Green Card Closing Specialist Jobs
Closing Specialist roles in real estate and mortgage require precise documentation skills that U.S. employers increasingly seek from foreign professionals. Green card sponsorship through EB-2 or EB-3 means your employer files PERM labor certification with DOL, then an I-140 petition with USCIS, putting you on a path to lawful permanent residency rather than a temporary status.
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Get Access To All JobsJob Description Summary
Manage financial transactions, prepare performance reports, handle complex finance administration projects, and reconcile accounts.
Job Description
Summary of the Position:
The Senior Commercial Loan Closing Specialist is responsible for processing and closing all Commercial Real Estate and C&I loans (these include new loans, loan renewals, loan modifications with a variety of structures, collateral, rates and terms), ensuring quality, completeness and accuracy. The position will work closely with the assigned Loan Administrator, Portfolio Manager, Relationship Manager, Borrower, Legal Counsel and Third Parties. This Role will have a high concentration of Construction and Agented Transactions. The role will be expected to perform the necessary due diligence to successfully close these transactions with minimal supervision. Examples of this work will be to complete the necessary Flood due diligence, Review and Opine on the Plan and Cost Report, confirm the accuracy of Insurance and the creation of Pro Rata’s for Agented Transactions. This information will be reviewed and compared against loan approvals and draft documents, ensuring all closing conditions and expectations have been met and closing can occur.
Essential Functions of the Position:
- Reviews complex loan documents, initiates and drives deal closing calls that include internal and external deal team members and counsel.
- Ensures documentation accurately reflects the intentions of the credit approval.
- Facilitates teamwork and continuity.
- Proactively pursues gaining new knowledge to perform effectively in the role.
- Prepares funding requests and ensures accurate and complete funding information to ensure a timely closing.
- Ensures transactions are closed in compliance with the Bank’s loan policy and any other requirements designated by the credit approval.
- Works with Relationship Manager/Underwriter to understand the transaction and make sure that all relevant documentation is obtained for a timely closing.
- Liaises and coordinates pre-closing requirements with internal and external clients (Underwriter, Relationship Manager, Syndication Desk, Borrowers, Lenders).
- Demonstrates ability to balance required regulatory and policy requirements when making decisions.
- Ensures Know Your Customer “KYC” requirements have been met prior to closing a transaction.
- Resolves issues that might impede closing and uses judgement to involve the manager and internal counsel when required.
- Completes post-closing steps to ensure that all necessary documentation is received by downstream partners.
- Monitors and clears loan exceptions.
- Develops, designs, and follows inter-departmental controls and risk reducing processes.
- Positively accepts change and engages with team and relevant stakeholders.
- Engages in training and Process Improvement Initiatives.
Education and Experience Requirements:
- Post-secondary degree preferred.
- Minimum 7 - 10 years of experience, including 5 years of bank operations processing, loan closings or related experience.
- Commercial Real Estate experience.
Essential Skills and Abilities:
- Demonstrated knowledge of loan documentation and lending regulations and ability to effectively interface with customers, internal and external counsel, compliance, credit, title companies, inspectors, insurance companies and other external contacts.
- Job may require additional hours of work during peak periods to meet service levels.
- Must demonstrate strong follow-up skills and the ability to prioritize tasks effectively.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance.
Work Experience
General Experience - 6 to 10 years.
Certifications
Salary Range
$60,000.00-$127,200.00.
Travel
Less than 25%.
Workstyle
Resident.
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same.
- Work with and through others to achieve desired outcomes.
- Make prompt, pragmatic choices and act with the client in mind.
- Take ownership and hold themselves and others accountable for delivering results that matter.
- Contribute to the continuous evolution of the firm.
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
Job Description Summary
Manage financial transactions, prepare performance reports, handle complex finance administration projects, and reconcile accounts.
Job Description
Summary of the Position:
The Senior Commercial Loan Closing Specialist is responsible for processing and closing all Commercial Real Estate and C&I loans (these include new loans, loan renewals, loan modifications with a variety of structures, collateral, rates and terms), ensuring quality, completeness and accuracy. The position will work closely with the assigned Loan Administrator, Portfolio Manager, Relationship Manager, Borrower, Legal Counsel and Third Parties. This Role will have a high concentration of Construction and Agented Transactions. The role will be expected to perform the necessary due diligence to successfully close these transactions with minimal supervision. Examples of this work will be to complete the necessary Flood due diligence, Review and Opine on the Plan and Cost Report, confirm the accuracy of Insurance and the creation of Pro Rata’s for Agented Transactions. This information will be reviewed and compared against loan approvals and draft documents, ensuring all closing conditions and expectations have been met and closing can occur.
Essential Functions of the Position:
- Reviews complex loan documents, initiates and drives deal closing calls that include internal and external deal team members and counsel.
- Ensures documentation accurately reflects the intentions of the credit approval.
- Facilitates teamwork and continuity.
- Proactively pursues gaining new knowledge to perform effectively in the role.
- Prepares funding requests and ensures accurate and complete funding information to ensure a timely closing.
- Ensures transactions are closed in compliance with the Bank’s loan policy and any other requirements designated by the credit approval.
- Works with Relationship Manager/Underwriter to understand the transaction and make sure that all relevant documentation is obtained for a timely closing.
- Liaises and coordinates pre-closing requirements with internal and external clients (Underwriter, Relationship Manager, Syndication Desk, Borrowers, Lenders).
- Demonstrates ability to balance required regulatory and policy requirements when making decisions.
- Ensures Know Your Customer “KYC” requirements have been met prior to closing a transaction.
- Resolves issues that might impede closing and uses judgement to involve the manager and internal counsel when required.
- Completes post-closing steps to ensure that all necessary documentation is received by downstream partners.
- Monitors and clears loan exceptions.
- Develops, designs, and follows inter-departmental controls and risk reducing processes.
- Positively accepts change and engages with team and relevant stakeholders.
- Engages in training and Process Improvement Initiatives.
Education and Experience Requirements:
- Post-secondary degree preferred.
- Minimum 7 - 10 years of experience, including 5 years of bank operations processing, loan closings or related experience.
- Commercial Real Estate experience.
Essential Skills and Abilities:
- Demonstrated knowledge of loan documentation and lending regulations and ability to effectively interface with customers, internal and external counsel, compliance, credit, title companies, inspectors, insurance companies and other external contacts.
- Job may require additional hours of work during peak periods to meet service levels.
- Must demonstrate strong follow-up skills and the ability to prioritize tasks effectively.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance.
Work Experience
General Experience - 6 to 10 years.
Certifications
Salary Range
$60,000.00-$127,200.00.
Travel
Less than 25%.
Workstyle
Resident.
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same.
- Work with and through others to achieve desired outcomes.
- Make prompt, pragmatic choices and act with the client in mind.
- Take ownership and hold themselves and others accountable for delivering results that matter.
- Contribute to the continuous evolution of the firm.
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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Get Access To All JobsTips for Finding Green Card Sponsorship as a Closing Specialist
Document your closing credentials strategically
Gather official transcripts, professional licenses (title agent, notary, escrow officer), and employment verification letters before approaching any employer. USCIS scrutinizes whether a Closing Specialist role genuinely requires a bachelor's degree, so your credentials must clearly establish that threshold.
Target lenders and title companies with PERM history
Search Migrate Mate to find employers who have already filed PERM labor certifications for Closing Specialist or related real estate operations roles. Employers with prior PERM experience move through DOL recruitment requirements faster and with fewer procedural delays.
Verify your prevailing wage before accepting an offer
Use the OFLC Wage Search to look up the prevailing wage for Closing Specialist positions in your target metro area. Your offered salary must meet or exceed DOL's determination, or PERM certification will be denied before it reaches USCIS.
Understand the EB-2 versus EB-3 distinction for your background
If your role requires only a bachelor's degree or two years of relevant experience, you'll likely qualify under EB-3. An advanced degree or five years of progressive experience in loan closing or title operations may support EB-2, which can shorten your priority date backlog depending on your country of birth.
Review the PERM recruitment timeline with your employer
DOL requires employers to complete a formal recruitment test, including job postings, before filing PERM. That process typically spans 30 to 60 days. Confirm your employer has HR capacity to run compliant recruitment and that your start date accounts for this mandatory pre-filing window.
Protect your priority date if you change employers
Once your original employer's I-140 is approved, you can carry that priority date to a new employer's I-140 petition. AC21 job portability also lets you change to a same or similar occupation once your I-485 has been pending 180 days, without restarting the PERM process.
Green Card Closing Specialist: Frequently Asked Questions
Can a Closing Specialist role qualify for EB-2 or EB-3 green card sponsorship?
Yes. Most Closing Specialist positions qualify under EB-3 as professional or skilled worker roles requiring a bachelor's degree or at least two years of specialized experience in title, escrow, or mortgage closing. If your position requires an advanced degree or your background includes five or more years of progressive experience, your employer may be able to support an EB-2 petition instead.
How does PERM green card sponsorship differ from H-1B sponsorship for a Closing Specialist?
H-1B visa is a temporary nonimmigrant status requiring an LCA filed with DOL and subject to an annual lottery. Green card sponsorship through PERM leads to lawful permanent residency with no renewal requirement. PERM requires your employer to conduct a formal DOL-supervised recruitment test to demonstrate no qualified U.S. worker is available, followed by an I-140 petition filed with USCIS. There is no lottery, but per-country numerical limits mean nationals of high-demand countries may face priority date backlogs.
How do I find Closing Specialist jobs where the employer is willing to sponsor a green card?
Use Migrate Mate to search for Closing Specialist roles specifically at employers with verified PERM filing history. Most general job boards don't surface green card sponsorship willingness, so targeting employers who have already navigated the PERM process for similar roles significantly increases your chances of finding a sponsor without starting from zero.
What happens to my green card case if I change employers mid-process?
If your I-485 adjustment of status application has been pending for 180 days or more, AC21 portability lets you move to a same or similar occupation without restarting PERM. Separately, once your original employer's I-140 is approved, you can transfer that priority date to a new employer's I-140 petition, so you don't lose your place in the backlog queue even if you switch companies earlier in the process.
Does my country of birth affect my green card timeline as a Closing Specialist?
Yes. Employment-based green cards have annual numerical limits and per-country caps. Nationals of India and China face the longest priority date backlogs because demand from those countries consistently exceeds the per-country allocation. Nationals of most other countries typically reach current priority dates faster. Check the monthly Visa Bulletin published by the State Department to track your category's movement.