Entry Level Commercial Underwriter Jobs
New grad commercial underwriter jobs welcome recent graduates and entry level candidates with zero to two years of experience, where a strong internship background or academic foundation in finance or risk can matter more than a long resume. Most openings are on-site roles across Insurance and Banking & Financial Services, with employers like Risksmith Insurance Services, Risksmith Insurance Services, and LBC Mortgage hiring at this level now.
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Showing 5 of 52+ Entry Level Commercial Underwriter jobs
Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Commercial Lines department is seeking candidates for an underwriter trainee class beginning June 7, 2027. As a Commercial underwriter trainee, you'll participate in a structured training program designed to develop future underwriting professionals. You'll learn how to evaluate risk, build business relationships, make impactful decisions, and contribute to the success of independent insurance agencies and their clients.
This position is based at our headquarters in Fairfield, Ohio. Candidates outside the local area must be willing to relocate. The team currently follows a hybrid schedule of four in-office days and one remote day per week.
The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- build a strong foundation in Commercial insurance, underwriting principles, and risk assessment
- learn Cincinnati's products, coverages, underwriting philosophy, and appetite for risk
- partner with experienced underwriters and business leaders while developing your underwriting expertise
- manage a defined portfolio of new and renewal business in collaboration with independent insurance agents
- analyze business information, identify risk exposures, and make data-driven underwriting recommendations
- evaluate pricing, coverage terms, and policy conditions to support profitable business decisions
- develop strong relationships with agency partners through exceptional communication and customer service
- collaborate with Sales, Claims, and other business areas to support agency and customer needs
- participate in ongoing training, development opportunities, and special projects that broaden your industry knowledge
- contribute to team goals while building the skills needed for long-term career success
- travel to visit agencies to further strengthen relationships and communicate company vision
Be equipped with:
- excellent communication skills and ability to build strong relationships
- strong time management and decision-making skills
- ability to learn and understand new technology
- ability to analyze risks at individual strategic level
- work efficiently while following limits of authority and complying with audit criteria
- ability to seek out creative solutions
- collaborate with team members and management to identify and solve issues
- being adaptable to new ideas and processes
- actively pursues continuing education
Bring education and experience from:
A bachelor’s degree or have four or more years of insurance-related work experience and have earned an associate in insurance (AINS) designation
- candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application
Qualified candidates will be hired into the Commercial underwriter trainee program. Assignment to either the Small Business or Middle Market business unit will be finalized and communicated approximately one month prior to the start date. Assignments are determined based on business needs and an assessment of each candidate's qualifications, strengths, and alignment with the respective role.
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
Description
Make a difference with a career in insurance
At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person®.
If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.
Build your future with us
Our Commercial Lines department is seeking candidates for an underwriter trainee class beginning June 7, 2027. As a Commercial underwriter trainee, you'll participate in a structured training program designed to develop future underwriting professionals. You'll learn how to evaluate risk, build business relationships, make impactful decisions, and contribute to the success of independent insurance agencies and their clients.
This position is based at our headquarters in Fairfield, Ohio. Candidates outside the local area must be willing to relocate. The team currently follows a hybrid schedule of four in-office days and one remote day per week.
The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.
Be ready to:
- build a strong foundation in Commercial insurance, underwriting principles, and risk assessment
- learn Cincinnati's products, coverages, underwriting philosophy, and appetite for risk
- partner with experienced underwriters and business leaders while developing your underwriting expertise
- manage a defined portfolio of new and renewal business in collaboration with independent insurance agents
- analyze business information, identify risk exposures, and make data-driven underwriting recommendations
- evaluate pricing, coverage terms, and policy conditions to support profitable business decisions
- develop strong relationships with agency partners through exceptional communication and customer service
- collaborate with Sales, Claims, and other business areas to support agency and customer needs
- participate in ongoing training, development opportunities, and special projects that broaden your industry knowledge
- contribute to team goals while building the skills needed for long-term career success
- travel to visit agencies to further strengthen relationships and communicate company vision
Be equipped with:
- excellent communication skills and ability to build strong relationships
- strong time management and decision-making skills
- ability to learn and understand new technology
- ability to analyze risks at individual strategic level
- work efficiently while following limits of authority and complying with audit criteria
- ability to seek out creative solutions
- collaborate with team members and management to identify and solve issues
- being adaptable to new ideas and processes
- actively pursues continuing education
Bring education and experience from:
A bachelor’s degree or have four or more years of insurance-related work experience and have earned an associate in insurance (AINS) designation
- candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application
Qualified candidates will be hired into the Commercial underwriter trainee program. Assignment to either the Small Business or Middle Market business unit will be finalized and communicated approximately one month prior to the start date. Assignments are determined based on business needs and an assessment of each candidate's qualifications, strengths, and alignment with the respective role.
Enhance your talents
Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.
Enjoy benefits and amenities
Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.
Embrace a diverse team
As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to about those rights.
See All 52 Entry Level Commercial Underwriter Jobs
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Find JobsEntry Level Commercial Underwriter Job Market
Who's Hiring
- Risksmith Insurance Services49
- LBC Mortgage1
- Fidelity National Financial1
- The Cincinnati Insurance Companies1
Top Industries Hiring
- Insurance
- Banking & Financial Services
Entry Level Commercial Underwriter Jobs: Frequently Asked Questions
How do I get an entry level commercial underwriter job?
Start by targeting insurers and financial institutions that run formal underwriting training programs, since many are built for candidates with little or no professional experience. A degree in finance, business, risk management, or economics signals the right foundation. Internship experience in underwriting, lending, or financial analysis gives you a concrete edge. Familiarity with basic risk assessment concepts and attention to detail in your application materials also help you stand out at this stage.
Which companies hire entry level commercial underwriters?
Companies hiring entry level commercial underwriters right now include Risksmith Insurance Services, Risksmith Insurance Services, and LBC Mortgage, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from regional insurers, national carriers, and specialty lines firms that maintain structured onboarding or rotational programs for junior underwriting talent.
Are there remote entry level commercial underwriter jobs?
Yes, though most entry level roles still favor on-site or hybrid arrangements to support hands-on training. About 2% of entry level commercial underwriter openings are remote or hybrid as of November 2026, giving candidates flexibility depending on the employer and line of business. Fully remote positions at this level do exist but are less common than they are for experienced underwriters.
Are these new grad commercial underwriter jobs?
Yes, many of these openings are new grad and junior roles designed for recent graduates and candidates early in their careers. A new grad friendly posting typically welcomes zero to two years of experience, accepts internships or coursework as qualifying background, or explicitly invites portfolio submissions in lieu of a long work history. If a listing mentions training programs or mentorship, that is another strong signal it is built for new grad applicants.
Which industries hire the most entry level commercial underwriters?
Entry Level commercial underwriter roles concentrate in Insurance and Banking & Financial Services, based on current listings on Migrate Mate as of November 2026. These sectors drive junior hiring because they handle high volumes of commercial policies, require steady underwriting pipeline talent, and often run training programs that bring new graduates up to production standards within their first year.