Credit Manager Jobs
Credit Manager jobs are open across banking, manufacturing, retail, healthcare, and financial services, from analyst-level to director, with specializations in commercial credit, consumer lending, and collections. Find a role that fits from the openings below and apply directly.
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Showing 5 of 243+ Credit Manager jobs
At Trans Ova Genetics, we play a critical role in supporting livestock producers through advanced reproductive services and genetic solutions that drive measurable operational outcomes. As part of the URUS Group, our work is connected to a broader global platform focused on improving herd performance, production efficiency, and long-term profitability across the agriculture industry.
We are seeking an Accounts Receivable & Credit Manager to lead a core financial function that directly supports business performance. This role goes beyond managing receivables—it is responsible for improving cash flow, strengthening financial discipline, and ensuring billing and collections processes align with both operational realities and customer expectations. This position will have clear ownership of outcomes and visibility across multiple areas of the business.
Responsibilities
Working Capital Management & Financial Performance
- Own and optimize key working capital metrics (DSO, aging, cash conversion cycle).
- Develop and execute strategies to improve cash flow and reduce past due balances.
- Monitor AR trends and risks, providing actionable insights to executive leadership.
- Partner with FP&A and operations to align billing, collections, and cash flow priorities.
Leadership and Team Development
- Provide direct leadership and direction to the AR/Credit team.
- Establish clear performance expectations, KPIs, and accountability across roles.
- Develop team capabilities through coaching, training, and succession planning.
- Foster a high-performance, collaborative, and engaged team culture.
Process Improvement & Transformation
- Lead end-to-end AR process optimization initiatives (billing, collections, credit, cash application).
- Drive automation, standardization, and system enhancements (ERP, data workflows, AI-enabled tools).
- Identify and eliminate inefficiencies, bottlenecks, and manual processes.
- Ensure scalability of AR processes to support growth and acquisitions.
Cross-Functional Alignment
- Partner with Sales, Operations, Customer Service, and Finance leadership to improve the client billing and payment experience.
- Align AR processes with commercial strategy and client relationship management.
- Serve as a key liaison with executive leadership on AR performance and initiatives.
Governance, Risk & Policy Oversight
- Establish and maintain credit policy framework, ensuring appropriate risk management.
- Oversee escalation protocols for high-risk or complex accounts.
- Ensure compliance with internal controls, audit standards, and financial policies.
REQUIREMENTS
- 5-10 years of progressive AR, credit, or finance leadership experience
- Associate or bachelor’s degree in accounting, Finance, Business, or a related field preferred but not required; equivalent combination of education and relevant experience will suffice.
- Proven experience managing teams and driving working capital improvements
- Strong analytical, financial, and operational leadership skills
- Experience leading process improvement / transformation initiatives
- ERP and data analytics experience required
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook), with strong Excel capabilities preferred.
- Exposure to or interest in automation tools, data analytics, or AI-enabled solutions in finance operations is a plus.
- Strong analytical and problem-solving skills.
- Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
- Effective communication and collaboration skills, with the ability to work cross-functionally.
- Self-motivated with the ability to work both independently and as part of a team.
At Trans Ova Genetics, we play a critical role in supporting livestock producers through advanced reproductive services and genetic solutions that drive measurable operational outcomes. As part of the URUS Group, our work is connected to a broader global platform focused on improving herd performance, production efficiency, and long-term profitability across the agriculture industry.
We are seeking an Accounts Receivable & Credit Manager to lead a core financial function that directly supports business performance. This role goes beyond managing receivables—it is responsible for improving cash flow, strengthening financial discipline, and ensuring billing and collections processes align with both operational realities and customer expectations. This position will have clear ownership of outcomes and visibility across multiple areas of the business.
Responsibilities
Working Capital Management & Financial Performance
- Own and optimize key working capital metrics (DSO, aging, cash conversion cycle).
- Develop and execute strategies to improve cash flow and reduce past due balances.
- Monitor AR trends and risks, providing actionable insights to executive leadership.
- Partner with FP&A and operations to align billing, collections, and cash flow priorities.
Leadership and Team Development
- Provide direct leadership and direction to the AR/Credit team.
- Establish clear performance expectations, KPIs, and accountability across roles.
- Develop team capabilities through coaching, training, and succession planning.
- Foster a high-performance, collaborative, and engaged team culture.
Process Improvement & Transformation
- Lead end-to-end AR process optimization initiatives (billing, collections, credit, cash application).
- Drive automation, standardization, and system enhancements (ERP, data workflows, AI-enabled tools).
- Identify and eliminate inefficiencies, bottlenecks, and manual processes.
- Ensure scalability of AR processes to support growth and acquisitions.
Cross-Functional Alignment
- Partner with Sales, Operations, Customer Service, and Finance leadership to improve the client billing and payment experience.
- Align AR processes with commercial strategy and client relationship management.
- Serve as a key liaison with executive leadership on AR performance and initiatives.
Governance, Risk & Policy Oversight
- Establish and maintain credit policy framework, ensuring appropriate risk management.
- Oversee escalation protocols for high-risk or complex accounts.
- Ensure compliance with internal controls, audit standards, and financial policies.
REQUIREMENTS
- 5-10 years of progressive AR, credit, or finance leadership experience
- Associate or bachelor’s degree in accounting, Finance, Business, or a related field preferred but not required; equivalent combination of education and relevant experience will suffice.
- Proven experience managing teams and driving working capital improvements
- Strong analytical, financial, and operational leadership skills
- Experience leading process improvement / transformation initiatives
- ERP and data analytics experience required
- Proficiency in Microsoft Office Suite (Excel, Word, Outlook), with strong Excel capabilities preferred.
- Exposure to or interest in automation tools, data analytics, or AI-enabled solutions in finance operations is a plus.
- Strong analytical and problem-solving skills.
- Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
- Effective communication and collaboration skills, with the ability to work cross-functionally.
- Self-motivated with the ability to work both independently and as part of a team.
See All 243+ Credit Manager Jobs
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Find Credit Manager JobsCredit Manager Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- American Credit Acceptance18
- KPMG13
- PenFed Credit Union12
- Frazier & Deeter10
- Advia Credit Union9
Top Industries Hiring
- Banking & Financial Services133
- Accounting & Auditing24
- Investment & Asset Management16
- Fintech12
- Technology & Software11
What Employers Look For
The qualifications that appear most often in credit manager jobs.
- Bachelor's degree in finance, accounting, business, or a related field
- Experience analyzing financial statements and assessing creditworthiness
- Proficiency with ERP systems such as SAP, Oracle, or NetSuite
- Knowledge of credit risk management principles and collection strategies
- Certified Credit Executive or Credit Business Associate designation preferred
- Strong communication skills for cross-functional work with sales and finance teams
Tips for Your Credit Manager Job Search
Quantify your credit decisions on your resume
Credit manager resumes that list portfolio size, average days sales outstanding you reduced, or bad debt rates you brought down get more callbacks. Replace vague phrases like 'managed credit risk' with specific outcomes you owned and the dollar exposure involved.
Apply early to roles that fit
Migrate Mate lists credit manager openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Highlight your ERP and credit software fluency
Many postings screen for candidates who know SAP, Oracle, or industry-specific platforms like HighRadius or Dun and Bradstreet. Name every system you've used in a dedicated skills section so recruiters and applicant tracking systems don't overlook your application.
Target postings by industry not just title
Credit manager roles differ significantly between manufacturing, SaaS, and banking. Tailor your resume to the specific credit risk context of each industry you target, because a B2B trade credit background reads very differently from a consumer lending background to hiring teams.
Prepare for a financial case study in your interview
Many credit manager interviews include a scenario where you're handed a set of financial statements and asked to recommend a credit limit or flag risk. Practice walking through liquidity ratios, days payable outstanding, and concentration risk out loud before your first round.
Negotiate with your approval authority in mind
Before accepting an offer, ask what credit limit approval authority the role carries and whether that threshold is expanding. Roles with broader authority signal faster growth and are worth more than the base salary alone implies.
Credit Manager Jobs: Frequently Asked Questions
Which companies are hiring the most credit managers?
The companies hiring the most credit managers right now include American Credit Acceptance, KPMG, and PenFed Credit Union, with the largest share of openings in Texas, New York, and South Carolina, based on current listings on Migrate Mate as of June 2026. Hiring is concentrated in financial services, manufacturing, and large retail operations with significant accounts receivable exposure.
How many credit manager jobs are remote?
About 29% of credit manager openings are fully remote or hybrid as of June 2026, reflecting steady employer flexibility for experienced candidates. Remote roles are most common in commercial credit analysis and collections strategy positions, where work is primarily system-based, while on-site roles tend to cluster in banking branches and manufacturing operations.
How do you become a credit manager?
Most credit managers start in credit analyst or accounts receivable roles, building experience evaluating financial statements and setting credit terms. From there, earning a certification through the National Association of Credit Management, such as the Credit Business Associate designation, strengthens your case for a manager-level role. Demonstrating you've reduced bad debt or DSO in a prior position is what typically moves a promotion or external hire forward.
Can you get hired as a credit manager with little experience?
Entry into credit management usually requires a few years in a credit analyst or collections role first, but smaller companies and fast-growing businesses sometimes hire candidates with strong accounting fundamentals and promote quickly. Focusing your search on industries you already know, like your current employer's sector, gives you a context advantage over candidates with more general credit backgrounds.
What does the credit manager interview process look like?
Most credit manager interviews run two to three rounds. The first is a screening call covering your background and the scope of portfolios you've managed. A second round typically involves a hiring manager or finance director asking behavioral questions about difficult credit decisions or disputes with sales teams. Many employers add a technical round with a financial statement review or a case scenario where you set a credit limit and defend your reasoning.
Where can I find and apply to credit manager jobs?
You can find and apply to credit manager jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your background and experience level, then apply directly to each one that fits.
See All 243+ Credit Manager Jobs
Jump back to the full list of openings and apply to any credit manager role that fits.
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