H-1B Visa Underwriter Jobs
Underwriter roles qualify as H-1B visa specialty occupations because they require at least a bachelor's degree in finance, business, or a related field. Large insurers, commercial banks, and mortgage companies file H-1B petitions regularly for underwriting positions. No lottery exemption applies, so timing your job search around the April cap season matters.
Find H-1B Visa Underwriter JobsOverview
Showing 5 of 927+ Underwriter jobs
See all 927+ Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Underwriter roles.
Get Access To All JobsINTRODUCTION
The Underwriter plays a critical role in helping customers access lending solutions by reviewing and evaluating loan applications. This position combines analytical thinking, decision-making, and problem-solving to assess risk, determine creditworthiness, and support responsible lending practices. The ideal candidate is detail-oriented, adaptable, and confident making decisions in a fast-paced environment.
ROLE AND RESPONSIBILITIES
- Review and evaluate loan applications, credit information, and supporting documentation.
- Analyze customer financial information to assess creditworthiness and make lending decisions.
- Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
- Communicate decisions clearly and professionally with internal teams and business partners.
- Identify potential fraud risks and escalate concerns as appropriate.
- Manage multiple priorities while maintaining quality, accuracy, and production goals.
- Collaborate with team members to support operational excellence and continuous improvement.
BASIC QUALIFICATIONS
- High School Diploma or GED.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to exercise sound judgment and work independently.
- Strong attention to detail and organizational skills.
- Ability to adapt to changing priorities in a fast-paced environment.
PREFERRED QUALIFICATIONS
- Bachelor's degree.
- Experience in underwriting, lending, banking, financial services, insurance, risk management, or a related field.
- Experience analyzing financial, credit, or risk-related information.
- Experience working in a production-driven environment with quality and service-level expectations.
LOCATION
Location: On site in Tempe, AZ
SCHEDULE
Schedule: Hours of operation are Monday-Friday 6a-8p AZ time and Saturday 6a-1p. The schedule is 40 hours per week within hours of operation, which includes up to 3 Saturdays per quarter.
WHO WE ARE
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
INTRODUCTION
The Underwriter plays a critical role in helping customers access lending solutions by reviewing and evaluating loan applications. This position combines analytical thinking, decision-making, and problem-solving to assess risk, determine creditworthiness, and support responsible lending practices. The ideal candidate is detail-oriented, adaptable, and confident making decisions in a fast-paced environment.
ROLE AND RESPONSIBILITIES
- Review and evaluate loan applications, credit information, and supporting documentation.
- Analyze customer financial information to assess creditworthiness and make lending decisions.
- Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
- Communicate decisions clearly and professionally with internal teams and business partners.
- Identify potential fraud risks and escalate concerns as appropriate.
- Manage multiple priorities while maintaining quality, accuracy, and production goals.
- Collaborate with team members to support operational excellence and continuous improvement.
BASIC QUALIFICATIONS
- High School Diploma or GED.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to exercise sound judgment and work independently.
- Strong attention to detail and organizational skills.
- Ability to adapt to changing priorities in a fast-paced environment.
PREFERRED QUALIFICATIONS
- Bachelor's degree.
- Experience in underwriting, lending, banking, financial services, insurance, risk management, or a related field.
- Experience analyzing financial, credit, or risk-related information.
- Experience working in a production-driven environment with quality and service-level expectations.
LOCATION
Location: On site in Tempe, AZ
SCHEDULE
Schedule: Hours of operation are Monday-Friday 6a-8p AZ time and Saturday 6a-1p. The schedule is 40 hours per week within hours of operation, which includes up to 3 Saturdays per quarter.
WHO WE ARE
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
See all 927+ H-1B Visa Underwriter Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Underwriter Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship in Underwriter
Align your credentials to specialty occupation standards
USCIS evaluates whether your degree field directly relates to underwriting duties. A finance, actuarial science, or risk management degree strengthens your petition. If your degree is in a tangential field, gather employer documentation explaining the connection.
Target employers with LCA filing histories
Search Migrate Mate to identify insurers, banks, and mortgage firms that have filed Labor Condition Applications for underwriter roles. Employers with active LCA histories are already set up to sponsor and understand the process.
Use OFLC Wage Search to benchmark your prevailing wage
Underwriter prevailing wages vary by wage level and metropolitan area. Pull your SOC code in OFLC Wage Search before negotiations so your offered salary meets DOL requirements and your employer's LCA certification clears without amendment.
Distinguish commercial from personal lines when targeting firms
Commercial lines underwriting roles at larger carriers tend to have more structured HR and legal teams experienced with H-1B filings. Personal lines positions at smaller regional insurers often lack in-house immigration counsel, which can slow or complicate sponsorship.
Confirm your employer registers during the H-1B cap window
USCIS opens H-1B electronic registration each March for the following fiscal year. Ask your prospective employer explicitly whether they participate in the annual lottery registration. Missing the window means waiting a full year for your next eligible filing date.
Request premium processing if your start date is firm
USCIS premium processing for I-129 petitions cuts adjudication to 15 business days. Underwriting teams often have specific onboarding windows tied to fiscal quarters, so premium processing protects both your start date and the employer's staffing timeline.
H-1B Visa Underwriter: Frequently Asked Questions
Does an underwriter role qualify as an H-1B specialty occupation?
Yes. Underwriting qualifies because it normally requires at least a bachelor's degree in finance, business administration, actuarial science, or a closely related field. USCIS looks at whether the degree requirement is standard for the position in the industry. Employers need to document this in the H-1B petition, typically through the job description and internal compensation data.
Which types of employers commonly sponsor H-1B visas for underwriters?
Commercial banks, property and casualty insurers, life insurers, mortgage companies, and reinsurance firms are the most active H-1B sponsors for underwriting roles. Larger carriers with dedicated immigration teams process petitions more efficiently than regional or specialty insurers. You can browse employers with verified H-1B filing history for underwriting positions on Migrate Mate.
How does prevailing wage work for an H-1B underwriter role?
Your employer must pay you at least the DOL prevailing wage for your specific underwriter occupation, wage level, and work location. The prevailing wage is determined by your SOC code and the metropolitan area where you'll work. Use the OFLC Wage Search tool to look up current figures before your offer letter is finalized, and confirm the salary meets at least Level I or Level II depending on your experience.
Can I switch underwriting employers while on H-1B status?
Yes, under H-1B portability rules, you can start working for a new employer as soon as they file an H-1B transfer petition, without waiting for approval, provided your current H-1B was properly maintained and approved. The new employer must still file a new I-129 with a new LCA. Portability doesn't apply if your previous status had gaps or unauthorized work periods.
Does the type of underwriting specialty affect my H-1B petition?
It can. Mortgage underwriting, commercial credit underwriting, and insurance underwriting each map to different SOC codes, which affects your prevailing wage determination and how USCIS evaluates the specialty occupation requirement. Your employer's HR or immigration attorney should confirm the correct SOC classification before filing the LCA with DOL to avoid a Request for Evidence later.