Loan Officer Jobs in Washington
Loan officer jobs in Washington are consistently active, with strong demand across mortgage lending, commercial banking, and credit unions at levels from entry-level to senior relationship management. Seattle, Bellevue, and Spokane anchor most of the hiring, with major employers like Wells Fargo, Banner Bank, and HomeStreet Bank maintaining deep rosters in the state. The most in-demand specialties are residential mortgage origination, commercial real estate lending, and consumer credit. Find a role that fits below and apply directly.
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Showing 5 of 92+ Loan Officer jobs
Location:
511 River Road - Puyallup, Washington 98371-4130
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.
Essential Functions
- Prospect home lending business to build and develop new client loan originations and relationships.
- Originate and process a targeted number of family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines.
- Provide clients with detailed information about various mortgage options, interest rates, and terms to help them make informed decisions.
- Gather documents at the time of registering a loan and remain the primary point of contact for the client during the loan process.
- Maintain high standards of client satisfaction and quality, ensuring sales/originator systems and workflows are efficiently controlled.
- Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings.
- Maintain proficiency on sales/originator systems and develop efficient workflows.
- Keep informed of trends and developments in the real estate market and mortgage industry.
- Works in a branch environment to provide in-person client services 4+ days/week, to include participating in morning huddles and end of day debriefs on targeted days.
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education
Bachelor's Degree in a business-related field or equivalent experience (preferred)
Work Experience
- 3+ years Experience as a loan officer in 1st mortgage production (preferred)
- 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)
Skills
- Excellent communication skills, both written and verbal.
- Strong customer service skills.
- Proficient in sales and service skills, including tele-consulting, prospecting, networking, and COI relationship management.
- Demonstrate strong financial acumen by understanding the business priorities of clients, analyzing market trends, and providing strategic advice on mortgage products and lending solutions.
- Generate new mortgage business and manage the loan origination process from initial application through to closing.
- Navigate the home mortgage process, from application to closing, providing advice on interest rates and repayment terms.
- Build partnerships with real estate agents and financial advisors.
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn commission and deferred incentive compensation. Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 12/04/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
Location:
511 River Road - Puyallup, Washington 98371-4130
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solutions that meet their needs and financial objectives. The MLO is expected to develop referrals as a means to grow Key's home lending business and client base. The MLO is expected to meet or exceed established sales goals while maintaining high standards of client satisfaction and loan quality.
Essential Functions
- Prospect home lending business to build and develop new client loan originations and relationships.
- Originate and process a targeted number of family residential real estate mortgage transactions in accordance with Home Lending process and product guidelines.
- Provide clients with detailed information about various mortgage options, interest rates, and terms to help them make informed decisions.
- Gather documents at the time of registering a loan and remain the primary point of contact for the client during the loan process.
- Maintain high standards of client satisfaction and quality, ensuring sales/originator systems and workflows are efficiently controlled.
- Develop and maintain deep knowledge of KeyBank products, services, and competitive offerings.
- Maintain proficiency on sales/originator systems and develop efficient workflows.
- Keep informed of trends and developments in the real estate market and mortgage industry.
- Works in a branch environment to provide in-person client services 4+ days/week, to include participating in morning huddles and end of day debriefs on targeted days.
- Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice.
- Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key’s clients and Key.
Education
Bachelor's Degree in a business-related field or equivalent experience (preferred)
Work Experience
- 3+ years Experience as a loan officer in 1st mortgage production (preferred)
- 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate and finance laws (preferred)
Skills
- Excellent communication skills, both written and verbal.
- Strong customer service skills.
- Proficient in sales and service skills, including tele-consulting, prospecting, networking, and COI relationship management.
- Demonstrate strong financial acumen by understanding the business priorities of clients, analyzing market trends, and providing strategic advice on mortgage products and lending solutions.
- Generate new mortgage business and manage the loan origination process from initial application through to closing.
- Navigate the home mortgage process, from application to closing, providing advice on interest rates and repayment terms.
- Build partnerships with real estate agents and financial advisors.
Core Competencies
All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.
Physical Demands
General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.
Driving Requirements
May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required.
COMPENSATION AND BENEFITS
This position is eligible to earn commission and deferred incentive compensation. Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 12/04/2026
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_Compliance@keybank.com.
See All 92 Loan Officer Jobs in Washington
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Find Loan Officer JobsLoan Officer Jobs by City in Washington
Where Washington roles are concentrated, by current openings.
Loan Officer Job Market in Washington
A snapshot from current Washington openings, updated as new roles post.
Who's Hiring
- Satori Mortgage50
- Washington Trust Bank4
- Paramount Residential Mortgage4
- Banner Bank3
- Newrez2
Top Industries Hiring
- Banking & Financial Services
- Construction & Real Estate
What Washington Employers Look For
The qualifications that appear most often in loan officer jobs across Washington.
- Active Washington State Mortgage Loan Originator license issued through the NMLS required
- Bachelor's degree in finance, business, or a related field preferred by most employers
- Proven experience with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal and Washington State lending regulations and compliance requirements
- Demonstrated ability to build and maintain a referral network with realtors and builders
- Excellent communication skills for guiding borrowers through the application and approval process
Loan Officer Jobs in Washington: Frequently Asked Questions
How do you become a loan officer in Washington?
To become a loan officer in Washington, you must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, regulated by the Washington State Department of Financial Institutions. The process requires completing pre-licensure education, passing the SAFE MLO test, and submitting a background check. For commercial or consumer lending roles at banks, a bachelor's degree in finance or business and on-the-job training are typically the primary requirements instead.
How much do loan officers make in Washington?
Loan officers in Washington earn a median of about $80,120 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $39,000 for the lowest 10% to over $162,240 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Washington?
Employers hiring loan officers in Washington right now include Satori Mortgage, Washington Trust Bank, and Paramount Residential Mortgage, based on current listings on Migrate Mate as of September 2026. Washington's mix of large regional banks, credit unions, and independent mortgage companies means openings appear across both the Puget Sound metro and eastern Washington markets.
Which Washington cities have the most loan officer jobs?
Seattle, Vancouver, and Spokane have the most loan officer openings in Washington. Seattle and Bellevue lead because of the region's high home values and concentration of corporate headquarters that drive both residential and commercial lending volume, while Spokane supports a steady market as the economic hub for eastern Washington and its surrounding communities.
Are there remote loan officer jobs in Washington?
Yes, though they are less common than in purely desk-based fields, since loan officers often need to meet with clients and referral partners in person. About 59% of loan officer openings tied to Washington are remote or hybrid as of September 2026, reflecting how the role blends client-facing work with back-office processing. The processing and underwriting coordination portions of the role are most likely to be performed remotely.
How can I get hired as a loan officer in Washington with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role, which large Washington lenders like Banner Bank, BECU, and Washington Federal use to develop junior talent before promoting into origination. Completing your NMLS pre-licensure education and obtaining your Washington Mortgage Loan Originator license before applying gives candidates a clear edge. Experience in customer service, retail banking, or financial advising at Washington credit unions is also a recognized stepping stone into loan origination positions.
Where can I find and apply to loan officer jobs in Washington?
You can find and apply to loan officer jobs in Washington on Migrate Mate, which lists current openings tied to the state. Search the available roles, find the ones that fit your experience and preferred location, and apply directly to the employer.
See All 92 Loan Officer Jobs in Washington
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