Mid Level Credit Analyst Jobs
Mid level credit analyst jobs go to analysts ready to own credit evaluations end to end, drive underwriting decisions with limited oversight, and mentor junior team members through complex portfolios. Openings run across Banking & Financial Services, Investment & Asset Management, and Technology & Software, with 38% remote or hybrid availability, and employers like Citi, Northwest Bank, and CHS competing for analysts at this level now.
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CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.
Summary
CHS is hiring a Senior Credit Analyst to join its finance team. The Senior Credit Analyst will evaluate customer creditworthiness, manage assigned credit portfolios and make recommendations that help protect CHS from financial risk while supporting business growth. This role partners closely with customers and internal business teams to establish appropriate credit terms, monitor account balances, negotiate collateral requirements and resolve moderately complex credit matters. The ideal candidate brings strong financial analysis, sound judgment, negotiation skills and a customer-focused approach.
This is a hybrid position based in Ulen, MN.
Responsibilities
- Manage third party financing activity, including applications, advances, and payments for internal and external lenders
- Review customer submitted information for completeness and accuracy.
- Analyze, summarize, and present borrower financial information in a concise credit package.
- Evaluate collateral coverage including lien position.
- Ensure compliance with credit policy and established guidelines.
- Approve credit exposures within delegated authorities.
- Communicate with loan officers, business partners, and loan documentation team on application, underwriting, and approval questions and status.
- Provide analytical support for loan amendments and modifications.
- Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis.
- Report on credit risks and market conditions impacting the portfolio of accounts.
- Help drive continued improvements to streamline processes.
- Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
- Perform other responsibilities as needed or assigned.
Minimum Qualifications (required)
- High School diploma or GED
- 4+ years of experience in Finance, Accounting and/or Credit
Additional Qualifications
- Proficient in MS Office suite
- Excellent critical thinking, financial analysis and decision making skills
- Excellent negotiation and communication skills, both verbal and written
- Demonstrated ability to collaborate with business partners, and build and maintain positive customer relationships
- Ability to effectively manage multiple priorities to ensure excellent customer service
- Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
- Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse. #LI-WB1
CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.
Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.
CHS is an Equal Opportunity Employer/Veterans/Disability.
Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to chscareers@chsinc.com; to verify that the communication is from CHS.
CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world. We serve agriculture customers and consumers across the United States and around the world. Most of our employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.
Summary
CHS is hiring a Senior Credit Analyst to join its finance team. The Senior Credit Analyst will evaluate customer creditworthiness, manage assigned credit portfolios and make recommendations that help protect CHS from financial risk while supporting business growth. This role partners closely with customers and internal business teams to establish appropriate credit terms, monitor account balances, negotiate collateral requirements and resolve moderately complex credit matters. The ideal candidate brings strong financial analysis, sound judgment, negotiation skills and a customer-focused approach.
This is a hybrid position based in Ulen, MN.
Responsibilities
- Manage third party financing activity, including applications, advances, and payments for internal and external lenders
- Review customer submitted information for completeness and accuracy.
- Analyze, summarize, and present borrower financial information in a concise credit package.
- Evaluate collateral coverage including lien position.
- Ensure compliance with credit policy and established guidelines.
- Approve credit exposures within delegated authorities.
- Communicate with loan officers, business partners, and loan documentation team on application, underwriting, and approval questions and status.
- Provide analytical support for loan amendments and modifications.
- Interact with customers, loan officers, and business partners to gather operational and financial information in order to complete analysis.
- Report on credit risks and market conditions impacting the portfolio of accounts.
- Help drive continued improvements to streamline processes.
- Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
- Perform other responsibilities as needed or assigned.
Minimum Qualifications (required)
- High School diploma or GED
- 4+ years of experience in Finance, Accounting and/or Credit
Additional Qualifications
- Proficient in MS Office suite
- Excellent critical thinking, financial analysis and decision making skills
- Excellent negotiation and communication skills, both verbal and written
- Demonstrated ability to collaborate with business partners, and build and maintain positive customer relationships
- Ability to effectively manage multiple priorities to ensure excellent customer service
- Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
- Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse. #LI-WB1
CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.
Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.
CHS is an Equal Opportunity Employer/Veterans/Disability.
Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to chscareers@chsinc.com; to verify that the communication is from CHS.
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Top Industries Hiring
- Banking & Financial Services17
- Investment & Asset Management7
- Technology & Software4
- Construction & Real Estate3
- Fintech2
Mid Level Credit Analyst Jobs: Frequently Asked Questions
How do I get a mid level credit analyst job?
Position yourself around ownership and impact: highlight deals or portfolios you managed independently, credit decisions you led, and any process improvements you drove. Tailor your resume to show depth in financial modeling, risk assessment, or a specific credit product like commercial loans or structured finance. Employers at this level want analysts who can operate with minimal supervision, so concrete examples of autonomous work carry significant weight in applications.
Which companies hire mid level credit analysts?
Companies hiring mid level credit analysts right now include Citi, Northwest Bank, and CHS, based on current listings on Migrate Mate as of September 2026. Hiring at this level covers regional and national banks, commercial lenders, insurance firms, and corporations with in-house credit functions, all looking for analysts who can independently manage credit risk across meaningful portfolios.
Are there remote mid level credit analyst jobs?
Yes, though availability varies by employer and credit function. About 38% of mid level credit analyst openings are remote or hybrid as of September 2026, reflecting growing flexibility in financial services roles that rely primarily on data analysis and modeling rather than in-person client interaction. Fully remote openings tend to concentrate in corporate credit and consumer lending more than commercial banking.
How do I move up to a mid level credit analyst role?
The path from entry level to mid level is built on deepening technical skills and taking on broader ownership over time. Focus on mastering financial statement analysis, credit modeling, and your firm's underwriting standards, then actively seek out larger or more complex credits to evaluate independently. Demonstrating measurable impact, such as improving a risk rating process or reducing portfolio exceptions, signals readiness for the mid level. Mentorship and cross-functional exposure also accelerate the transition.
Which industries hire the most mid level credit analysts?
Mid Level credit analyst roles concentrate in Banking & Financial Services, Investment & Asset Management, and Technology & Software, based on current listings on Migrate Mate as of September 2026. These sectors drive hiring at this level because they manage large volumes of credit risk, require experienced analysts who can assess complex borrowers independently, and need professionals who can translate credit findings into actionable decisions for lending or investment teams.