Universal Banker Jobs
Universal Banker jobs are open across community banks, credit unions, and regional financial institutions, from entry-level teller roles to senior relationship banker positions, with specializations in consumer lending, small business banking, and branch operations. Scan the live roles below and apply to whichever ones fit.
Find Universal Banker JobsOverview
Showing 5 of 691+ Universal Banker jobs
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) Personal Banker - Universal within PNC's Retail Branch Banking organization, you will be based in Fort Collins, CO.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
- Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty.
- Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships.
- Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources.
- Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty.
- Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
To learn more about this opportunity, please watch this video.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer Service, Identifying Opportunities, Leveraging Technology, Proactive SalesCompetencies
Banking Products, Digital Awareness, Effective Communications, Managing Multiple Priorities, Matrix Management, Problem Solving, Prospecting., Retail Lending, Selling., Understanding Customer NeedsWork Experience
Roles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3+ years experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.Education
No DegreeCertifications
No Required Certification(s)Licenses
No Required License(s)Pay Transparency
Base Salary: $45,375.00 – $75,625.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application Window
Generally, this opening is expected to be posted for two business days from 07/31/2026, although it may be longer with business discretion.Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Position Overview
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) Personal Banker - Universal within PNC's Retail Branch Banking organization, you will be based in Fort Collins, CO.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
- Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty.
- Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships.
- Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources.
- Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty.
- Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
To learn more about this opportunity, please watch this video.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Accountability, Banking, Client Loyalty, Customer Experience (CX), Customer Service, Identifying Opportunities, Leveraging Technology, Proactive SalesCompetencies
Banking Products, Digital Awareness, Effective Communications, Managing Multiple Priorities, Matrix Management, Problem Solving, Prospecting., Retail Lending, Selling., Understanding Customer NeedsWork Experience
Roles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3+ years experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.Education
No DegreeCertifications
No Required Certification(s)Licenses
No Required License(s)Pay Transparency
Base Salary: $45,375.00 – $75,625.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application Window
Generally, this opening is expected to be posted for two business days from 07/31/2026, although it may be longer with business discretion.Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Universal Banker Jobs by Experience Level
See All 691+ Universal Banker Jobs
Find roles that match your experience and apply in just a few clicks.
Find Universal Banker JobsUniversal Banker Job Market
Who's Hiring
- Truist134
- Citi56
- PNC Financial Services37
- First Citizens Bank24
- M&T Bank22
Top Industries Hiring
- Banking & Financial Services30
- Technology & Software10
- Construction & Real Estate10
- Investment & Asset Management10
What Employers Look For
The qualifications that appear most often in universal banker jobs.
- High school diploma or equivalent required, associate or bachelor's degree preferred
- Prior cash handling or teller experience in a bank or credit union setting
- Ability to meet or exceed sales referral goals for deposit and loan products
- Knowledge of consumer banking products including checking, savings, and personal loans
- Active NMLS registration or willingness to obtain one for mortgage referral activities
- Proficiency with banking core systems and branch transaction software
Tips for Your Universal Banker Job Search
Quantify your cross-selling results
Universal banker resumes stand out when they show measurable outcomes. Replace vague phrases like 'helped customers' with specific product-per-household ratios, loan referral counts, or deposit growth numbers from your branch performance reviews.
Highlight your dual-role versatility
Hiring managers look for candidates who can transition fluidly between teller transactions and platform sales. Call out both sides explicitly on your resume, showing you've handled cash operations and opened deposit or loan accounts in the same role.
Filter openings by branch type
Community banks, regional chains, and credit unions each weight skills differently. Community banks often prioritize relationship depth, while larger regional employers lean toward sales metrics. Read job descriptions closely and tailor your application language to match each institution's stated priorities.
Apply early to roles that fit
Migrate Mate lists universal banker openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for product knowledge questions
Interviewers routinely ask how you would recommend a checking account, CD, or home equity product to a specific customer scenario. Practice walking through a needs-based conversation that ties a product feature to a real customer situation you've handled.
Negotiate using branch performance context
When discussing compensation, anchor your ask to your branch ranking or referral volume rather than just years of experience. Demonstrating that you were a top-quartile performer in product referrals or customer satisfaction scores gives a concrete basis for your number.
Universal Banker Jobs: Frequently Asked Questions
Which companies are hiring the most universal bankers?
Truist, Citi, and PNC Financial Services are hiring the most universal bankers right now, with openings concentrated in Florida, New York, and Colorado, based on current listings on Migrate Mate as of August 2026. Demand tends to be highest in states with active community banking sectors and growing suburban branch networks.
How many universal banker jobs are remote?
About 9% of universal banker openings are fully remote or hybrid as of August 2026, reflecting the branch-based nature of most positions. The sub-areas most likely to offer remote or hybrid arrangements include back-office relationship management, phone-based banker roles, and small business outreach positions.
How do you become a universal banker?
Start by completing a high school diploma, then gain customer-facing cash handling experience in a teller or retail banking role. Obtain your NMLS registration if your target employers require it for mortgage referrals. Build product knowledge across deposits, consumer loans, and basic investments, then apply to universal banker openings that match your current skill level and target institution type.
Can you get hired as a universal banker with little experience?
Yes, many banks hire candidates with no prior banking experience if they bring strong customer service or retail sales backgrounds. Emphasize any role where you handled cash, met sales goals, or resolved customer issues under time pressure. Entry-level universal banker positions often include paid product training, so demonstrating a service-first mindset and comfort with financial conversations matters more than a long banking resume.
What does the universal banker interview process look like?
Most universal banker interviews include a phone screen with a recruiter, followed by an in-branch interview with the branch manager or district leader. Expect behavioral questions about handling difficult customer situations and scenario questions where you recommend a specific banking product. Some employers add a background check and credit review before extending an offer, so have your employment history and references ready from the start.
Where can I find and apply to universal banker jobs?
You can find and apply to universal banker jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your experience level and preferred location, then apply directly to each listing that fits.
See All 691+ Universal Banker Jobs
Find roles that match your experience and apply in just a few clicks.
Find Universal Banker Jobs