Credit Analyst Jobs
Credit Analyst jobs are open across banking, commercial lending, fintech, insurance, and corporate finance, from entry-level analyst to senior and lead, with specializations in commercial credit, consumer lending, and structured finance. Find a role that fits from the openings below and apply directly.
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Showing 5 of 686+ Credit Analyst jobs
What You'll Do
As a Credit Analyst, you'll play a key role in supporting our Sales organization by reviewing credit applications and matching customers with the appropriate lending partners.
Your day-to-day responsibilities will include:
- Reviewing and analyzing customer credit applications alongside credit bureau reports
- Determining the most appropriate lending solution for each applicant
- Partnering with the Sales team through Slack to provide timely credit decisions
- Managing approximately 15–16 applications per shift, with an average review time of 15–17 minutes per application
- Maintaining accuracy while working in a fast-paced, team-oriented environment
Schedule
Our business operates when our sales teams are working—including weekends and holidays—so flexibility is important.
- Multiple shift options available
- Hours vary based on business needs
- Remote position
- Two-week paid training program
What We're Looking For
Required Qualifications
- Minimum of 1 year of experience in credit analysis, lending, automotive finance, or a related finance role
- Experience approving or reviewing lines of credit
- Strong Microsoft Excel skills, including Pivot Tables and VLOOKUPs
- Comfortable working with spreadsheets and financial data
- Stable employment history with a strong work ethic
- Excellent communication and organizational skills
- Ability to multitask and remain responsive in a fast-paced environment
Preferred Experience
- Home Improvement/Remodeling Lending Exp
- Automotive/ Home Improvement Sales professional looking to transition into a finance-focused career
- Experience with Tableau or SharePoint
Who Succeeds Here?
We're looking for more than technical skills—we're looking for great teammates.
Our ideal candidate is:
- Positive and dependable
- Professional and personable
- Self-motivated while working remotely
- Adaptable and responsive
- Detail-oriented and analytical
- Someone who enjoys collaborating and building relationships
Compensation & Benefits
- $55,000–$65,000 annual salary based on relevant experience
- Quarterly performance bonus
- Opportunity to earn up to $8,000 annually in bonuses
- Fully remote position
- Career advancement opportunities—the sky's the limit for high performers
- Collaborative and supportive leadership team
If you're looking for a long-term career where your finance experience is valued, your growth is supported, and your work has a direct impact, we'd love to hear from you. Apply today and take the next step in your career!
What You'll Do
As a Credit Analyst, you'll play a key role in supporting our Sales organization by reviewing credit applications and matching customers with the appropriate lending partners.
Your day-to-day responsibilities will include:
- Reviewing and analyzing customer credit applications alongside credit bureau reports
- Determining the most appropriate lending solution for each applicant
- Partnering with the Sales team through Slack to provide timely credit decisions
- Managing approximately 15–16 applications per shift, with an average review time of 15–17 minutes per application
- Maintaining accuracy while working in a fast-paced, team-oriented environment
Schedule
Our business operates when our sales teams are working—including weekends and holidays—so flexibility is important.
- Multiple shift options available
- Hours vary based on business needs
- Remote position
- Two-week paid training program
What We're Looking For
Required Qualifications
- Minimum of 1 year of experience in credit analysis, lending, automotive finance, or a related finance role
- Experience approving or reviewing lines of credit
- Strong Microsoft Excel skills, including Pivot Tables and VLOOKUPs
- Comfortable working with spreadsheets and financial data
- Stable employment history with a strong work ethic
- Excellent communication and organizational skills
- Ability to multitask and remain responsive in a fast-paced environment
Preferred Experience
- Home Improvement/Remodeling Lending Exp
- Automotive/ Home Improvement Sales professional looking to transition into a finance-focused career
- Experience with Tableau or SharePoint
Who Succeeds Here?
We're looking for more than technical skills—we're looking for great teammates.
Our ideal candidate is:
- Positive and dependable
- Professional and personable
- Self-motivated while working remotely
- Adaptable and responsive
- Detail-oriented and analytical
- Someone who enjoys collaborating and building relationships
Compensation & Benefits
- $55,000–$65,000 annual salary based on relevant experience
- Quarterly performance bonus
- Opportunity to earn up to $8,000 annually in bonuses
- Fully remote position
- Career advancement opportunities—the sky's the limit for high performers
- Collaborative and supportive leadership team
If you're looking for a long-term career where your finance experience is valued, your growth is supported, and your work has a direct impact, we'd love to hear from you. Apply today and take the next step in your career!
Credit Analyst Jobs by Experience Level
Top Cities Hiring Credit Analysts
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Find Credit Analyst JobsCredit Analyst Job Market
Who's Hiring
- Fitch Ratings16
- Citi12
- M&T Bank12
- Sunflower Bank11
- JPMorganChase9
Top Industries Hiring
- Banking & Financial Services75
- Investment & Asset Management30
- Technology & Software21
- Construction & Real Estate6
- Distribution & Wholesale3
What Employers Look For
The qualifications that appear most often in credit analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related field
- Proficiency in financial statement analysis and credit underwriting
- Experience with Excel financial modeling, including ratio and cash flow analysis
- Familiarity with credit risk software such as Moody's Analytics or S&P Capital IQ
- Knowledge of lending regulations, credit policy, and risk rating frameworks
- CFA, CPA, or CRCM certification preferred for mid-level and senior roles
Tips for Your Credit Analyst Job Search
Quantify credit decisions on your resume
List the dollar value of credit facilities you analyzed, the number of accounts you managed, or the portfolio risk metrics you improved. Credit analyst resumes that include concrete figures stand out far more than ones that describe duties in general terms.
Highlight your financial modeling tools
Call out the specific tools you use, whether Excel, Moody's Analytics, Salesforce Financial Services Cloud, or proprietary spreading software. Hiring managers scan for these because proficiency gaps require retraining, and candidates who list them skip that concern entirely.
Apply early to roles that fit
Migrate Mate lists credit analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by sector before applying
Commercial bank credit analysis and consumer lending require different instincts and metrics. Target your search by sector so your cover letter speaks directly to the portfolio type, whether C&I lending, real estate, or retail credit risk.
Prepare a credit memo walkthrough for interviews
Many credit analyst interviews ask you to walk through a memo or case study you've written. Have one polished, anonymized example ready, and practice explaining your underwriting rationale, the risks you flagged, and the recommendation you made.
Negotiate using your CFA or CPA progress
If you're actively pursuing a CFA, CPA, or CRCM designation, disclose your exam progress during offer negotiations. Employers factor credential timelines into compensation banding, and candidates mid-credential often land higher starting titles or study support as part of their offer.
Credit Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit analysts?
The companies hiring the most credit analysts right now include Fitch Ratings, Citi, and M&T Bank, with the largest share of openings in Texas, New York, and Illinois, based on current listings on Migrate Mate as of August 2026. Demand is especially concentrated in commercial banking and corporate finance divisions.
How many credit analyst jobs are remote?
About 55% of credit analyst openings are fully remote or hybrid as of August 2026, though availability varies significantly by employer type and seniority. Portfolio monitoring, consumer lending analysis, and corporate credit roles tend to offer more remote flexibility than roles requiring regular client or branch interaction.
How do you become a credit analyst?
Start with a bachelor's degree in finance, accounting, or economics, then build spreadsheet and financial modeling skills through coursework or self-study. Entry-level roles in commercial banking, consumer lending, or corporate finance are the most common starting points. From there, pursuing a CFA or CPA credential accelerates advancement into senior analyst and credit officer positions.
Can you get hired as a credit analyst with little experience?
Yes, entry-level credit analyst roles exist specifically for candidates with limited work history, particularly at regional banks, credit unions, and financial services firms. Employers at this level prioritize your ability to read financial statements and think analytically about risk. Internship experience in lending, accounting, or corporate finance, combined with strong Excel skills, makes your application competitive even without years on the job.
What does the credit analyst interview process look like?
Most credit analyst interviews run two to three rounds. The first is typically a recruiter or HR screen focused on your background and motivations. The second involves a hiring manager or credit team lead walking through your financial analysis experience, often with a case study or credit memo exercise. Final rounds may include a panel with senior credit officers who assess your underwriting judgment and communication of risk.
Where can I find and apply to credit analyst jobs?
You can find and apply to credit analyst jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and specialization, then apply directly to each one that fits.
See All 686+ Credit Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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