Loan Officer Jobs in Ohio
Loan officer jobs in Ohio are consistently active, with demand concentrated in residential mortgage lending, commercial banking, and consumer credit across a broad range from entry-level loan officer assistants through senior commercial lenders. Columbus, Cleveland, and Cincinnati are the primary hiring centers, home to major lenders and regional banks such as Huntington National Bank, KeyBank, and Fifth Third Bank that maintain large Ohio workforces. Mortgage origination, commercial real estate lending, and home equity products are the most in-demand specializations right now. Find a role that fits below and apply directly.
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Company Description
CrossCountry Mortgage, LLC is a nationwide mortgage lender founded in 2003 with a mission to provide clear and fast home loans. Now recognized as America’s #1 Retail Mortgage Lender, the company focuses on leading the industry while deeply investing in the communities it serves. Team members join a network of more than 7,000 professionals who are driven to advocate for clients and deliver a winning mortgage experience. CrossCountry Mortgage’s culture emphasizes performance, collaboration, and community impact through initiatives like CCM Cares and local events. The company is committed to equal housing opportunity and operates under NMLS3029.
Role Description
The Consumer Direct Mortgage Loan Officer is a full-time, on-site role based in Cincinnati, OH. This position is responsible for originating residential mortgage loans by responding to consumer inquiries, assessing borrower needs, and recommending appropriate loan products. Day-to-day tasks include guiding applicants through the mortgage process, collecting and reviewing documentation, coordinating with underwriting and processing teams, and ensuring loans comply with regulatory and company guidelines. The Loan Officer will maintain strong customer relationships through proactive communication, provide clear explanations of loan terms and options, and work to close loans efficiently and accurately. The role also involves meeting production goals, staying informed about industry trends and lender programs, and contributing to a positive, high-performance sales environment.
Qualifications
- Experience working as a Loan Officer, with a track record of originating residential mortgage loans.
- Knowledge of the Mortgage Industry, including current regulations, products, and market trends.
- Strong understanding of Mortgage Lending processes, from application to closing.
- Familiarity with Underwriting standards and documentation requirements to support loan approvals.
- Demonstrated Customer Service skills, including clear communication, empathy, and problem-solving.
- Relevant state licensing and NMLS registration, or eligibility and willingness to obtain required licenses.
- Proficiency with loan origination systems, CRM tools, and basic office software.
- Ability to work in a fast-paced, goal-oriented environment, with strong organizational and time-management skills.
- High school diploma or equivalent required; college coursework or degree in business, finance, or related field preferred.
- Bilingual capabilities and prior experience in consumer direct or call center environments are a plus.
Company Description
CrossCountry Mortgage, LLC is a nationwide mortgage lender founded in 2003 with a mission to provide clear and fast home loans. Now recognized as America’s #1 Retail Mortgage Lender, the company focuses on leading the industry while deeply investing in the communities it serves. Team members join a network of more than 7,000 professionals who are driven to advocate for clients and deliver a winning mortgage experience. CrossCountry Mortgage’s culture emphasizes performance, collaboration, and community impact through initiatives like CCM Cares and local events. The company is committed to equal housing opportunity and operates under NMLS3029.
Role Description
The Consumer Direct Mortgage Loan Officer is a full-time, on-site role based in Cincinnati, OH. This position is responsible for originating residential mortgage loans by responding to consumer inquiries, assessing borrower needs, and recommending appropriate loan products. Day-to-day tasks include guiding applicants through the mortgage process, collecting and reviewing documentation, coordinating with underwriting and processing teams, and ensuring loans comply with regulatory and company guidelines. The Loan Officer will maintain strong customer relationships through proactive communication, provide clear explanations of loan terms and options, and work to close loans efficiently and accurately. The role also involves meeting production goals, staying informed about industry trends and lender programs, and contributing to a positive, high-performance sales environment.
Qualifications
- Experience working as a Loan Officer, with a track record of originating residential mortgage loans.
- Knowledge of the Mortgage Industry, including current regulations, products, and market trends.
- Strong understanding of Mortgage Lending processes, from application to closing.
- Familiarity with Underwriting standards and documentation requirements to support loan approvals.
- Demonstrated Customer Service skills, including clear communication, empathy, and problem-solving.
- Relevant state licensing and NMLS registration, or eligibility and willingness to obtain required licenses.
- Proficiency with loan origination systems, CRM tools, and basic office software.
- Ability to work in a fast-paced, goal-oriented environment, with strong organizational and time-management skills.
- High school diploma or equivalent required; college coursework or degree in business, finance, or related field preferred.
- Bilingual capabilities and prior experience in consumer direct or call center environments are a plus.
See All 48 Loan Officer Jobs in Ohio
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Find Loan Officer JobsLoan Officer Jobs by City in Ohio
Where Ohio roles are concentrated, by current openings.
Loan Officer Job Market in Ohio
A snapshot from current Ohio openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Construction & Real Estate
- Banking & Financial Services
- Electronics & Hardware
What Ohio Employers Look For
The qualifications that appear most often in loan officer jobs across Ohio.
- Active NMLS registration and a valid Ohio Mortgage Loan Originator license where required
- Bachelor's degree in finance, business, economics, or a related field preferred
- Demonstrated experience reviewing loan applications and assessing borrower creditworthiness
- Proficiency with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal lending regulations including TRID, RESPA, and ECOA
- Ability to build and maintain a referral network with real estate agents and financial advisors
Loan Officer Jobs in Ohio: Frequently Asked Questions
How do you become a loan officer in Ohio?
Mortgage loan officers in Ohio must obtain an Ohio Mortgage Loan Originator license through the Nationwide Multistate Licensing System, known as the NMLS. The process requires completing pre-licensure education, passing the SAFE Mortgage Loan Originator Test, and submitting a state application through the Ohio Division of Financial Institutions. Most positions also expect at least a bachelor's degree in finance, business, or a related field, though some banks hire candidates without a degree who have strong sales backgrounds.
How much do loan officers make in Ohio?
Loan officers in Ohio earn a median of about $76,370 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $38,200 for the lowest 10% to over $131,980 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Ohio?
Employers hiring loan officers in Ohio right now include Leadling, Howard Hanna Real Estate Services, and Tag Lending Group, based on current listings on Migrate Mate as of September 2026. Ohio's dense network of regional banks, credit unions, and independent mortgage companies means consistent openings across the state, not just at the largest institutions.
Which Ohio cities have the most loan officer jobs?
Columbus, Cleveland, and Cincinnati account for the largest share of loan officer openings in Ohio. Columbus drives the most volume as the state capital and home to major bank headquarters including Huntington and Nationwide, while Cleveland and Cincinnati anchor the northeast and southwest markets through large regional banks and independent mortgage lenders serving dense suburban home-buying populations.
Are there remote loan officer jobs in Ohio?
Yes, and more than many client-facing roles, since much of the application review, underwriting support, and customer communication can happen digitally. About 61% of loan officer openings tied to Ohio are remote or hybrid as of September 2026, reflecting the industry's shift toward digital mortgage platforms. Positions focused on processing, underwriting assistance, and inside sales tend to offer the most remote flexibility, while roles requiring local referral network development are typically in-office.
How can I get hired as a loan officer in Ohio with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role at an Ohio community bank, credit union, or mid-size mortgage company, which provides hands-on exposure without requiring an established book of business. Institutions like Kemba Financial Credit Union and Ohio-based community banks regularly bring on associates for support roles that feed into originator tracks. Completing your NMLS pre-licensure coursework before applying signals seriousness. Candidates coming from retail banking, teller, or financial advisor assistant roles have the most transferable background.
Where can I find and apply to loan officer jobs in Ohio?
You can find and apply to loan officer jobs in Ohio directly on Migrate Mate, which lists current Ohio openings from banks, credit unions, and mortgage companies. Search the listings, find roles that fit your experience and preferred location, and apply directly without any additional steps.
See All 48 Loan Officer Jobs in Ohio
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