Commercial Insurance Broker Jobs in USA with Visa Sponsorship
Commercial insurance broker roles qualify as specialty occupations under H-1B visa, making employer sponsorship achievable for candidates with a relevant bachelor's degree. Brokers placing commercial lines for mid-market or large accounts are in demand at brokerage houses and carriers that have consistent LCA filing histories with DOL.
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Cisneros Insurance Agency is seeking a confident, motivated, and sales-driven Commercial Insurance Broker to join our team. This position is responsible for managing the commercial insurance sales process from initial opportunity through binding coverage.
The ideal candidate understands how to qualify commercial risks, gather underwriting information, prepare submissions, market accounts to appropriate insurance carriers, evaluate coverage options, present proposals, and close business. This role requires strong commercial insurance knowledge, sales ability, organization, persistence, and consistent follow-through.
Brokers will receive agency-provided sales opportunities while also being encouraged to develop business through referrals, networking, prospecting, and relationship building.
Salary Range: $60,000.00 - $125,000.00 per year
Benefits
- Annual Base Salary + Commission + Bonus Opportunities
- Paid Time Off (PTO)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Hands on Training
- Mon-Fri Schedule
- Retirement Plan
Requirements
- Active California Property & Casualty Insurance License strongly preferred.
- Previous commercial insurance experience strongly preferred.
- Prior insurance sales and/or business-to-business sales experience.
- Knowledge of commercial insurance products, underwriting, risk qualification, carrier marketing, and the sales process.
- Ability to qualify commercial risks, gather underwriting information, prepare submissions, and market accounts to appropriate insurance carriers.
- Strong sales, prospecting, negotiation, presentation, and closing skills.
- Excellent follow-up and follow-through with the ability to manage opportunities throughout the entire sales cycle.
- Strong communication and relationship-building skills.
- Strong attention to detail, organization, and time-management skills.
- Ability to manage multiple accounts and opportunities at different stages of the sales process.
- Tech-savvy and comfortable working across multiple computer systems, applications, and online platforms.
- Proficiency with basic Microsoft Office applications, including Outlook, Word, Excel, and Teams.
- Ability to learn and efficiently navigate agency management systems, CRM platforms, carrier websites, and insurance technology.
- Experience working with and converting internet-generated sales leads preferred.
- Professional demeanor with sound ethical judgment.
- Bilingual in English and Spanish required; fluency in both preferred.
- Competitive, persistent, dependable, self-motivated, and goal-oriented.
- Ability to work independently while collaborating effectively as part of a team.
- Must be available to work full-time, in-office in Riverside, California. This position is not remote.
Responsibilities
- Manage the commercial insurance sales process from prospecting and qualification through binding coverage.
- Work and consistently follow up on agency-provided leads and sales opportunities.
- Develop additional new business through referrals, networking, prospecting, and other sources.
- Qualify commercial risks and determine whether opportunities fit available carrier appetites.
- Identify business exposures and understand each prospect's insurance and coverage needs.
- Gather applications, loss runs, exposure information, and other documentation required for underwriting.
- Prepare accurate and complete submissions for insurance carriers.
- Identify appropriate insurance markets and market accounts based on risk characteristics, coverage needs, and carrier appetite.
- Communicate and negotiate with underwriters throughout the marketing and quoting process.
- Review quotes, coverage terms, exclusions, deductibles, and pricing.
- Develop and present professional insurance proposals to prospective clients.
- Explain coverage options and recommend appropriate commercial insurance solutions.
- Negotiate, overcome objections, and close new business.
- Maintain consistent and persistent follow-up with prospects, clients, underwriters, and referral partners.
- Manage multiple opportunities simultaneously while maintaining an accurate and organized sales pipeline.
- Accurately maintain prospect and client information across agency management and sales systems.
- Develop and maintain strong relationships with business owners, clients, carrier partners, and referral sources.
- Meet or exceed established new-business production goals.
About us
Cisneros Insurance Agency Inc has locations in the city of Riverside and San Bernardino, CA. We have been helping insurance consumers in the Inland Empire since 1997. We offer most types of insurance policies an individual or business could need. Our office is a member of the prestigious Presidents Council Group for Farmers Insurance, a designation enjoyed by less than 1% of Farmers Agencies Nationwide. We are an established business within an essential employee category. Our team continues to work at normal hours despite the Covid-19 pandemic.
Job Overview
Cisneros Insurance Agency is seeking a confident, motivated, and sales-driven Commercial Insurance Broker to join our team. This position is responsible for managing the commercial insurance sales process from initial opportunity through binding coverage.
The ideal candidate understands how to qualify commercial risks, gather underwriting information, prepare submissions, market accounts to appropriate insurance carriers, evaluate coverage options, present proposals, and close business. This role requires strong commercial insurance knowledge, sales ability, organization, persistence, and consistent follow-through.
Brokers will receive agency-provided sales opportunities while also being encouraged to develop business through referrals, networking, prospecting, and relationship building.
Salary Range: $60,000.00 - $125,000.00 per year
Benefits
- Annual Base Salary + Commission + Bonus Opportunities
- Paid Time Off (PTO)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Hands on Training
- Mon-Fri Schedule
- Retirement Plan
Requirements
- Active California Property & Casualty Insurance License strongly preferred.
- Previous commercial insurance experience strongly preferred.
- Prior insurance sales and/or business-to-business sales experience.
- Knowledge of commercial insurance products, underwriting, risk qualification, carrier marketing, and the sales process.
- Ability to qualify commercial risks, gather underwriting information, prepare submissions, and market accounts to appropriate insurance carriers.
- Strong sales, prospecting, negotiation, presentation, and closing skills.
- Excellent follow-up and follow-through with the ability to manage opportunities throughout the entire sales cycle.
- Strong communication and relationship-building skills.
- Strong attention to detail, organization, and time-management skills.
- Ability to manage multiple accounts and opportunities at different stages of the sales process.
- Tech-savvy and comfortable working across multiple computer systems, applications, and online platforms.
- Proficiency with basic Microsoft Office applications, including Outlook, Word, Excel, and Teams.
- Ability to learn and efficiently navigate agency management systems, CRM platforms, carrier websites, and insurance technology.
- Experience working with and converting internet-generated sales leads preferred.
- Professional demeanor with sound ethical judgment.
- Bilingual in English and Spanish required; fluency in both preferred.
- Competitive, persistent, dependable, self-motivated, and goal-oriented.
- Ability to work independently while collaborating effectively as part of a team.
- Must be available to work full-time, in-office in Riverside, California. This position is not remote.
Responsibilities
- Manage the commercial insurance sales process from prospecting and qualification through binding coverage.
- Work and consistently follow up on agency-provided leads and sales opportunities.
- Develop additional new business through referrals, networking, prospecting, and other sources.
- Qualify commercial risks and determine whether opportunities fit available carrier appetites.
- Identify business exposures and understand each prospect's insurance and coverage needs.
- Gather applications, loss runs, exposure information, and other documentation required for underwriting.
- Prepare accurate and complete submissions for insurance carriers.
- Identify appropriate insurance markets and market accounts based on risk characteristics, coverage needs, and carrier appetite.
- Communicate and negotiate with underwriters throughout the marketing and quoting process.
- Review quotes, coverage terms, exclusions, deductibles, and pricing.
- Develop and present professional insurance proposals to prospective clients.
- Explain coverage options and recommend appropriate commercial insurance solutions.
- Negotiate, overcome objections, and close new business.
- Maintain consistent and persistent follow-up with prospects, clients, underwriters, and referral partners.
- Manage multiple opportunities simultaneously while maintaining an accurate and organized sales pipeline.
- Accurately maintain prospect and client information across agency management and sales systems.
- Develop and maintain strong relationships with business owners, clients, carrier partners, and referral sources.
- Meet or exceed established new-business production goals.
About us
Cisneros Insurance Agency Inc has locations in the city of Riverside and San Bernardino, CA. We have been helping insurance consumers in the Inland Empire since 1997. We offer most types of insurance policies an individual or business could need. Our office is a member of the prestigious Presidents Council Group for Farmers Insurance, a designation enjoyed by less than 1% of Farmers Agencies Nationwide. We are an established business within an essential employee category. Our team continues to work at normal hours despite the Covid-19 pandemic.
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Get Access To All JobsTips for Finding Commercial Insurance Broker Jobs
Verify your degree field matches
USCIS requires a direct relationship between your degree and the broker role. A finance, risk management, or business degree typically satisfies specialty occupation, a general arts degree often triggers an RFE, so document coursework that maps to commercial lines underwriting.
Obtain your state P&C license early
Most commercial broker roles require a Property and Casualty license before day one. Getting licensed in your target state before the offer stage removes a contingency that often delays LCA filing and signals to employers you're ready to produce immediately.
Target brokerages with consistent LCA filing history
Use Migrate Mate to identify employers with verified LCA sponsorship records for insurance broker roles, so you're applying to firms already set up to sponsor rather than educating hiring managers about the H-1B process from scratch.
Understand how prevailing wage affects your offer
Your employer must certify your salary meets the DOL prevailing wage for your location and role before the LCA is approved. Cross-check your offer against the OFLC Wage Search for your metropolitan area so you can flag any shortfall before the filing stage.
Push for a specialty occupation job description
Generic broker job descriptions listing only sales duties can undermine an H-1B petition. Ask your employer to include technical duties like coverage analysis, risk assessment, and policy structuring, since USCIS evaluates the position description when determining specialty occupation status.
Plan around the H-1B cap and selection timeline
H-1B is subject to an annual cap and a selection process whose rules have changed recently. If you're not selected, ask your employer about cap-exempt alternatives or whether a TN visa applies if you hold Canadian or Mexican citizenship and the role fits the USMCA profession list.
Frequently Asked Questions
Does a commercial insurance broker role qualify as a specialty occupation for H-1B?
Yes, in most cases. USCIS looks for a direct connection between the role's duties and a specific bachelor's degree field. Roles involving commercial risk assessment, coverage analysis, and policy structuring for mid-market or large accounts typically qualify. Roles that are primarily sales-focused with no analytical underwriting component are more likely to draw a Request for Evidence from USCIS.
Which visa types are realistic for commercial insurance broker sponsorship?
H-1B is the most common path for this role. If you're an Australian citizen, the E-3 visa offers the same specialty occupation framework without a lottery. Canadian and Mexican nationals should check whether the Insurance Underwriters or Financial Analysts category on the USMCA profession list covers their specific duties, as TN visa can be a faster alternative to H-1B for qualifying roles.
Do employers typically cover the LCA and I-129 filing costs for brokers?
By law, certain H-1B filing fees must be paid by the employer rather than the employee. The LCA filing with DOL is free to the employer, but I-129 petition fees and any premium processing costs are employer obligations under USCIS rules. Brokerages that sponsor regularly understand this structure; firms new to sponsorship sometimes need guidance before the offer is finalized.
What degree background does USCIS expect for a commercial insurance broker petition?
Risk management, finance, business administration, or economics degrees are most defensible. A degree in a loosely related field, combined with an O*NET profile showing the occupation typically requires at least a bachelor's in a specific discipline, helps establish specialty occupation. If your degree is in an unrelated field, your employer's attorney will need to build the case using equivalent experience documented carefully.
Where can I find commercial insurance broker jobs that offer visa sponsorship?
Migrate Mate lists commercial insurance broker roles at employers with verified sponsorship history, so you can focus your applications on firms that have already filed LCAs for comparable positions. This saves significant time compared to applying broadly and discovering sponsorship availability only after reaching the offer stage.
What is the prevailing wage requirement for sponsored Commercial Insurance Broker jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.