Credit Risk Manager Jobs in Florida
Credit Risk Manager jobs in Florida are in active demand, concentrated in banking, financial services, insurance, and commercial lending, with openings from analyst-level credit roles through senior and director positions. Miami, Tampa, and Jacksonville anchor most of the hiring, where institutions like Citibank, Truist, and Wells Fargo maintain significant Florida operations. Portfolio risk, consumer credit underwriting, and model risk management are the sub-areas drawing the most consistent interest from Florida employers. Find a role that fits below and apply directly.
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- Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.
- Participates in external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite.
- Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority.
- Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit. In coordination with the business team, maintains direct contact with clients as needed for account monitoring and administration and site visits.
- Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Escalates issues to appropriate levels and develops action plans as necessary.
- Ensures credits are accurately risk rated and are properly monitored and reported.
- Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required.
- Participates in special projects and requests related to the management of the portfolio.
- Demonstrates a strong understanding of policies and procedures, underwriting guidelines and RACs.
- Strong knowledge of credit underwriting, financial accounting and loan documentation.
- Strong knowledge of how a deal should be structured and comfortability with conversing this structure to lenders.
- Strong computer skills using Microsoft Word, Excel and Outlook.
- Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers.
- Ability to manage time efficiently.
- Strong mathematical skills.
- Strong credit skills.
- Strong administrative skills.
- Ability to write reports and business correspondence.
- Ability to effectively present information and respond to questions.
- High School diploma or GED.
- Minimum of 5 years of experience in a commercial lending environment in a credit-oriented and underwriting position.
- Bachelor's degree and completion of a formal credit training program.
Additional Details : The Credit Risk Manager is responsible for all underwriting activities related to new and existing credit transactions with moderate to higher complexity including client diligence, structuring, and the required analysis and preparation of the underwriting package.
Pay Transparency In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states; that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.
- Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.
- Participates in external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite.
- Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority.
- Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit. In coordination with the business team, maintains direct contact with clients as needed for account monitoring and administration and site visits.
- Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Escalates issues to appropriate levels and develops action plans as necessary.
- Ensures credits are accurately risk rated and are properly monitored and reported.
- Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required.
- Participates in special projects and requests related to the management of the portfolio.
- Demonstrates a strong understanding of policies and procedures, underwriting guidelines and RACs.
- Strong knowledge of credit underwriting, financial accounting and loan documentation.
- Strong knowledge of how a deal should be structured and comfortability with conversing this structure to lenders.
- Strong computer skills using Microsoft Word, Excel and Outlook.
- Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers.
- Ability to manage time efficiently.
- Strong mathematical skills.
- Strong credit skills.
- Strong administrative skills.
- Ability to write reports and business correspondence.
- Ability to effectively present information and respond to questions.
- High School diploma or GED.
- Minimum of 5 years of experience in a commercial lending environment in a credit-oriented and underwriting position.
- Bachelor's degree and completion of a formal credit training program.
Additional Details : The Credit Risk Manager is responsible for all underwriting activities related to new and existing credit transactions with moderate to higher complexity including client diligence, structuring, and the required analysis and preparation of the underwriting package.
Pay Transparency In order to support the Fair Compensation Strategy by the US Govt., HR Dept., clients are required to adhere to "Pay Transparency Law"; in the impacted states; that have mandated the employers to list the salary ranges in Job advertisements or postings for job opportunities and Job promotions.
See All 6 Credit Risk Manager Jobs in Florida
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Find Credit Risk Manager JobsCredit Risk Manager Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Credit Risk Manager Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
What Florida Employers Look For
The qualifications that appear most often in credit risk manager jobs across Florida.
- Bachelor's degree in finance, economics, accounting, or a related quantitative field
- Professional certification such as FRM, CFA, or CRC preferred by most Florida lenders
- Demonstrated experience with credit analysis, underwriting, or loan portfolio management
- Proficiency in risk modeling tools, SQL, SAS, or Python for data-driven credit assessment
- Knowledge of federal and Florida-specific banking regulations and consumer lending compliance
- Strong written and verbal communication skills for presenting risk findings to senior stakeholders
Credit Risk Manager Jobs in Florida: Frequently Asked Questions
How do you become a credit risk manager in Florida?
Most credit risk managers in Florida start with a bachelor's degree in finance, economics, accounting, or a quantitative discipline, then build experience in credit analysis, underwriting, or lending operations. Florida does not require a state-issued license to work in this role, but employers strongly favor candidates who hold the Financial Risk Manager designation from GARP or the Chartered Financial Analyst credential, both recognized nationally and by Florida's banking community.
How much do credit risk managers make in Florida?
Credit risk managers in Florida earn a median of about $99,900 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $58,080 for the lowest 10% to over $172,550 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit risk managers in Florida?
Employers hiring credit risk managers in Florida right now include Valley Bank, BNY, and BankUnited, based on current listings on Migrate Mate as of September 2026. Florida's dense concentration of regional banks, insurance carriers, and credit unions across Miami-Dade, Hillsborough, and Duval counties keeps demand for this role consistent throughout the year.
Which Florida cities have the most credit risk manager jobs?
Tampa, Lake Mary, and Miami Lakes have the most credit risk manager openings in Florida. Miami leads because of its concentration of international banks, private lenders, and large financial services firms, while Tampa's growing fintech sector and Jacksonville's role as a back-office hub for major national banks drive strong hiring in both of those metros.
Are there remote credit risk manager jobs in Florida?
Yes, and more than most fields, since credit risk management is primarily an analytical and desk-based discipline. About 100% of credit risk manager openings tied to Florida are remote or hybrid as of September 2026, reflecting the role's reliance on data systems and reporting rather than on-site client interaction. Model risk, portfolio monitoring, and credit policy work are the functions most commonly offered with remote flexibility.
How can I get hired as a credit risk manager in Florida with little or no experience?
The most realistic entry path is a credit analyst or junior underwriting role at a Florida community bank, regional lender, or credit union, where you build hands-on portfolio exposure before moving into risk management. Large Florida institutions such as Truist and Wells Fargo run rotational analyst programs that place early-career candidates in credit functions. Earning the Credit Risk Certification from the Risk Management Association or completing relevant coursework in SAS or Python modeling gives candidates with limited experience a concrete edge in Florida hiring.
Where can I find and apply to credit risk manager jobs in Florida?
You can find and apply to credit risk manager jobs in Florida on Migrate Mate, which lists current Florida openings across banking, insurance, fintech, and commercial lending. Find the roles that fit your experience and specialization and apply directly to the ones that match.
See All 6 Credit Risk Manager Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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