Mortgage Loan Originator Jobs in USA with Visa Sponsorship
Mortgage Loan Originators can secure H-1B visa or TN visa sponsorship, but most roles require NMLS licensure and a degree in finance or a related field. Sponsorship is less common than in tech, making employer targeting and timing critical. For detailed occupation requirements, see the O*NET profile.
Find Mortgage Loan Originator JobsOverview
Showing 5 of 255+ Mortgage Loan Originator jobs
See all 255+ Mortgage Loan Originator Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Loan Originator roles.
Get Access To All JobsTarget Range:
$180,000.00/Yr. - $225,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 50%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 50%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Senior Vice President, CRE Originator is responsible for sourcing, structuring, and originating commercial real estate lending opportunities that align with the Bank’s growth, profitability, and risk objectives. This senior-level business development role focuses on building relationships with commercial real estate investors, developers, sponsors, mortgage bankers, and industry intermediaries while generating a consistent pipeline of high-quality CRE loan opportunities. The SVP serves as a trusted advisor to clients and partners closely with Credit, Underwriting, Portfolio Management, Legal, and Operations teams to deliver tailored financing solutions. This structure aligns with existing senior commercial banking and relationship management roles used internally.
Responsibilities:
- Originate and close commercial real estate loans across targeted asset classes, including multifamily, industrial, office, retail, mixed-use, hospitality, self-storage, and specialty properties
- Develop and maintain a robust pipeline of prospective borrowers, sponsors, brokers, and referral sources
- Identify new business opportunities through market outreach, industry events, networking, and strategic relationship development
- Structure complex financing solutions that meet client needs while adhering to credit policy and risk parameters
- Lead client discussions regarding loan terms, pricing, structure, covenants, and transaction execution
- Prepare and present loan opportunities to credit partners and approval committees
- Partner with Credit Underwriting and Portfolio Management teams throughout the underwriting and approval process
- Maintain a thorough understanding of market conditions, property fundamentals, capital markets, and competitive lending trends
- Negotiate term sheets, commitment letters, and loan documentation alongside legal and internal stakeholders
- Coordinate due diligence efforts, including appraisals, environmental reviews, engineering reports, and third-party analyses
- Monitor transaction pipelines and ensure timely progression from origination through closing
- Maintain strong asset quality by originating transactions consistent with the Bank’s risk appetite
- Cross-sell treasury management, deposit, and other banking solutions to deepen client relationships
- Serve as a senior representative of the Bank in the marketplace and enhance the Bank’s visibility within the CRE community
- Mentor junior lenders and support strategic growth initiatives within the Commercial Real Estate group
Qualifications
- Bachelor’s degree in Finance, Business, Real Estate, Economics, or a related field; MBA or advanced degree preferred
- 12+ years of commercial real estate lending, commercial banking, or real estate finance experience
- Demonstrated success originating CRE loans and managing high-producing client relationships
- Strong understanding of commercial real estate underwriting, cash flow analysis, valuation methodologies, and loan structuring
- Expertise in construction lending, bridge lending, permanent financing, and transitional CRE credit structures preferred
- Established network of commercial real estate sponsors, developers, investors, brokers, and industry professionals
- Proven ability to develop new business and consistently achieve production goals
- Strong negotiation, presentation, and relationship management skills
- Ability to work effectively across Credit, Operations, Legal, Risk, and executive leadership teams
- Deep knowledge of commercial lending regulations, credit policy, and risk management principles
Axos Employee Benefits May Include:
- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
Target Range:
$180,000.00/Yr. - $225,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 50%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 50%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Senior Vice President, CRE Originator is responsible for sourcing, structuring, and originating commercial real estate lending opportunities that align with the Bank’s growth, profitability, and risk objectives. This senior-level business development role focuses on building relationships with commercial real estate investors, developers, sponsors, mortgage bankers, and industry intermediaries while generating a consistent pipeline of high-quality CRE loan opportunities. The SVP serves as a trusted advisor to clients and partners closely with Credit, Underwriting, Portfolio Management, Legal, and Operations teams to deliver tailored financing solutions. This structure aligns with existing senior commercial banking and relationship management roles used internally.
Responsibilities:
- Originate and close commercial real estate loans across targeted asset classes, including multifamily, industrial, office, retail, mixed-use, hospitality, self-storage, and specialty properties
- Develop and maintain a robust pipeline of prospective borrowers, sponsors, brokers, and referral sources
- Identify new business opportunities through market outreach, industry events, networking, and strategic relationship development
- Structure complex financing solutions that meet client needs while adhering to credit policy and risk parameters
- Lead client discussions regarding loan terms, pricing, structure, covenants, and transaction execution
- Prepare and present loan opportunities to credit partners and approval committees
- Partner with Credit Underwriting and Portfolio Management teams throughout the underwriting and approval process
- Maintain a thorough understanding of market conditions, property fundamentals, capital markets, and competitive lending trends
- Negotiate term sheets, commitment letters, and loan documentation alongside legal and internal stakeholders
- Coordinate due diligence efforts, including appraisals, environmental reviews, engineering reports, and third-party analyses
- Monitor transaction pipelines and ensure timely progression from origination through closing
- Maintain strong asset quality by originating transactions consistent with the Bank’s risk appetite
- Cross-sell treasury management, deposit, and other banking solutions to deepen client relationships
- Serve as a senior representative of the Bank in the marketplace and enhance the Bank’s visibility within the CRE community
- Mentor junior lenders and support strategic growth initiatives within the Commercial Real Estate group
Qualifications
- Bachelor’s degree in Finance, Business, Real Estate, Economics, or a related field; MBA or advanced degree preferred
- 12+ years of commercial real estate lending, commercial banking, or real estate finance experience
- Demonstrated success originating CRE loans and managing high-producing client relationships
- Strong understanding of commercial real estate underwriting, cash flow analysis, valuation methodologies, and loan structuring
- Expertise in construction lending, bridge lending, permanent financing, and transitional CRE credit structures preferred
- Established network of commercial real estate sponsors, developers, investors, brokers, and industry professionals
- Proven ability to develop new business and consistently achieve production goals
- Strong negotiation, presentation, and relationship management skills
- Ability to work effectively across Credit, Operations, Legal, Risk, and executive leadership teams
- Deep knowledge of commercial lending regulations, credit policy, and risk management principles
Axos Employee Benefits May Include:
- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
See all 255+ Mortgage Loan Originator Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Loan Originator roles.
Get Access To All JobsTips for Finding Mortgage Loan Originator Jobs
Prioritize NMLS Licensure Before Applying
Most states require an active NMLS license before you can originate loans. Employers are far more willing to sponsor a candidate who is already licensed than one who needs to complete the process after hiring.
Target Banks Over Independent Mortgage Companies
Large national banks and credit unions have established immigration legal teams and are more likely to sponsor visas than smaller independent mortgage brokers, who rarely have the infrastructure to navigate the sponsorship process.
Lead With Your Production Numbers
Loan volume closed, pipeline size, and purchase-versus-refinance mix are what hiring managers evaluate. Sponsoring employers need to justify the cost, so concrete performance metrics make your application significantly stronger than credentials alone.
Time Applications Around Rate Cycles
Mortgage hiring expands when origination volume rises with favorable rate environments. Applying during an active lending market gives you more open roles and employers with stronger revenue to absorb sponsorship costs and legal fees.
Clarify Your Degree Field Early
H-1B visa eligibility requires a specialty occupation with a specific degree requirement. Finance, economics, and business degrees generally support this, but employers need documentation that your role genuinely requires that academic background.
Use Migrate Mate to Find Sponsoring Employers
Sponsoring employers in mortgage lending are a minority of the market. Migrate Mate filters roles to surface positions from employers with a documented history of visa sponsorship, saving you from applying to companies that will not sponsor.
Frequently Asked Questions
Can a Mortgage Loan Originator role qualify for H-1B sponsorship?
Yes, but it depends on how the role is structured. USCIS requires the position to qualify as a specialty occupation, meaning a bachelor's degree in a specific field like finance, economics, or business administration must be a genuine requirement. Roles focused heavily on sales with no degree requirement in the job description are harder to approve. Employers who frame the position around financial analysis, risk assessment, and regulatory compliance have stronger petition outcomes.
Do I need an NMLS license to get sponsored as a Mortgage Loan Originator?
Effectively yes. Most employers will not begin the sponsorship process for a candidate who lacks an active NMLS license, because you cannot legally originate loans without one. The Secure and Fair Enforcement for Mortgage Licensing Act requires federal registration or state licensure depending on your employer type. Getting licensed before applying removes a major obstacle and signals to employers that you can contribute immediately after hire.
How common is visa sponsorship for Mortgage Loan Originators?
Less common than in fields like software engineering or finance. Mortgage lending is heavily commission-driven, and many employers are small brokerages without the legal infrastructure to sponsor visas. Sponsorship is most available at large national banks, federally chartered credit unions, and diversified financial institutions with in-house immigration counsel. Browsing verified sponsoring employers on Migrate Mate is the most efficient way to identify which companies actually sponsor for this role.
Can Canadian or Mexican citizens work as Mortgage Loan Originators under a TN visa?
Possibly, under the Economist or Financial Analyst TN visa category, but it requires the role to align closely with those job descriptions. A Mortgage Loan Originator with a strong analytical or advisory component and a qualifying degree in economics or finance may support a TN application, but a predominantly sales-focused role is unlikely to qualify. TN status also does not create a path to permanent residence, which is worth factoring into your long-term planning.
What degree do I need for H-1B sponsorship as a Mortgage Loan Originator?
Finance, economics, accounting, business administration, or mathematics are the most defensible fields. The key USCIS test is whether the degree field directly relates to the duties performed. A degree in an unrelated field, even combined with years of industry experience, makes the petition harder to approve. If your degree is in a borderline field, your employer's attorney may need to document the specific financial analysis and regulatory responsibilities in the role to strengthen the specialty occupation argument.
What is the prevailing wage requirement for sponsored Mortgage Loan Originator jobs?
U.S. employers sponsoring a visa must pay at least the prevailing wage, which is what workers in the same role, area, and experience level typically earn. The Department of Labor sets this rate to make sure companies aren't hiring foreign workers simply because they'd accept lower pay than a U.S. worker. It varies by job title, location, and experience. You can look up current prevailing wage rates for any occupation and location using the OFLC Wage Search page.