Business Development Jobs at American Credit Acceptance with Visa Sponsorship
Business Development roles at American Credit Acceptance sit at the intersection of auto finance sales, dealer relationship management, and financial services growth. The company has a consistent track record of sponsoring work visas for this function, making it a viable target if you're building a U.S. career in financial services business development.
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SUMMARY/OBJECTIVE
The Sales Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and periodic in-person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals.
ESSENTIAL FUNCTIONS
- Manage and maintain a portfolio of existing client dealer relationships on an as needed basis.
- Identify areas of growth opportunities within a defined market and execute a prospecting plan to grow existing client dealer base.
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program.
- Properly explain the loan documentation process for the client dealer.
- Define and manage the process for receiving/collecting auto loan application information from client dealer.
- Maintain and present a professional image both via telephone and in person.
- Quickly identify negative trends or potential issues within the defined market and during the loan application process, know when to escalate.
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback.
- Remain flexible to adapt to changes quickly based on business/market needs.
- Perform other tasks as assigned.
QUALIFICATIONS
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information over the phone and in person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
SUPERVISORY RESPONSIBILITY
This position has no supervisory responsibilities.
WORK ENVIRONMENT AND PHYSICAL DEMANDS
This job operates in a professional office environment. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
POSITION TYPE/EXPECTED HOURS OF WORK
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
TRAVEL
This position may require up to 25% travel throughout assigned territory. Applicants should be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO STATEMENT:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
SALARY PAY RANGE:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
INCENTIVE COMPENSATION:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
BENEFITS:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
CALIFORNIA PRIVACY NOTICE:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.

SUMMARY/OBJECTIVE
The Sales Specialist I will prospect, develop, and maintain profitable, quality lending relationships with dealer partners by phone and periodic in-person visits. This position will grow the business by demonstrating value to all Dealer Management, which requires thorough knowledge of program capabilities and ability to learn industry specifics quickly while meeting sales goals.
ESSENTIAL FUNCTIONS
- Manage and maintain a portfolio of existing client dealer relationships on an as needed basis.
- Identify areas of growth opportunities within a defined market and execute a prospecting plan to grow existing client dealer base.
- Demonstrate the value and benefits of ACA’s Point of Sale (POS) program.
- Properly explain the loan documentation process for the client dealer.
- Define and manage the process for receiving/collecting auto loan application information from client dealer.
- Maintain and present a professional image both via telephone and in person.
- Quickly identify negative trends or potential issues within the defined market and during the loan application process, know when to escalate.
- Stay abreast of competitive intelligence, understand competitor program strength/weaknesses and effectiveness, and solicit client dealer feedback.
- Remain flexible to adapt to changes quickly based on business/market needs.
- Perform other tasks as assigned.
QUALIFICATIONS
Candidates should meet 80% of the listed qualifications to be considered.
- 1+ years of sales and finance experience
- Bachelor’s degree in marketing, sales, or business is preferred
- Proficient computer skills including working knowledge of Microsoft applications
- Must have the ability to handle multiple tasks and prioritize effectively
- Must have the ability to solve problems, digest and apply information, learn new skills, and think critically
- Excellent written and verbal communication skills
- Comfortability presenting information over the phone and in person
- Able to work in fast-paced, self-directed entrepreneurial environment
- Excellent time management skills, highly energetic, and self-motivated
- Ability to clearly communicate and sell program features and benefits
- Ability to quickly assess dealer needs, identify issues, and know when to escalate
SUPERVISORY RESPONSIBILITY
This position has no supervisory responsibilities.
WORK ENVIRONMENT AND PHYSICAL DEMANDS
This job operates in a professional office environment. This role routinely uses appropriate and required office and personal communications technology, which will be provided.
POSITION TYPE/EXPECTED HOURS OF WORK
This is a full-time position with a work schedule of Monday-Friday with some weekend work required.
TRAVEL
This position may require up to 25% travel throughout assigned territory. Applicants should be able to make travel arrangements, be comfortable with air travel, be able to drive, and walk around the dealership if needed.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EEO STATEMENT:
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
SALARY PAY RANGE:
The Company has an effective process for assessing market data and establishing ranges to ensure we remain competitive. The full-time salary range for this position is anticipated to be $50,000.00 - $55,000.00. This salary information is solely for candidates hired to perform work within the location(s) listed above. At the time of this posting, this range is a good-faith estimate, based on the qualifications necessary for the position, including experience, education, training, and other considerations permitted by law. Factors that may be used when making a salary offer may include a candidate's skills, experience and geographic location, the expected quality and quantity of work.
INCENTIVE COMPENSATION:
This role is eligible to participate in a formulaic performance incentive plan. Employees are eligible for pay incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee’s performance against defined metrics.
BENEFITS:
Benefits Eligible
This role is currently benefits eligible. We provide comprehensive, competitive set of health, retirement, financial and other benefits, access to paid time off, resources and support to our employees so they can make an impact and contribute to the growth of our business and the communities we serve. Eligibility varies based exempt or non-exempt status, and management level. For more details regarding benefits, please visit our benefits page on our Careers website.
This Pay Transparency information is only an estimate and is subject to revision from time to time as the company, in its sole and exclusive discretion, deems appropriate. The company may determine during its review of the proposed compensation and benefits provided for this position, that the compensation and benefits for such position should be amended. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled.
CALIFORNIA PRIVACY NOTICE:
As an employer of California residents, we are dedicated to protecting your privacy rights. Any personal information you provide during the application process will be used solely for permitted internal purposes and will be handled in accordance with applicable privacy laws. By applying to this position, you consent to the collection, use, and disclosure of your personal information as described in our Employee Privacy Notice.
See all 28+ Business Development at American Credit Acceptance jobs
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Get Access To All JobsTips for Finding Business Development Jobs at American Credit Acceptance Jobs
Frame your credentials around auto finance markets
American Credit Acceptance operates in subprime auto lending, so tailor your resume to show dealer network experience, portfolio growth, or indirect lending relationships. Vague sales credentials won't differentiate you in a financial services sponsorship review.
Confirm E-Verify enrollment before your interview
Financial services employers in federally regulated lending are often E-Verify participants. Verify American Credit Acceptance's enrollment status through the E-Verify employer search before accepting any offer, so you know your work authorization can be confirmed quickly at onboarding.
Target roles that fit specialty occupation criteria
H-1B approval for Business Development roles depends on the position qualifying as a specialty occupation under USCIS standards. Look for postings that specify a bachelor's degree in a specific field, such as finance or business, rather than listings that treat any degree as acceptable.
Build your pipeline using verified sponsorship data
Search for open Business Development positions at American Credit Acceptance through Migrate Mate, which filters roles by visa type so you can confirm which postings align with your H-1B, OPT, or TN eligibility before you apply.
Negotiate your start date around H-1B cap timelines
If you need a new H-1B, USCIS cap-subject petitions can only take effect on October 1. Build this into your offer negotiation early. Employers familiar with sponsorship, including in financial services, routinely structure start dates around this window.
Prepare for PERM if you want a long-term path
EB-2 and EB-3 green card sponsorship requires the employer to run a PERM labor certification through DOL, a process that typically takes one to two years before an immigrant petition can be filed. Ask about this pathway after you've demonstrated value in the role, not during initial hiring.
Business Development at American Credit Acceptance jobs are hiring across the US. Find yours.
Find Business Development at American Credit Acceptance JobsFrequently Asked Questions
Does American Credit Acceptance sponsor H-1B visas for Business Developments?
Yes, American Credit Acceptance sponsors H-1B visas for Business Development roles. The key requirement is that the position qualifies as a specialty occupation under USCIS standards, meaning it requires a bachelor's degree or higher in a specific field such as finance, business administration, or a related discipline. Roles with loosely defined degree requirements can complicate approval, so look for postings with clear educational requirements.
How do I apply for Business Development jobs at American Credit Acceptance?
You can browse open Business Development positions at American Credit Acceptance through Migrate Mate, which surfaces roles filtered by visa sponsorship type so you can identify which postings match your work authorization. Applications typically go through the company's careers portal. Having your resume tailored to auto finance and dealer relationship management will strengthen your application before you submit.
Which visa types does American Credit Acceptance sponsor for Business Development roles?
American Credit Acceptance sponsors several visa categories for Business Development, including H-1B, F-1 OPT, F-1 CPT, TN, and employment-based Green Card pathways such as EB-2 and EB-3. TN is available to Canadian and Mexican nationals whose role falls under a qualifying USMCA profession. F-1 OPT and CPT work for students or recent graduates completing their degree programs in relevant fields.
What qualifications does American Credit Acceptance expect for Business Development roles?
Most Business Development positions at American Credit Acceptance require a bachelor's degree in finance, business, or a related field, combined with experience in financial services sales, dealer channel management, or indirect lending. For H-1B sponsorship specifically, your degree field needs to directly relate to the role's core duties. Subprime auto finance exposure and familiarity with dealer network development are competitive differentiators.
How do I plan my timeline when pursuing a sponsored Business Development role at American Credit Acceptance?
If you need a cap-subject H-1B, USCIS registration opens in March and approved petitions take effect October 1, so align your job search and offer negotiations accordingly. F-1 OPT authorization can bridge the gap for recent graduates waiting on H-1B approval. For Green Card pathways like EB-2 or EB-3, PERM labor certification through DOL adds one to two years before an immigrant petition can move forward.
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