E-3 Visa Mortgage Loan Processor Jobs
Mortgage Loan Processor roles qualify for E-3 visa sponsorship when the position requires a degree in finance, business, or a related field. Australian professionals can secure renewable two-year work authorization with no lottery and no annual cap, making this one of the most straightforward U.S. work visa pathways for qualified candidates.
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Get Access To All JobsDiscover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
Citi is seeking a Card Processor Strategic Relationship Manager to serve as the enterprise relationship owner for one of the company's most critical payment processing partnerships, accountable for shaping long-term strategy, governing executive engagement, and delivering measurable commercial and operational outcomes. Sitting at the intersection of Payments, Technology, Product, and Finance, this role drives the full lifecycle of the partnership — from contract performance and billing governance to roadmap influence and capability adoption. This is a high-visibility position for a payments leader who can operate at the executive level while managing the operational depth needed to protect and grow one of Citi's most strategically important processing relationships.
Responsibilities
- Act as Citi's senior relationship lead for its primary payment processor, owning executive engagement, partnership governance, and the delivery of a multi-year strategic roadmap aligned to Citi's payment modernization goals.
- Develop and execute a long-term partnership strategy that identifies opportunities to improve customer experience, reduce costs, and unlock new revenue through expanded processor capabilities.
- Establish and lead structured governance forums — including executive business reviews, steering committees, and quarterly strategic planning sessions — to maintain alignment and accountability across both organizations.
- Own end-to-end contract governance, conducting rigorous billing structure reviews to validate accuracy, identify commercial improvement opportunities, and ensure full adherence to contractual and financial commitments.
- Collaborate with Procurement and Legal to lead commercial negotiations, contract renewals, and strategic sourcing initiatives, delivering outcomes that protect Citi's financial and operational interests.
- Partner with Product and Technology teams to prioritize new platform capabilities and influence the processor's product roadmap in support of Citi's strategic objectives.
- Lead governance over platform availability, processing performance, and incident management in partnership with Technology, escalating and resolving complex operational challenges with urgency and transparency.
- Apply sound commercial and risk judgment to all partnership decisions, ensuring compliance with applicable policies, contractual obligations, and regulatory requirements.
Required Qualifications & Skills
- 10 or more years of experience in payments, banking, financial technology, or strategic partnership management, with demonstrated accountability for large-scale processor or technology relationships.
- Hands-on knowledge of card issuing, payment processing, and digital payment ecosystems, including credit card authorization, clearing, and settlement workflows.
- Track record of negotiating and managing complex commercial agreements with major payment processors or strategic technology partners.
- Experience governing digital wallet programs and tokenization at scale within a card issuing or payment processing environment.
- Executive-level communication and stakeholder management skills, with the ability to represent an organization credibly in senior forums and external industry settings.
- Strong analytical and financial planning capabilities, applied to commercial performance reviews, billing validation, and strategic decision-making.
- Experience leading or overseeing large-scale technology implementations or payment processor migrations, with the ability to manage complexity, deadlines, and shifting priorities.
Beneficial Skills & Qualifications
- Direct experience working with Fiserv, FIS, or comparable enterprise-scale payment processing platforms.
- Familiarity with next-generation card issuing and processing platforms such as Zeta, Pismo, or Marqeta.
- Master's degree in Business, Finance, or a related field.
What We Offer
At Citi, you will have the opportunity to shape one of the firm's most strategically consequential partnerships while working alongside senior leaders across Payments, Technology, Product, Finance, and Risk. This role offers real ownership, global scale, and the professional environment to do some of the most impactful work of your career.
- A hybrid working model with 3 days in the office and 2 days working remotely, supporting a sustainable balance between collaboration and focused work.
- Strategic ownership of a high-profile enterprise partnership with direct exposure to executive leadership and cross-functional decision-making at a global scale.
- The opportunity to shape Citi's payment modernization agenda by influencing processor roadmaps and accelerating the adoption of next-generation payment capabilities.
- Access to learning and development programs that support career growth across the payments and financial technology landscape.
- Competitive financial wellbeing support, including compensation structures and benefits designed to reflect the seniority and impact of the role.
- A performance-driven environment where your commercial outcomes, relationship results, and strategic contributions are recognized and rewarded.
Apply now to take ownership of one of Citi's most strategically important payment processing partnerships and help shape the future of global payments at scale.
Job Family Group:
Product Management and Development
Job Family:
Product Management
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$163,600.00 - $245,400.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jul 24, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
Discover your future at Citi
Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.
Job Overview
Citi is seeking a Card Processor Strategic Relationship Manager to serve as the enterprise relationship owner for one of the company's most critical payment processing partnerships, accountable for shaping long-term strategy, governing executive engagement, and delivering measurable commercial and operational outcomes. Sitting at the intersection of Payments, Technology, Product, and Finance, this role drives the full lifecycle of the partnership — from contract performance and billing governance to roadmap influence and capability adoption. This is a high-visibility position for a payments leader who can operate at the executive level while managing the operational depth needed to protect and grow one of Citi's most strategically important processing relationships.
Responsibilities
- Act as Citi's senior relationship lead for its primary payment processor, owning executive engagement, partnership governance, and the delivery of a multi-year strategic roadmap aligned to Citi's payment modernization goals.
- Develop and execute a long-term partnership strategy that identifies opportunities to improve customer experience, reduce costs, and unlock new revenue through expanded processor capabilities.
- Establish and lead structured governance forums — including executive business reviews, steering committees, and quarterly strategic planning sessions — to maintain alignment and accountability across both organizations.
- Own end-to-end contract governance, conducting rigorous billing structure reviews to validate accuracy, identify commercial improvement opportunities, and ensure full adherence to contractual and financial commitments.
- Collaborate with Procurement and Legal to lead commercial negotiations, contract renewals, and strategic sourcing initiatives, delivering outcomes that protect Citi's financial and operational interests.
- Partner with Product and Technology teams to prioritize new platform capabilities and influence the processor's product roadmap in support of Citi's strategic objectives.
- Lead governance over platform availability, processing performance, and incident management in partnership with Technology, escalating and resolving complex operational challenges with urgency and transparency.
- Apply sound commercial and risk judgment to all partnership decisions, ensuring compliance with applicable policies, contractual obligations, and regulatory requirements.
Required Qualifications & Skills
- 10 or more years of experience in payments, banking, financial technology, or strategic partnership management, with demonstrated accountability for large-scale processor or technology relationships.
- Hands-on knowledge of card issuing, payment processing, and digital payment ecosystems, including credit card authorization, clearing, and settlement workflows.
- Track record of negotiating and managing complex commercial agreements with major payment processors or strategic technology partners.
- Experience governing digital wallet programs and tokenization at scale within a card issuing or payment processing environment.
- Executive-level communication and stakeholder management skills, with the ability to represent an organization credibly in senior forums and external industry settings.
- Strong analytical and financial planning capabilities, applied to commercial performance reviews, billing validation, and strategic decision-making.
- Experience leading or overseeing large-scale technology implementations or payment processor migrations, with the ability to manage complexity, deadlines, and shifting priorities.
Beneficial Skills & Qualifications
- Direct experience working with Fiserv, FIS, or comparable enterprise-scale payment processing platforms.
- Familiarity with next-generation card issuing and processing platforms such as Zeta, Pismo, or Marqeta.
- Master's degree in Business, Finance, or a related field.
What We Offer
At Citi, you will have the opportunity to shape one of the firm's most strategically consequential partnerships while working alongside senior leaders across Payments, Technology, Product, Finance, and Risk. This role offers real ownership, global scale, and the professional environment to do some of the most impactful work of your career.
- A hybrid working model with 3 days in the office and 2 days working remotely, supporting a sustainable balance between collaboration and focused work.
- Strategic ownership of a high-profile enterprise partnership with direct exposure to executive leadership and cross-functional decision-making at a global scale.
- The opportunity to shape Citi's payment modernization agenda by influencing processor roadmaps and accelerating the adoption of next-generation payment capabilities.
- Access to learning and development programs that support career growth across the payments and financial technology landscape.
- Competitive financial wellbeing support, including compensation structures and benefits designed to reflect the seniority and impact of the role.
- A performance-driven environment where your commercial outcomes, relationship results, and strategic contributions are recognized and rewarded.
Apply now to take ownership of one of Citi's most strategically important payment processing partnerships and help shape the future of global payments at scale.
Job Family Group:
Product Management and Development
Job Family:
Product Management
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$163,600.00 - $245,400.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jul 24, 2026
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
See all E-3 Visa Mortgage Loan Processor Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new E-3 Visa Mortgage Loan Processor Jobs.
Get Access To All JobsTips for Finding E-3 Visa Sponsorship in Mortgage Loan Processor
Translate your Australian credentials accurately
A three-year Australian bachelor's degree in finance or business satisfies the E-3 visa specialty occupation degree requirement. Get a credential evaluation before applying so your employer's attorney can confirm equivalency without delays during LCA filing.
Target lenders with active DOL filing history
Search the DOL's Office of Foreign Labor Certification disclosure data for employers who have filed LCAs for financial roles. Banks, credit unions, and mortgage companies with prior E-3 or H-1B visa filings already understand the sponsorship process and are faster to commit.
Use Migrate Mate to search E-3 sponsoring employers
Migrate Mate filters mortgage and lending roles by verified E-3 sponsorship history, so you're not cold-applying to employers who've never sponsored. Use Migrate Mate's E-3 filing service to handle your LCA and visa paperwork once you have an offer.
Clarify your NMLS licensing status upfront
Many Mortgage Loan Processor roles require or lead to NMLS registration. Confirm with your prospective employer whether the role requires licensure, since state-level licensing requirements can affect the specialty occupation analysis in your LCA.
Time your offer acceptance before consulate appointment
Your employer must have a certified LCA before you can book your visa appointment at Sydney, Melbourne, or Perth. DOL typically certifies LCAs within seven business days, but build two to three weeks of buffer before your intended U.S. start date.
Address nonimmigrant intent directly at your interview
Mortgage Loan Processor roles often involve long-term client relationships, which consular officers may flag when assessing your intent to return to Australia. Prepare a clear explanation of your temporary work plans and ties to Australia before your consulate appointment.
E-3 Visa Mortgage Loan Processor: Frequently Asked Questions
How do I find Mortgage Loan Processor jobs with E-3 visa sponsorship?
Migrate Mate is built specifically for Australian professionals searching for U.S. roles with verified E-3 sponsorship history. Standard job boards don't filter by visa type, so you end up applying to employers who have never sponsored before. Migrate Mate surfaces mortgage and lending employers who have already filed for international candidates, which significantly shortens the path from application to offer.
How much does it cost to get an E-3 visa?
Migrate Mate's E-3 filing service covers the entire process for $499, including the Labor Condition Application, visa document preparation, and consulate appointment guidance. Traditional immigration lawyers charge $2,000–$5,000+ for the same work. The E-3 has less paperwork than most work visas, so paying thousands for legal help is usually unnecessary.
Does a Mortgage Loan Processor role qualify as a specialty occupation for the E-3?
Yes, provided the employer requires a bachelor's degree or higher in finance, business, accounting, or a related field as a minimum qualification for the role. Generic processor positions where any degree is accepted may face scrutiny. Roles at larger lenders with formal degree requirements in financial disciplines are typically approved without issue at the LCA stage.
How does the E-3 compare to the H-1B for Mortgage Loan Processor roles?
The E-3 is far more practical for this role. There's no annual lottery, no cap to worry about, and the LCA can be filed and certified within days once your employer commits. H-1B registration closes once a year and selection is random, meaning you could wait years without a slot. As an Australian citizen, the E-3 lets you start within weeks of a job offer.
Can my E-3 employer change after I arrive in the United States?
Yes, but you can't simply transfer your E-3 status. Your new employer must file a fresh LCA with the DOL and you'll need to either apply for a new E-3 visa at an Australian consulate or pursue a change of status through USCIS. There's no portability provision like some other visa categories, so plan for a processing window between roles.