Senior Level Credit Manager Jobs
Senior level credit manager jobs place experienced professionals in charge of credit policy, portfolio risk, and the teams or processes that execute lending decisions at scale. Roles are concentrated across Banking & Financial Services, Technology & Software, and Investment & Asset Management, with a mix of on-site, hybrid, and remote positions posted by employers like JPMorganChase, Altruist Corporation, and Revance Therapeutics hiring at this level now.
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In this hybrid role based at our Chicago headquarters, you will lead the charge to shape consumer credit risk strategy and drive sustainable growth. Oversee a team of analysts dedicated to evaluate credit risk across consumer lending portfolios. Define and enhance credit risk oversight processes, monitor portfolio performance, and develop data-driven strategies that optimize risk-adjusted returns. Collaborate cross-functionally to assess new products, refine underwriting approaches, and ensure alignment with the risk appetite and business goals. Lead with a strategic insight, analytical expertise, and innovative thinking to drive impactful solutions in a collaborative environment while contributing ideas and taking initiative to influence outcomes and deliver measurable results.
Essential Responsibilities
- Develop and refine underwriting guidelines for products including credit cards, auto lending, personal loans, and HELOCs, ensure alignment with our growth objectives and risk appetite.
- Provide analytical support and risk assessment for the evaluation and launch of new products such as consumer lending.
- Oversee and monitor key performance indicators (KPIs) such as automated approval rates, delinquency (DQ) and charge-off (CO) rates, and risk-adjusted return on assets (ROA) to identify trends and potential risks.
- Analyze portfolio performance and make data-driven recommendations for portfolio-level changes to optimize risk and return.
- Lead the development and refinement of credit policies, standards, and procedures, ensuring clarity and adherence to best practices.
- Generate reports using tools like SQL, Excel, and Power BI to provide actionable insights. Review existing reports and collaborate with partner teams to define new reporting requirements.
- Partner with the business unit such as consumer lending, as well as second-line credit risk, audit, and regulatory teams.
- Plan, oversee and lead the work of the team to meet functional and individual operational objectives and goals. Coach, mentor, and develop staff, including overseeing new employee onboarding and providing career development planning and opportunities. Responsible for hire, fire, performance, discipline and problem-resolution decisions.
Education & Years of Experience
- Minimum - 4 Year Bachelors Degree in Management, Business, Statistics or Related
- Minimum - 6 Years of Credit Risk, Consumer Lending Products or Related
- Preferred - 1 Years of People Management
In Lieu of Education
- 8 years of Experience in Credit Risk, Consumer Lending Products or Related including People Management
Compensation & Benefits:
Typical hiring range: $119,400.00 to $204,600.00 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge.
Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including:
- Annual performance bonus
- Work from home up to 3 days a week
- Paid parental leave
- Employee discount programs
- Time off including paid personal and sick days
- 11 paid holidays
- Education reimbursement
- Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.
Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.
The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
In this hybrid role based at our Chicago headquarters, you will lead the charge to shape consumer credit risk strategy and drive sustainable growth. Oversee a team of analysts dedicated to evaluate credit risk across consumer lending portfolios. Define and enhance credit risk oversight processes, monitor portfolio performance, and develop data-driven strategies that optimize risk-adjusted returns. Collaborate cross-functionally to assess new products, refine underwriting approaches, and ensure alignment with the risk appetite and business goals. Lead with a strategic insight, analytical expertise, and innovative thinking to drive impactful solutions in a collaborative environment while contributing ideas and taking initiative to influence outcomes and deliver measurable results.
Essential Responsibilities
- Develop and refine underwriting guidelines for products including credit cards, auto lending, personal loans, and HELOCs, ensure alignment with our growth objectives and risk appetite.
- Provide analytical support and risk assessment for the evaluation and launch of new products such as consumer lending.
- Oversee and monitor key performance indicators (KPIs) such as automated approval rates, delinquency (DQ) and charge-off (CO) rates, and risk-adjusted return on assets (ROA) to identify trends and potential risks.
- Analyze portfolio performance and make data-driven recommendations for portfolio-level changes to optimize risk and return.
- Lead the development and refinement of credit policies, standards, and procedures, ensuring clarity and adherence to best practices.
- Generate reports using tools like SQL, Excel, and Power BI to provide actionable insights. Review existing reports and collaborate with partner teams to define new reporting requirements.
- Partner with the business unit such as consumer lending, as well as second-line credit risk, audit, and regulatory teams.
- Plan, oversee and lead the work of the team to meet functional and individual operational objectives and goals. Coach, mentor, and develop staff, including overseeing new employee onboarding and providing career development planning and opportunities. Responsible for hire, fire, performance, discipline and problem-resolution decisions.
Education & Years of Experience
- Minimum - 4 Year Bachelors Degree in Management, Business, Statistics or Related
- Minimum - 6 Years of Credit Risk, Consumer Lending Products or Related
- Preferred - 1 Years of People Management
In Lieu of Education
- 8 years of Experience in Credit Risk, Consumer Lending Products or Related including People Management
Compensation & Benefits:
Typical hiring range: $119,400.00 to $204,600.00 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge.
Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including:
- Annual performance bonus
- Work from home up to 3 days a week
- Paid parental leave
- Employee discount programs
- Time off including paid personal and sick days
- 11 paid holidays
- Education reimbursement
- Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.
Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.
The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.
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- Banking & Financial Services
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- Investment & Asset Management
- Biotechnology & Pharmaceuticals
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Senior Level Credit Manager Jobs: Frequently Asked Questions
How do I get a senior level credit manager job?
Employers hiring at this level look for candidates who have owned credit policy decisions, managed complex portfolios, and led or mentored analysts. Demonstrating that you have shaped credit frameworks, not just applied them, is what separates strong candidates. Experience navigating economic cycles, presenting to leadership, and driving cross-functional process improvements gives a significant edge at the senior stage.
Which companies hire senior level credit managers?
Companies hiring senior level credit managers right now include JPMorganChase, Altruist Corporation, and Revance Therapeutics, based on current listings on Migrate Mate as of September 2026. Hiring at this level comes from a wide range of employers, including large financial institutions, corporate treasury functions, and companies with significant B2B receivables exposure.
Are there remote senior level credit manager jobs?
Yes, though availability varies by employer and industry. About 57% of senior level credit manager openings are remote or hybrid as of September 2026, reflecting that much of the analytical and policy work can be done off-site. Roles requiring close collaboration with sales, finance, or collections teams tend to favor hybrid or on-site arrangements.
What makes a credit manager role senior level?
Senior credit manager roles are defined by ownership of outcomes rather than execution of tasks. That means setting or approving credit policy, managing a portfolio with meaningful risk exposure, leading a team of analysts or associates, and presenting credit strategy to executives or boards. The scope is broader, the decisions carry more weight, and mentoring junior staff is typically part of the job.
Which industries hire the most senior level credit managers?
Senior Level credit manager roles concentrate in Banking & Financial Services, Technology & Software, and Investment & Asset Management, based on current listings on Migrate Mate as of September 2026. These sectors tend to drive demand because they operate with large receivables portfolios, complex customer credit relationships, or regulatory requirements that call for experienced credit leadership.