Commercial Insurance Agent Jobs
Commercial Insurance Agent jobs are open across carriers, brokerages, and independent agencies, covering specializations in property and casualty, commercial lines, and small business coverage, at every level from entry-level producer to senior account executive. Find a role that fits below and apply directly.
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Showing 5 of 25+ Commercial Insurance Agent jobs
Job Overview
The Commercial Insurance Agent, also known as the Business Insurance Agent (BIA) participates in Farmers® proprietary Business Insurance Agent Program, designed for sales-driven professionals who want to build a specialized commercial insurance practice while collaborating with established Farmers® agents. This role focuses on delivering tailored insurance solutions to small and mid-sized businesses while supporting overall business insurance growth across partner agencies The BIA Program offers a structured path to grow a commercial business, leverage existing client relationships, and work within a supportive, performance-driven environment.
Salary Range: $65,000.00 - $100,000.00 per year
Benefits
Commission Only
Paid Time Off (PTO)Flexible Schedule
Career Growth Opportunities
Mon-Fri Schedule
Health Insurance
Dental Insurance
Requirements
Required Qualifications
- Active Property & Casualty insurance license
- Ability to obtain appointment under Farmers® guidelines
- Willingness to complete required Business Insurance Agent training within designated timelines
- Strong sales aptitude and relationship-building skills
- Entrepreneurial mindset with comfort working toward performance targets
Responsibilities
Business Development & Sales
- Prospect, quote, and bind commercial insurance products, including:
- Businessowners Policies (BOP)
- Commercial Auto
- Workers' Compensation
- Commercial Umbrella
- Build and manage a personal book of commercial insurance clients
- Collaborate with Farmers® agency owners to support business insurance opportunities within their agencies
- Develop relationships with business owners across multiple industries (e.g., contractors, restaurants, professional services)
About Us
As a cornerstone of the Farmers Insurance ecosystem, the Greater Illinois District serves as a premier incubator for elite insurance professionals. We don't just fill positions; we cultivate the next generation of industry leaders through a rigorous commitment to recruitment, specialized training, and lifelong professional advocacy.
Job Overview
The Commercial Insurance Agent, also known as the Business Insurance Agent (BIA) participates in Farmers® proprietary Business Insurance Agent Program, designed for sales-driven professionals who want to build a specialized commercial insurance practice while collaborating with established Farmers® agents. This role focuses on delivering tailored insurance solutions to small and mid-sized businesses while supporting overall business insurance growth across partner agencies The BIA Program offers a structured path to grow a commercial business, leverage existing client relationships, and work within a supportive, performance-driven environment.
Salary Range: $65,000.00 - $100,000.00 per year
Benefits
Commission Only
Paid Time Off (PTO)Flexible Schedule
Career Growth Opportunities
Mon-Fri Schedule
Health Insurance
Dental Insurance
Requirements
Required Qualifications
- Active Property & Casualty insurance license
- Ability to obtain appointment under Farmers® guidelines
- Willingness to complete required Business Insurance Agent training within designated timelines
- Strong sales aptitude and relationship-building skills
- Entrepreneurial mindset with comfort working toward performance targets
Responsibilities
Business Development & Sales
- Prospect, quote, and bind commercial insurance products, including:
- Businessowners Policies (BOP)
- Commercial Auto
- Workers' Compensation
- Commercial Umbrella
- Build and manage a personal book of commercial insurance clients
- Collaborate with Farmers® agency owners to support business insurance opportunities within their agencies
- Develop relationships with business owners across multiple industries (e.g., contractors, restaurants, professional services)
About Us
As a cornerstone of the Farmers Insurance ecosystem, the Greater Illinois District serves as a premier incubator for elite insurance professionals. We don't just fill positions; we cultivate the next generation of industry leaders through a rigorous commitment to recruitment, specialized training, and lifelong professional advocacy.
See All 25 Commercial Insurance Agent Jobs
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Find JobsCommercial Insurance Agent Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in commercial insurance agent jobs.
- Active state property and casualty insurance license required
- Experience quoting and binding commercial lines coverage for business clients
- Proficiency with agency management systems such as Applied Epic or AMS360
- Demonstrated ability to manage and grow a commercial book of business
- Knowledge of common policy forms including BOP, general liability, and commercial auto
- Strong written and verbal communication skills for client and carrier interactions
Tips for Your Commercial Insurance Agent Job Search
List your lines of authority upfront
Put your state property and casualty license, any surplus lines authority, and active carrier appointments in a dedicated credentials section near the top of your resume. Hiring managers screen for licensure before reading anything else.
Quantify your book without oversharing
Reference your book of business in terms of retention rate, policy count, or premium growth instead of exact revenue figures. That framing signals commercial production skills while respecting confidentiality agreements with your current employer.
Target openings by carrier access and market
Filter for roles that name the carriers you're already appointed with or the vertical markets you've worked in, such as construction, habitational, or transportation. A match on market experience shortens onboarding and strengthens your pitch in interviews.
Apply early to roles that fit
Migrate Mate lists commercial insurance agent openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for scenario-based interview questions
Expect interviewers to ask how you'd handle a mid-term coverage gap, an E&O exposure, or a client threatening to move their account. Walk through your process step by step rather than giving a summary answer.
Negotiate base versus commission structure separately
Ask for the split between base salary and new-business commission, renewal commission rate, and any clawback period before comparing offers. A higher base with a lower renewal rate can cost you more than a lower base with strong persistency bonuses.
Commercial Insurance Agent Jobs: Frequently Asked Questions
Which companies are hiring the most commercial insurance agents?
Farmers Insurance, Freeway Insurance Services America, and COVU are hiring the most commercial insurance agents right now, with openings concentrated in California, Arizona, and Texas, based on current listings on Migrate Mate as of November 2026. Both national carriers and regional independent agencies are actively posting roles across commercial lines and middle-market accounts.
How many commercial insurance agent jobs are remote?
About 50% of commercial insurance agent openings are fully remote or hybrid as of November 2026, with remote availability more common in account management and renewal roles than in new-business producer positions that rely on local networking and in-person client meetings.
How do you become a commercial insurance agent?
Start by passing your state's property and casualty licensing exam, which requires completing a pre-licensing education course and a background check. Once licensed, seek an entry-level role at a carrier or brokerage to gain exposure to commercial policy forms and rating systems. Building product knowledge across general liability, commercial property, and workers' compensation makes you competitive for account executive roles.
Can you get hired as a commercial insurance agent with no experience?
Yes, many carriers and independent agencies hire unlicensed candidates into training programs and sponsor the cost of your property and casualty licensing exam. Emphasizing a background in sales, customer service, or financial services helps because the core skill employers need is the ability to build client relationships and close new accounts, not prior insurance knowledge.
What does the commercial insurance agent interview process look like?
Most employers start with a phone screen focused on your sales background and licensing status, followed by a panel or one-on-one interview with a sales manager. Expect scenario questions about prospecting, handling objections, and cross-selling coverage. Some agencies add a role-play exercise where you pitch a commercial account or walk through a renewal conversation with a mock client.
Where can I find and apply to commercial insurance agent jobs?
You can find and apply to commercial insurance agent jobs on Migrate Mate, which lists current openings from carriers, brokerages, and independent agencies across the United States. Find roles that match your license type, market experience, and location, then apply directly to each listing from the same place.
See All 25 Commercial Insurance Agent Jobs
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