.

Paid Time Off

In addition to generous vacation time, paid holidays, and flexible holidays, MassMutual offers 'take care' time to care for yourself or someone you love—whether for physical illness or mental health.

Health & Well-Being

In addition to top-line medical and dental coverage, personalized mental health solutions, on-site and virtual health coaching, and much more, MassMutual reimburses employees up to $1,250 per year for eligible expenses supporting mental, physical, and financial well-being.

Financial Well-Being

In addition to competitive salaries and bonuses, educational assistance programs, and much more, MassMutual offers up to a 10% total 401(k) benefit, consisting of a 5% company match and a 5% annual contribution.

Taking Care

MassMutual offers generous maternity and parental leaves, as well as bereavement leave to mourn the loss of a loved one (and the employee defines 'loved one'). In addition, we offer up to 320 hours of caregiver leave to help employees support loved ones in times of need.

Giving Back

MassMutual offers three paid days for employees to volunteer with eligible nonprofits of their choice, and the MassMutual Foundation matches employee donation dollars to eligible nonprofit organizations up to $5,000 annually.

Commuter Benefits

MassMutual offers a Qualified Commuter Program through which eligible employees can pay qualified workplace commuting expenses with before-tax dollars, as well as a commuter wallet option for employees based at Boston and NYC campuses.