H-1B Visa Underwriting Manager Jobs
Underwriting Manager roles qualify for H-1B visa sponsorship as specialty occupations requiring a bachelor's degree in finance, actuarial science, or a related field. Large carriers, reinsurers, and managing general agents file LCAs under SOC code 13-2053. No lottery exemptions apply, but cap-exempt employers exist in this sector.
Find H-1B Visa Underwriting Manager JobsOverview
Showing 5 of 195+ Underwriting Manager jobs
See all 195+ Underwriting Manager Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new Underwriting Manager roles.
Get Access To All JobsDescription
Summary
The Senior Manager, Independent Commercial Payment Product Credit Underwriting leads multiple teams responsible for independently evaluating and underwriting credit, settlement, and payment risk across commercial payment products. This role develops departmental plans, establishes underwriting priorities, allocates resources, and maintains decision frameworks that align product growth with the bank’s risk appetite. The Senior Manager partners with Product, Sales, Credit, Risk, Compliance, Operations, and other stakeholders to resolve complex underwriting matters and influence decisions affecting exposure, portfolio performance, and customer relationships.
Duties and Responsibilities:
- Lead multiple related underwriting teams, setting priorities, allocating resources, establishing performance expectations, and maintaining consistent decision quality across commercial payment products.
- Oversee complex financial and credit analysis involving commercial applications, financial statements, bank statements, tax returns, commercial bureau information, and corporate ownership structures to assess solvency and repayment capacity.
- Establish decision practices and delegated authority for approving, conditioning, or declining higher-risk or larger-exposure commercial payment products, including corporate credit cards, ACH processing, B2B virtual cards, and real-time payments.
- Direct the structuring of settlement limits, transaction thresholds, reserve requirements, rolling reserves, collateral, guarantees, and other risk-mitigation terms based on the customer’s risk profile and the bank’s risk appetite.
- Oversee evaluations of business models, sales practices, fulfillment timelines, payment activity, and other risk indicators to assess potential chargebacks, payment reversals, fraud exposure, and financial loss.
- Maintain underwriting standards for website and digital-footprint reviews, including merchant transparency, security practices, refund and pricing disclosures, and adherence to applicable card-network requirements.
- Direct periodic account reviews, portfolio renewals, and requests for processing or exposure-limit increases, ensuring emerging risks and material changes in financial condition are appropriately evaluated.
- Identify and resolve complex underwriting, operational, and organizational issues, lead improvements to underwriting practices and controls, and persuade business and risk leaders to take action when product growth or customer requests create unacceptable exposure.
- Performs other duties as assigned.
Basic Qualifications:
- Bachelor’s Degree
- 10 years of relevant experience in commercial credit, commercial underwriting, merchant acquiring, commercial payments, portfolio risk management, or a related financial services discipline.
Preferred Qualifications:
- Experience underwriting complex commercial credit or payment exposures using financial statements, bank statements, tax returns, bureau information, ownership structures, and other financial or operational data.
- Experience making or overseeing approval, conditional approval, and decline decisions for higher-risk or larger-exposure commercial relationships.
- Knowledge of commercial payment products such as corporate credit cards, ACH processing, virtual cards, real-time payments, or merchant payment acceptance.
- Experience establishing exposure limits, reserves, collateral requirements, guarantees, transaction controls, or other risk-mitigation structures.
- Demonstrated ability to develop departmental priorities, allocate resources, resolve complex risk issues, and influence senior business and risk stakeholders.
- Experience underwriting merchant-acquiring, payment-processing, corporate card, treasury management, or integrated-payables relationships.
- Experience assessing chargeback, settlement, payment-reversal, fraud, and fulfillment risk for card-present and digital payment activity.
- Knowledge of card-network requirements, commercial payment regulations, underwriting controls, and portfolio-monitoring practices.
- Experience developing underwriting policies, approval authorities, decision frameworks, quality-assurance practices, or risk-rating methodologies.
- Advanced degree or relevant professional certification in finance, accounting, credit, payments, or risk management.
Exempt Status: Yes (not eligible for overtime pay)
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$125,000-$255,000 Annual Salary
The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Description
Summary
The Senior Manager, Independent Commercial Payment Product Credit Underwriting leads multiple teams responsible for independently evaluating and underwriting credit, settlement, and payment risk across commercial payment products. This role develops departmental plans, establishes underwriting priorities, allocates resources, and maintains decision frameworks that align product growth with the bank’s risk appetite. The Senior Manager partners with Product, Sales, Credit, Risk, Compliance, Operations, and other stakeholders to resolve complex underwriting matters and influence decisions affecting exposure, portfolio performance, and customer relationships.
Duties and Responsibilities:
- Lead multiple related underwriting teams, setting priorities, allocating resources, establishing performance expectations, and maintaining consistent decision quality across commercial payment products.
- Oversee complex financial and credit analysis involving commercial applications, financial statements, bank statements, tax returns, commercial bureau information, and corporate ownership structures to assess solvency and repayment capacity.
- Establish decision practices and delegated authority for approving, conditioning, or declining higher-risk or larger-exposure commercial payment products, including corporate credit cards, ACH processing, B2B virtual cards, and real-time payments.
- Direct the structuring of settlement limits, transaction thresholds, reserve requirements, rolling reserves, collateral, guarantees, and other risk-mitigation terms based on the customer’s risk profile and the bank’s risk appetite.
- Oversee evaluations of business models, sales practices, fulfillment timelines, payment activity, and other risk indicators to assess potential chargebacks, payment reversals, fraud exposure, and financial loss.
- Maintain underwriting standards for website and digital-footprint reviews, including merchant transparency, security practices, refund and pricing disclosures, and adherence to applicable card-network requirements.
- Direct periodic account reviews, portfolio renewals, and requests for processing or exposure-limit increases, ensuring emerging risks and material changes in financial condition are appropriately evaluated.
- Identify and resolve complex underwriting, operational, and organizational issues, lead improvements to underwriting practices and controls, and persuade business and risk leaders to take action when product growth or customer requests create unacceptable exposure.
- Performs other duties as assigned.
Basic Qualifications:
- Bachelor’s Degree
- 10 years of relevant experience in commercial credit, commercial underwriting, merchant acquiring, commercial payments, portfolio risk management, or a related financial services discipline.
Preferred Qualifications:
- Experience underwriting complex commercial credit or payment exposures using financial statements, bank statements, tax returns, bureau information, ownership structures, and other financial or operational data.
- Experience making or overseeing approval, conditional approval, and decline decisions for higher-risk or larger-exposure commercial relationships.
- Knowledge of commercial payment products such as corporate credit cards, ACH processing, virtual cards, real-time payments, or merchant payment acceptance.
- Experience establishing exposure limits, reserves, collateral requirements, guarantees, transaction controls, or other risk-mitigation structures.
- Demonstrated ability to develop departmental priorities, allocate resources, resolve complex risk issues, and influence senior business and risk stakeholders.
- Experience underwriting merchant-acquiring, payment-processing, corporate card, treasury management, or integrated-payables relationships.
- Experience assessing chargeback, settlement, payment-reversal, fraud, and fulfillment risk for card-present and digital payment activity.
- Knowledge of card-network requirements, commercial payment regulations, underwriting controls, and portfolio-monitoring practices.
- Experience developing underwriting policies, approval authorities, decision frameworks, quality-assurance practices, or risk-rating methodologies.
- Advanced degree or relevant professional certification in finance, accounting, credit, payments, or risk management.
Exempt Status: Yes (not eligible for overtime pay)
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Compensation Range:
$125,000-$255,000 Annual Salary
The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Huntington is an Equal Opportunity Employer.
Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
See all 195+ H-1B Visa Underwriting Manager Jobs
Sign up for free to unlock all listings, filter by visa type, and get alerts for new H-1B Visa Underwriting Manager Jobs.
Get Access To All JobsTips for Finding H-1B Visa Sponsorship as an Underwriting Manager
Verify your SOC code before applying
Underwriting Manager roles typically file under SOC 13-2053. Confirm this on O*NET before accepting an offer. A mismatched SOC code can trigger an RFE if your degree field doesn't align with the occupation's standard requirements.
Check prevailing wage tiers early
Use the OFLC Wage Search to look up Level III and Level IV wages for SOC 13-2053 in your target metro. Employers filing at a lower wage level than your offer may face DOL scrutiny during LCA certification.
Target carriers with cap-exempt affiliations
Some insurers operate nonprofit research arms or partner with academic medical centers that qualify as cap-exempt H-1B employers. A position there lets you skip the lottery entirely. Confirm cap-exempt status with the employer's HR team before pursuing the role.
Search verified H-1B sponsors on Migrate Mate
Filter by underwriting or financial management roles on Migrate Mate to see which employers have active H-1B LCA filing history. This narrows your search to companies already familiar with the specialty occupation documentation underwriting roles require.
Align your degree field to the role description
USCIS scrutinizes Underwriting Manager petitions where the degree field is tangential, such as general business or liberal arts. Request that your employer's petition letter explicitly connects your actuarial science, finance, or risk management degree to the job's core functions.
Time your filing around the 60-day grace period
If you're transitioning from another employer, your 60-day grace period starts when your previous job ends. Your new employer must file an H-1B transfer petition before that window closes, so confirm their internal HR timeline upfront to avoid a status gap.
H-1B Visa Underwriting Manager: Frequently Asked Questions
Does an Underwriting Manager role qualify as a specialty occupation for H-1B purposes?
Yes, Underwriting Manager roles qualify as specialty occupations when the position requires at least a bachelor's degree in a directly related field such as finance, actuarial science, risk management, or a closely related discipline. USCIS evaluates whether the degree is a standard industry requirement for the role, not just a preference, so the employer's job description and petition letter need to be precise about that requirement.
Which employers sponsor H-1B visas for Underwriting Manager positions?
Large commercial carriers, reinsurers, managing general agents, and specialty lines insurers are the most active H-1B sponsors for underwriting leadership roles. Migrate Mate lets you search by role and filter for employers with verified LCA filing history, so you can target companies that have already navigated the H-1B process for underwriting positions specifically.
What happens to my H-1B status if my employer is acquired or merges with another insurer?
A merger or acquisition doesn't automatically invalidate your H-1B, but the successor employer must assume the obligations of the original LCA or file a new one if your role, location, or wage level changes materially. USCIS treats a corporate restructuring as a portability situation if the new employer is a successor in interest, meaning no new petition is required in most straightforward acquisitions.
Can I transfer my H-1B to a new underwriting employer before my current petition expires?
Yes. Under H-1B portability rules, you can start working for the new employer as soon as they file a transfer petition, provided you've been in valid H-1B status and the new role qualifies as a specialty occupation. The new employer's LCA must match the actual work location and wage, which is especially relevant for underwriting roles that may involve managing remote or distributed teams.
Does an Underwriting Manager role at a nonprofit insurer or captive qualify for cap-exempt H-1B filing?
It depends on the organization's structure. Standard commercial insurers and captives are cap-subject employers. A nonprofit insurer affiliated with an academic institution or organized as a 501(c)(3) research entity may qualify as cap-exempt, allowing USCIS to accept the petition outside the annual lottery window. Confirm the employer's tax status and affiliation before relying on a cap-exempt filing strategy.