Credit Analyst Jobs
Credit Analyst jobs are open across banking, commercial lending, fintech, insurance, and corporate finance, from entry-level analyst to senior and lead, with specializations in commercial credit, consumer lending, and structured finance. Find a role that fits from the openings below and apply directly.
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Showing 5 of 651+ Credit Analyst jobs
ABOUT US
At Encompass Health, you'll experience the difference the moment you become a part of our team. Working with us means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
Position Purpose:
The Credit Balance Accounts Receivable Analyst Intern will gain hands-on experience in healthcare revenue cycle operations by supporting the review and resolution of credit balance accounts. Under the guidance of experienced team members, this role will assist with researching account discrepancies, reviewing refund requests, evaluating denied adjustments, and identifying potential payer trends. The intern will develop analytical, problem-solving, and process improvement skills while learning industry regulations, reimbursement practices, and operational workflows. This position provides an opportunity to contribute to departmental goals, recommend process enhancements, and build foundational knowledge in healthcare finance and revenue cycle management.
Responsibilities and Tasks:
Assist with researching and resolving credit balance accounts by reviewing account activity, payer information, and supporting documentation.
Support the review and processing of refund requests and validating required approvals and documentation.
Analyze denied adjustments and account discrepancies to identify trends, root causes, and potential opportunities for resolution.
Collaborate with team members to identify payer-related issues and escalate findings to leadership for further review and action.
Participate in process improvement initiatives by providing feedback, documenting observations, and recommending workflow enhancements to improve operational efficiency.
Minimum Qualifications:
- Currently a Junior or Senior pursuing a bachelor's degree in Accounting, Finance, Economics or Business.
- Experience using Microsoft Office Suite (Outlook, Excel, Word, etc.)
- Strong written and verbal communication skills
- Detail-oriented with strong time management and organizational abilities
- Ability to work independently and collaboratively within cross-functional teams
- Must be able to work onsite from January 11th, 2027 to April 30th, 2027
- Requiring a minimum of 24 hours to be worked and up to 40 hours per week onsite
The Encompass Health Way
We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing!
At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification.
We're eagerly looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!
All employees must reside within 100-mile radius of our location at 16680 Balance Cove, Land O' Lakes, FL 34638.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
ABOUT US
At Encompass Health, you'll experience the difference the moment you become a part of our team. Working with us means aligning with a rapidly growing national inpatient rehabilitation leader. We take pride in the growth opportunities we offer and how our team unites for the greater good of our patients. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
Position Purpose:
The Credit Balance Accounts Receivable Analyst Intern will gain hands-on experience in healthcare revenue cycle operations by supporting the review and resolution of credit balance accounts. Under the guidance of experienced team members, this role will assist with researching account discrepancies, reviewing refund requests, evaluating denied adjustments, and identifying potential payer trends. The intern will develop analytical, problem-solving, and process improvement skills while learning industry regulations, reimbursement practices, and operational workflows. This position provides an opportunity to contribute to departmental goals, recommend process enhancements, and build foundational knowledge in healthcare finance and revenue cycle management.
Responsibilities and Tasks:
Assist with researching and resolving credit balance accounts by reviewing account activity, payer information, and supporting documentation.
Support the review and processing of refund requests and validating required approvals and documentation.
Analyze denied adjustments and account discrepancies to identify trends, root causes, and potential opportunities for resolution.
Collaborate with team members to identify payer-related issues and escalate findings to leadership for further review and action.
Participate in process improvement initiatives by providing feedback, documenting observations, and recommending workflow enhancements to improve operational efficiency.
Minimum Qualifications:
- Currently a Junior or Senior pursuing a bachelor's degree in Accounting, Finance, Economics or Business.
- Experience using Microsoft Office Suite (Outlook, Excel, Word, etc.)
- Strong written and verbal communication skills
- Detail-oriented with strong time management and organizational abilities
- Ability to work independently and collaboratively within cross-functional teams
- Must be able to work onsite from January 11th, 2027 to April 30th, 2027
- Requiring a minimum of 24 hours to be worked and up to 40 hours per week onsite
The Encompass Health Way
We proudly set the standard in care by leading with empathy, doing what's right, focusing on the positive, and standing stronger together. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing!
At Encompass Health, we celebrate and welcome diversity in our inclusive culture. We provide equal employment opportunities regardless of race, ethnicity, gender, sexual orientation, gender identity or expression, religion, national origin, color, creed, age, mental or physical disability, or any other protected classification.
We're eagerly looking forward to meeting you, and we genuinely mean that. Join us on this remarkable journey!
All employees must reside within 100-mile radius of our location at 16680 Balance Cove, Land O' Lakes, FL 34638.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Credit Analyst Jobs by Experience Level
Top Cities Hiring Credit Analysts
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Find Credit Analyst JobsCredit Analyst Job Market
Who's Hiring
- Western Alliance Bank22
- Fitch16
- JPMorganChase10
- Park National Bank9
- Northwest Bank8
Top Industries Hiring
- Banking & Financial Services31
- Investment & Asset Management7
- News & Publishing4
- Technology & Software4
- Fintech3
What Employers Look For
The qualifications that appear most often in credit analyst jobs.
- Bachelor's degree in finance, accounting, economics, or a related field
- Proficiency in financial statement analysis and credit underwriting
- Experience with Excel financial modeling, including ratio and cash flow analysis
- Familiarity with credit risk software such as Moody's Analytics or S&P Capital IQ
- Knowledge of lending regulations, credit policy, and risk rating frameworks
- CFA, CPA, or CRCM certification preferred for mid-level and senior roles
Tips for Your Credit Analyst Job Search
Quantify credit decisions on your resume
List the dollar value of credit facilities you analyzed, the number of accounts you managed, or the portfolio risk metrics you improved. Credit analyst resumes that include concrete figures stand out far more than ones that describe duties in general terms.
Highlight your financial modeling tools
Call out the specific tools you use, whether Excel, Moody's Analytics, Salesforce Financial Services Cloud, or proprietary spreading software. Hiring managers scan for these because proficiency gaps require retraining, and candidates who list them skip that concern entirely.
Apply early to roles that fit
Migrate Mate lists credit analyst openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by sector before applying
Commercial bank credit analysis and consumer lending require different instincts and metrics. Target your search by sector so your cover letter speaks directly to the portfolio type, whether C&I lending, real estate, or retail credit risk.
Prepare a credit memo walkthrough for interviews
Many credit analyst interviews ask you to walk through a memo or case study you've written. Have one polished, anonymized example ready, and practice explaining your underwriting rationale, the risks you flagged, and the recommendation you made.
Negotiate using your CFA or CPA progress
If you're actively pursuing a CFA, CPA, or CRCM designation, disclose your exam progress during offer negotiations. Employers factor credential timelines into compensation banding, and candidates mid-credential often land higher starting titles or study support as part of their offer.
Credit Analyst Jobs: Frequently Asked Questions
Which companies are hiring the most credit analysts?
The companies hiring the most credit analysts right now include Western Alliance Bank, Fitch, and JPMorganChase, with the largest share of openings in Texas, New York, and California, based on current listings on Migrate Mate as of November 2026. Demand is especially concentrated in commercial banking and corporate finance divisions.
How many credit analyst jobs are remote?
About 73% of credit analyst openings are fully remote or hybrid as of November 2026, though availability varies significantly by employer type and seniority. Portfolio monitoring, consumer lending analysis, and corporate credit roles tend to offer more remote flexibility than roles requiring regular client or branch interaction.
How do you become a credit analyst?
Start with a bachelor's degree in finance, accounting, or economics, then build spreadsheet and financial modeling skills through coursework or self-study. Entry-level roles in commercial banking, consumer lending, or corporate finance are the most common starting points. From there, pursuing a CFA or CPA credential accelerates advancement into senior analyst and credit officer positions.
Can you get hired as a credit analyst with little experience?
Yes, entry-level credit analyst roles exist specifically for candidates with limited work history, particularly at regional banks, credit unions, and financial services firms. Employers at this level prioritize your ability to read financial statements and think analytically about risk. Internship experience in lending, accounting, or corporate finance, combined with strong Excel skills, makes your application competitive even without years on the job.
What does the credit analyst interview process look like?
Most credit analyst interviews run two to three rounds. The first is typically a recruiter or HR screen focused on your background and motivations. The second involves a hiring manager or credit team lead walking through your financial analysis experience, often with a case study or credit memo exercise. Final rounds may include a panel with senior credit officers who assess your underwriting judgment and communication of risk.
Where can I find and apply to credit analyst jobs?
You can find and apply to credit analyst jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your experience level and specialization, then apply directly to each one that fits.
See All 651+ Credit Analyst Jobs
Find roles that match your experience and apply in just a few clicks.
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