Finance STEM OPT Jobs in North Carolina
Finance F-1 STEM OPT sponsorship jobs in North Carolina are concentrated in Charlotte, one of the largest banking centers in the country, home to major employers including Bank of America, Wells Fargo, and Truist. Research Triangle Park and Raleigh also host fintech firms and financial services companies that file LCAs for quantitative, data, and risk roles.
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INTRODUCTION
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Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
ROLE PURPOSE
Design, build and operate governed workflow, low-code, Python and ontology-based solutions that represent Wealth Brokerage and Trust business objects, decisions and work processes accurately and securely.
Job profile summary
This Software Engineer independently designs, develops, tests and maintains workflow and data-centric applications for Wealth Brokerage and Trust. The role combines professional software-engineering discipline with low-code delivery, Python development, process automation and ontology modelling.
The engineer translates business concepts such as clients, accounts, households, assets, transactions, cases, requests, approvals and items requiring attention into governed data objects, relationships, actions and workflows. Solutions must support explainable decisions, auditable processing and controlled human intervention.
The role is not ungoverned citizen development. It requires deliberate architecture, reusable components, source control, testing, deployment discipline, access controls, monitoring, support readiness and clear ownership.
Scope of responsibility
- Brokerage and Trust workflow applications supporting client and account servicing, operations, review, approval, exception management and supervisory processes.
- Low-code user experiences, forms, work queues, rules and automation integrated with enterprise applications, Azure services, SQL Server and approved data platforms.
- Python services and utilities for data preparation, validation, enrichment, workflow logic, controls and operational automation.
- Ontology models representing governed business concepts, relationships, states, actions and permissions used by applications, workflows and analytics.
- Production support, controls, audit history, data lineage, observability, resilience and lifecycle management for the complete solution.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
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Design and develop governed low-code applications, workflow components, forms, work queues, business rules, notifications and operational dashboards for Brokerage and Trust.
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Model end-to-end workflows covering intake, validation, classification, routing, prioritization, assignment, service levels, approvals, exception handling, escalation, completion and closure.
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Design ontology objects, properties, relationships, actions and lifecycle states that accurately reflect Wealth business concepts and remain reusable across applications and analytics.
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Use Python to implement data transformation, validation, enrichment, rule execution, reconciliation, automation, test utilities and supporting services where code is the appropriate mechanism.
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Integrate workflow and ontology solutions with .NET/C# services, SQL Server, Azure PaaS, APIs, messaging, SFTP or managed file transfer, vendor platforms and enterprise data sources.
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Implement fine-grained access, entitlements, segregation of duties, data masking, approval authority and action permissions appropriate to sensitive Wealth data and regulated processes.
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Create auditable processing with clear state transitions, decision rationale, timestamps, ownership, source references, evidence and immutable history where required.
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Build reusable components, ontology patterns, workflow templates and engineering standards that reduce duplication without creating a single enormous low-code contraption nobody can safely change.
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Develop automated tests for Python code, workflow rules, permissions, data transformations, ontology actions and integration contracts. Support repeatable deployment and environment promotion.
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Instrument applications and workflows with logging, metrics, queue ageing, throughput, exception, service-level and control-breach monitoring. Create operational runbooks and support documentation.
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Partner with product, operations, data owners, risk partners and subject-matter experts to validate terminology, process states, business rules, authoritative sources and control evidence.
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Assess when low code is appropriate and when complexity, scale, performance or supportability requires professionally coded services in .NET/C#, Python or Azure.
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Troubleshoot production issues spanning user experience, workflow orchestration, ontology, Python, permissions, data quality, integrations and dependent platforms. Complete root-cause analysis and corrective action.
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Lead design and code reviews, mentor junior engineers and contribute to governance for low-code, workflow, Python and ontology delivery across Wealth Technology.
Technical and domain expectations
Area
Grade 111 expectation
Low-code engineering
Professional delivery of applications, forms, rules and automation using approved platforms, with ALM, reusable components, testing, support and governance.
Workflow and casework
Process states, work queues, assignment, SLAs, approvals, escalations, exceptions, human tasks, controls, evidence and operational measurement.
Ontology modelling
Business objects, properties, relationships, actions, lifecycle states, semantics, lineage, permissions and reuse across applications and analytics.
Python
Production-quality transformation, validation, enrichment, automation, rules, services and testing with packaging, logging, security and maintainability.
SQL Server and data
Relational data, querying, data quality, reconciliation, authoritative sources and integration between operational systems and workflow solutions.
.NET and C#
Ability to build or collaborate on coded APIs and services where low code or Python is not the correct implementation choice.
Microsoft Azure
Use of approved identity, PaaS, APIs, messaging, secrets, monitoring, storage and deployment capabilities supporting workflow solutions.
Integration
Consumption and publication of APIs, messaging, batch and SFTP interfaces, including validation, failure recovery and source-to-target traceability.
Controls and security
Role and attribute-based access, action permissions, segregation of duties, sensitive-data handling, audit history and evidence generation.
Wealth domain
Brokerage and Trust concepts including clients, households, accounts, assets, transactions, cash, servicing requests, reviews, approvals and exceptions.
Qualifications
Required Qualifications
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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Bachelor’s degree in computer science, Software Engineering, or related field with 5 years of relevant experience or equivalent education and training.
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In-depth knowledge of information systems and ability to identify, apply, and implement IT best practices.
Preferred Qualifications
- Previous experience in Wealth, Brokerage, Trust, banking, financial services or another highly regulated industry.
- Experience with Palantir Foundry ontology and application-development capabilities, or comparable ontology, knowledge-graph, semantic or workflow platforms.
- Experience with Microsoft Power Platform or another governed enterprise low-code platform.
- Experience developing production Python applications, data pipelines, automation or control frameworks.
- Experience with .NET/C#, SQL Server, Azure PaaS, APIs, messaging and SFTP integrations.
- Experience designing work-request, case-management, exception-management or supervisory workflow solutions.
- Relevant Microsoft, Python, workflow, data or platform certification.
Leadership behaviours and measures of success
- Engineering ownership: independently moves work from design through production support and accepts accountability for operational outcomes.
- Quality by design: builds security, automated testing, observability, resiliency and maintainability into the solution rather than bolting them on later.
- Wealth context: understands that Brokerage and Trust processes involve sensitive data, regulated activity, supervisory controls and material operational dependencies.
- Technical leadership: raises engineering standards through pragmatic design guidance, code review, documentation and mentoring.
- Delivery judgement: balances speed, reuse, technical debt and control requirements without creating tomorrow’s incident for today’s milestone.
The annual base salary for this position is $100,000 - $145,000.
The annual base salary in Charlotte is $108,000-$149,000.
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:
All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law E-Verify IER Right to Work
STEM OPT Finance Job Roles in North Carolina
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Search Finance Jobs in North CarolinaFinance STEM OPT Sponsorship Jobs in North Carolina: Frequently Asked Questions
Which finance companies sponsor F-1 STEM OPT visas in North Carolina?
Bank of America and Wells Fargo, both headquartered or heavily staffed in Charlotte, have consistent LCA filing histories for finance roles that align with STEM OPT. Truist Financial, Ally Financial, and LendingTree also operate significant North Carolina offices. In the Research Triangle, fintech and analytics firms have filed for quantitative analyst and data science roles within financial services divisions.
Which cities in North Carolina have the most finance F-1 STEM OPT sponsorship jobs?
Charlotte is the dominant market, functioning as the second-largest banking city in the United States by assets managed. It hosts the largest concentration of finance employers with active LCA filing histories. Raleigh and Durham offer a secondary market, particularly for fintech, financial analytics, and risk modeling roles tied to the Research Triangle's technology and university ecosystem. Greensboro has a smaller but active insurance and financial planning sector.
What types of finance roles typically qualify for F-1 STEM OPT sponsorship?
Roles that qualify tend to be quantitative or data-intensive, including financial analyst, quantitative analyst, risk analyst, financial data scientist, and actuary positions. These align with STEM-designated degree programs in fields like financial engineering, statistics, applied mathematics, and computer science. General business analyst or relationship manager roles may not qualify for STEM OPT unless tied to a STEM-designated degree and a sufficiently technical job description.
How do I find finance F-1 STEM OPT sponsorship jobs in North Carolina?
Migrate Mate filters finance job listings specifically for employers with F-1 STEM OPT sponsorship history in North Carolina, drawing on DOL Labor Condition Application data to surface companies that have filed for relevant roles. This is more reliable than searching general postings, where sponsorship information is often absent or unclear. Filter by city and role type to focus on Charlotte's banking sector or the Research Triangle's fintech employers.
Are there any state-specific or industry-specific considerations for F-1 STEM OPT in North Carolina finance roles?
North Carolina's finance sector is heavily regulated at the federal level, so employer E-Verify enrollment is standard among large institutions, which is also an F-1 STEM OPT requirement. Charlotte employers in banking are generally familiar with OPT and STEM OPT timelines because of the city's international workforce. However, smaller community banks and regional advisory firms may have less experience with STEM OPT compliance obligations, so confirming an employer's prior sponsorship history is worthwhile before applying.