Entry Level Commercial Banking Specialist Jobs
New grad commercial banking specialist jobs welcome recent graduates and entry level candidates with zero to two years of experience, where strong internship work or a finance-focused degree can matter more than a long resume. Most openings are on-site roles across Banking & Financial Services, with employers like Bank OZK, KeyBank, and Western Alliance Bank hiring at this level now.
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Job Title:
2027 Commercial Banking Development Program - Credit Analyst - San Jose, CA - Commercial & IndustrialLocation:
San JoseWhat you'll do:
As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- Completion of an Accounting course.
- Bachelor's degree or equivalent experience required.
- GPA of 3.0 or higher is required.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- An interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry level speaking and writing communications skills.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
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- Banking & Financial Services
Entry Level Commercial Banking Specialist Jobs: Frequently Asked Questions
How do I get an entry level commercial banking specialist job?
Focus on a finance-related degree, relevant coursework in credit analysis or business lending, and any internship experience at a bank or credit union. Employers at this level also look for candidates who can demonstrate analytical thinking, attention to detail, and client communication skills. Highlighting coursework projects, campus banking clubs, or even part-time teller experience can give your application a clear edge over others with similar backgrounds.
Which companies hire entry level commercial banking specialists?
Companies hiring entry level commercial banking specialists right now include Bank OZK, KeyBank, and Western Alliance Bank, based on current listings on Migrate Mate as of November 2026. Regional banks, community credit unions, and large national financial institutions are among the most consistent employers at this experience level.
Are there remote entry level commercial banking specialist jobs?
Yes, though most postings at this level are on-site or hybrid given the client-facing nature of the work. About 67% of entry level commercial banking specialist openings are remote or hybrid as of November 2026, so candidates who prefer flexibility still have options worth exploring on the listings page.
Are these new grad commercial banking specialist jobs?
Yes, many of these postings are new grad and junior roles that explicitly welcome recent graduates with little to no professional experience. A new grad-friendly posting typically accepts zero to two years of experience, counts internships or co-ops toward that threshold, and treats a relevant finance or business degree as the primary qualifier rather than requiring a prior full-time banking role.
Which industries hire the most entry level commercial banking specialists?
Entry Level commercial banking specialist roles concentrate in Banking & Financial Services, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they rely on a steady pipeline of junior candidates to support loan origination, credit review, and relationship management functions as their teams grow.