Loan Officer Jobs in Florida
Loan officer jobs in Florida are among the most active in the country, concentrated in mortgage lending, consumer banking, and commercial real estate finance, with openings at every level from entry-level processors stepping into origination to senior commercial lending specialists. The heaviest hiring is in Miami, Tampa, and Orlando, where institutions like Wells Fargo, Bank of America, and Truist maintain large retail and commercial lending operations. Mortgage origination, home equity lending, and SBA loan programs are the specialties in greatest demand across the state. Find a role that fits below and apply directly.
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Showing 5 of 93+ Loan Officer jobs
Kickstart your career in Sales and in the Mortgage Industry at our NEW BRICKELL, MIAMI OFFICE! NO EXPERIENCE REQUIRED. Learn to become a Mortgage Banker with Unlimited Earning Potential. Sales Training Provided from Industry Experts. Looking for hungry individuals ready to work hard to make life-changing money.
Welcome to Lending Force, a brokerage ranked within the Top 25 with the #1 Wholesale lender, United Wholesale Mortgage, in the nation!
We are looking for Entry Level Sales to join our team in our Miami, FL office. If you’re ready to join a company that values your hustle, provides you with leads, and offers endless earning opportunities, read on!
What You'll Do
- Engage with clients to understand their financial dreams and aspirations. Provide them with tailored mortgage solutions that fit their unique needs.
- Guide clients through the mortgage application maze, ensuring every "i" is dotted and every "t" is crossed. Collect and verify essential financial documents like a pro.
- Team up with underwriters and processors to make the loan approval process swift and smooth. Keep clients updated every step of the way and celebrate every milestone.
- Build and maintain relationships with clients and become their go-to person for all questions and concerns. Deliver exceptional service that leaves clients feeling confident and excited about their journey.
- Perform credit checks and ensure accuracy through income verification.
- Collaborate with clients to negotiate loan terms and conditions that meet their needs.
- Stay ahead of mortgage regulations and ensure all applications meet federal, state, and company standards.
- Stay sharp on market trends, interest rates, and competitor products. Use your insights to offer clients the best and most competitive mortgage solutions.
- Maintain accurate records of all transactions and communications in compliance with company policies.
What You Will Learn
- In-depth understanding of mortgage products, loan origination, and underwriting processes preferred.
- Knowledge of federal and state mortgage regulations.
- Excellent communication, interpersonal, and customer service skills.
- Ability to work independently and thrive in a high-energy team environment.
- Sharp analytical and problem-solving skills.
- Proficiency in mortgage software, Salesforce, and Microsoft Office Suite.
- Valid Mortgage Loan Originator (MLO) license through the Nationwide Multistate Licensing System (NMLS) is a must.
- Knowledge of FNMA guidelines and Fair Housing regulations is highly desirable.
- Exceptional analytical skills to conduct thorough credit analysis and evaluate risk effectively.
Why You'll Love Working with Us
- Earning Potential: Opportunity to earn up to six figures a year, where your hard work directly drives your financial success.
- Health, Dental, and Vision Coverage: Enjoy comprehensive health benefits to keep you and your family happy and healthy.
- 401k Matching Program: We match your contribution at 4% to help you secure your financial future.
- Fun, Collaborative Culture: Join a vibrant team where collaboration and a positive atmosphere thrive.
- Room for Growth: We're committed to your professional development with plenty of opportunities for advancement.
- Generous Time Off: Enjoy time off annually relax and recharge.
- Abundant Quality Leads: Leads that are top rated within the broker industry, no need to bring your own! Along with in-house telemarketers who provide you with opportunities to increase your pipeline daily.
- Flexible Loan Options: Various loan options provided for your clientele, so you are always able to expand your business; we can accept eligible borrowers with credit scores as low as 500.
- Dedicated Processing Team: Seasoned in-house Processors with previous Underwriting experience to help push your loans quicker and smoother.
Ready to embark on this exciting journey with us? Apply now at or reach out to us directly via email: careers@lendingfrc.com. Let's make mortgage magic happen!
Equal Opportunity Employer
Lending Force, LLC is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.
We will make reasonable accommodations to enable individuals with disabilities to perform essential job functions in accordance with the Americans with Disabilities Act (ADA) and state laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at careers@lendingfrc.com.
Job Type: Full-time
Pay: $80,000.00 - $400,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Work Location: In person
Kickstart your career in Sales and in the Mortgage Industry at our NEW BRICKELL, MIAMI OFFICE! NO EXPERIENCE REQUIRED. Learn to become a Mortgage Banker with Unlimited Earning Potential. Sales Training Provided from Industry Experts. Looking for hungry individuals ready to work hard to make life-changing money.
Welcome to Lending Force, a brokerage ranked within the Top 25 with the #1 Wholesale lender, United Wholesale Mortgage, in the nation!
We are looking for Entry Level Sales to join our team in our Miami, FL office. If you’re ready to join a company that values your hustle, provides you with leads, and offers endless earning opportunities, read on!
What You'll Do
- Engage with clients to understand their financial dreams and aspirations. Provide them with tailored mortgage solutions that fit their unique needs.
- Guide clients through the mortgage application maze, ensuring every "i" is dotted and every "t" is crossed. Collect and verify essential financial documents like a pro.
- Team up with underwriters and processors to make the loan approval process swift and smooth. Keep clients updated every step of the way and celebrate every milestone.
- Build and maintain relationships with clients and become their go-to person for all questions and concerns. Deliver exceptional service that leaves clients feeling confident and excited about their journey.
- Perform credit checks and ensure accuracy through income verification.
- Collaborate with clients to negotiate loan terms and conditions that meet their needs.
- Stay ahead of mortgage regulations and ensure all applications meet federal, state, and company standards.
- Stay sharp on market trends, interest rates, and competitor products. Use your insights to offer clients the best and most competitive mortgage solutions.
- Maintain accurate records of all transactions and communications in compliance with company policies.
What You Will Learn
- In-depth understanding of mortgage products, loan origination, and underwriting processes preferred.
- Knowledge of federal and state mortgage regulations.
- Excellent communication, interpersonal, and customer service skills.
- Ability to work independently and thrive in a high-energy team environment.
- Sharp analytical and problem-solving skills.
- Proficiency in mortgage software, Salesforce, and Microsoft Office Suite.
- Valid Mortgage Loan Originator (MLO) license through the Nationwide Multistate Licensing System (NMLS) is a must.
- Knowledge of FNMA guidelines and Fair Housing regulations is highly desirable.
- Exceptional analytical skills to conduct thorough credit analysis and evaluate risk effectively.
Why You'll Love Working with Us
- Earning Potential: Opportunity to earn up to six figures a year, where your hard work directly drives your financial success.
- Health, Dental, and Vision Coverage: Enjoy comprehensive health benefits to keep you and your family happy and healthy.
- 401k Matching Program: We match your contribution at 4% to help you secure your financial future.
- Fun, Collaborative Culture: Join a vibrant team where collaboration and a positive atmosphere thrive.
- Room for Growth: We're committed to your professional development with plenty of opportunities for advancement.
- Generous Time Off: Enjoy time off annually relax and recharge.
- Abundant Quality Leads: Leads that are top rated within the broker industry, no need to bring your own! Along with in-house telemarketers who provide you with opportunities to increase your pipeline daily.
- Flexible Loan Options: Various loan options provided for your clientele, so you are always able to expand your business; we can accept eligible borrowers with credit scores as low as 500.
- Dedicated Processing Team: Seasoned in-house Processors with previous Underwriting experience to help push your loans quicker and smoother.
Ready to embark on this exciting journey with us? Apply now at or reach out to us directly via email: careers@lendingfrc.com. Let's make mortgage magic happen!
Equal Opportunity Employer
Lending Force, LLC is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.
We will make reasonable accommodations to enable individuals with disabilities to perform essential job functions in accordance with the Americans with Disabilities Act (ADA) and state laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team at careers@lendingfrc.com.
Job Type: Full-time
Pay: $80,000.00 - $400,000.00 per year
Benefits:
- Dental insurance
- Health insurance
- Paid time off
Work Location: In person
See All 93 Loan Officer Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
Find Loan Officer JobsLoan Officer Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Loan Officer Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
- Leadling14
- Kind Lending7
- Paramount Residential Mortgage7
- Tag Lending Group6
- Centennial Bank5
Top Industries Hiring
- Banking & Financial Services
- Construction & Real Estate
- Consulting & Professional Services
What Florida Employers Look For
The qualifications that appear most often in loan officer jobs across Florida.
- Active NMLS license and Florida mortgage loan originator registration or MLO sponsorship
- Bachelor's degree in finance, business, or a closely related field
- Demonstrated experience originating conventional, FHA, or VA mortgage loans
- Proficiency with loan origination software such as Encompass or Calyx
- Strong knowledge of federal and Florida state lending regulations including RESPA and TILA
- Proven ability to build referral networks with Florida real estate agents and builders
Loan Officer Jobs in Florida: Frequently Asked Questions
How do you become a loan officer in Florida?
Mortgage loan officers in Florida must obtain an NMLS license through the Office of Financial Regulation, which requires completing pre-licensure education, passing the SAFE Mortgage Loan Originator Test, and securing sponsorship from a licensed lender. Commercial and consumer bank loan officers working at federally regulated institutions must register with NMLS but are not required to hold a state mortgage license. A bachelor's degree in finance or business is the standard educational baseline employers expect.
How much do loan officers make in Florida?
Loan officers in Florida earn a median of about $71,090 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $33,180 for the lowest 10% to over $133,070 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Florida?
Employers hiring loan officers in Florida right now include Leadling, Kind Lending, and Paramount Residential Mortgage, based on current listings on Migrate Mate as of September 2026. Florida's large retiree population, high real estate transaction volume, and active SBA lending environment make the state a consistent source of demand for origination and commercial lending roles across both national banks and regional mortgage companies.
Which Florida cities have the most loan officer jobs?
Tampa, Orlando, and Miami have the most loan officer openings in Florida. Miami's international real estate market and large commercial banking sector drive demand there, while Tampa and Orlando generate high mortgage origination volume from residential growth, relocation activity, and the large retail banking footprints that major national lenders maintain in both metro areas.
Are there remote loan officer jobs in Florida?
Yes, and more than many financial roles, since a significant portion of the loan origination and underwriting process can be handled digitally. About 65% of loan officer openings tied to Florida are remote or hybrid as of September 2026, though client-facing origination roles still tend to favor in-person or hybrid arrangements. Underwriting review, loan processing support, and inside sales origination positions are the most consistently remote-eligible within the field.
How can I get hired as a loan officer in Florida with little or no experience?
Starting as a loan officer assistant or mortgage processor is the most realistic entry point, since both roles are regularly filled without prior origination experience and give you direct exposure to the pipeline and compliance work lenders require. Large Florida retail banks and credit unions like Suncoast Credit Union and Florida Credit Union hire processor trainees and junior loan officer associates. Completing your NMLS pre-licensure education before applying signals commitment and removes one barrier employers commonly raise against candidates without a book of business.
Where can I find and apply to loan officer jobs in Florida?
You can find and apply to loan officer jobs in Florida on Migrate Mate, which lists current openings from Florida employers across mortgage, commercial, and consumer lending. Find the roles that fit your experience level and specialty, then apply directly to the positions that match.
See All 93 Loan Officer Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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