Loan Officer Jobs in Michigan
Loan Officer jobs in Michigan are active across mortgage lending, consumer banking, and commercial credit, with openings from entry-level positions through senior and branch management roles. Detroit, Grand Rapids, and Lansing are the largest hiring markets, anchored by employers like United Wholesale Mortgage, Flagstar Bank, and Huntington National Bank. The most consistent demand is in residential mortgage origination, commercial real estate lending, and home equity products. Find a role that fits below and apply directly.
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MORTGAGE LOAN OFFICER/ LOAN OFFICER ASSISTANT | $75K-$350K+ EARNING
WHOLESALE MORTGAGE USA
ARE YOU A LOAN OFFICER / LOAN OFFICER ASSISTANT READY TO EARN MORE?
THINK BIGGER.
Wholesale Mortgage USA is growing, and we're looking for motivated Mortgage Loan Officers/Loan Officer Assistants who want more!
$75,000-$350,000+ ANNUAL EARNING POTENTIAL
If you're already producing loans but feel like you're working too hard for too little, it may be time to see what another opportunity looks like.
WHY WHOLESALE MORTGAGE USA?
- Competitive compensation structure
- Uncapped earning potential
- Access to wholesale mortgage options
- Professional and supportive team
- Leadership focused on helping you grow production and close loans
- Long-term growth opportunities
We're looking for motivated, competitive Loan Officers/Loan Officer Assistants who know how to generate and develop new business, build Realtor and referral relationships, originate residential mortgage loans, maintain a strong pipeline, deliver excellent borrower service, communicate from application through closing, and consistently follow up and CLOSE.
Better opportunities, stronger growth potential, and a company that recognizes what you bring to the table.
THINK BIGGER.
If you have the drive, relationships, and ability to produce, your income shouldn't have an artificial ceiling. Join a growing mortgage company that's looking for people who want to build something bigger.
APPLY TODAY TO START A CONFIDENTIAL CONVERSATION WITH WHOLESALE MORTGAGE USA.
POSITION DETAILS
Job Type: Full-time
Compensation: Commission / production-based
Estimated Earning Potential: $75,000-$350,000+ per year
Licensing: Active NMLS and applicable state licensing required for originating activities.
Loan Officer Assistants are not required to be licensed for administrative or support-based responsibilities. However, NMLS registration or licensing may be required depending on the specific duties performed.
Actual earnings vary based on individual production, loan volume, compensation structure, and performance.
Pay: $75,000.00 - $350,000.00 per year
Benefits:
- Professional development assistance
- Referral program
Work Location: In person
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Find Loan Officer JobsLoan Officer Jobs by City in Michigan
Where Michigan roles are concentrated, by current openings.
Loan Officer Job Market in Michigan
A snapshot from current Michigan openings, updated as new roles post.
Who's Hiring
- Primary Residential Mortgage34
- DFCU Financial5
- Leadling3
- ChoiceOne Bank3
- Mortgage One Funding3
Top Industries Hiring
- Construction & Real Estate
What Michigan Employers Look For
The qualifications that appear most often in loan officer jobs across Michigan.
- Active NMLS registration and Michigan state mortgage loan originator license where required
- Experience originating conventional, FHA, or VA loan products for residential borrowers
- Proficiency with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal lending regulations including TILA, RESPA, and HMDA
- Demonstrated ability to build referral networks with realtors and financial advisors
- Bachelor's degree in finance, business, or a related field preferred by most Michigan lenders
Loan Officer Jobs in Michigan: Frequently Asked Questions
How do you become a loan officer in Michigan?
Mortgage loan officers in Michigan must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, administered at the state level by the Michigan Department of Insurance and Financial Services. Candidates complete pre-licensing education, pass the SAFE MLO Test, and submit an application through NMLS. A bachelor's degree in finance or business strengthens most applications. Loan officers working at federally chartered banks follow a registration path rather than a state license.
How much do loan officers make in Michigan?
Loan officers in Michigan earn a median of about $74,470 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $36,830 for the lowest 10% to over $135,700 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Michigan?
Employers hiring loan officers in Michigan right now include Primary Residential Mortgage, DFCU Financial, and Leadling, based on current listings on Migrate Mate as of November 2026. Michigan's concentration of large mortgage servicers, regional banks, and credit unions means steady demand across both retail branch and direct-to-consumer channels.
Which Michigan cities have the most loan officer jobs?
Troy, Detroit, and Ann Arbor have the most loan officer openings in Michigan. Detroit leads because of its dense concentration of mortgage servicers and regional bank headquarters, while Grand Rapids reflects strong residential purchase activity in West Michigan, and Lansing draws volume from state government employees and mid-Michigan credit unions seeking home financing.
Are there remote loan officer jobs in Michigan?
Yes, and more than many financial roles. About 37% of loan officer openings tied to Michigan are remote or hybrid as of November 2026, reflecting that much of the origination and underwriting process happens digitally. Phone-based and direct lending channels, particularly consumer and mortgage call center roles, offer the strongest remote options, while branch-based positions typically require in-person presence.
How can I get hired as a loan officer in Michigan with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role, which major Michigan lenders like United Wholesale Mortgage and Flagstar Bank use as a pipeline into originator positions. Credit unions across the state, including DFCU Financial and Michigan State University Federal Credit Union, hire entry-level member service and lending associates who transition into loan officer roles. Starting the NMLS pre-licensing process early and obtaining your Mortgage Loan Originator license before applying demonstrates commitment and accelerates the hiring timeline.
Where can I find and apply to loan officer jobs in Michigan?
You can find and apply to loan officer jobs in Michigan on Migrate Mate, which lists current openings from lenders, banks, and credit unions across the state. Search the listings for roles that match your experience level and preferred specialty, then apply directly to the positions that fit.
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