Loan Officer Jobs in Michigan
Loan Officer jobs in Michigan are active across mortgage lending, consumer banking, and commercial credit, with openings from entry-level positions through senior and branch management roles. Detroit, Grand Rapids, and Lansing are the largest hiring markets, anchored by employers like United Wholesale Mortgage, Flagstar Bank, and Huntington National Bank. The most consistent demand is in residential mortgage origination, commercial real estate lending, and home equity products. Find a role that fits below and apply directly.
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About Us:
Since 2022 Innovation Mortgage has been committed to reshaping the future of home financing by building a team driven by growth, teamwork, and shared success. Based in Farmington Hills, Michigan, we're a fast-growing mortgage brokerage that values innovation, creativity, and a fun work environment where everyone can thrive. We understand that our people are the key to our success. That's why we're dedicated to providing a supportive, team-oriented culture where you can grow your career, learn from experienced professionals, and make an impact. Whether you're just starting out or have years of experience, we offer hands-on training, leadership support, and a work environment designed to help you succeed. With plenty of opportunities for career advancement, a competitive compensation plan, and a workspace that's both modern and positive, this is a place where your career can grow. Ready to join a team that's as driven as you are? Let's make your career as innovative as the work we do!
What You'll Be Doing:
- Engage through clients: Use the provided leads to connect with potential clients and guide them to secure the best mortgage solutions for their needs.
- Guide through the loan process: Walk clients through each step of the mortgage process, ensuring a smooth experience from application to closing.
- Offer expert advice: Provide personalized recommendations to clients based on their unique financial situation.
- Team Collaboration: Work closely with other loan officers and support staff to ensure the process runs smoothly and clients receive the best service.
What We Offer:
- Leads provided: We'll provide you with the leads you need to succeed, so you can focus on converting them into clients.
- Training and development: Whether you're new to the industry or have some experience, we'll support your growth with hands-on training and ongoing development opportunities.
- Competitive commission structure: We reward your hard work and offer incentives to help you achieve your goals.
- Team environment: Collaborate with a supportive and experienced team that's committed to your success.
- Inviting office culture: Work in a modern, vibrant office with hangout spaces, a ping pong table, and a pet-friendly atmosphere!
What We're Looking For:
- Active Mortgage License: You must have at least one active mortgage license.
- Experience: Whether you're newly licensed or have some experience, we want someone who's eager to grow and succeed.
- Client-focused: You know how to build relationships, listen to clients' needs, and guide them through the mortgage process with ease.
- Self-driven: Your goal-oriented and motivated to succeed both independently and as part of a team.
- Collaborative: You thrive in a team-oriented environment where everyone works together to help clients and achieve success.
- On-site Availability: This is an on-site role at our Farmington Hills, MI office.
Why You'll Love Working Here:
- A supportive, inclusive office culture that encourages both professional growth and personal well-being.
- The opportunity to work with pre-qualified leads, so you can focus on converting leads into clients.
- A team that provides ongoing training and mentorship to help you grow your career.
See All 75 Loan Officer Jobs in Michigan
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Find Loan Officer JobsLoan Officer Jobs by City in Michigan
Where Michigan roles are concentrated, by current openings.
Loan Officer Job Market in Michigan
A snapshot from current Michigan openings, updated as new roles post.
Who's Hiring



Top Industries Hiring
- Construction & Real Estate
- Banking & Financial Services
What Michigan Employers Look For
The qualifications that appear most often in loan officer jobs across Michigan.
- Active NMLS registration and Michigan state mortgage loan originator license where required
- Experience originating conventional, FHA, or VA loan products for residential borrowers
- Proficiency with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal lending regulations including TILA, RESPA, and HMDA
- Demonstrated ability to build referral networks with realtors and financial advisors
- Bachelor's degree in finance, business, or a related field preferred by most Michigan lenders
Loan Officer Jobs in Michigan: Frequently Asked Questions
How do you become a loan officer in Michigan?
Mortgage loan officers in Michigan must obtain a Mortgage Loan Originator license through the Nationwide Multistate Licensing System, administered at the state level by the Michigan Department of Insurance and Financial Services. Candidates complete pre-licensing education, pass the SAFE MLO Test, and submit an application through NMLS. A bachelor's degree in finance or business strengthens most applications. Loan officers working at federally chartered banks follow a registration path rather than a state license.
How much do loan officers make in Michigan?
Loan officers in Michigan earn a median of about $74,470 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $36,830 for the lowest 10% to over $135,700 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Michigan?
Employers hiring loan officers in Michigan right now include Leadling, Mercantile Bank, and Michigan First Credit Union, based on current listings on Migrate Mate as of September 2026. Michigan's concentration of large mortgage servicers, regional banks, and credit unions means steady demand across both retail branch and direct-to-consumer channels.
Which Michigan cities have the most loan officer jobs?
Troy, Grand Rapids, and Michigan have the most loan officer openings in Michigan. Detroit leads because of its dense concentration of mortgage servicers and regional bank headquarters, while Grand Rapids reflects strong residential purchase activity in West Michigan, and Lansing draws volume from state government employees and mid-Michigan credit unions seeking home financing.
Are there remote loan officer jobs in Michigan?
Yes, and more than many financial roles. About 23% of loan officer openings tied to Michigan are remote or hybrid as of September 2026, reflecting that much of the origination and underwriting process happens digitally. Phone-based and direct lending channels, particularly consumer and mortgage call center roles, offer the strongest remote options, while branch-based positions typically require in-person presence.
How can I get hired as a loan officer in Michigan with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role, which major Michigan lenders like United Wholesale Mortgage and Flagstar Bank use as a pipeline into originator positions. Credit unions across the state, including DFCU Financial and Michigan State University Federal Credit Union, hire entry-level member service and lending associates who transition into loan officer roles. Starting the NMLS pre-licensing process early and obtaining your Mortgage Loan Originator license before applying demonstrates commitment and accelerates the hiring timeline.
Where can I find and apply to loan officer jobs in Michigan?
You can find and apply to loan officer jobs in Michigan on Migrate Mate, which lists current openings from lenders, banks, and credit unions across the state. Search the listings for roles that match your experience level and preferred specialty, then apply directly to the positions that fit.
See All 75 Loan Officer Jobs in Michigan
Find roles in Michigan that match your experience and apply in just a few clicks.
Find Loan Officer Jobs