Closing Specialist Jobs in USA with Visa Sponsorship
Closing Specialist roles sit at the intersection of real estate law, compliance, and financial coordination, making them strong candidates for H-1B visa specialty occupation sponsorship. Employers in title companies, mortgage servicers, and escrow firms regularly file Labor Condition Applications for this position, and the annual H-1B cap means timing your job search matters.
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Get Access To All JobsJob Description Summary
Manage financial transactions, prepare performance reports, handle complex finance administration projects, and reconcile accounts.
Job Description
Summary of the Position:
The Senior Commercial Loan Closing Specialist is responsible for processing and closing all Commercial Real Estate and C&I loans (these include new loans, loan renewals, loan modifications with a variety of structures, collateral, rates and terms), ensuring quality, completeness and accuracy. The position will work closely with the assigned Loan Administrator, Portfolio Manager, Relationship Manager, Borrower, Legal Counsel and Third Parties. This Role will have a high concentration of Construction and Agented Transactions. The role will be expected to perform the necessary due diligence to successfully close these transactions with minimal supervision. Examples of this work will be to complete the necessary Flood due diligence, Review and Opine on the Plan and Cost Report, confirm the accuracy of Insurance and the creation of Pro Rata’s for Agented Transactions. This information will be reviewed and compared against loan approvals and draft documents, ensuring all closing conditions and expectations have been met and closing can occur.
Essential Functions of the Position:
- Reviews complex loan documents, initiates and drives deal closing calls that include internal and external deal team members and counsel.
- Ensures documentation accurately reflects the intentions of the credit approval.
- Facilitates teamwork and continuity.
- Proactively pursues gaining new knowledge to perform effectively in the role.
- Prepares funding requests and ensures accurate and complete funding information to ensure a timely closing.
- Ensures transactions are closed in compliance with the Bank’s loan policy and any other requirements designated by the credit approval.
- Works with Relationship Manager/Underwriter to understand the transaction and make sure that all relevant documentation is obtained for a timely closing.
- Liaises and coordinates pre-closing requirements with internal and external clients (Underwriter, Relationship Manager, Syndication Desk, Borrowers, Lenders).
- Demonstrates ability to balance required regulatory and policy requirements when making decisions.
- Ensures Know Your Customer “KYC” requirements have been met prior to closing a transaction.
- Resolves issues that might impede closing and uses judgement to involve the manager and internal counsel when required.
- Completes post-closing steps to ensure that all necessary documentation is received by downstream partners.
- Monitors and clears loan exceptions.
- Develops, designs, and follows inter-departmental controls and risk reducing processes.
- Positively accepts change and engages with team and relevant stakeholders.
- Engages in training and Process Improvement Initiatives.
Education and Experience Requirements:
- Post-secondary degree preferred.
- Minimum 7 - 10 years of experience, including 5 years of bank operations processing, loan closings or related experience.
- Commercial Real Estate experience.
Essential Skills and Abilities:
- Demonstrated knowledge of loan documentation and lending regulations and ability to effectively interface with customers, internal and external counsel, compliance, credit, title companies, inspectors, insurance companies and other external contacts.
- Job may require additional hours of work during peak periods to meet service levels.
- Must demonstrate strong follow-up skills and the ability to prioritize tasks effectively.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance.
Work Experience
General Experience - 6 to 10 years.
Certifications
Salary Range
$60,000.00-$127,200.00.
Travel
Less than 25%.
Workstyle
Resident.
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same.
- Work with and through others to achieve desired outcomes.
- Make prompt, pragmatic choices and act with the client in mind.
- Take ownership and hold themselves and others accountable for delivering results that matter.
- Contribute to the continuous evolution of the firm.
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
Job Description Summary
Manage financial transactions, prepare performance reports, handle complex finance administration projects, and reconcile accounts.
Job Description
Summary of the Position:
The Senior Commercial Loan Closing Specialist is responsible for processing and closing all Commercial Real Estate and C&I loans (these include new loans, loan renewals, loan modifications with a variety of structures, collateral, rates and terms), ensuring quality, completeness and accuracy. The position will work closely with the assigned Loan Administrator, Portfolio Manager, Relationship Manager, Borrower, Legal Counsel and Third Parties. This Role will have a high concentration of Construction and Agented Transactions. The role will be expected to perform the necessary due diligence to successfully close these transactions with minimal supervision. Examples of this work will be to complete the necessary Flood due diligence, Review and Opine on the Plan and Cost Report, confirm the accuracy of Insurance and the creation of Pro Rata’s for Agented Transactions. This information will be reviewed and compared against loan approvals and draft documents, ensuring all closing conditions and expectations have been met and closing can occur.
Essential Functions of the Position:
- Reviews complex loan documents, initiates and drives deal closing calls that include internal and external deal team members and counsel.
- Ensures documentation accurately reflects the intentions of the credit approval.
- Facilitates teamwork and continuity.
- Proactively pursues gaining new knowledge to perform effectively in the role.
- Prepares funding requests and ensures accurate and complete funding information to ensure a timely closing.
- Ensures transactions are closed in compliance with the Bank’s loan policy and any other requirements designated by the credit approval.
- Works with Relationship Manager/Underwriter to understand the transaction and make sure that all relevant documentation is obtained for a timely closing.
- Liaises and coordinates pre-closing requirements with internal and external clients (Underwriter, Relationship Manager, Syndication Desk, Borrowers, Lenders).
- Demonstrates ability to balance required regulatory and policy requirements when making decisions.
- Ensures Know Your Customer “KYC” requirements have been met prior to closing a transaction.
- Resolves issues that might impede closing and uses judgement to involve the manager and internal counsel when required.
- Completes post-closing steps to ensure that all necessary documentation is received by downstream partners.
- Monitors and clears loan exceptions.
- Develops, designs, and follows inter-departmental controls and risk reducing processes.
- Positively accepts change and engages with team and relevant stakeholders.
- Engages in training and Process Improvement Initiatives.
Education and Experience Requirements:
- Post-secondary degree preferred.
- Minimum 7 - 10 years of experience, including 5 years of bank operations processing, loan closings or related experience.
- Commercial Real Estate experience.
Essential Skills and Abilities:
- Demonstrated knowledge of loan documentation and lending regulations and ability to effectively interface with customers, internal and external counsel, compliance, credit, title companies, inspectors, insurance companies and other external contacts.
- Job may require additional hours of work during peak periods to meet service levels.
- Must demonstrate strong follow-up skills and the ability to prioritize tasks effectively.
Education
Bachelor’s - Completed: Accounting, Bachelor’s - Completed: Business Administration, Bachelor’s - Completed: Finance.
Work Experience
General Experience - 6 to 10 years.
Certifications
Salary Range
$60,000.00-$127,200.00.
Travel
Less than 25%.
Workstyle
Resident.
The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
- Grow professionally and inspire others to do the same.
- Work with and through others to achieve desired outcomes.
- Make prompt, pragmatic choices and act with the client in mind.
- Take ownership and hold themselves and others accountable for delivering results that matter.
- Contribute to the continuous evolution of the firm.
At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.
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Get Access To All JobsTips for Finding Visa Sponsorship as a Closing Specialist
Align your degree to the role
Closing Specialists qualify as a specialty occupation when the employer requires a bachelor's degree in finance, real estate, business, or a related field. Document your credential clearly, USCIS scrutinizes degree-to-job-duty alignment heavily for financial services roles.
Search LCA filings before applying
Use Migrate Mate to find employers with verified Labor Condition Application history for Closing Specialist roles. This confirms the company has already navigated the DOL filing process, which signals a faster, smoother sponsorship experience than approaching a first-time sponsor.
Target title companies over brokerages
Title insurance companies and escrow firms hire Closing Specialists at scale and are more likely to have established immigration counsel than independent brokerages. Multi-state operations handling high transaction volumes tend to have PERM and H-1B infrastructure already in place.
Verify prevailing wage before negotiating
Your employer's LCA must certify wages at or above the DOL prevailing wage for your location and role. Check the OFLC Wage Search for the Loan Closers occupation in your target metro before accepting an offer, underpaying the LCA level can jeopardize certification.
Prepare your credential equivalency early
If your degree is from outside the U.S., get a credential evaluation completed before interviews begin. USCIS accepts foreign three-year bachelor's degrees for specialty occupation petitions, but only with a qualifying evaluation from a recognized credential assessment organization.
Account for the H-1B cap in your timeline
H-1B petitions are subject to an annual cap with a lottery. If you're not currently in H-1B status, work backward from USCIS's registration window and plan your job search to secure an offer well before the annual filing period opens in the first quarter of the year.
Frequently Asked Questions
Does a Closing Specialist role qualify as a specialty occupation for H-1B sponsorship?
It can qualify, but the employer must demonstrate the role specifically requires a bachelor's degree in a directly related field such as finance, real estate, or business administration. Generic administrative framing weakens the petition. Employers who document that a degree is a standard requirement for the position in the industry have stronger approval outcomes with USCIS.
Which visa types are realistic for international candidates in Closing Specialist roles?
H-1B is the most common path for Closing Specialists given the specialty occupation requirement and typical employer size. Australian citizens can pursue the E-3 visa, which has no lottery and a cap that has never been exhausted. Canadian and Mexican nationals should check whether the role falls under a qualifying USMCA profession for TN visa status, though Closing Specialist is not on the standard TN list.
How do I find Closing Specialist employers who are open to visa sponsorship?
Migrate Mate shows employers with verified LCA filing history for Closing Specialist and related roles, so you can focus your applications on companies that have already committed to sponsoring this position. This saves time you'd otherwise spend cold-applying and asking HR teams unfamiliar with the process.
Does a Closing Specialist typically need a specific degree, or will experience substitute?
USCIS allows three years of specialized work experience to substitute for one year of formal education under its specialty occupation framework. A Closing Specialist with no degree would generally need around twelve years of directly relevant experience to meet the bachelor's degree equivalent threshold. Employers must document this equivalency carefully in the I-129 petition to avoid a Request for Evidence.
What happens to my H-1B status if my employer is acquired or the closing department is restructured?
If a successor employer takes over your role in a qualifying acquisition, H-1B portability rules may allow you to continue working while the new employer files an amended petition. If your position is eliminated, you have a grace period to find a new sponsoring employer, change status, or depart. File promptly with USCIS through the new employer to protect your work authorization.
What is the prevailing wage requirement for sponsored Closing Specialist jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.