Remote Credit Manager Jobs
Remote credit manager jobs are open across the U.S. at remote-first firms and distributed teams in industries like financial services, e-commerce, wholesale distribution, and B2B technology. Employers hiring remote credit managers right now include CVS Health, Jack Henry & Associates, and Apptegy. Find a role that fits below and apply directly.
Find Remote Credit Manager JobsOverview
Showing 5 of 226+ Remote Credit Manager jobs
INTRODUCTION
You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves $1.5B+ in client TVL, and every dollar of credit we extend onchain runs through a risk function that is yours to build. This is not a seat where you inherit a model and press run. You will define the underwriting standards, design the frameworks, set the redlines, and be the internal check on every asset-onboarding decision Gauntlet makes, working shoulder-to-shoulder with Capital Markets, Vault Curation, and senior leadership. If you want to build the credit infrastructure for institutional finance moving onchain, rather than maintain someone else's, read on.
ABOUT GAUNTLET
Gauntlet builds the financial systems of the future. While much of onchain finance is focused on point solutions, we operate across the entire stack to offer best-in-class vault products. Today we serve over $1.5B in client TVL across some of the largest fintechs/neobanks, protocols, exchanges, and capital allocators in crypto - and, increasingly, traditional asset management. Our team brings together traditional finance and crypto-native expertise to deliver durable, sophisticated products for institutional clients moving onchain.
THE ROLE
The Credit Risk team runs due diligence on the assets, protocols, and chains supported by Gauntlet's lending and vault products, sets the guardrails that govern our lending activity, and monitors credit assets both off-chain and on-chain. You will work the full credit lifecycle - initial diligence and deal structuring through ongoing portfolio surveillance - across direct lending, structured facilities, and on-chain/off-chain securitization. You own the risk models, the parameters, and the monitoring cadence. You partner with Capital Markets on structuring and with Product and Engineering to embed credit controls directly into our on-chain infrastructure.
- Underwrite institutional and on-chain credit relationships, and build/own the credit models for RWA assets — PD/LGD frameworks, vintage loss curves, advance-rate haircut schedules, and stress scenarios
- Run the due-diligence gate for new credit and asset-issuer relationships: structured protocol reviews (solvency, oracle infrastructure, governance, security posture), historical on-chain data analysis, counterparty financials and legal structure, redlines, and final deal approval
- Set the guardrails for each credit product: minimum rate floors, maximum terms, concentration limits per borrower and asset class, eligible collateral, and first-loss buffer sizing for tranched structures
- Partner with Capital Markets on structuring: credit input on term sheets (rate, term, size, collateral, covenants, margin-call triggers); co-design trust tranches, covenants, advance-rate schedules, and facility limits for securitized products before close
- Monitor the portfolio: borrower financial condition, covenant compliance, delinquency trends, and NAV integrity; flag deterioration early and work remediation or exit with Capital Markets
- Stress the book: elevated delinquency, funding-rate shocks, correlated default, and originator failure — validating that structural protections hold under tail conditions
- Maintain on-chain risk parameters: supply caps, LLTV settings, exposure thresholds, and related controls
- Shape credit terms guidance (what we can offer, at what rate, term, and collateral conditions) and track emerging yield strategies, protocols, and issuers to give Curation a competitive edge
WHAT SUCCESS LOOKS LIKE
First 30 days. Ramp on Gauntlet's vault infrastructure, especially on-chain credit structures. Meet stakeholders across Capital Markets, Strategy & Growth, Product, and Engineering, review the current book and pipeline, and form a clear view of the existing DD framework - including its gaps in coverage, model depth, or monitoring cadence.
First 3 months. Operating as the credit-risk owner across active and incoming deal flow: running your own models on the live pipeline (PD/LGD, stress scenarios), producing structured DD memos and go/no-go recommendations for Capital Markets and Vault Curation, and established as the Credit Risk point of contact on at least one active credit product with monitoring cadence and escalation protocols in place.
In 1 year. Reviewed and closed multiple institutional credit relationships across at least two product types. Running a portfolio-monitoring function with consistent cadence (covenant tracking, delinquency surveillance, stress refresh, parameter maintenance). Recognized internally as the authority on Gauntlet's credit standards, with reusable DD playbooks and risk-parameter frameworks that compress future deal cycles for Credit Risk and Capital Markets.
WHAT YOU BRING
- 3-6 years in credit risk, structured finance, leveraged finance, or asset-backed lending at a leading financial institution, credit fund, or fintech lender
- Direct credit-underwriting experience: PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and stress testing
- Hands-on exposure to one or more of: direct lending, warehouse facilities, ABS/CLO structuring, securitization, asset-backed finance, or structured credit
- Strong grasp of legal/structural credit concepts: SPV formation, bankruptcy remoteness, security-interest perfection, covenant packages, and waterfall mechanics
- Portfolio-monitoring experience: delinquency tracking, covenant compliance, borrower financial review, and early-warning systems
- Exceptional written and verbal communication - able to distill complex credit analysis into clear, actionable recommendations for non-credit stakeholders
- Experience building or maintaining quantitative risk models in Python or R
BONUS POINTS
- On-chain credit protocols, DeFi lending markets, or tokenized-asset structures (e.g., Morpho, Aave, tokenized ABS)
- Crypto-native credit risk: smart-contract risk, oracle failure, depeg events, and on-chain collateral liquidity
- Prior work with RWA issuers, fintech lenders, or asset originators — understanding the pipeline and servicing behind the loan tape
- Exposure to prime-brokerage credit, repo, or securities financing from a risk perspective
WHO THRIVES HERE
- Naturally curious about digital assets, DeFi, and the evolution of institutional credit. Prior crypto experience is not required — curiosity is
- Wants to own the full credit function, not just run models. Comfortable building frameworks from scratch, setting standards, and defending views with Capital Markets and senior leadership
- Operates with significant autonomy in an entrepreneurial environment. Wants to build the credit infrastructure, not inherit it
- Analytically rigorous but commercially aware — understands the credit function exists to enable deal flow, not block it, and manages that tension thoughtfully
BENEFITS AND PERKS
- Remote first - work from anywhere in the US & CAN!
- Regular in-person company retreats and cross-country "office visit" perk
- 100% paid medical, dental and vision premiums for employees
- $1,000 WFH stipend
- Monthly reimbursement for home internet, phone, and cellular data
- Unlimited vacation
- 100% paid parental leave of 12 weeks
- Fertility benefits
- Opportunity for incentive compensation
Please note at this time our hiring is reserved for potential employees who are able to work within the contiguous United States and Canada. Should you need alternative accommodations, please note that in your application.
The national pay range for this role is $160,000 - $195,000 base plus additional On Target Earnings potential by level and equity in the company. Our salary ranges are based on paying competitively for a company of our size and industry, and are one part of many compensation, benefits and other reward opportunities we provide. Individual pay rate decisions are based on a number of factors, including qualifications for the role, experience level, skill set, and balancing internal equity relative to peers at the company.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
INTRODUCTION
You will own credit risk for one of the largest asset managers in onchain finance. Gauntlet serves $1.5B+ in client TVL, and every dollar of credit we extend onchain runs through a risk function that is yours to build. This is not a seat where you inherit a model and press run. You will define the underwriting standards, design the frameworks, set the redlines, and be the internal check on every asset-onboarding decision Gauntlet makes, working shoulder-to-shoulder with Capital Markets, Vault Curation, and senior leadership. If you want to build the credit infrastructure for institutional finance moving onchain, rather than maintain someone else's, read on.
ABOUT GAUNTLET
Gauntlet builds the financial systems of the future. While much of onchain finance is focused on point solutions, we operate across the entire stack to offer best-in-class vault products. Today we serve over $1.5B in client TVL across some of the largest fintechs/neobanks, protocols, exchanges, and capital allocators in crypto - and, increasingly, traditional asset management. Our team brings together traditional finance and crypto-native expertise to deliver durable, sophisticated products for institutional clients moving onchain.
THE ROLE
The Credit Risk team runs due diligence on the assets, protocols, and chains supported by Gauntlet's lending and vault products, sets the guardrails that govern our lending activity, and monitors credit assets both off-chain and on-chain. You will work the full credit lifecycle - initial diligence and deal structuring through ongoing portfolio surveillance - across direct lending, structured facilities, and on-chain/off-chain securitization. You own the risk models, the parameters, and the monitoring cadence. You partner with Capital Markets on structuring and with Product and Engineering to embed credit controls directly into our on-chain infrastructure.
- Underwrite institutional and on-chain credit relationships, and build/own the credit models for RWA assets — PD/LGD frameworks, vintage loss curves, advance-rate haircut schedules, and stress scenarios
- Run the due-diligence gate for new credit and asset-issuer relationships: structured protocol reviews (solvency, oracle infrastructure, governance, security posture), historical on-chain data analysis, counterparty financials and legal structure, redlines, and final deal approval
- Set the guardrails for each credit product: minimum rate floors, maximum terms, concentration limits per borrower and asset class, eligible collateral, and first-loss buffer sizing for tranched structures
- Partner with Capital Markets on structuring: credit input on term sheets (rate, term, size, collateral, covenants, margin-call triggers); co-design trust tranches, covenants, advance-rate schedules, and facility limits for securitized products before close
- Monitor the portfolio: borrower financial condition, covenant compliance, delinquency trends, and NAV integrity; flag deterioration early and work remediation or exit with Capital Markets
- Stress the book: elevated delinquency, funding-rate shocks, correlated default, and originator failure — validating that structural protections hold under tail conditions
- Maintain on-chain risk parameters: supply caps, LLTV settings, exposure thresholds, and related controls
- Shape credit terms guidance (what we can offer, at what rate, term, and collateral conditions) and track emerging yield strategies, protocols, and issuers to give Curation a competitive edge
WHAT SUCCESS LOOKS LIKE
First 30 days. Ramp on Gauntlet's vault infrastructure, especially on-chain credit structures. Meet stakeholders across Capital Markets, Strategy & Growth, Product, and Engineering, review the current book and pipeline, and form a clear view of the existing DD framework - including its gaps in coverage, model depth, or monitoring cadence.
First 3 months. Operating as the credit-risk owner across active and incoming deal flow: running your own models on the live pipeline (PD/LGD, stress scenarios), producing structured DD memos and go/no-go recommendations for Capital Markets and Vault Curation, and established as the Credit Risk point of contact on at least one active credit product with monitoring cadence and escalation protocols in place.
In 1 year. Reviewed and closed multiple institutional credit relationships across at least two product types. Running a portfolio-monitoring function with consistent cadence (covenant tracking, delinquency surveillance, stress refresh, parameter maintenance). Recognized internally as the authority on Gauntlet's credit standards, with reusable DD playbooks and risk-parameter frameworks that compress future deal cycles for Credit Risk and Capital Markets.
WHAT YOU BRING
- 3-6 years in credit risk, structured finance, leveraged finance, or asset-backed lending at a leading financial institution, credit fund, or fintech lender
- Direct credit-underwriting experience: PD/LGD modeling, loss-curve and vintage analysis, advance-rate structuring, covenant design, and stress testing
- Hands-on exposure to one or more of: direct lending, warehouse facilities, ABS/CLO structuring, securitization, asset-backed finance, or structured credit
- Strong grasp of legal/structural credit concepts: SPV formation, bankruptcy remoteness, security-interest perfection, covenant packages, and waterfall mechanics
- Portfolio-monitoring experience: delinquency tracking, covenant compliance, borrower financial review, and early-warning systems
- Exceptional written and verbal communication - able to distill complex credit analysis into clear, actionable recommendations for non-credit stakeholders
- Experience building or maintaining quantitative risk models in Python or R
BONUS POINTS
- On-chain credit protocols, DeFi lending markets, or tokenized-asset structures (e.g., Morpho, Aave, tokenized ABS)
- Crypto-native credit risk: smart-contract risk, oracle failure, depeg events, and on-chain collateral liquidity
- Prior work with RWA issuers, fintech lenders, or asset originators — understanding the pipeline and servicing behind the loan tape
- Exposure to prime-brokerage credit, repo, or securities financing from a risk perspective
WHO THRIVES HERE
- Naturally curious about digital assets, DeFi, and the evolution of institutional credit. Prior crypto experience is not required — curiosity is
- Wants to own the full credit function, not just run models. Comfortable building frameworks from scratch, setting standards, and defending views with Capital Markets and senior leadership
- Operates with significant autonomy in an entrepreneurial environment. Wants to build the credit infrastructure, not inherit it
- Analytically rigorous but commercially aware — understands the credit function exists to enable deal flow, not block it, and manages that tension thoughtfully
BENEFITS AND PERKS
- Remote first - work from anywhere in the US & CAN!
- Regular in-person company retreats and cross-country "office visit" perk
- 100% paid medical, dental and vision premiums for employees
- $1,000 WFH stipend
- Monthly reimbursement for home internet, phone, and cellular data
- Unlimited vacation
- 100% paid parental leave of 12 weeks
- Fertility benefits
- Opportunity for incentive compensation
Please note at this time our hiring is reserved for potential employees who are able to work within the contiguous United States and Canada. Should you need alternative accommodations, please note that in your application.
The national pay range for this role is $160,000 - $195,000 base plus additional On Target Earnings potential by level and equity in the company. Our salary ranges are based on paying competitively for a company of our size and industry, and are one part of many compensation, benefits and other reward opportunities we provide. Individual pay rate decisions are based on a number of factors, including qualifications for the role, experience level, skill set, and balancing internal equity relative to peers at the company.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
See All 226+ Remote Credit Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Credit Manager JobsRemote Credit Manager Job Market
Who's Hiring
- CVS Health47
- Jack Henry & Associates23
- Apptegy6
- ABB3
- Twilio3
Top Industries Hiring
- Healthcare & Medical Services66
- Technology & Software48
- Insurance13
- Education12
- Banking & Financial Services11
What Employers Look For
The qualifications that appear most often in remote credit manager jobs.
- Bachelor's degree in finance, accounting, business, or a related field
- Experience analyzing financial statements and assessing creditworthiness
- Proficiency with ERP systems such as SAP, Oracle, or NetSuite
- Knowledge of credit risk management principles and collection strategies
- Certified Credit Executive or Credit Business Associate designation preferred
- Strong communication skills for cross-functional work with sales and finance teams
Tips for Your Remote Credit Manager Job Search
Apply early to remote roles that fit
Migrate Mate lists remote credit manager openings from across the U.S. in one place, so you can find roles that match your experience and apply directly without sorting through mixed results. Applying within the first few days of a posting improves your chances significantly.
Prove async communication skills upfront
Remote credit managers handle collections disputes, credit approvals, and cross-department escalations entirely in writing. Include examples of written credit memos, email-based collections resolution, or documented policy decisions in your application materials to show you work well without verbal back-and-forth.
Highlight your ERP and AR platform experience
Remote employers screen for hands-on experience with systems like NetSuite, SAP, Oracle AR, or similar platforms because there's no one to walk you through tools on day one. Name the specific platforms you've used and the workflows you managed in them.
Quantify your credit portfolio results
Remote hiring managers can't observe your work style in person, so they rely heavily on metrics. Lead with concrete outcomes in your resume and cover letter, such as days sales outstanding improvements, collections recovery rates, or the size of the credit portfolio you managed.
Prepare for remote-specific interview scenarios
Remote credit manager interviews often include scenario questions about managing a delinquent account without escalating in person, or coordinating a credit hold with a distributed sales team. Practice walking through your decision-making process clearly and concisely on video calls.
Remote Credit Manager Jobs: Frequently Asked Questions
How do I get a remote credit manager job?
Remote credit manager roles go to candidates who can demonstrate strong self-direction, clear written communication, and comfort managing credit decisions without in-person oversight. Remote employers screen heavily for experience with cloud-based ERP systems, digital collections workflows, and async reporting. Candidates who can show documented results, such as reduced DSO or improved collections rates, stand out in remote hiring processes where you can't rely on in-person impressions.
Which companies hire remote credit managers?
Companies hiring remote credit managers right now include CVS Health, Jack Henry & Associates, and Apptegy, based on current remote listings on Migrate Mate as of June 2026. Remote-first B2B software companies, wholesale distributors, and fintech platforms are especially active in hiring credit managers on fully distributed teams.
Can you get a remote credit manager job with no experience?
Yes, but remote entry-level credit manager roles are harder to land because employers expect you to work independently from day one without on-site coaching. Remote-first fintech startups and smaller B2B companies are more open to entry-level candidates. Showing proficiency with credit analysis tools, demonstrating strong written communication, and completing a relevant certification can open doors when direct experience is thin.
Do you need a degree for remote credit manager jobs?
Not always. Many remote employers prioritize demonstrated credit analysis skills, hands-on collections experience, and proficiency with ERP or AR platforms over a specific degree. A background in accounting, finance, or business helps, but candidates who can show real results, such as managing a credit portfolio or reducing past-due balances, are competitive without a four-year degree.
Which industries hire the most remote credit managers?
Remote credit manager roles concentrate in Healthcare & Medical Services, Technology & Software, and Insurance, based on current remote listings on Migrate Mate as of June 2026. These sectors hire credit managers remotely because their customer bases are national or global, making distributed credit teams a natural operational fit.
See All 226+ Remote Credit Manager Jobs
Find roles that match your experience and apply in just a few clicks.
Find Remote Credit Manager Jobs