Mid Level Credit Analyst Jobs
Mid level credit analyst jobs go to analysts ready to own credit evaluations end to end, drive underwriting decisions with limited oversight, and mentor junior team members through complex portfolios. Openings run across Banking & Financial Services, Fintech, and News & Publishing, with 36% remote or hybrid availability, and employers like JPMorganChase, Octus, and Corpay competing for analysts at this level now.
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Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 12/09/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Location:
4224 Ridge Lea Road, Amherst New York
Job Summary
The Risk Analyst III is a position within the Consumer Credit Risk Management organization. This position is primarily responsible for identification, measurement, and management of credit risk. Additional responsibilities include providing risk insights on current and emerging risks impacting Consumer credit products, promoting accountability for the awareness and management of risk, and coordinating the management and escalation of issues. This position will also engage with First and Third Line of Defense business partners, when applicable.
Essential Functions
- Utilize business intelligence tools to identify areas of risk for both new and existing loans within the Consumer credit portfolio.
- Develop and prepare risk reporting in support of business risk priority and review meeting cadence.
- Prepare ad-hoc reporting for line of business and team members to facilitate miscellaneous senior and executive management reporting and status updates, as needed.
- Build and sustain positive working relationships with First Line of Defense business units, in conjunction with developing an understanding of the business and strategic objectives of those units.
Education
3+ years of experience in financial services or other applicable experience required.
Undergraduate degree in Accounting, Business, Finance, Economics, Mathematics or related field.
Skills
- Advanced knowledge of Microsoft Office suite of products.
- Intermediate experience in SAS or similar coding application. Tableau and Google BigQuery/Google Data Studio experience a plus.
- Strong organizational skills and ability to multitask with limited supervision.
- Demonstrated ability to be self-motivated, build and manage relationships, and work in a dynamic, fast paced team environment.
- Proven analytical and problem-solving skills, decision making and ability to drive continuous improvement.
- Understanding of Consumer Lending Products including businesses and processes and related federal laws, regulations and guidance.
- Demonstrate teamwork and accountability with strong interpersonal skills and the ability to interact effectively with internal clients including executive management.
- Solid written and communication skills with ability to “sell” difficult/complex concepts.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $69,000.00 - $105,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.
Please click here for a list of benefits for which this position is eligible.
Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.
Job Posting Expiration Date: 12/09/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
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Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Fintech
- News & Publishing
- Manufacturing
- Investment & Asset Management
Mid Level Credit Analyst Jobs: Frequently Asked Questions
How do I get a mid level credit analyst job?
Position yourself around ownership and impact: highlight deals or portfolios you managed independently, credit decisions you led, and any process improvements you drove. Tailor your resume to show depth in financial modeling, risk assessment, or a specific credit product like commercial loans or structured finance. Employers at this level want analysts who can operate with minimal supervision, so concrete examples of autonomous work carry significant weight in applications.
Which companies hire mid level credit analysts?
Companies hiring mid level credit analysts right now include JPMorganChase, Octus, and Corpay, based on current listings on Migrate Mate as of November 2026. Hiring at this level covers regional and national banks, commercial lenders, insurance firms, and corporations with in-house credit functions, all looking for analysts who can independently manage credit risk across meaningful portfolios.
Are there remote mid level credit analyst jobs?
Yes, though availability varies by employer and credit function. About 36% of mid level credit analyst openings are remote or hybrid as of November 2026, reflecting growing flexibility in financial services roles that rely primarily on data analysis and modeling rather than in-person client interaction. Fully remote openings tend to concentrate in corporate credit and consumer lending more than commercial banking.
How do I move up to a mid level credit analyst role?
The path from entry level to mid level is built on deepening technical skills and taking on broader ownership over time. Focus on mastering financial statement analysis, credit modeling, and your firm's underwriting standards, then actively seek out larger or more complex credits to evaluate independently. Demonstrating measurable impact, such as improving a risk rating process or reducing portfolio exceptions, signals readiness for the mid level. Mentorship and cross-functional exposure also accelerate the transition.
Which industries hire the most mid level credit analysts?
Mid Level credit analyst roles concentrate in Banking & Financial Services, Fintech, and News & Publishing, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring at this level because they manage large volumes of credit risk, require experienced analysts who can assess complex borrowers independently, and need professionals who can translate credit findings into actionable decisions for lending or investment teams.