H-1B Visa Mortgage Specialist Jobs
Mortgage Specialist roles qualify for H-1B visa sponsorship when the position requires a bachelor's degree in finance, economics, or a related field. Large banks, credit unions, and independent mortgage companies regularly file LCAs for these roles. Your employer must certify prevailing wage compliance before USCIS can approve the petition.
Find H-1B Visa Mortgage Specialist JobsOverview
Showing 5 of 255+ Mortgage Specialist jobs
See all 255+ Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Mortgage Specialist roles.
Get Access To All JobsINTRODUCTION
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationships with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.
This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Responsibilities
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
QUALIFICATIONS
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
DESIRED QUALIFICATIONS
- Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems
- Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations
- Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs
ADDITIONAL INFORMATION
Hours:
- Monday - Friday, 8:00AM - 4:30PM
Location:
- 5510 Heritage Oaks Drive, Pensacola, FL 32526
About us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
- FORTUNE100 Best Companies to Work For® 2025
- Yello and WayUp Top 100 Internship Programs
- Computerworld® Best Places to Work in IT
- Newsweek Most Loved Workplaces
- 2025 PEOPLE® Companies That Care
- Newsweek Most Trustworthy Companies in America
- Military Times 2025 Best for Vets Employers
- Best Companies for Latinos to Work for 2025
- Forbes® 2025 America’s Best Large Employers
- Forbes® 2025 America's Best Employers for New Grads
- Forbes® 2025 America's Best Employers for Tech Workers
- 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
- Military.com Top Military Spouse Employers 2025
- 2025 Handshake Early Talent Award
From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
INTRODUCTION
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationships with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.
This position is eligible for the TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Responsibilities
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
QUALIFICATIONS
- Ability to work effectively and efficiently with automated systems
- Familiarity with accounting, credit, and/or lending principles and techniques
- Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution
- Exposure to lending application and approval process
- Familiarity with mortgage lending concepts and principles
- Familiarity with banking/financial industry standards and practices
- Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks
- Effective database and presentation software skills
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty
- Effective skill in comprehending, analyzing, applying and communicating complex written legal documents
- Effective skill speaking and/or presenting in front of groups in a professional setting
- Effective word processing and spreadsheet software skills
DESIRED QUALIFICATIONS
- Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems
- Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations
- Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs
ADDITIONAL INFORMATION
Hours:
- Monday - Friday, 8:00AM - 4:30PM
Location:
- 5510 Heritage Oaks Drive, Pensacola, FL 32526
About us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
- FORTUNE100 Best Companies to Work For® 2025
- Yello and WayUp Top 100 Internship Programs
- Computerworld® Best Places to Work in IT
- Newsweek Most Loved Workplaces
- 2025 PEOPLE® Companies That Care
- Newsweek Most Trustworthy Companies in America
- Military Times 2025 Best for Vets Employers
- Best Companies for Latinos to Work for 2025
- Forbes® 2025 America’s Best Large Employers
- Forbes® 2025 America's Best Employers for New Grads
- Forbes® 2025 America's Best Employers for Tech Workers
- 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
- Military.com Top Military Spouse Employers 2025
- 2025 Handshake Early Talent Award
From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
See all 255+ H-1B Visa Mortgage Specialist Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Mortgage Specialist Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship as a Mortgage Specialist
Verify your degree meets specialty occupation
USCIS requires your bachelor's degree field to directly relate to mortgage lending work. Finance, economics, and business administration typically satisfy this. A degree in an unrelated field increases RFE risk, so gather transcripts and course records before applying.
Target banks enrolled in E-Verify
Federal contractors and FDIC-supervised institutions are often required to use E-Verify, which signals established foreign national hiring processes. These employers tend to have immigration counsel on retainer, making H-1B sponsorship a smoother ask during offer negotiations.
Search LCA filings for your exact job title
Use Migrate Mate to filter employers by verified LCA filing history for Mortgage Specialist roles. This shows you which companies have already committed to the prevailing wage certification process, cutting your research time significantly.
Confirm the prevailing wage tier before accepting
Run your metro area and job title through the OFLC Wage Search before finalizing any offer. Your offered salary must meet or exceed the DOL prevailing wage for your location. Accepting below that figure means your employer's LCA won't certify.
Address the NMLS licensing gap early
Most Mortgage Specialist roles require a state NMLS license, which demands a Social Security Number. Clarify with your employer whether the role can begin unlicensed during H-1B processing or if they'll sponsor you after you secure work authorization and can apply.
Request premium processing if your start date is fixed
USCIS offers premium processing on I-129 petitions for a faster adjudication decision. If your employer has a specific onboarding date tied to a loan pipeline or team opening, premium processing reduces the risk of missing that window.
H-1B Visa Mortgage Specialist: Frequently Asked Questions
Does a Mortgage Specialist role qualify as a specialty occupation for H-1B purposes?
It can qualify, but USCIS evaluates each petition individually. The role must normally require a bachelor's degree in a specific field like finance, economics, or accounting. Generic sales-oriented mortgage roles that accept any degree are more vulnerable to specialty occupation challenges. Roles at banks or financial institutions with structured analyst or advisory functions tend to have stronger qualification arguments.
Can I work as a Mortgage Specialist on H-1B if I need an NMLS license?
You can be hired and onboarded in support or analytical functions while your H-1B petition is pending, but most licensed origination work requires a valid NMLS license tied to a Social Security Number. Once your H-1B is approved and you have work authorization, you can apply for state licensure. Confirm with your employer which tasks are permissible before your license is active.
Which types of employers sponsor H-1B visas for Mortgage Specialist roles?
National and regional banks, credit unions, non-bank mortgage lenders, and financial holding companies are the most active H-1B sponsors for this occupation. Employers with dedicated immigration programs and in-house legal teams process petitions more efficiently. Use Migrate Mate to browse Mortgage Specialist roles filtered by verified LCA filing history, so you're only targeting employers with a demonstrated track record of sponsorship.
How does the DOL prevailing wage requirement affect Mortgage Specialist H-1B offers?
Before USCIS can approve your H-1B petition, your employer must file a Labor Condition Application certifying your offered wage meets or exceeds the DOL prevailing wage for your job title and work location. Prevailing wages for mortgage roles vary significantly by metro area. You can look up the applicable wage using the OFLC Wage Search before negotiating your offer to confirm compliance.
What happens to my H-1B status if my employer closes a branch or exits the mortgage market?
If your employer terminates your H-1B employment, you have a 60-day grace period to find a new sponsoring employer, change status, or depart. A new employer can file an H-1B transfer petition using the portability provisions under AC21, allowing you to start work once the transfer petition is filed and receipted. Acting within the 60-day window is critical to preserving your status.