Credit Risk Manager Jobs in Virginia
Credit Risk Manager jobs in Virginia are in strong demand, concentrated in financial services, banking, government contracting, and defense finance, with openings at every level from junior analyst to senior director. The heaviest hiring happens in and around Northern Virginia, Richmond, and McLean, where Capital One, Freddie Mac, and Navy Federal Credit Union maintain major operations and consistently fill credit risk roles. The most in-demand specialties are consumer credit modeling, commercial lending risk, and regulatory compliance risk. Find a role that fits below and apply directly.
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Showing 5 of 9+ Credit Risk Manager jobs
About M.C. Dean
M.C. Dean is Building Intelligence. We design, build, operate, and maintain cyber-physical solutions for the nation’s most mission-critical facilities, secure environments, complex infrastructure, and global enterprises. With over 9,000 employees, our capabilities span electrical, electronic security, telecommunications, life safety, automation and controls, audiovisual, and IT systems. Headquarters in Tysons, Virginia, M.C. Dean delivers resilient, secure, and innovative power and technology solutions through engineering expertise and smart systems integration.
Why Join Us?
Our people are passionate about engineering innovation that improves lives and drives impactful change. Guided by our core values—agility, expertise, and trust—we foster a collaborative and forward-thinking work environment. At M.C. Dean, we are committed to building the next generation of technical leaders in electrical, engineering, and cybersecurity industries.
The Credit & Risk Manager is responsible for establishing and administering the company's enterprise-wide credit, risk management, and payment protection programs. This position plays a critical role in protecting company assets, minimizing bad debt exposure, preserving lien and bond rights, and ensuring that appropriate financial safeguards are maintained throughout the lifecycle of commercial, federal government, and construction projects. The role emphasizes proactive risk assessment and mitigation rather than traditional collections activities.
Credit Analysis & Customer Qualification
- Conduct comprehensive credit evaluations for customers and project opportunities.
- Analyze financial statements, bank references, trade references, and credit reports.
- Establish credit limits, payment terms, and risk ratings.
- Maintain customer risk classification framework and monitoring process.
- Identify emerging credit risks and mitigation strategies.
Construction Risk Management
- Evaluate owner solvency, project funding, and payment security.
- Assess bonds, financing arrangements, and contractual protections.
- Evaluate subcontractor risk and payment security using Subcontract Default Insurance (SDI) and/or surety bonding programs.
- Partner with Legal, Contracts, Operations, Finance, and Risk Management to mitigate risk, leveraging the Origami Risk platform for vendor and subcontractor risk tracking.
Lien Rights & Payment Protection Administration
- Administer processes that preserve lien rights, bond claim rights, and statutory payment protections.
- Ensure timely notices, filings, and documentation.
- Coordinate with counsel on enforcement actions when necessary.
- Utilize Levelset to track notice deadlines, filing requirements, and lien/bond claim status across projects.
Lien Waiver & Release Management
- Administer issuance, review, and tracking of lien waivers and releases.
- Maintain controls over conditional and unconditional releases.
- Ensure complete supporting documentation.
Project Lifecycle Risk Oversight
- Ensure payment protections are established from project award through closeout.
- Monitor billing, payment trends, contract modifications, and risk indicators.
- Escalate concerns and recommend corrective actions.
Accounts Receivable Support
- Support resolution of disputes and payment issues.
- Review delinquent accounts and recommend risk mitigation actions.
- Focus on prevention of receivable issues rather than routine collection activity.
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
- 8+ years of experience in commercial credit, construction finance, risk management, or related disciplines.
- Strong understanding of mechanic's liens, bond claims, financial statement analysis, and project risk evaluation.
- Experience with federal contracting and government projects preferred.
- Experience with surety/bonding programs and/or Subcontract Default Insurance (SDI) preferred.
Key Performance Indicators
- Bad debt reduction, preservation of lien and bond rights, customer credit review compliance, risk exposure management, quality of accounts receivable aging, implementation of payment protection controls, and prequalification of vendors and subcontractors with sound financial standing.
- A competitive salary
- Medical, dental, vision, life, and disability insurance
- Paid time off
- Tuition reimbursement
- 401k Retirement Plan
- Military Reserve pay offset
- Paid maternity leave
- Exposure to computer screens for an extended period of time.
- Sitting for extended periods of time.
- Reach by extending hands or arms in any direction.
- Have finger dexterity in order to manipulate objects with fingers rather than whole hands or arms, for example, using a keyboard.
- Listen to and understand information and ideas presented through spoken words and sentences.
- Communicate information and ideas in speaking so others will understand.
- Read and understand information and ideas presented in writing.
- Apply general rules to specific problems to produce answers that make sense.
- Identify and understand the speech of another person.
About M.C. Dean
M.C. Dean is Building Intelligence. We design, build, operate, and maintain cyber-physical solutions for the nation’s most mission-critical facilities, secure environments, complex infrastructure, and global enterprises. With over 9,000 employees, our capabilities span electrical, electronic security, telecommunications, life safety, automation and controls, audiovisual, and IT systems. Headquarters in Tysons, Virginia, M.C. Dean delivers resilient, secure, and innovative power and technology solutions through engineering expertise and smart systems integration.
Why Join Us?
Our people are passionate about engineering innovation that improves lives and drives impactful change. Guided by our core values—agility, expertise, and trust—we foster a collaborative and forward-thinking work environment. At M.C. Dean, we are committed to building the next generation of technical leaders in electrical, engineering, and cybersecurity industries.
The Credit & Risk Manager is responsible for establishing and administering the company's enterprise-wide credit, risk management, and payment protection programs. This position plays a critical role in protecting company assets, minimizing bad debt exposure, preserving lien and bond rights, and ensuring that appropriate financial safeguards are maintained throughout the lifecycle of commercial, federal government, and construction projects. The role emphasizes proactive risk assessment and mitigation rather than traditional collections activities.
Credit Analysis & Customer Qualification
- Conduct comprehensive credit evaluations for customers and project opportunities.
- Analyze financial statements, bank references, trade references, and credit reports.
- Establish credit limits, payment terms, and risk ratings.
- Maintain customer risk classification framework and monitoring process.
- Identify emerging credit risks and mitigation strategies.
Construction Risk Management
- Evaluate owner solvency, project funding, and payment security.
- Assess bonds, financing arrangements, and contractual protections.
- Evaluate subcontractor risk and payment security using Subcontract Default Insurance (SDI) and/or surety bonding programs.
- Partner with Legal, Contracts, Operations, Finance, and Risk Management to mitigate risk, leveraging the Origami Risk platform for vendor and subcontractor risk tracking.
Lien Rights & Payment Protection Administration
- Administer processes that preserve lien rights, bond claim rights, and statutory payment protections.
- Ensure timely notices, filings, and documentation.
- Coordinate with counsel on enforcement actions when necessary.
- Utilize Levelset to track notice deadlines, filing requirements, and lien/bond claim status across projects.
Lien Waiver & Release Management
- Administer issuance, review, and tracking of lien waivers and releases.
- Maintain controls over conditional and unconditional releases.
- Ensure complete supporting documentation.
Project Lifecycle Risk Oversight
- Ensure payment protections are established from project award through closeout.
- Monitor billing, payment trends, contract modifications, and risk indicators.
- Escalate concerns and recommend corrective actions.
Accounts Receivable Support
- Support resolution of disputes and payment issues.
- Review delinquent accounts and recommend risk mitigation actions.
- Focus on prevention of receivable issues rather than routine collection activity.
- Bachelor's degree in Finance, Accounting, Business Administration, Economics, or related field.
- 8+ years of experience in commercial credit, construction finance, risk management, or related disciplines.
- Strong understanding of mechanic's liens, bond claims, financial statement analysis, and project risk evaluation.
- Experience with federal contracting and government projects preferred.
- Experience with surety/bonding programs and/or Subcontract Default Insurance (SDI) preferred.
Key Performance Indicators
- Bad debt reduction, preservation of lien and bond rights, customer credit review compliance, risk exposure management, quality of accounts receivable aging, implementation of payment protection controls, and prequalification of vendors and subcontractors with sound financial standing.
- A competitive salary
- Medical, dental, vision, life, and disability insurance
- Paid time off
- Tuition reimbursement
- 401k Retirement Plan
- Military Reserve pay offset
- Paid maternity leave
- Exposure to computer screens for an extended period of time.
- Sitting for extended periods of time.
- Reach by extending hands or arms in any direction.
- Have finger dexterity in order to manipulate objects with fingers rather than whole hands or arms, for example, using a keyboard.
- Listen to and understand information and ideas presented through spoken words and sentences.
- Communicate information and ideas in speaking so others will understand.
- Read and understand information and ideas presented in writing.
- Apply general rules to specific problems to produce answers that make sense.
- Identify and understand the speech of another person.
See All 9 Credit Risk Manager Jobs in Virginia
Find roles in Virginia that match your experience and apply in just a few clicks.
Find Credit Risk Manager JobsCredit Risk Manager Jobs by City in Virginia
Where Virginia roles are concentrated, by current openings.
Credit Risk Manager Job Market in Virginia
A snapshot from current Virginia openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Retail
- Technology & Software
- E-Commerce & Online Marketplaces
What Virginia Employers Look For
The qualifications that appear most often in credit risk manager jobs across Virginia.
- Bachelor's degree in finance, economics, statistics, or a closely related quantitative field
- Professional certification such as FRM, CFA, or PRM strongly preferred by Virginia employers
- Three or more years of credit risk analysis, underwriting, or portfolio management experience
- Proficiency in SAS, Python, R, or SQL for credit model development and validation
- Demonstrated knowledge of federal credit regulations including Basel, CECL, and Dodd-Frank
- Experience presenting risk findings to senior leadership or regulatory examiners
Credit Risk Manager Jobs in Virginia: Frequently Asked Questions
How do you become a credit risk manager in Virginia?
Credit risk managers in Virginia are not required to hold a state-issued license, but most roles require a bachelor's degree in finance, economics, or a quantitative field alongside industry certifications. The Financial Risk Manager credential from the Global Association of Risk Professionals and the Chartered Financial Analyst designation are the most widely recognized by Virginia employers. Many candidates move into the role from credit analyst or underwriter positions at Virginia banks, credit unions, or government-sponsored enterprises.
How much do credit risk managers make in Virginia?
Credit risk managers in Virginia earn a median of about $126,510 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $77,080 for the lowest 10% to over $191,720 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire credit risk managers in Virginia?
Employers hiring credit risk managers in Virginia right now include Capital One, Koalafi, and Lendable, based on current listings on Migrate Mate as of September 2026. Virginia's concentration of large financial institutions, federal agencies, and government-sponsored enterprises makes it one of the more active states for credit risk hiring on the East Coast.
Which Virginia cities have the most credit risk manager jobs?
McLean, Arlington, and Tysons have the most credit risk manager openings in Virginia. Northern Virginia and McLean lead because of headquarters operations for Capital One, Freddie Mac, and Navy Federal Credit Union, while Richmond draws demand from its dense concentration of regional banks and insurance firms anchoring the city's financial services sector.
How can I get hired as a credit risk manager in Virginia with little or no experience?
The most realistic entry path is through a credit analyst or junior underwriter role at a Virginia bank or credit union, where you build hands-on portfolio and risk assessment skills before moving into management. Large Virginia employers such as Capital One and Navy Federal Credit Union run structured rotational programs and new-graduate analyst tracks that place candidates directly on risk teams. Earning the FRM Part I exam or completing a relevant graduate certificate in risk management gives candidates a measurable edge in competitive Northern Virginia applicant pools.
Where can I find and apply to credit risk manager jobs in Virginia?
You can find and apply to credit risk manager jobs in Virginia on Migrate Mate, which lists current Virginia openings across the state's major financial centers. Search the available roles by location or specialty, find the ones that fit your background, and apply directly.
See All 9 Credit Risk Manager Jobs in Virginia
Find roles in Virginia that match your experience and apply in just a few clicks.
Find Credit Risk Manager Jobs