Life Insurance Broker Jobs
Life Insurance Broker jobs are open across independent agencies, captive carriers, brokerages, and financial services firms, from entry-level licensed agents to senior producers and managing brokers, with specializations in term life, whole life, and group benefits. Find a role that fits below and apply directly.
Find Life Insurance Broker JobsOverview
Showing 5 of 37+ Life Insurance Broker jobs
Job Title: Life Insurance Agent (Entry-Level / Commission-Based)
Life Insurance Agent (Entrepreneurship Opportunity)Overview
We are looking for motivated, ambitious individuals ages 18–25 who want to build a long-term business in the life insurance industry.
This is not a traditional 9-to-5 job—it's an entrepreneurship opportunity. Your income is based on your performance, and success requires discipline, consistency, and a strong work ethic. If you're looking for an easy paycheck or part-time side job, this likely isn't the right fit.
No prior experience is required. We provide full training, mentorship, and help you obtain your life insurance license.
What to Expect
- This business is challenging, especially in the beginning.
- Expect to work 8+ hours per day if you want to become successful.
- During your first month, we help you with lead generation so you can learn the sales process.
- After that, you will be responsible for purchasing your own leads as you grow your business.
- Once you become a skilled producer, you'll have the opportunity to build and mentor your own team if leadership is a path you want to pursue.
What We Offer
- Step-by-step training and ongoing mentorship
- Assistance obtaining your life insurance license
- Work remotely with a flexible schedule
- Commission rates up to 145%
- Long-term leadership and business-building opportunities
Responsibilities
- Contact and follow up with clients who have requested life insurance information
- Educate clients on their coverage options and help them choose an appropriate plan
- Build and maintain strong client relationships
- Manage your schedule, appointments, and sales pipeline
- Continuously improve through training and coaching
Requirements
- Ages 18–25
- Strong communication skills
- Self-motivated with a strong work ethic
- Coachable and willing to learn
- Entrepreneurial mindset
- Able to obtain a life insurance license (we help guide you through the process)
Compensation
- 100% commission-based
- Commission rates up to 145%
- Your income is directly tied to your effort, consistency, and ability to help clients.
- Results vary. Some new agents may break even or earn very little while they're learning the business, while others who consistently work hard can build a six-figure annual income.
- There is no income cap—your results depend on your work ethic, coachability, and commitment to building your business.
Ideal Candidate
We're looking for someone who is ambitious, disciplined, coachable, and willing to put in the work to build a long-term business—not someone looking for a traditional hourly or salaried job. If you're ready to commit, learn, stay consistent, and take ownership of your results, this opportunity gives you the chance to build a successful business and, once you've developed your skills, potentially build and lead your own team.
Pay: $2,000.00 - $50,000.00 per month
Benefits:
- Flexible schedule
Work Location: In person
See All 37 Life Insurance Broker Jobs
Find roles that match your experience and apply in just a few clicks.
Find Life Insurance Broker JobsLife Insurance Broker Job Market
Who's Hiring
What Employers Look For
The qualifications that appear most often in life insurance broker jobs.
- Active state life and health insurance license required or in process
- Proven experience prospecting and closing individual or group life insurance policies
- Familiarity with term, whole life, universal life, and annuity product lines
- Experience using CRM software to manage pipelines and client follow-up
- FINRA Series 6 or Series 63 license preferred for investment-linked products
- Strong needs-analysis skills and ability to explain coverage options to clients clearly
Tips for Your Life Insurance Broker Job Search
Lead your resume with production numbers
Life insurance broker resumes that stand out show annualized premium volume, policy count, and persistency rates rather than duties. Hiring managers at carriers and IMOs scan for proof you can close and retain clients, not just describe your process.
Get your state life and health license first
Most job listings require a current state life and health insurance license before the first interview. If yours is pending, note the exam date on your resume so recruiters don't screen you out before you've had a chance to explain.
Target listings by distribution channel
Captive carrier roles, independent agency positions, and broker-dealer affiliated openings have different compensation structures and product access. Filter your search by channel so you're applying to environments where your existing carrier relationships and licensing actually transfer.
Apply early to roles that fit
Migrate Mate lists life insurance broker openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare a needs-analysis walkthrough for interviews
Many life insurance broker interviews include a role-play or case scenario where you walk through a client needs analysis. Practice presenting term versus permanent coverage recommendations using a realistic household scenario so your reasoning is clear and confident under pressure.
Negotiate your contract split before accepting
Life insurance broker offers often involve commission splits, chargebacks, and vesting schedules that differ significantly across employers. Ask specifically about first-year versus renewal commission rates, chargeback windows, and what happens to your book if you leave before reviewing any offer.
Life Insurance Broker Jobs: Frequently Asked Questions
Which companies are hiring the most life insurance brokers?
Big Agency, Alexis Zephir Agency, and Ignite wealth managment are hiring the most life insurance brokers right now, with openings concentrated in Texas, Maryland, and Florida, based on current listings on Migrate Mate as of November 2026. Demand tends to be highest at independent marketing organizations and regional carriers expanding their producer force.
How many life insurance broker jobs are remote?
About 85% of life insurance broker openings are fully remote or hybrid as of November 2026, with client-facing sales roles more likely to require in-person or field work. Roles focused on group benefits consulting and employer-sponsored plans tend to offer the most remote flexibility compared to individual life sales positions.
How do you become a life insurance broker?
To become a life insurance broker, you first pass your state's life and health insurance licensing exam, which requires completing a pre-licensing course and a background check. After passing, you apply for your state license, then affiliate with a carrier, independent marketing organization, or agency to access products and start building a book of business.
Can you get hired as a life insurance broker with no experience?
Yes, many carriers and independent agencies hire candidates with no prior insurance sales experience, particularly for entry-level producer roles that come with training programs and product certifications. Demonstrating a network, prior sales experience in any field, and a willingness to obtain your state license quickly will make your application competitive even without an insurance background.
What does the life insurance broker interview process look like?
The interview process for life insurance broker roles typically includes a phone screen to verify licensing status and sales background, followed by one or two in-person or video interviews. Many employers include a role-play scenario where you present a coverage recommendation or handle an objection. Final stages often involve a background check and review of any prior production records or references.
Where can I find and apply to life insurance broker jobs?
You can find and apply to life insurance broker jobs on Migrate Mate, which lists current openings from employers across the United States. Search the listings to find roles that match your license, experience level, and preferred distribution channel, then apply directly to each opening that fits.
See All 37 Life Insurance Broker Jobs
Find roles that match your experience and apply in just a few clicks.
Find Life Insurance Broker Jobs