H-1B Visa Credit Collections Specialist Jobs
H-1B visa jobs for Credit Collections Specialist roles are available at banks, credit unions, and financial services firms that file Labor Condition Applications for degree-level positions in finance or business administration. Sponsoring employers structure these roles around analytical and compliance duties that meet USCIS specialty occupation standards.
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Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless accommodation is granted as required by law.
This position must work out of our Lake Mary, FL office located at 3200 Lake Emma Road.
Hours: 11:00am EST - 8:00pm EST Monday - Friday
Credit and Collections Specialist is responsible for collection activities related to past due health insurance premiums and/or past due health insurance claims.
How you'll make a difference:
- Follows established guidelines, contacts group for the purpose of collecting past due insurance premiums and/or past due health insurance claims.
- Researches validity of past due and/or disputed debt.
- Generates demand letters.
- Prepares reports reflecting status of credit and collection activities for management review.
Minimum Requirements:
Requires a H.S. diploma or equivalent and a minimum of 1 year of prior commercial debt collection experience; or any combination of education and experience, which would provide an equivalent background.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities – and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success – for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process should submit the Accessibility Accommodation Request Form and a member of the team will be in contact.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
Prospective employees required to be screened under Florida law should review the education and awareness resources at HB531 | Florida Agency for Health Care Administration.
See all H-1B Visa Credit Collections Specialist Jobs
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Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Credit Collections Specialist
Frame your credentials around specialty occupation
Pull your O*NET profile for Credit Collections Specialist and map your bachelor's degree in finance, accounting, or business administration to the analytical duties listed. Employers filing an I-129 need this degree-to-role alignment documented clearly upfront.
Look up prevailing wages before negotiating
Run your target city and job title through OFLC Wage Search before any offer conversation. Your employer must certify a wage at or above the Level I or II threshold, and knowing that floor protects you from offers that can't support a valid LCA.
Target employers with LCA filing history in collections
Use Migrate Mate to find employers with verified H-1B visa LCA filing history for finance and collections roles, searchable by city. This surfaces companies already familiar with the LCA certification process, reducing the risk of a first-time sponsor backing out.
Confirm the worksite address before LCA certification
Each office location where you'll work requires its own certified LCA. If the role is hybrid and your employer lists only headquarters, flag this before the I-129 is filed. A worksite mismatch after certification creates a compliance problem for both parties.
Account for cap selection timing in your job search
H-1B cap selection rules have changed recently, so plan your search timeline with USCIS guidance in mind. Status is granted for up to three years and extendable to six, so target employers willing to file well before your current authorization expires.
Ask HR which SOC code they'll use on the LCA
Collections roles can be filed under different Standard Occupational Classification codes, which affects the prevailing wage tier DOL assigns. Confirm whether your employer intends to use a financial analyst or collections-specific code before the LCA is submitted.
H-1B Visa Credit Collections Specialist: Frequently Asked Questions
Does a Credit Collections Specialist role qualify as a specialty occupation for H-1B purposes?
It doesn't qualify automatically. USCIS requires the position to normally demand at least a bachelor's degree in a specific related field. When employers build the role around financial analysis, compliance review, or credit risk assessment, and require a degree in finance, accounting, or business administration, it can meet the specialty occupation standard. Generic debt-calling duties without degree-level analytical responsibilities typically won't satisfy USCIS scrutiny.
What degree background do H-1B sponsors expect for collections roles?
Sponsoring employers typically require a bachelor's degree in finance, accounting, economics, or business administration. Some also accept degrees in mathematics or statistics if the role involves quantitative credit risk modeling. A degree in an unrelated field, even paired with years of collections experience, is unlikely to satisfy the specialty occupation requirement without a clear nexus to the specific analytical duties in the job description.
How do I find employers who actively sponsor H-1B visas for Credit Collections Specialist positions?
Search Migrate Mate for employers with verified H-1B LCA filing history in finance and collections roles, filtered by city or region. Banks, credit card issuers, auto finance companies, and healthcare revenue cycle firms are the most active filers for this job title. Prioritizing companies with an existing sponsorship track record cuts the risk of encountering an employer who hasn't been through the LCA and I-129 process before.
Can my employer transfer my H-1B if I move to a different office location?
A change in worksite, even within the same employer, requires a new certified LCA for the new location. If you're moving from a Chicago office to a Dallas office, your employer must file a new LCA with DOL reflecting the Texas prevailing wage before you begin working at the new site. This is a compliance requirement, not optional, and each certified LCA is location-specific.
What should I watch for in an H-1B offer for a collections role?
Verify that the offered wage meets the prevailing wage DOL will assign for your specific worksite and SOC code, confirmed through OFLC Wage Search. Check that the job description emphasizes degree-level duties like credit risk analysis or compliance oversight rather than routine call-center tasks. Also confirm the employer is prepared to cover the I-129 filing fees, since H-1B sponsorship costs are legally the employer's obligation under DOL regulations.