Loan Officer Jobs in Houston, TX

WARENS FINANCIAL GROUP

Loan Officer

Salary + Commission | Houston, TX | Full-Time

A structured foundation. Real earning upside. A team that helps you grow.

WHO WE ARE

Warens Financial Group is a Houston-based mortgage company with deep roots in the communities we serve. Last year we helped nearly 700 families achieve homeownership, generating close to $200 million in total loan volume. We operate as a wholesale TPO lender with in-house processing, giving our loan officers faster turn times and hands-on support on every single file.

We are a fully bilingual team built for Houston. Our market, our clients, and our referral network reflect the full diversity of this city, and that is a competitive edge we lean into every day.

THE OPPORTUNITY

This role is built for a licensed Loan Officer who wants the stability of a base salary with commission upside on every closed loan. Whether you are building your referral network, transitioning from operations, or looking for the right environment to grow your production. This is the structure to do it from. We give you the foundation. You build on it. We are looking for someone who is fun to have on the team, loyal, genuinely enjoys helping people, and adapts fast as the day changes.

WHAT YOU WILL DO

• Originate. Purchase and refinance loans across a full product menu, including niche programs most shops cannot offer
• Work Leads. Engage company-assigned leads and referral sources while developing your own relationships
• Guide Borrowers. Conduct consultations, structure loan scenarios, and take clients from application to closing
• Collaborate. Work closely with your in-house processor and the operations team to keep every file moving
• Hit Targets. Meet monthly origination goals and maintain a healthy active pipeline
• Grow the Brand. Engage your local Houston network, attend community events, and build WFG's presence in the market

WHAT WE ARE LOOKING FOR

• License. Active NMLS license required
• Experience. 1 to 3 years in mortgage origination, processing, or operations
• Production. Closing more than 3 deals a month with consistent performance
• Communication. Strong with clients and referral partners: responsive, clear, and professional
• Organization. Able to manage multiple active files without losing momentum
• Technical. Familiarity with a comparable LOS and knowledge of FHA, VA, and conventional guidelines
• Bilingual. English/Spanish, Vietnamese, Mandarin/Cantonese, or another language is a strong plus
• Personality. Fun, loyal, and genuinely enjoys helping people. Adapts fast when priorities shift.

WHAT WE OFFER

• Compensation. Base salary plus commission on every closed loan
• Leads. Assigned leads and referral pipeline support from day one
• Processing. Dedicated in-house processor on every file
• Products. Conventional, FHA, VA, USDA, jumbo, land, construction-to-perm, non-QM, commercial, and commercial land, including niche programs most broker shops cannot access
• Partnerships. Strong developer relationships and warehouse credit lines that open doors other shops cannot
• Marketing. Content creation, social media assets, co-branded materials, and CRM access
• Mentorship. Structured onboarding and direct access to experienced producers and leadership

TECHNOLOGY & TOOLS

WFG runs on an integrated tech stack built for speed and precision: LOS, CRM, payroll, and communication tools that work together seamlessly in one ecosystem. The full details of our platform and exclusive partnerships are shared during the interview process. What we will say is this: our team has access to tools and infrastructure that most Houston shops are not even aware of yet.

GROWTH & CULTURE

Loan officers on our team have scaled from $5M to $40M and $70M in annual production. Not by working in a vacuum, but by having the right products, the right infrastructure, and a team that actually invests in their success.

WFG consistently produces some of the highest lead-to-homeowner conversion rates in the country. That is not an accident. It is the result of sharp processes, a strong operations team, and the kind of niche product access that most broker shops simply do not have.

We provide content creation, social media assets, co-branded marketing, regular training, and direct access to leadership. As your production grows, we help you build and develop your own team. Houston is our home market and we compete like it.

HOW TO APPLY

Send your resume and a quick note on your background and where you are in your mortgage career. We will take it from there. For faster response. Text or Call, Sandra Tran, Chief Growth Officer, at 832-806-4999.

Warens Financial Group is an Equal Opportunity Employer.

Pay: From $60,000.00 per year

Benefits:

• Opportunities for advancement
• Paid time off
• Professional development assistance

Work Location: In person