Mid Level Risk Data Analyst Jobs
Mid level risk data analyst jobs call for professionals ready to own risk models end to end, translate findings into decisions, and guide junior analysts with minimal oversight. 80% of openings are remote or hybrid across Banking & Financial Services, Retail, and Insurance, with employers like Whatnot, Capital One, and AEG FUELS hiring at this level now.
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Overview
A career with us means you’ll work alongside exceptional people and be empowered to reach your professional and personal goals. Our employees are at the foundation of what enables MassMutual to deliver on our purpose to help people secure their futures and protect the ones they love.
We embrace the idea that we all are stronger and better through our support for one another. We strive to create a culture where employees feel valued and are celebrated for who they are.
Job Description
Data Consultant, Pension Risk Transfer
Pension Risk Transfer Operations
Full-Time (Hybrid Office – Springfield, MA)
The Opportunity
As a Data Consultant, Pension Risk Transfer, you will play a critical role in evaluating, cleansing, and validating annuitant-level data for new business onboarding and contract execution. You will transform complex data from multiple sources into trusted, decision-ready outputs that support due diligence, risk review, implementation, and ongoing operations. This is an opportunity for a highly analytical, detail-oriented professional to apply deep data expertise in a fast-paced environment, partner across business functions, and help improve how we scale a high-growth business.
The Team
The Pension Risk Transfer (PRT) New Business Team is responsible for supporting the successful onboarding and execution of new PRT business. The group plays a critical role in managing the end-to-end new business lifecycle—from deal close through implementation—ensuring accuracy, readiness, and a seamless transition into ongoing operations.
The team works cross-functionally with partners in pricing, legal, enforce administration, and technology to ensure new cases are set up correctly, complex requirements are addressed, and operational processes are executed efficiently. Their work often includes coordinating data readiness, resolving issues, supporting system configuration, and driving process improvements to enhance scalability in a growing business
The Impact
Lead detailed scrubbing, validation, and analysis of annuitant-level data for new Pension Risk Transfer transactions to ensure completeness, consistency, and usability.
Translate raw data from one or more sources into accurate, decision-ready reports, reconciliations, and databases used for due diligence, implementation, and operational setup.
Perform rigorous quality checks, balancing, and control reconciliations to confirm the integrity of both inbound and outbound data.
Identify, investigate, and resolve data discrepancies, exceptions, and missing information with speed, sound judgment, and strong documentation.
Document assumptions, corrections, findings, and unresolved issues clearly to support transparency, auditability, and handoff readiness.
Partner closely with sales, operations, implementation, technology, and other stakeholders to clarify data questions, improve readiness, and support successful onboarding.
Support ad hoc reporting, analysis, and issue resolution across the broader operations organization as business needs evolve.
Recommend and help implement process improvements that strengthen data quality, reduce rework, and improve efficiency across the new business pipeline.
The Minimum Qualifications
High school diploma
5+ years of experience in data analysis, data consulting, operations analytics, or a related role requiring high accuracy and strong problem solving.
3+ years of experience with advanced Excel skills and demonstrated experience working with large, detailed datasets from multiple sources.
The Ideal Qualifications
Bachelor’s degree
7+ years of relevant experience, including work in Pension Risk Transfer, defined benefit plans, retirement operations, insurance operations, or complex financial services environments.
Experience with annuitant-level data, pension administration data, onboarding new business, or data readiness for implementations.
Proficiency in SQL, Python, or other data manipulation and automation tools.
A track record of identifying process improvements, influencing partners, and helping teams scale through better data practices.
Strong attention to detail with the ability to detect anomalies, reconcile discrepancies, and deliver high-quality outputs under deadlines.
Excellent analytical and critical thinking skills, including the ability to interpret data, identify root causes, and recommend practical solutions.
Experience organizing data into clear, usable outputs for business partners and decision makers.
Strong written and verbal communication skills, with the ability to document findings clearly and collaborate effectively across functions.
Ability to manage multiple priorities in a fast-paced environment while maintaining strong quality standards.
What You Can Expect at MassMutual
MassMutual offers the opportunity to do meaningful work within a purpose-driven organization that values long-term impact over short-term outcomes. In this role, you can expect:
Clear areas of ownership and accountability, with work that connects directly to company and customer outcomes
A collaborative environment where perspectives are welcomed
Access to learning, development, and internal networks that support continuous growth and skill-building over time
Employee-led communities and forums that foster connection, learning, and inclusion across the organization
A culture grounded in integrity, responsibility, and stewardship—supported by a company with a strong legacy and a future-focused mindset
#LI-MM1
MassMutual is an equal employment opportunity employer. We welcome all persons to apply.If you need an accommodation to complete the application process, please contact us and share the specifics of the assistance you need.
California residents: For detailed information about your rights under the California Consumer Privacy Act (CCPA), please visit our California Consumer Privacy Act Disclosures page.
MassMutual will accept applications on an ongoing basis until such time as a candidate has been offered employment. The job description includes the main duties of this position, which may evolve over time. You may be required to perform other duties not listed.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.
Salary Range: $86,200-$113,100
Award-Winning Culture
MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company operated for the benefit of our members and participating policyowners, we are defined by mutuality and our vision to provide financial well-being for all Americans. It’s more than our company structure — it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources and rely on each other when it counts.
We strive to build a thriving community where everyone is valued, included, and feels that they belong.
At MassMutual, we Live Mutual.
How We Work
MassMutual’s flexible workplace approach combines the importance of connecting in person and the flexibility of working remotely. Our hybrid model puts collaboration first with employees coming in at least three days per week to our spectacular campus settings and also enjoying the flexibility of remote Fridays, company-wide remote weeks, and a bank of flexible remote weeks to use throughout the year.
Benefits for the whole you (and your loved ones)
There’s more to your life than your job and there’s more to your aspirations than a paycheck. We take a holistic view of compensation and benefits that provides the flexibility to create a healthy balance in your life for work, family, and community. We offer the benefits you’d expect, like medical, dental, 401(k), and generous vacation time, but we also offer ones you might not expect, like three paid days for volunteering, a $1,250 annual Well-Being Wallet, and up to 320 hours of caregiver leave.
Explore some of our offerings below.
Paid Time Off
- In addition to generous vacation time, paid holidays, and flexible holidays, MassMutual offers 'take care' time to care for yourself or someone you love—whether for physical illness or mental health.
Health & Well-Being
In addition to top-line medical and dental coverage, personalized mental health solutions, on-site and virtual health coaching, and much more, MassMutual reimburses employees up to $1,250 per year for eligible expenses supporting mental, physical, and financial well-being.
Financial Well-Being
In addition to competitive salaries and bonuses, educational assistance programs, and much more, MassMutual offers up to a 10% total 401(k) benefit, consisting of a 5% company match and a 5% annual contribution.
Taking Care
MassMutual offers generous maternity and parental leaves, as well as bereavement leave to mourn the loss of a loved one (and the employee defines 'loved one'). In addition, we offer up to 320 hours of caregiver leave to help employees support loved ones in times of need.
Giving Back
MassMutual offers three paid days for employees to volunteer with eligible nonprofits of their choice, and the MassMutual Foundation matches employee donation dollars to eligible nonprofit organizations up to $5,000 annually.
Commuter Benefits
MassMutual offers a Qualified Commuter Program through which eligible employees can pay qualified workplace commuting expenses with before-tax dollars, as well as a commuter wallet option for employees based at Boston and NYC campuses.
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Top Industries Hiring
- Banking & Financial Services
- Retail
- Insurance
- Energy
- Investment & Asset Management
Mid Level Risk Data Analyst Jobs: Frequently Asked Questions
How do I get a mid level risk data analyst job?
Position your experience around ownership and outcomes, not just tasks. Highlight projects where you built or improved a risk model, quantified business impact, or presented findings to stakeholders without heavy supervision. Tailor your resume to show depth in a specific risk domain, whether credit, operational, or market, and demonstrate comfort with the tools each employer lists in their job description.
Which companies hire mid level risk data analysts?
Companies hiring mid level risk data analysts right now include Whatnot, Capital One, and AEG FUELS, based on current listings on Migrate Mate as of August 2026. At this level, hiring tends to come from banks, insurers, fintech firms, and large enterprises that run data-intensive risk functions and need analysts who can work independently on complex problems.
Are there remote mid level risk data analyst jobs?
Yes, though availability varies by employer and sector. About 80% of mid level risk data analyst openings are remote or hybrid as of August 2026, reflecting broad adoption of flexible work arrangements in data-driven roles. Financial services firms and technology companies account for a significant share of those flexible postings at this experience level.
How do I move up to a mid level risk data analyst role?
The path to mid level runs through demonstrated ownership. Early-career analysts grow into this tier by taking full responsibility for a risk model or analytical workstream, delivering measurable results, and building fluency in both technical tools and business context. Consistent contributions that reduced losses, improved model accuracy, or informed a strategic decision signal readiness for mid level expectations.
Which industries hire the most mid level risk data analysts?
Mid Level risk data analyst roles concentrate in Banking & Financial Services, Retail, and Insurance, based on current listings on Migrate Mate as of August 2026. These sectors drive hiring at this level because their risk exposure is high, their data volumes are large, and they need analysts with enough experience to work independently rather than requiring close day-to-day supervision.