Loan Officer Jobs in Arizona
Loan officer jobs in Arizona are active across retail banking, credit unions, and mortgage lending, with openings at every level from entry-level processor roles through senior and branch-level positions. Phoenix and Scottsdale anchor the bulk of hiring, with Tucson also generating steady demand, and established names like Wells Fargo, JPMorgan Chase, and Desert Financial Credit Union maintain consistent Arizona presence. The most in-demand specialties are residential mortgage origination, commercial real estate lending, and home equity products. Find a role that fits below and apply directly.
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INTRODUCTION
CrossCountry Mortgage, LLC is seeking experienced, motivated Mortgage Loan Officers to join our growing team in the Phoenix/Chandler market.
ABOUT THE JOB
Founded in 2003, CrossCountry Mortgage (CCM) has grown into America’s #1 Retail Mortgage Lender, helping borrowers across the country achieve their homeownership goals through a wide range of innovative mortgage solutions. With more than 7,000 professionals nationwide, CCM combines the resources and technology of a national lender with the entrepreneurial mindset and personal relationships of a local team. Our culture is built around collaboration, performance, recognition, and giving back to the communities we serve.
THE OPPORTUNITY
This is a full-time, on-site Mortgage Loan Officer position based in Chandler, Arizona, designed for mortgage professionals who want to grow their production, expand their referral network, and build a long-term career with one of the nation's leading retail mortgage lenders. Sign-on bonuses are available for qualified candidates and may vary based on experience, production history, and other applicable qualifications.
YOUR ROLE AND RESPONSIBILITIES
- Originate residential mortgage loans from application through closing
- Consult with borrowers to understand their financial and homeownership goals
- Educate clients on available mortgage products and financing options
- Develop and maintain relationships with Realtors, builders, financial professionals, and other referral partners
- Build and manage a strong pipeline of purchase and refinance opportunities
- Collect and review borrower documentation and prepare accurate loan files
- Collaborate with processing, underwriting, closing, and operations teams
- Maintain consistent communication with borrowers and referral partners throughout the transaction
- Ensure all loans meet company, investor, state, and federal compliance requirements
- Stay informed on mortgage products, market conditions, interest-rate trends, and industry developments
- Consistently work toward individual production and business-development goals
BASIC QUALIFICATIONS
- Previous experience as a Mortgage Loan Officer, Mortgage Loan Originator, or similar mortgage sales professional
- Demonstrated ability to originate residential mortgage loans and develop referral relationships
- Strong understanding of mortgage products, guidelines, lending regulations, and the overall mortgage process
- Active NMLS license
- Excellent communication, relationship-building, and customer-service skills
- Self-motivated, competitive, and goal-oriented mindset
- Ability to develop new business while maintaining existing client and referral relationships
- Strong organizational skills and attention to detail
- Comfortable working within loan origination systems and related mortgage technology
- Ability to work on-site and collaborate with our team in the Phoenix/Chandler area
- High school diploma required; bachelor's degree in business, finance, or a related field preferred
WHY CROSSCOUNTRY MORTGAGE?
Joining CCM means gaining access to the resources of a nationwide mortgage organization while maintaining the ability to build your own business and local relationships. We are looking for Loan Officers who want more than their next position — we're looking for professionals who want an opportunity to grow their production, strengthen their personal brand, expand their referral network, and build something long term. Experienced Loan Officers may qualify for a sign-on bonus based on experience and production. If you're ready to explore what your mortgage career could look like with CrossCountry Mortgage, we'd like to hear from you.
CrossCountry Mortgage, LLC | NMLS #3029 | Equal Housing Opportunity
INTRODUCTION
CrossCountry Mortgage, LLC is seeking experienced, motivated Mortgage Loan Officers to join our growing team in the Phoenix/Chandler market.
ABOUT THE JOB
Founded in 2003, CrossCountry Mortgage (CCM) has grown into America’s #1 Retail Mortgage Lender, helping borrowers across the country achieve their homeownership goals through a wide range of innovative mortgage solutions. With more than 7,000 professionals nationwide, CCM combines the resources and technology of a national lender with the entrepreneurial mindset and personal relationships of a local team. Our culture is built around collaboration, performance, recognition, and giving back to the communities we serve.
THE OPPORTUNITY
This is a full-time, on-site Mortgage Loan Officer position based in Chandler, Arizona, designed for mortgage professionals who want to grow their production, expand their referral network, and build a long-term career with one of the nation's leading retail mortgage lenders. Sign-on bonuses are available for qualified candidates and may vary based on experience, production history, and other applicable qualifications.
YOUR ROLE AND RESPONSIBILITIES
- Originate residential mortgage loans from application through closing
- Consult with borrowers to understand their financial and homeownership goals
- Educate clients on available mortgage products and financing options
- Develop and maintain relationships with Realtors, builders, financial professionals, and other referral partners
- Build and manage a strong pipeline of purchase and refinance opportunities
- Collect and review borrower documentation and prepare accurate loan files
- Collaborate with processing, underwriting, closing, and operations teams
- Maintain consistent communication with borrowers and referral partners throughout the transaction
- Ensure all loans meet company, investor, state, and federal compliance requirements
- Stay informed on mortgage products, market conditions, interest-rate trends, and industry developments
- Consistently work toward individual production and business-development goals
BASIC QUALIFICATIONS
- Previous experience as a Mortgage Loan Officer, Mortgage Loan Originator, or similar mortgage sales professional
- Demonstrated ability to originate residential mortgage loans and develop referral relationships
- Strong understanding of mortgage products, guidelines, lending regulations, and the overall mortgage process
- Active NMLS license
- Excellent communication, relationship-building, and customer-service skills
- Self-motivated, competitive, and goal-oriented mindset
- Ability to develop new business while maintaining existing client and referral relationships
- Strong organizational skills and attention to detail
- Comfortable working within loan origination systems and related mortgage technology
- Ability to work on-site and collaborate with our team in the Phoenix/Chandler area
- High school diploma required; bachelor's degree in business, finance, or a related field preferred
WHY CROSSCOUNTRY MORTGAGE?
Joining CCM means gaining access to the resources of a nationwide mortgage organization while maintaining the ability to build your own business and local relationships. We are looking for Loan Officers who want more than their next position — we're looking for professionals who want an opportunity to grow their production, strengthen their personal brand, expand their referral network, and build something long term. Experienced Loan Officers may qualify for a sign-on bonus based on experience and production. If you're ready to explore what your mortgage career could look like with CrossCountry Mortgage, we'd like to hear from you.
CrossCountry Mortgage, LLC | NMLS #3029 | Equal Housing Opportunity
See All 55 Loan Officer Jobs in Arizona
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Where Arizona roles are concentrated, by current openings.
Loan Officer Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
Top Industries Hiring
- Banking & Financial Services
- Construction & Real Estate
What Arizona Employers Look For
The qualifications that appear most often in loan officer jobs across Arizona.
- Active NMLS registration and a valid Arizona Mortgage Loan Originator license through the AZDIFI
- Bachelor's degree in finance, business, or a closely related field preferred by most employers
- Demonstrated experience reviewing loan applications and analyzing borrower creditworthiness
- Proficiency with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal regulations including TRID, RESPA, and Fair Lending requirements
- Proven ability to build referral networks with real estate agents and financial advisors
Loan Officer Jobs in Arizona: Frequently Asked Questions
How do you become a loan officer in Arizona?
To become a mortgage loan officer in Arizona, you must obtain an Arizona Mortgage Loan Originator license through the Arizona Department of Insurance and Financial Institutions. The path requires completing pre-licensure education, passing the SAFE Mortgage Loan Originator test, and registering through the Nationwide Multistate Licensing System. Commercial and consumer loan officers at banks are not required to hold this license but typically need a finance-related degree and on-the-job training.
How much do loan officers make in Arizona?
Loan officers in Arizona earn a median of about $62,160 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $35,960 for the lowest 10% to over $133,890 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Arizona?
Employers hiring loan officers in Arizona right now include CrossCountry Mortgage, Leadling, and Arizona Financial Credit Union, based on current listings on Migrate Mate as of September 2026. Arizona's strong residential real estate market and large credit union sector mean both national banks and locally rooted financial institutions post openings throughout the year.
Which Arizona cities have the most loan officer jobs?
Phoenix, Scottsdale, and Chandler have the most loan officer openings in Arizona. Phoenix's size and rapid population growth drive the largest share of mortgage and consumer lending activity, while Scottsdale's concentration of high-value real estate and Tucson's anchoring institutions such as credit unions and community banks sustain steady demand in those markets.
Are there remote loan officer jobs in Arizona?
Yes, and more than many client-facing roles, because loan origination and underwriting work is largely document-driven and phone-based. About 46% of loan officer openings tied to Arizona are remote or hybrid as of September 2026, reflecting how well the role translates to distributed work. Mortgage origination and consumer lending are the specialties most commonly offered with remote flexibility.
How can I get hired as a loan officer in Arizona with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role, which Arizona's large retail banks and credit unions such as Desert Financial and Arizona Federal Credit Union hire for without requiring prior origination experience. From there, internal promotion to a full originator position is common. Completing your NMLS pre-licensure coursework and passing the SAFE exam before applying signals readiness to Arizona employers and puts you ahead of candidates who have not yet started the licensing process.
Where can I find and apply to loan officer jobs in Arizona?
You can find and apply to loan officer jobs in Arizona on Migrate Mate, which lists current Arizona openings from banks, credit unions, and mortgage lenders. Find roles that fit your experience and specialty, then apply directly to the employers posting them.
See All 55 Loan Officer Jobs in Arizona
Find roles in Arizona that match your experience and apply in just a few clicks.
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