Credit Solutions Advisor Jobs
Credit Solutions Advisor jobs are open across banking, credit unions, fintech, and consumer lending at every level from entry-level to senior advisor, with specializations in debt restructuring, credit counseling, and loan modification. See the openings below and apply to the ones that match your experience.
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Showing 5 of 2,029+ Credit Solutions Advisor jobs
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
- Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
- Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
- Identify and determine monitoring analysis activities required.
- Verify covenants and define updates needed on ticklers.
- Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
- Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team to identify and resolve required edits or corrections.
- Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
- Prepare Criticized Period Reviews reports with oversight.
- Responsible for running projection models with assumptions provided.
- Responsible for completing underwriting process with limited oversight.
- Prepares portfolio analysis and Portfolio Review materials.
- Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports.
- Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level.
- Identify emerging risks or negative trends and escalate appropriately.
- Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
- Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
- May assist with training and onboarding of new employees.
- May support special projects or ad hoc analysis as assigned by management.
SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- 2+ years of Commercial Banking experience.
- Sound Financial and risk analysis understanding, including the ability to develop financial models.
- Extensive Knowledge of banking products and services.
- Knowledge of corporate business structure and legal documents.
- General knowledge of U.S. government and regulation.
- Proficiency in internal banking applications.
- Strong verbal and written communication skills.
- Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
- Proficient in all Microsoft Office software.
Commercial Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Make banking a Fifth Third better®
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
The Credit Analyst is primarily responsible for completing the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a Credit Analyst drafts credit approval documents and review memos for loans and other ancillary products. The Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling.
The Credit Analyst is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight on increasingly complex credits. Additionally, the Credit Analyst will attend and support Portfolio Reviews as needed.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Responsible for proactively monitoring Credit Excellence and initiating collection of financial statements for upcoming renewals and periodic reviews.
- Prepare succinct credit approval memos with minimal errors, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
- Complete ongoing portfolio monitoring, including covenant tracking, financial statement reviews, and run risk rating models.
- Identify and determine monitoring analysis activities required.
- Verify covenants and define updates needed on ticklers.
- Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action.
- Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team to identify and resolve required edits or corrections.
- Generate and provide various pipeline and portfolio reporting as needed to credit leadership, portfolio managers, underwriters, relationship managers and others as needed.
- Prepare Criticized Period Reviews reports with oversight.
- Responsible for running projection models with assumptions provided.
- Responsible for completing underwriting process with limited oversight.
- Prepares portfolio analysis and Portfolio Review materials.
- Ensure accuracy, integrity, and timeliness of credit data across internal systems and reports.
- Take appropriate action to resolve data, documentation, or analysis deficiencies and escalate questions to the appropriate level.
- Identify emerging risks or negative trends and escalate appropriately.
- Maintain a working knowledge of Bancorp credit policies, guidelines and procedures.
- Perform Borrowing Entity PD Ratings and Obligation LGD Ratings.
- May assist with training and onboarding of new employees.
- May support special projects or ad hoc analysis as assigned by management.
SUPERVISORY RESPONSIBILITY:
None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- 2+ years of Commercial Banking experience.
- Sound Financial and risk analysis understanding, including the ability to develop financial models.
- Extensive Knowledge of banking products and services.
- Knowledge of corporate business structure and legal documents.
- General knowledge of U.S. government and regulation.
- Proficiency in internal banking applications.
- Strong verbal and written communication skills.
- Demonstrated strong problem-solving and analytical skills, with the ability to manage and prioritize multiple tasks while maintaining close attention to detail.
- Proficient in all Microsoft Office software.
Commercial Credit Analyst
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page or by consulting with your talent acquisition partner.
LOCATION: Detroit, Michigan 48226
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
Credit Solutions Advisor Jobs by Experience Level
See All 2,029+ Credit Solutions Advisor Jobs
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Find Credit Solutions Advisor JobsCredit Solutions Advisor Job Market
Who's Hiring
- JPMorganChase99
- Intuit67
- Rent-A-Center59
- Bank of America30
- Farmers Home Furniture30
Top Industries Hiring
- Banking & Financial Services112
- Investment & Asset Management59
- Fintech16
- Technology & Software6
- Retail4
What Employers Look For
The qualifications that appear most often in credit solutions advisor jobs.
- One to three years of experience in collections, lending, or consumer credit services
- Strong working knowledge of FDCPA, FCRA, and applicable state consumer credit regulations
- Proficiency with loan servicing platforms or collections management software
- High school diploma required, with an associate or bachelor's degree preferred by most employers
- Demonstrated ability to meet monthly account resolution or recovery targets
- Active listening and negotiation skills for handling distressed or non-responsive account holders
Tips for Your Credit Solutions Advisor Job Search
Quantify credit outcomes on your resume
Hiring managers want to see numbers, not duties. List the volume of accounts you managed, the percentage of customers who resolved delinquencies, or the total debt you helped restructure. Vague phrases like 'assisted customers with credit issues' won't get you interviews.
Highlight your FDCPA and compliance knowledge
Many applicants skip regulatory literacy on their resume, which is a mistake. Call out your familiarity with the Fair Debt Collection Practices Act and any state-level consumer credit regulations you've worked under. Compliance fluency is a real differentiator at banks and credit unions.
Target openings that name your specific loan types
Credit solutions roles vary widely by product: auto loans, credit cards, mortgage, and personal lines each have distinct resolution workflows. Filter your search by the loan type you know best so your resume speaks directly to what the team handles every day.
Apply early to roles that fit
Migrate Mate lists credit solutions advisor openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for scenario-based interview questions
Interviewers for these roles almost always present a delinquent-account scenario and ask how you'd handle it. Practice walking through your approach out loud, covering how you'd verify account history, present options to the customer, and document the resolution in your system.
Negotiate by citing your resolution rate
When discussing compensation, anchor your ask to your performance data. If you consistently brought delinquent accounts to current status above your team's average, that's a concrete reason to push toward the higher end of the range posted in the listing.
Credit Solutions Advisor Jobs: Frequently Asked Questions
Which companies are hiring the most credit solutions advisors?
The most active employers for credit solutions advisors right now are JPMorganChase, Intuit, and Rent-A-Center, and the most openings are in New York, Texas, and California, based on current listings on Migrate Mate as of November 2026. Regional banks and large credit unions tend to hire in volume when their delinquency portfolios grow.
How many credit solutions advisor jobs are remote?
About 61% of credit solutions advisor openings are fully remote or hybrid as of November 2026, reflecting how much of the role is conducted by phone and digital platforms rather than in-branch. Fully remote arrangements are most common in outbound collections and digital lending, while in-person schedules remain more typical at brick-and-mortar bank branches.
How do you become a credit solutions advisor?
Start by building experience in customer-facing financial services roles such as bank teller, loan processor, or collections representative. From there, develop working knowledge of credit products and consumer protection regulations like the FDCPA and FCRA. Many employers also value completion of credit counseling or collections coursework through industry associations before you apply.
Can you get a credit solutions advisor job with little or no experience?
Yes, some entry-level credit solutions advisor roles accept candidates coming directly from retail banking, customer service, or call center backgrounds. Employers in this case prioritize communication skills, comfort with difficult conversations, and basic financial literacy over prior collections experience. Applying to smaller credit unions or community banks tends to offer more flexibility for candidates building their background.
What does the credit solutions advisor interview process look like?
Most hiring processes include an initial phone screen focused on your familiarity with credit products and customer-handling experience, followed by one or two rounds of interviews that include scenario questions about delinquent accounts. Some employers add a brief role-play exercise where you work through a mock customer call. References and a background check are standard before an offer is extended.
Where can I find and apply to credit solutions advisor jobs?
You can find and apply to credit solutions advisor jobs on Migrate Mate, which lists current openings from across the United States. Search the listings to find roles that match your background, then apply directly to each one that fits your experience and preferred location.
See All 2,029+ Credit Solutions Advisor Jobs
Find roles that match your experience and apply in just a few clicks.
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