Credit Analyst Jobs
Credit Analyst jobs are open across banking, commercial lending, fintech, insurance, and corporate finance, from entry-level analyst to senior and lead, with specializations in commercial credit, consumer lending, and structured finance. Find a role that fits from the openings below and apply directly.
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Showing 5 of 388+ Credit Analyst jobs
Job Title:
Senior Credit Analyst
Location:
Austin, TX
What you'll do:
As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- 2+ years of related experience in Accounting, Finance or Economics or similar field.
- Bachelor's degree or equivalent experience required.
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Ability to self-motivate and work productively without supervision.
- Intermediate speaking and writing communication skills.
Compensation:
Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
Job Title:
Senior Credit Analyst
Location:
Austin, TX
What you'll do:
As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
- Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
- Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
- Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.
What you'll need:
- 2+ years of related experience in Accounting, Finance or Economics or similar field.
- Bachelor's degree or equivalent experience required.
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Ability to self-motivate and work productively without supervision.
- Intermediate speaking and writing communication skills.
Compensation:
Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.
Benefits you’ll love:
We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands — Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank — that remain part of the company’s heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
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Find Credit Analyst JobsCredit Analyst Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- M&T Bank27
- Fitch Ratings25
- Citi19
- American Credit Acceptance16
- Credit One Bank11
Top Industries Hiring
- Banking & Financial Services206
- Investment & Asset Management76
- Technology & Software23
- Consulting & Professional Services18
- Insurance15
What Employers Look For
The qualifications that appear most often in credit analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related field
- Proficiency in financial statement analysis and credit underwriting
- Experience with Excel financial modeling, including ratio and cash flow analysis
- Familiarity with credit risk software such as Moody's Analytics or S&P Capital IQ
- Knowledge of lending regulations, credit policy, and risk rating frameworks
- CFA, CPA, or CRCM certification preferred for mid-level and senior roles
Tips for Your Credit Analyst Job Search
Quantify credit decisions on your resume
List the dollar value of credit facilities you analyzed, the number of accounts you managed, or the portfolio risk metrics you improved. Credit analyst resumes that include concrete figures stand out far more than ones that describe duties in general terms.
Highlight your financial modeling tools
Call out the specific tools you use, whether Excel, Moody's Analytics, Salesforce Financial Services Cloud, or proprietary spreading software. Hiring managers scan for these because proficiency gaps require retraining, and candidates who list them skip that concern entirely.
Apply early to roles that fit
Migrate Mate lists credit analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by sector before applying
Commercial bank credit analysis and consumer lending require different instincts and metrics. Target your search by sector so your cover letter speaks directly to the portfolio type, whether C&I lending, real estate, or retail credit risk.
Prepare a credit memo walkthrough for interviews
Many credit analyst interviews ask you to walk through a memo or case study you've written. Have one polished, anonymized example ready, and practice explaining your underwriting rationale, the risks you flagged, and the recommendation you made.
Negotiate using your CFA or CPA progress
If you're actively pursuing a CFA, CPA, or CRCM designation, disclose your exam progress during offer negotiations. Employers factor credential timelines into compensation banding, and candidates mid-credential often land higher starting titles or study support as part of their offer.
Credit Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit analysts?
The companies hiring the most credit analysts right now include M&T Bank, Fitch Ratings, and Citi, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of June 2026. Demand is especially concentrated in commercial banking and corporate finance divisions.
How many credit analyst jobs are remote?
About 31% of credit analyst openings are fully remote or hybrid as of June 2026, though availability varies significantly by employer type and seniority. Portfolio monitoring, consumer lending analysis, and corporate credit roles tend to offer more remote flexibility than roles requiring regular client or branch interaction.
How do you become a credit analyst?
Start with a bachelor's degree in finance, accounting, or economics, then build spreadsheet and financial modeling skills through coursework or self-study. Entry-level roles in commercial banking, consumer lending, or corporate finance are the most common starting points. From there, pursuing a CFA or CPA credential accelerates advancement into senior analyst and credit officer positions.
Can you get hired as a credit analyst with little experience?
Yes, entry-level credit analyst roles exist specifically for candidates with limited work history, particularly at regional banks, credit unions, and financial services firms. Employers at this level prioritize your ability to read financial statements and think analytically about risk. Internship experience in lending, accounting, or corporate finance, combined with strong Excel skills, makes your application competitive even without years on the job.
What does the credit analyst interview process look like?
Most credit analyst interviews run two to three rounds. The first is typically a recruiter or HR screen focused on your background and motivations. The second involves a hiring manager or credit team lead walking through your financial analysis experience, often with a case study or credit memo exercise. Final rounds may include a panel with senior credit officers who assess your underwriting judgment and communication of risk.
Where can I find and apply to credit analyst jobs?
You can find and apply to credit analyst jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and specialization, then apply directly to each one that fits.
See All 388+ Credit Analyst Jobs
Jump back to the full list of openings and apply to any credit analyst role that fits.
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