Banking Operations Specialist Jobs
Banking Operations Specialist jobs are open across commercial banking, fintech, credit unions, and investment firms, from entry-level to senior and team lead, with specializations in wire transfers, regulatory compliance, and loan processing. See the openings below and apply to the ones that match your experience.
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Showing 5 of 81+ Banking Operations Specialist jobs
ESSENTIAL DUTIES AND RESPONSIBILITIES
Operational efficiency
Oversee center cash operations including cashboxes, vault, ATM, and TCRs to ensure center cash is managed, balanced, and secured within the established limits following bank policy.
Process client transactions accurately and efficiently and using sound judgment when providing approvals and overrides to safeguard against fraud and errors.
Stay informed on operational updates and communicate critical policy, procedure, and compliance changes or alerts to the team.
Manage access controls by ensuring proper dual control where applicable, and uphold secure handling of keys, combinations, and sensitive assets in accordance with bank procedures.
Mitigate the bank’s risk as outlined in the Compliance and risk management section below including assisting with cash audits and ensuring accurate record retention.
Compliance and risk management
Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.
Lead the Operational Performance of the banking center through maintaining control over key risk areas of the center, including tellers’ difference, operational losses, and audit control procedures, resolution of out-of-balance conditions, compliance, and quarterly and annual audit functions.
Ensure all audit and security policies and procedures are followed during open hours and at banking center opening and closing.
Control the inventory of cash, Official Checks and Personal Money Orders through dual control.
Client experience
Lead the Client Experience efforts of the banking center, including delivering excellent client experiences consistently and promptly resolve client issues effectively.
Ensure an excellent overall client experience by assisting clients with select service needs.
Responsible for ensuring proper control and maximum efficiency in transactional processing. Provide transactional processing support in order to keep client wait times to a minimum.
Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.
Sales and service
Cross-sell and make referrals to bank partners to generate new business and deepen existing client relationships.
Explain product benefits, changes, restrictions, requirements, and any other relevant product information to clients, prospects, and associates.
Team management
Maintain workflow and handle scheduling the associates supporting financial transactions.
Observe, coach, and lead the transactional processing team to ensure all strategic initiatives are executed effectively.
Assist in evaluating employee performance and counseling when needed.
Assist in determining and satisfying training needs and establish performance plans.
Conduct meetings to develop a communication line to explain and institute new policies and to ensure continuous development of staff.
Assist in conducting meetings to promote sales, product knowledge and client service
Perform all other job related duties as assigned
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
1. High school diploma or GED required Bachelors degree preferred and 2-5 years of experience or equivalent combination of education and experience
COMPUTER AND OFFICE EQUIPMENT SKILLS
1. Microsoft Office suite
CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)
None required
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
X formerly Twitter
YouTube
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Operational efficiency
Oversee center cash operations including cashboxes, vault, ATM, and TCRs to ensure center cash is managed, balanced, and secured within the established limits following bank policy.
Process client transactions accurately and efficiently and using sound judgment when providing approvals and overrides to safeguard against fraud and errors.
Stay informed on operational updates and communicate critical policy, procedure, and compliance changes or alerts to the team.
Manage access controls by ensuring proper dual control where applicable, and uphold secure handling of keys, combinations, and sensitive assets in accordance with bank procedures.
Mitigate the bank’s risk as outlined in the Compliance and risk management section below including assisting with cash audits and ensuring accurate record retention.
Compliance and risk management
Expected compliance with bank regulations, policies, procedures, risk management, internal controls, and the First Horizon code of ethics.
Lead the Operational Performance of the banking center through maintaining control over key risk areas of the center, including tellers’ difference, operational losses, and audit control procedures, resolution of out-of-balance conditions, compliance, and quarterly and annual audit functions.
Ensure all audit and security policies and procedures are followed during open hours and at banking center opening and closing.
Control the inventory of cash, Official Checks and Personal Money Orders through dual control.
Client experience
Lead the Client Experience efforts of the banking center, including delivering excellent client experiences consistently and promptly resolve client issues effectively.
Ensure an excellent overall client experience by assisting clients with select service needs.
Responsible for ensuring proper control and maximum efficiency in transactional processing. Provide transactional processing support in order to keep client wait times to a minimum.
Enhance individual knowledge to better serve clients by attending relevant sales, service, and product knowledge meetings, training classes, and web-based learning.
Sales and service
Cross-sell and make referrals to bank partners to generate new business and deepen existing client relationships.
Explain product benefits, changes, restrictions, requirements, and any other relevant product information to clients, prospects, and associates.
Team management
Maintain workflow and handle scheduling the associates supporting financial transactions.
Observe, coach, and lead the transactional processing team to ensure all strategic initiatives are executed effectively.
Assist in evaluating employee performance and counseling when needed.
Assist in determining and satisfying training needs and establish performance plans.
Conduct meetings to develop a communication line to explain and institute new policies and to ensure continuous development of staff.
Assist in conducting meetings to promote sales, product knowledge and client service
Perform all other job related duties as assigned
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
1. High school diploma or GED required Bachelors degree preferred and 2-5 years of experience or equivalent combination of education and experience
COMPUTER AND OFFICE EQUIPMENT SKILLS
1. Microsoft Office suite
CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc)
None required
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
X formerly Twitter
YouTube
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
See All 81 Banking Operations Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
Find JobsBanking Operations Specialist Job Market
Who's Hiring
- First Horizon Bank14
- M&T Bank7
- Western Alliance Bank5
- Goldman Sachs4
- JPMorganChase3
Top Industries Hiring
- Banking & Financial Services
- Construction & Real Estate
What Employers Look For
The qualifications that appear most often in banking operations specialist jobs.
- Bachelor's degree in finance, accounting, business, or a related field
- Experience with core banking platforms, payment processing, or reconciliation software
- Knowledge of BSA, AML, KYC, or other banking compliance regulations
- Strong data entry accuracy and experience processing high transaction volumes
- Proficiency in spreadsheet tools and financial reporting applications
- Familiarity with wire transfer processing, ACH transactions, or loan operations
Tips for Your Banking Operations Specialist Job Search
Tailor your resume to core systems
Banking operations roles expect familiarity with payment processing platforms, core banking software, and reconciliation tools. Name the specific systems you've worked with rather than listing generic skills. Hiring managers screen for platform experience before they read anything else.
Highlight reconciliation and error-resolution work
Employers in this space care deeply about accuracy under volume. Call out specific types of reconciliations you've owned, how you caught and resolved discrepancies, and the transaction volumes you handled. Vague claims about attention to detail won't move your resume forward.
Apply early to roles that fit
Migrate Mate lists banking operations specialist openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter by compliance and regulatory focus
Some banking operations roles are heavily audit-driven while others focus on transaction throughput. When searching, look for keywords like BSA, AML, KYC, or Reg E in job descriptions to match openings to your compliance background rather than applying broadly.
Prepare concrete answers about exception handling
Interviewers for this role almost always ask about a time you caught an error or resolved an operational breakdown. Prepare two or three specific stories covering what went wrong, your exact steps, and the outcome. Generic process answers won't distinguish you from other candidates.
Negotiate start date and training expectations
Banking operations teams often have hard go-live deadlines tied to system cycles or audit windows. When an offer comes, clarify what the first 30 days look like and whether systems access requires background clearance delays, so you can negotiate a start date that works for both sides.
Banking Operations Specialist Jobs: Frequently Asked Questions
Which companies are hiring the most banking operations specialists?
The most active employers for banking operations specialists right now are First Horizon Bank, M&T Bank, and Western Alliance Bank, and the most openings are in New York, Texas, and Florida, based on current listings on Migrate Mate as of November 2026. Regional banks, credit unions, and fintech companies consistently post high volumes of these roles.
How many banking operations specialist jobs are remote?
About 65% of banking operations specialist openings are fully remote or hybrid as of November 2026, with the highest remote share in areas like loan processing, compliance review, and back-office reconciliation. Roles that require physical cash handling, vault access, or in-branch transaction support remain predominantly on-site.
How do you become a banking operations specialist?
Start by earning a degree in finance, accounting, or business administration, which most employers list as a baseline requirement. Build foundational experience in bank teller, customer service, or back-office support roles to get exposure to transaction processing and compliance procedures. Pursue certifications in BSA or AML compliance to strengthen your candidacy for mid-level positions, and develop hands-on fluency with core banking or payment processing platforms used at your target employers.
Can I get hired as a banking operations specialist without much experience?
Entry-level banking operations roles exist and often recruit candidates with teller, cash-handling, or data entry backgrounds rather than direct operations experience. Emphasize accuracy, your comfort with regulated procedures, and any exposure to financial software. Some employers also hire recent finance or accounting graduates directly into operations associate roles with structured on-the-job training.
What does the banking operations specialist interview process look like?
Most hiring processes start with a phone or video screen focused on your systems experience and compliance knowledge, followed by one or two in-person or video interviews with the operations manager and sometimes a team lead. Expect scenario-based questions about how you handle transaction errors, regulatory deadlines, or high-volume days. Some employers include a brief skills assessment covering data accuracy or spreadsheet work before extending an offer.
Where can I find and apply to banking operations specialist jobs?
You can find and apply to banking operations specialist jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that fit your experience level and specialization, then apply directly to each listing that matches what you're looking for.
See All 81 Banking Operations Specialist Jobs
Find roles that match your experience and apply in just a few clicks.
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