Finance F-1 STEM OPT Sponsorship Jobs in Michigan
Finance F-1 STEM OPT sponsorship jobs in Michigan are concentrated in Detroit, Grand Rapids, and Ann Arbor, where employers like JPMorgan Chase, Ally Financial, and Comerica actively hire quantitative analysts, financial engineers, and data-driven risk professionals. Michigan's deep automotive finance sector and growing fintech presence create consistent demand for STEM-designated finance roles that qualify for OPT extension.
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INTRODUCTION
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Purchasing Integrations team is responsible for the JavaScript SDK and frontend infrastructure that power Affirm at checkout. We build the library that merchants embed directly into their storefronts - rendering payment messaging and buttons, initiating checkout flows, and orchestrating secure, real-time communication with Affirm’s web app. This code runs on high-traffic production sites, so performance, resiliency, and backward compatibility are critical. Milliseconds matter, and failure is immediately visible to merchants and consumers. This role is deeply frontend-focused. Engineers work on bundle optimization, script loading strategies, rendering performance, and Web Vitals, ensuring our SDK integrates cleanly into diverse merchant stacks without degrading UX. We design extensible UI components that support evolving checkout experiences while keeping integration simple and incremental for developers. Security enhancements and modern browser-based communication patterns are core to the work. The team operates at the intersection of platform and product: building reusable primitives, experimenting with new checkout surfaces, and translating complex requirements into intuitive APIs and polished UI. It’s an opportunity to work on high-scale frontend systems embedded across the web—where engineering rigor directly impacts conversion, growth, and user experience.
ROLE AND RESPONSIBILITIES
With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
BASIC QUALIFICATIONS
You have a total of 1.5+ years of experience as a software engineer.
You have experience shipping web apps using declarative UI frameworks like React or Vue.
You have experience working with Javascript/Typescript.
You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
* This position requires either equivalent practical experience or a Bachelor’s degree in a related field.
COMPENSATION
Pay Grade - L
Equity Grade - 06
Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000
USA base pay range (all other U.S. states) per year: $142,000 - $192,000
Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.
BENEFITS
We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.
Finance Job Roles in Michigan
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Search Finance Jobs in MichiganFinance Jobs in Michigan: Frequently Asked Questions
Which finance companies in Michigan are known to sponsor F-1 STEM OPT workers?
Michigan-based and nationally headquartered finance employers with significant Michigan operations, including Ally Financial, Comerica, Citizens Bank, and JPMorgan Chase, have hired STEM OPT workers in quantitative and analytically intensive finance roles. Automotive finance subsidiaries tied to Ford Motor Credit and GM Financial also recruit STEM OPT candidates for risk modeling, financial engineering, and data analytics positions in the Detroit metro area.
Which Michigan cities have the most finance F-1 STEM OPT sponsorship jobs?
Detroit and its suburbs, particularly Southfield, Troy, and Dearborn, hold the highest concentration of finance sponsorship roles, driven by automotive finance, banking headquarters, and insurance firms. Ann Arbor attracts fintech and quantitative finance roles connected to the University of Michigan's research ecosystem. Grand Rapids has a growing commercial banking and financial services sector with periodic STEM OPT openings in data and analytics functions.
What types of finance roles typically qualify for F-1 STEM OPT sponsorship in Michigan?
Roles that qualify for STEM OPT extension generally require a degree in a STEM-classified field, such as financial engineering, applied mathematics, statistics, or computer science, and involve applying those skills directly. In Michigan finance, this typically includes quantitative analyst, risk model developer, data scientist, financial engineer, and treasury analyst positions. Purely advisory or relationship-management roles without a quantitative technical component are less likely to meet STEM OPT criteria.
How do I find finance F-1 STEM OPT sponsorship jobs in Michigan?
Migrate Mate lets you filter finance job listings specifically by F-1 STEM OPT visa type and by Michigan location, surfacing employers with documented sponsorship history in the state. Because STEM OPT eligibility depends on both your degree's CIP code classification and the role's job duties, focus your search on quantitative and technically defined finance titles. Cross-reference any offer against your school's DSO to confirm the role and employer meet STEM OPT requirements before accepting.
Are there any Michigan-specific considerations for F-1 STEM OPT workers in finance?
Michigan's finance hiring is heavily shaped by the automotive industry, meaning many STEM OPT openings are in automotive lending, fleet risk, and vehicle finance analytics rather than traditional Wall Street-style roles. Michigan does not impose additional state-level visa requirements, but large automotive finance employers often use E-Verify participation as part of their onboarding process, which is a federal STEM OPT requirement. Your employer must be enrolled in E-Verify before a STEM OPT extension can be authorized.