Green Card Commercial Insurance Broker Jobs
Commercial Insurance Broker green card sponsorship follows the EB-2 or EB-3 pathway, requiring PERM labor certification before your employer files an I-140 petition with USCIS. Brokers with a bachelor's degree and two or more years of experience typically qualify under EB-3, while advanced-degree professionals may pursue EB-2. Priority-date backlogs vary by country of birth, so starting the process early matters.
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Cisneros Insurance Agency is seeking a confident, motivated, and sales-driven Commercial Insurance Broker to join our team. This position is responsible for managing the commercial insurance sales process from initial opportunity through binding coverage.
The ideal candidate understands how to qualify commercial risks, gather underwriting information, prepare submissions, market accounts to appropriate insurance carriers, evaluate coverage options, present proposals, and close business. This role requires strong commercial insurance knowledge, sales ability, organization, persistence, and consistent follow-through.
Brokers will receive agency-provided sales opportunities while also being encouraged to develop business through referrals, networking, prospecting, and relationship building.
Salary Range: $60,000.00 - $125,000.00 per year
Benefits
- Annual Base Salary + Commission + Bonus Opportunities
- Paid Time Off (PTO)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Hands on Training
- Mon-Fri Schedule
- Retirement Plan
Requirements
- Active California Property & Casualty Insurance License strongly preferred.
- Previous commercial insurance experience strongly preferred.
- Prior insurance sales and/or business-to-business sales experience.
- Knowledge of commercial insurance products, underwriting, risk qualification, carrier marketing, and the sales process.
- Ability to qualify commercial risks, gather underwriting information, prepare submissions, and market accounts to appropriate insurance carriers.
- Strong sales, prospecting, negotiation, presentation, and closing skills.
- Excellent follow-up and follow-through with the ability to manage opportunities throughout the entire sales cycle.
- Strong communication and relationship-building skills.
- Strong attention to detail, organization, and time-management skills.
- Ability to manage multiple accounts and opportunities at different stages of the sales process.
- Tech-savvy and comfortable working across multiple computer systems, applications, and online platforms.
- Proficiency with basic Microsoft Office applications, including Outlook, Word, Excel, and Teams.
- Ability to learn and efficiently navigate agency management systems, CRM platforms, carrier websites, and insurance technology.
- Experience working with and converting internet-generated sales leads preferred.
- Professional demeanor with sound ethical judgment.
- Bilingual in English and Spanish required; fluency in both preferred.
- Competitive, persistent, dependable, self-motivated, and goal-oriented.
- Ability to work independently while collaborating effectively as part of a team.
- Must be available to work full-time, in-office in Riverside, California. This position is not remote.
Responsibilities
- Manage the commercial insurance sales process from prospecting and qualification through binding coverage.
- Work and consistently follow up on agency-provided leads and sales opportunities.
- Develop additional new business through referrals, networking, prospecting, and other sources.
- Qualify commercial risks and determine whether opportunities fit available carrier appetites.
- Identify business exposures and understand each prospect's insurance and coverage needs.
- Gather applications, loss runs, exposure information, and other documentation required for underwriting.
- Prepare accurate and complete submissions for insurance carriers.
- Identify appropriate insurance markets and market accounts based on risk characteristics, coverage needs, and carrier appetite.
- Communicate and negotiate with underwriters throughout the marketing and quoting process.
- Review quotes, coverage terms, exclusions, deductibles, and pricing.
- Develop and present professional insurance proposals to prospective clients.
- Explain coverage options and recommend appropriate commercial insurance solutions.
- Negotiate, overcome objections, and close new business.
- Maintain consistent and persistent follow-up with prospects, clients, underwriters, and referral partners.
- Manage multiple opportunities simultaneously while maintaining an accurate and organized sales pipeline.
- Accurately maintain prospect and client information across agency management and sales systems.
- Develop and maintain strong relationships with business owners, clients, carrier partners, and referral sources.
- Meet or exceed established new-business production goals.
About us
Cisneros Insurance Agency Inc has locations in the city of Riverside and San Bernardino, CA. We have been helping insurance consumers in the Inland Empire since 1997. We offer most types of insurance policies an individual or business could need. Our office is a member of the prestigious Presidents Council Group for Farmers Insurance, a designation enjoyed by less than 1% of Farmers Agencies Nationwide. We are an established business within an essential employee category. Our team continues to work at normal hours despite the Covid-19 pandemic.
Job Overview
Cisneros Insurance Agency is seeking a confident, motivated, and sales-driven Commercial Insurance Broker to join our team. This position is responsible for managing the commercial insurance sales process from initial opportunity through binding coverage.
The ideal candidate understands how to qualify commercial risks, gather underwriting information, prepare submissions, market accounts to appropriate insurance carriers, evaluate coverage options, present proposals, and close business. This role requires strong commercial insurance knowledge, sales ability, organization, persistence, and consistent follow-through.
Brokers will receive agency-provided sales opportunities while also being encouraged to develop business through referrals, networking, prospecting, and relationship building.
Salary Range: $60,000.00 - $125,000.00 per year
Benefits
- Annual Base Salary + Commission + Bonus Opportunities
- Paid Time Off (PTO)
- Health Insurance
- Dental Insurance
- Vision Insurance
- Life Insurance
- Hands on Training
- Mon-Fri Schedule
- Retirement Plan
Requirements
- Active California Property & Casualty Insurance License strongly preferred.
- Previous commercial insurance experience strongly preferred.
- Prior insurance sales and/or business-to-business sales experience.
- Knowledge of commercial insurance products, underwriting, risk qualification, carrier marketing, and the sales process.
- Ability to qualify commercial risks, gather underwriting information, prepare submissions, and market accounts to appropriate insurance carriers.
- Strong sales, prospecting, negotiation, presentation, and closing skills.
- Excellent follow-up and follow-through with the ability to manage opportunities throughout the entire sales cycle.
- Strong communication and relationship-building skills.
- Strong attention to detail, organization, and time-management skills.
- Ability to manage multiple accounts and opportunities at different stages of the sales process.
- Tech-savvy and comfortable working across multiple computer systems, applications, and online platforms.
- Proficiency with basic Microsoft Office applications, including Outlook, Word, Excel, and Teams.
- Ability to learn and efficiently navigate agency management systems, CRM platforms, carrier websites, and insurance technology.
- Experience working with and converting internet-generated sales leads preferred.
- Professional demeanor with sound ethical judgment.
- Bilingual in English and Spanish required; fluency in both preferred.
- Competitive, persistent, dependable, self-motivated, and goal-oriented.
- Ability to work independently while collaborating effectively as part of a team.
- Must be available to work full-time, in-office in Riverside, California. This position is not remote.
Responsibilities
- Manage the commercial insurance sales process from prospecting and qualification through binding coverage.
- Work and consistently follow up on agency-provided leads and sales opportunities.
- Develop additional new business through referrals, networking, prospecting, and other sources.
- Qualify commercial risks and determine whether opportunities fit available carrier appetites.
- Identify business exposures and understand each prospect's insurance and coverage needs.
- Gather applications, loss runs, exposure information, and other documentation required for underwriting.
- Prepare accurate and complete submissions for insurance carriers.
- Identify appropriate insurance markets and market accounts based on risk characteristics, coverage needs, and carrier appetite.
- Communicate and negotiate with underwriters throughout the marketing and quoting process.
- Review quotes, coverage terms, exclusions, deductibles, and pricing.
- Develop and present professional insurance proposals to prospective clients.
- Explain coverage options and recommend appropriate commercial insurance solutions.
- Negotiate, overcome objections, and close new business.
- Maintain consistent and persistent follow-up with prospects, clients, underwriters, and referral partners.
- Manage multiple opportunities simultaneously while maintaining an accurate and organized sales pipeline.
- Accurately maintain prospect and client information across agency management and sales systems.
- Develop and maintain strong relationships with business owners, clients, carrier partners, and referral sources.
- Meet or exceed established new-business production goals.
About us
Cisneros Insurance Agency Inc has locations in the city of Riverside and San Bernardino, CA. We have been helping insurance consumers in the Inland Empire since 1997. We offer most types of insurance policies an individual or business could need. Our office is a member of the prestigious Presidents Council Group for Farmers Insurance, a designation enjoyed by less than 1% of Farmers Agencies Nationwide. We are an established business within an essential employee category. Our team continues to work at normal hours despite the Covid-19 pandemic.
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Get Access To All JobsTips for Finding Green Card Sponsorship in Commercial Insurance Broker
Document your licensing history thoroughly
Gather your state property and casualty broker licenses, surplus lines authorizations, and any professional designations like CIC or CPCU before approaching employers. PERM requires your employer to define minimum job requirements, and your credentials must clearly meet them without being tailored to your specific background.
Target brokerages with established PERM pipelines
Search Migrate Mate to identify commercial insurance employers who have filed PERM applications for broker roles, then prioritize outreach to those firms. Employers who have navigated the process before move faster and are less likely to withdraw sponsorship mid-filing due to procedural uncertainty.
Verify your role qualifies as a specialty occupation
Review the O*NET profile for insurance sales and brokerage occupations to confirm the degree requirements align with your target employer's job description. PERM filings for broker roles are more defensible when the posted position specifies a degree in business, finance, or a directly related field rather than any bachelor's degree.
Understand how PERM recruitment timelines affect your start date
Your employer must complete DOL-mandated recruitment steps, including newspaper ads and internal postings, before filing PERM. This process typically spans several months before the petition even reaches DOL, so factor that into your negotiations when accepting an offer that includes green card sponsorship.
Use the OFLC Wage Search to anchor salary conversations
Look up the prevailing wage for your specific broker role and location using the OFLC Wage Search before your offer negotiation. PERM requires your employer to pay at least the DOL-determined prevailing wage, so knowing the wage level in advance protects you from an offer that falls short of what the filing legally requires.
Preserve your priority date if you change employers
Once your original I-140 is approved, your priority date can transfer to a new employer's I-140 petition. If your I-485 has been pending for 180 days or more, AC21 portability also allows you to move to a comparable broker or financial services role without restarting the entire process from PERM.
Green Card Commercial Insurance Broker: Frequently Asked Questions
Do Commercial Insurance Broker roles commonly qualify for EB-2 or EB-3 green card sponsorship?
Most commercial insurance broker positions qualify under EB-3 when the employer requires a bachelor's degree and the candidate has at least two years of relevant experience. EB-2 is available if the role requires an advanced degree or the candidate holds a bachelor's degree plus five years of progressive experience in insurance or a closely related field. The exact classification depends on how your employer defines the minimum requirements in the PERM job description.
How does green card sponsorship differ from H-1B sponsorship for this role?
Green card sponsorship through PERM, I-140, and I-485 leads to permanent residence, not a temporary status. Unlike H-1B visa, there is no annual lottery, but employment-based green cards do have per-country numerical limits, and nationals of high-demand countries can face significant priority-date backlogs. The PERM process also requires your employer to test the labor market through DOL-mandated recruitment before filing, adding months to the timeline that H-1B does not require.
What does the PERM labor certification process involve for a broker role?
Your employer files a PERM application with the Department of Labor after completing a prevailing wage determination and a mandatory recruitment period that includes job postings, newspaper advertisements, and internal notices. DOL reviews whether any qualified U.S. workers applied and were rejected for lawful reasons. Only after PERM is certified can your employer file the I-140 petition with USCIS to establish your immigrant visa priority date.
How do I find commercial insurance employers willing to sponsor a green card?
Migrate Mate lists employers with verified PERM and employment-based green card filing history, so you can focus your applications on brokerages that have already committed resources to sponsoring foreign workers in comparable roles. Cold-applying to firms with no prior PERM activity significantly reduces your chances of securing sponsorship, since the process requires legal counsel, DOL recruitment, and multi-year administrative commitment from the employer.
Can I switch employers after my green card process has started?
You can change employers without losing your priority date if your original I-140 petition was approved, since an approved I-140 preserves your place in the preference queue for a new employer's filing. If your I-485 has been pending for 180 days or more, AC21 portability allows you to move to a same or similar occupation without restarting PERM, as long as USCIS approves the portability request.