Senior Level Fraud Operations Specialist Jobs
Senior level fraud operations specialist jobs place experienced professionals in charge of detection strategy, cross-functional risk programs, and the analysts and investigators who execute them. Openings are concentrated across Technology & Software, Banking & Financial Services, and Retail, with 50% of roles offered remotely or hybrid, and employers like Intuit, Gap, and Avant hiring at this level now.
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Impact
At Shipt, we are transforming the shopping experience and giving time back to consumers. Our shoppers handpick everything from fresh groceries to household essentials, delivering them to doors in as little as one hour. The Shipt Cyber Fraud team is responsible for ensuring that as we grow, every customer, shopper, and retailer interaction is seamless and safe. As a Staff Engineer within our Cyber Fraud team, you will not just respond to threats, you will strategically champion the technical health of our anti-fraud product, architecting a landscape where innovation and security coexist, providing the best possible user experience.
We are seeking a highly motivated Staff Engineer to be the technical anchor of Shipt’s fraud prevention ecosystem. You will not only lead engineering efforts to design and implement complex, scalable risk assessment systems required to react quickly to protect Shipt’s bottom line, but also act as a strategic lead with cross-functional teams to ensure that fraud and abuse are systematically prevented. This role will directly contribute to the mission of protecting customer, shopper, and business data from exfiltration by unauthorized parties, and prevent material financial losses to ensure that user confidence remains high while our business grows.
What You’ll Need to Be Successful
- Minimum of 8+ years of experience in backend engineering
- Expert in backend languages such as Golang, Javascript, or Python
- Proven expertise in API development and integrations
- Extensive experience with version control tools such as Git and GitHub
- Strong skills in data storage, retrieval, and analysis using PostgreSQL and Snowflake
- Proven experience in working with 3rd party vendor integrations
- Experience with messaging frameworks such as Kafka or AWS SNS/SQS
- Experience with observability tools such as DataDog, Grafana, and Prometheus
- Expert at identifying and optimizing inefficient code, database queries, and network requests
How You Can Make An Impact
- Architect, build, and deploy mission critical APIs and services while ensuring high code quality, security, and scalability
- Create low latency integrations that detect and address realtime fraud and abuse across Shipt’s ecosystem
- Work closely with Data Science partners to design and expand upon comprehensive in-house rules engines and ML models
- Generate high-quality proposals for implementation based on thorough research and discovery efforts
- Implement and utilize logging, metrics, and alerting to ensure service performance and reliability
- Create and maintain high fidelity artifacts, such as documentation, diagrams, and data models
- Act as primary subject matter expert for the Cyber Fraud team, collaborating with cross-functional teams in areas like Engineering, Finance, Legal, and Operations across the Fraud organization
- Lead architectural design reviews and provide technical mentorship to junior and senior engineers
- Participate in on-call duties, including responding to incidents, debugging issues, and supporting ad-hoc fraud consultation requests
- Proactively identify and analyze fraud vectors, proposing sophisticated engineering solutions to address them with minimal negative impact to Shipt’s end users
- Play an active role in AI acceleration and adoption within and across teams
Skills & Education
This list includes key skills used in this job but is not inclusive of all skills needed for the role. Please see any required education below.
- Agile Methodology
- Apache Kafka
- API Development
- Back-End Development
- Go Programming Language
Bachelor's Degree or equivalent experience | Required
Pay Range:
$95,800-$185,000 Please note that the pay range above is a guideline, and individual total compensation will vary based on factors such as qualifications, skill level, competencies, and work location.
Work Arrangement
To foster connection while offering continued flexibility, hybrid team members have the following in-office expectations:
Hybrid roles in Birmingham, AL typically work in-office at least 2 days per week, with core in-office days on Wednesdays and Thursdays.
Hybrid roles in Minneapolis, MN typically work in-office at least 1 day per week on either Tuesday, Wednesday, or Thursday.
Hybrid roles in San Francisco, CA typically work in-office at least 1 day per week between Monday and Thursday.
Certain roles may require in-office presence on a full-time basis. Please work with your recruiter to learn more about the classification of this role.
About Shipt
Shipt is a retail tech company that connects people to reliable, high-quality delivery with a personal touch. Shipt connects customers to the things they want from the stores they love, retail businesses to more satisfied customers, and workers to new earning opportunities.
At Shipt, we aim to put our team first to boost a sense of belonging, spark opportunities for growth, provide unique benefits and commit to giving back to our communities in ways that make life better, both personally and professionally. We understand that our service, our culture, and our connection to our communities are only made better by every single person who shows up to work here every day. Learn More.
Shipt is an independently operated, wholly owned subsidiary of Target Corporation and available in more than 5,000 U.S. cities. Shipt was founded and is headquartered in Birmingham, Alabama. For more information, please visit Shipt’s company site at Shipt.com.
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or any other characteristic protected by law.
Please inform your recruiting contact upon initial connection if you need a reasonable accommodation. If you need assistance filling out a job application, please complete this form.
For technical interviews, Shipt uses an online coding platform. In the event you may need a reasonable accommodation to use the online coding platform, please connect with your recruiter.
Employees (and eligible family members) are covered by medical, dental, vision and more. Employees may enroll in our company’s 401k plan. Employees will also be eligible to receive discretionary vacation for exempt team members, paid holidays throughout the calendar year and paid sick leave. Other compensation includes eligibility for an annual bonus and the potential for restricted stock units based on role.
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Senior Level Fraud Operations Specialist Jobs: Frequently Asked Questions
How do I get a senior level fraud operations specialist job?
Employers at this level want candidates who have owned fraud programs end to end, not just contributed to them. Demonstrating that you've built or redesigned detection processes, led investigations with real financial impact, and mentored junior analysts gives you the clearest edge. Proficiency with SQL, case management platforms, and cross-functional stakeholder communication are consistently expected at the senior level.
Which companies hire senior level fraud operations specialists?
Companies hiring senior level fraud operations specialists right now include Intuit, Gap, and Avant, based on current listings on Migrate Mate as of November 2026. At this level, hiring tends to come from financial institutions, fintech platforms, e-commerce companies, and payments processors that maintain dedicated fraud operations functions and need experienced professionals to lead them.
Are there remote senior level fraud operations specialist jobs?
Yes, though availability varies by employer and the sensitivity of the data involved. About 50% of senior level fraud operations specialist openings are remote or hybrid as of November 2026, reflecting broader industry shifts toward flexible work for experienced individual contributors and team leads who can operate independently without close on-site supervision.
What makes a fraud operations specialist role senior level?
Senior level roles are defined by scope and ownership. Rather than working assigned cases, senior fraud operations specialists design the frameworks others follow, set investigation priorities, and own outcomes across a fraud portfolio. They advise leadership on risk exposure, mentor analysts, and often drive cross-functional projects involving compliance, product, and engineering teams. The expectation is autonomous execution, not task completion.
Which industries hire the most senior level fraud operations specialists?
Senior Level fraud operations specialist roles concentrate in Technology & Software, Banking & Financial Services, and Retail, based on current listings on Migrate Mate as of November 2026. These sectors drive hiring because they handle high transaction volumes, face significant regulatory scrutiny, and need experienced professionals who can build durable fraud controls rather than respond reactively to individual incidents.