Debt Consultant Jobs
Debt Consultant jobs are open across financial services, credit counseling, banking, and collections, covering specializations in debt settlement, credit restructuring, and consumer debt advising, from entry-level advisor roles to senior consultant and program director positions. Scan the live roles below and apply to whichever ones fit.
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Showing 5 of 12+ Debt Consultant jobs
Responsibilities:
- Professionally communicate the value of CreditAssociate’s debt relief program to qualified prospects.
- Receive inbound calls driven by one of our marketing campaigns.
- Conduct outbound calls to effectively manage your individual sales pipeline.
- Efficiently navigate salesforce while clearly communicating to the prospect throughout the sales process.
- Display empathy and understanding to each prospect while positioning our service as the best solution for their credit problems.
Requirements:
- Minimum 2+ years of inside sales experience required.
- Has the ability to work a flexible schedule as required.
- Salesforce experience highly preferred.
- Bachelor’s degree highly preferred.
- Prior Business to Consumer experience is preferred.
Come Join Us!
We are a premier debt resolution company which provides a fresh financial start for individuals with overwhelming debt problems. We live our credo, Carpe Diem (“Seize the Day”) and we do this each and every day. Our company growth is a direct reflection of the passion and dedication of our various teams. If you are looking for a unique career opportunity in a dynamic, growing and positively charged, high-performance culture - we urge you to consider joining our family. We reward success and hard work!
We invite you to join us at https://jobs.jobvite.com/creditassociates
Benefits:
- Excellent benefits, including Medical, Dental, Vision and company paid Life Insurance
- Generous 401k plan with aggressive company match
- Convenient location near Legacy West
- Relaxed yet fast-paced work environment including business-casual dress code
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
Responsibilities:
- Professionally communicate the value of CreditAssociate’s debt relief program to qualified prospects.
- Receive inbound calls driven by one of our marketing campaigns.
- Conduct outbound calls to effectively manage your individual sales pipeline.
- Efficiently navigate salesforce while clearly communicating to the prospect throughout the sales process.
- Display empathy and understanding to each prospect while positioning our service as the best solution for their credit problems.
Requirements:
- Minimum 2+ years of inside sales experience required.
- Has the ability to work a flexible schedule as required.
- Salesforce experience highly preferred.
- Bachelor’s degree highly preferred.
- Prior Business to Consumer experience is preferred.
Come Join Us!
We are a premier debt resolution company which provides a fresh financial start for individuals with overwhelming debt problems. We live our credo, Carpe Diem (“Seize the Day”) and we do this each and every day. Our company growth is a direct reflection of the passion and dedication of our various teams. If you are looking for a unique career opportunity in a dynamic, growing and positively charged, high-performance culture - we urge you to consider joining our family. We reward success and hard work!
We invite you to join us at https://jobs.jobvite.com/creditassociates
Benefits:
- Excellent benefits, including Medical, Dental, Vision and company paid Life Insurance
- Generous 401k plan with aggressive company match
- Convenient location near Legacy West
- Relaxed yet fast-paced work environment including business-casual dress code
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
See All 12 Debt Consultant Jobs
Find roles that match your experience and apply in just a few clicks.
Find Debt Consultant JobsDebt Consultant Job Market
Who's Hiring
Top Industries Hiring
- Science & Research
What Employers Look For
The qualifications that appear most often in debt consultant jobs.
- 1-3 years of experience in debt counseling, collections, or financial services
- Strong knowledge of consumer debt laws including FDCPA and state-level regulations
- Experience negotiating with creditors, lenders, or collection agencies on behalf of clients
- Proficiency with CRM software and debt management platforms
- NFCC affiliation, AFCPE certification, or equivalent financial counseling credential
- Bachelor's degree in finance, business, economics, or a related field
Tips for Your Debt Consultant Job Search
Tailor your resume to debt resolution outcomes
Hiring managers in debt consulting want to see measurable client outcomes, not just job duties. Quantify portfolio sizes you managed, settlement rates you achieved, or the number of repayment plans you structured. Generic finance resumes rarely move past the first screen.
Highlight your NFCC or AFCPE credentials prominently
Certifications like the NFCC affiliation or AFCPE designation signal compliance fluency and client-counseling competency. Place them in a dedicated credentials section near the top of your resume so reviewers spot them before reading your work history.
Apply early to roles that fit
Migrate Mate lists debt consultant openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Filter openings by creditor type and client segment
Debt consultant roles differ sharply depending on whether the employer works with consumer credit card debt, medical debt, or small business obligations. Targeting openings that match your specific experience reduces interview mismatches and raises your callback rate.
Prepare a case-based story for your first interview
Interviewers for debt consulting roles almost always ask you to walk through a difficult client negotiation. Practice a specific story covering the debt amount, the creditor, your approach, and the resolution. Vague answers about process rarely satisfy the interviewer.
Negotiate total compensation, not just base salary
Many debt consulting firms structure pay with performance bonuses tied to settlement volume or client retention. Before accepting any offer, ask how bonus targets are calculated, what percentage of consultants hit them, and whether uncapped commission structures apply.
Debt Consultant Jobs: Frequently Asked Questions
Which companies are hiring the most debt consultants?
The most active employers for debt consultants right now are Achieve, Americor, and CreditAssociates, and the most openings are in Texas, California, and Arizona, based on current listings on Migrate Mate as of November 2026. Demand tends to be highest at credit counseling agencies, debt settlement firms, and consumer finance companies.
How many debt consultant jobs are remote?
About 75% of debt consultant openings are fully remote or hybrid as of November 2026, reflecting strong employer appetite for phone- and video-based client counseling. Roles focused on inbound consumer debt advising and financial coaching tend to be the most remote-friendly, while positions requiring in-person creditor negotiations are more likely to be on-site.
How do you become a debt consultant?
Start by completing a degree in finance, business, or a related field, then gain experience in customer-facing financial services roles such as collections, banking, or credit counseling. Pursue a recognized certification like those offered through the AFCPE or NFCC to signal professional credibility. Building hands-on experience negotiating payment plans or settlements is what most employers weight most heavily.
Can you get hired as a debt consultant with little experience?
Yes, some entry-level debt consultant roles are open to candidates with strong communication skills and a background in customer service or collections, even without direct counseling experience. Employers in high-volume consumer debt environments often provide in-house training. Getting an AFCPE or NFCC-affiliated certificate before applying strengthens your application considerably when your experience is thin.
What does the debt consultant interview process look like?
Most debt consultant interviews involve a phone screen focused on your familiarity with consumer debt laws and negotiation experience, followed by one or two rounds covering scenario-based questions about difficult creditor or client situations. Some employers include a role-play exercise simulating a client call or creditor negotiation. Compliance knowledge, empathy under pressure, and clear communication are the qualities interviewers consistently probe.
Where can I find and apply to debt consultant jobs?
You can find and apply to debt consultant jobs on Migrate Mate, which lists current openings from across the United States. Search the roles that match your experience and location, then apply directly to each listing that fits your background and goals.
See All 12 Debt Consultant Jobs
Find roles that match your experience and apply in just a few clicks.
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