Loan Officer Jobs in Texas
Loan Officer jobs in Texas are among the most active in the country, concentrated in mortgage lending, commercial banking, and consumer finance across a market that ranges from entry-level processors to senior commercial underwriters. Houston, Dallas, and San Antonio anchor most of the hiring, with major employers like Wells Fargo, JPMorgan Chase, and United Wholesale Mortgage maintaining large Texas operations. The most in-demand specialties are residential mortgage origination, SBA and commercial lending, and home equity products. Find a role that fits below and apply directly.
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JOB SUMMARY
The Intro Banker I presents, evaluates and sells valuable financial solutions for clients.
Responsibilities
- Must obtain federal and state licensures
- Responsible for maintaining licensures by complying with all requirements communicated by the Licensing Team
- Consult with clients about current and future needs to help them achieve their financial goals
- Give every client the best client service in the industry
- Own and build your business within Rocket Mortgage with the support of our team
- Advise and educate clients on the home-buying or refinance process and how to better manage their mortgages
- Assist clients through the loan process from application to closing
PREFERRED QUALIFICATIONS
- 2 years of sales experience
- Proficient knowledge of the mortgage industry
- Professional communication, time management, results driven, teamwork and critical/strategic thinking skills
This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed, amended, deleted and modified at any time by the leadership group.
JOB SUMMARY
The Intro Banker I presents, evaluates and sells valuable financial solutions for clients.
Responsibilities
- Must obtain federal and state licensures
- Responsible for maintaining licensures by complying with all requirements communicated by the Licensing Team
- Consult with clients about current and future needs to help them achieve their financial goals
- Give every client the best client service in the industry
- Own and build your business within Rocket Mortgage with the support of our team
- Advise and educate clients on the home-buying or refinance process and how to better manage their mortgages
- Assist clients through the loan process from application to closing
PREFERRED QUALIFICATIONS
- 2 years of sales experience
- Proficient knowledge of the mortgage industry
- Professional communication, time management, results driven, teamwork and critical/strategic thinking skills
This is an outline of the primary responsibilities of this position. As with everything in life, things change. The tasks and responsibilities can be changed, added to, removed, amended, deleted and modified at any time by the leadership group.
See All 47 Loan Officer Jobs in Texas
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Find Loan Officer JobsLoan Officer Jobs by City in Texas
Where Texas roles are concentrated, by current openings.
Loan Officer Job Market in Texas
A snapshot from current Texas openings, updated as new roles post.
Who's Hiring
- First Community Credit Union - Houston, TX12
- AmeriHome Mortgage Company5
- Rocket Mortgage5
- New American Funding3
- Rocket3
Top Industries Hiring
- Banking & Financial Services32
- Construction & Real Estate8
- Electronics & Hardware2
- Consulting & Professional Services1
- Insurance1
What Texas Employers Look For
The qualifications that appear most often in loan officer jobs across Texas.
- Active NMLS license or registration required, including Texas-mandated state licensing for residential mortgage loan originators
- Bachelor's degree in finance, business, economics, or a related field preferred by most lenders
- Proven experience originating or processing mortgage, consumer, or commercial loans
- Strong knowledge of federal lending regulations including RESPA, TILA, and fair lending guidelines
- Proficiency with loan origination software such as Encompass, Calyx Point, or comparable platforms
- Demonstrated ability to build referral networks with realtors, builders, or business clients in the local market
Loan Officer Jobs in Texas: Frequently Asked Questions
How do you become a loan officer in Texas?
Residential mortgage loan originators in Texas must obtain an NMLS license through the Texas Department of Savings and Mortgage Lending, which requires completing pre-licensing education, passing the SAFE Mortgage Loan Originator Test, and passing a background and credit check. Consumer and commercial loan officers working for federally regulated banks register through NMLS instead of obtaining a state license. Most employers expect at least a bachelor's degree in finance, business, or a related field.
How much do loan officers make in Texas?
Loan officers in Texas earn a median of about $66,370 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $34,150 for the lowest 10% to over $135,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Texas?
Employers hiring loan officers in Texas right now include First Community Credit Union - Houston, TX, AmeriHome Mortgage Company, and Rocket Mortgage, based on current listings on Migrate Mate as of June 2026. Texas's large population and active real estate market mean both national banks and regional lenders maintain significant loan officer headcounts across the state's major metros.
Which Texas cities have the most loan officer jobs?
Dallas, Houston, and Austin have the most loan officer openings in Texas. Houston's size and diverse economy drive the highest volume of mortgage and commercial lending positions, while Dallas and its suburbs support a dense concentration of bank headquarters, credit unions, and mortgage companies that collectively account for a large share of statewide hiring.
Are there remote loan officer jobs in Texas?
Yes, and more than many financial roles, because licensed mortgage originators can often work clients entirely by phone, email, and e-signature. About 15% of loan officer openings tied to Texas are remote or hybrid as of June 2026, reflecting how digitally the application and approval process now runs. Retail-branch roles and SBA commercial positions tend to remain in-person, while mortgage and consumer lending positions are the most likely to offer remote flexibility.
How can I get hired as a loan officer in Texas with little or no experience?
The most realistic entry path is joining a large Texas bank or mortgage company as a loan officer assistant or junior processor, roles that provide hands-on origination experience without requiring an existing client book. Employers like Wells Fargo, Frost Bank, and regional credit unions across Houston and Dallas regularly hire candidates willing to start in support roles. Completing your NMLS pre-licensing coursework before applying signals commitment and immediately expands the roles you can be considered for.
Where can I find and apply to loan officer jobs in Texas?
You can find and apply to loan officer jobs in Texas on Migrate Mate, which lists current Texas openings from employers across the state. Search the listings, find roles that match your experience and preferred location, and apply directly to the ones that fit.
See All 47 Loan Officer Jobs in Texas
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