H-1B Visa Lending Specialist Jobs
H-1B visa jobs for Lending Specialists are available at banks, credit unions, mortgage companies, and fintech lenders that file Labor Condition Applications with DOL. The role typically qualifies as a specialty occupation when structured around degree-level financial analysis, credit underwriting, or loan portfolio management duties.
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Date: Nov 9, 2026
Location: Palm Bay, FL, US, 32905
Company: Purpose Financial
Position Summary
The Consumer Lending Sales Specialist (CLSS) is a performance-based, hands-on role focused on delivering exceptional customer service while achieving individual and branch sales goals. This position requires attention to detail, excellent customer service skills, and a passion for sales and customer acquisition. The CLSS actively contributes to branch success by meeting performance metrics defined by management and participating in marketing and collection efforts. All responsibilities must be executed in full compliance with federal and state regulations while adhering to established company policies, procedures, and practices.
Job Responsibility
Customer Service, Sales, Marketing & Customer Acquisition
- Drive customer acquisition through storefront and online channels using effective sales tools and marketing techniques
- Deliver exceptional customer experience while managing growing consumer loan portfolio
- Present tailored financial solutions aligned with customer goals and needs
- Build and maintain strong customer relationships throughout the loan lifecycle
- Educate customers on loan terms, conditions, and product features
- Execute and track community marketing initiatives to generate growth
- Demonstrate company core values and purpose while building trust with customers and staff
Operations & Compliance
- Support branch financial objectives and performance metrics
- Maintain strict adherence to company policies, state and federal regulations
- Ensure accurate cash controls and security procedures
- Maintain precise customer documentation and transaction records
- Conduct and document collection activities
- Follow Loss Prevention (LP) Standards
Team Collaboration
- Foster a positive team environment while supporting colleagues to enhance customer experience
- Actively participate in branch initiatives and contribute to overall branch success through collaborative teamwork
Job Responsibilities Cont.
Education Required
High School Diploma or equivalent required; some college preferred.
Experience Required
Sales and/or customer service experience required, or equivalent experience. One year of experience in one or more of the following areas preferred: sales, retail, banking, or collections.
Knowledge Required
Strong math skills, including the ability to count cash; professional verbal communication by phone and in person; ability to read, write, evaluate, and apply complex and detailed information; ability to work alone on occasion; ability to interact professionally and exhibit appropriate social skills; ability to negotiate payment terms and effectively communicate loan requirements; ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and employees; ability to use computer programs required to process customer transactions; ability to follow procedures in the normal course of business; ability to develop and maintain business relationships.
Physical Requirements
Standing for long periods of time; sitting occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation in order to complete tasks including, but not limited to, banking, marketing, and providing staffing coverage within the division; exposure to outdoors limited to elements that the ordinary person would be exposed to at that time; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; housekeeping/cleaning (vacuuming, dusting, cleaning windows, bathroom, etc., including exposure to cleaning chemicals); use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any branch within the division (distance varies by division).
Competencies
Adaptability and Growth Mindset-CLSS
Digital and Future Readiness-CLSS
Leadership, Coaching and Development-CLSS
Results and Accountability-CLSS
Sales and Customer Excellence-CLSS
Travel
Must have a valid driver’s license and access to insured, reliable transportation. Ability to travel within division for marketing, staffing, special events, and banking responsibilities.
Attire
The Company offers employees the option of wearing, polos, blouses, collared shirts, sweaters or other professional attire with slacks or jeans and appropriate shoes. Employees should dress accordingly to their business.
Other
Must be 18 (except in AL where the age requirement is 19), eligible to work in the USA, and able to successfully complete all post offer screens, including a criminal background check and Motor Vehicle Report (MVR). Regular and punctual attendance is required. Schedules may be changed as needed to accommodate business needs. Overtime may be required.
Nearest Major Market: Melbourne
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Lending Specialist
Verify your SOC code before applying
Lending Specialist roles map to multiple Standard Occupational Classification codes depending on loan type. Pull the O*NET profile for your specific function to confirm your duties align with the specialty occupation definition USCIS uses to evaluate your petition.
Look up prevailing wages by worksite
Your employer must certify a wage meeting DOL's prevailing wage for your exact location, not a national average. Run the OFLC Wage Search using your SOC code and county before negotiating an offer so your expected salary clears the threshold.
Find sponsors through Migrate Mate
Target employers who have already filed LCAs for Lending Specialist or related financial roles. Migrate Mate shows verified H-1B visa sponsorship history by employer so you can focus applications on companies with an established filing track record.
Confirm LCA coverage for every worksite
If your role involves client visits, branch rotations, or remote work from a different address, each distinct worksite needs its own certified LCA. Raise this with HR before signing an offer so your employer plans the filings in advance.
Build a degree-to-duties narrative early
USCIS scrutinizes whether a Lending Specialist role genuinely requires a bachelor's degree in finance, economics, or a directly related field. Document how your academic training connects to your specific underwriting, credit analysis, or portfolio management responsibilities before the petition is drafted.
Account for H-1B cap timing in your timeline
H-1B cap-subject petitions have an annual filing window and selection rules that have changed recently. If you're not cap-exempt, map your job search timeline to the filing cycle and ask prospective employers whether they sponsor cap-subject petitions.
H-1B Visa Lending Specialist: Frequently Asked Questions
Does a Lending Specialist role qualify as an H-1B specialty occupation?
Yes, when the position requires at least a bachelor's degree in finance, economics, accounting, or a directly related field and involves degree-level duties such as credit underwriting, loan structuring, or portfolio risk analysis. Employers strengthen the petition by writing a job description that ties each core responsibility to specific academic knowledge, making the degree requirement defensible to USCIS.
Which employers sponsor H-1B visas for Lending Specialist roles?
Commercial banks, mortgage companies, credit unions, and fintech lenders are the most active sponsors for this role. The practical way to identify them is to search Migrate Mate, which shows employers with verified H-1B Labor Condition Application filing history for financial and lending occupations, so you can target your applications accordingly.
How long can I work as a Lending Specialist on an H-1B visa?
USCIS grants H-1B status in an initial period of up to three years, which your employer can extend for another three years, reaching a six-year maximum under standard rules. Extensions beyond six years are possible only if you have an approved immigrant visa petition or a pending green card application that has been in process for at least one year.
What happens to my H-1B status if I move to a different lending branch or worksite?
Each worksite where you perform H-1B duties requires its own certified Labor Condition Application filed with DOL before you begin work there. Your employer must file an amended I-129 petition with USCIS for a material change in worksite location. Flag any planned branch transfers or remote work arrangements to your HR or immigration counsel well before the move.
Can my employer use a single LCA if I work at multiple loan offices?
No. A single certified LCA covers only the specific worksite location listed in that filing. If you rotate between branches, serve clients at multiple offices, or work remotely from an address not on the original LCA, your employer must obtain a separate certified LCA for each additional location before you begin work there.