Mid Level Commercial Banking Officer Jobs
Mid level commercial banking officer jobs go to bankers ready to own client portfolios, underwrite complex credit decisions, and guide junior analysts with limited oversight. Openings run across Banking & Financial Services, Investment & Asset Management, and Fintech, with JPMorganChase, M&T Bank, and Regions Bank competing for experienced commercial banking officers hiring at this level now.
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About us
Think BIG. Achieve More. At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!
Overview
The Association Banking Relationship Manager Sr assumes responsibility for cultivating and expanding commercial banking relationships within the Community Association industry. This role involves strategically developing relationships with existing clients and prospective customers to drive new deposit business growth. Through independent judgment and market expertise, the Relationship Manager Sr identifies opportunities to offer tailored Treasury Management products and services. These offerings aim to optimize financial operations for property management companies, thereby enhancing their overall financial health and operational efficiency. Involved in the credit process including Credit Underwriting, Portfolio Management and Review, Risk/Credit Grading and Risk Identification and management. Portfolio management will include servicing covenant compliance, collateral monitoring.
Principal Duties & Responsibilities
- Consistently meets and exceeds individual and/or team sales goals, including but not limited to deposit, loans and other, as applicable.
- Independently expands existing relationships and solicits new business through client referrals and cold calling efforts to meet or exceed the Bank’s strategic goals.
- Independently analyzes credit checks worthiness, and conducts preliminarily financial statement analysis against bank risk standards and applicable product requirement to preliminarily determine potential credit worthiness.
- Drive new business development within the Florida Market.
- Responsible for a regular calling program within the targeted region to include calls, email, trade events and in person meetings to drive awareness of bank products within market.
- Coordinates with various divisions and departments (Deposit Operations, Underwriting, Credit, Servicing, and Treasury Management) in the servicing of routine transactions and in solving client issues and onboarding new clients.
- Maintains up-to-date knowledge of competitors’ products and pricing in the market served.
- Maintains up-to-date knowledge of banks credit policies.
- Works with Portfolio Management in obtaining financial reporting requirements.
- Manages the loan advances tied to the non-revolving condominium loans.
- Reviews construction budgets and determines the availability in which the clients can access for loan funding.
- Attend trade shows throughout the state and networking events related to association banking.
Qualifications
- 5-7 years of business development experience in Community Association Industry (HOA) or equivalent experience in industry.
- 5-7 years of building and expanding new banking relationships experience.
- Proven success in generating new business.
- Thorough understanding of local market and solid base of contacts required.
- Excellent credit analysis and relationship management skills.
- Knowledge of banking regulations, lending policies, procedures and techniques and well demonstrated understanding of loan risk factors a plus.
- Possess strong business development skills and demonstrate ability to build/expand trusting partnerships.
Education
- Bachelor's Degree in Business Administration, Finance or equivalent work experience.
- An equivalent combination of education and/or relevant professional experience may be considered in lieu of a degree.
Benefits & Perks
We offer a competitive benefits package designed to support your success:
- Health Coverage: Medical, dental, and vision plans with employer contributions.
- Retirement Savings: 401(k) with matching.
- Paid Time Off & Holidays: Generous PTO and paid holidays.
- Wellness Support: Access to mental health and financial wellness resources. Visit our benefits page to learn more.
Join City National Bank of Florida. The possibilities are endless.
Special Information To Candidates
Equal Opportunity
City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.
Interview Guidelines
To ensure a fair and consistent interview process, applicants are not permitted to use AI-enabled devices during interviews, including AI glasses or similar wearable technology that can record, transmit, or generate real-time information. Applicants who require a reasonable accommodation to participate in the interview process should contact talent.attraction@citynational.com in advance of the interview to submit an accommodation request. City National Bank of Florida will engage in the interactive process and provide reasonable accommodations in accordance with applicable law.
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Find JobsMid Level Commercial Banking Officer Job Market
Who's Hiring
- JPMorganChase19

- M&T Bank5

- Regions Bank5

- PNC Financial Services4

- KeyBank3

Top Industries Hiring
- Banking & Financial Services59
- Investment & Asset Management22
- Fintech12
- Law & Legal Services2
- Accounting & Auditing2
Mid Level Commercial Banking Officer Jobs: Frequently Asked Questions
How do I get a mid level commercial banking officer job?
Position your experience around credit decisions you owned end to end, loan portfolios you managed independently, and client relationships you built without close supervision. Highlight specific deal types, credit products, and industries you've worked across. Applications that show measurable impact, such as portfolio growth or risk reduction, stand out more than a general summary of duties at a comparable bank.
Which companies hire mid level commercial banking officers?
Companies hiring mid level commercial banking officers right now include JPMorganChase, M&T Bank, and Regions Bank, based on current listings on Migrate Mate as of November 2026. Hiring at this level comes from regional and community banks, national commercial lenders, and credit unions that need officers capable of managing accounts and underwriting deals with limited oversight.
Are there remote mid level commercial banking officer jobs?
Yes, though the role is predominantly relationship-driven and often requires in-market presence. About 12% of mid level commercial banking officer openings are remote or hybrid as of November 2026, with hybrid arrangements most common at larger institutions where portfolio management and credit review work can be done off-site while client meetings stay in person.
How do I move up to a mid level commercial banking officer role?
Moving from entry level into a mid level commercial banking officer role requires building a track of independently handled credit files, deepening knowledge of commercial loan structures, and demonstrating consistent judgment on underwriting decisions. Officers who take ownership of smaller accounts early, seek out complex credit situations, and show measurable results on portfolio quality tend to earn that transition within a few years.
Which industries hire the most mid level commercial banking officers?
Mid Level commercial banking officer roles concentrate in Banking & Financial Services, Investment & Asset Management, and Fintech, based on current listings on Migrate Mate as of November 2026. Those sectors drive hiring because they rely on commercial credit facilities, treasury management, and long-term lending relationships that require experienced officers who can structure deals and manage client accounts independently.