Loan Officer Jobs in New Jersey
Loan officer jobs in New Jersey draw consistent demand across mortgage lending, consumer banking, and commercial credit, with openings ranging from entry-level loan processor roles through senior relationship managers and branch lending officers. The busiest hiring markets are Newark, Jersey City, and Cherry Hill, where institutions like Wells Fargo, TD Bank, and Investors Bank maintain substantial lending operations. Residential mortgage and commercial real estate lending are the most in-demand specialties, reflecting New Jersey's dense housing market and its role as a financial services corridor adjacent to New York City. Find a role that fits below and apply directly.
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Job Description
At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally headquartered bank and wealth management company in the region and are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service® is more than part of our name, it’s our mission and our purpose.
The CRA Mortgage Loan Officer will establish and maintain relationships with community based organizations, Realtors, and governmental agencies which result in lending opportunities for the bank to ensure full compliance with the Community Reinvestment Act.
Job Responsibilities:
- Sell and originate residential mortgage loans to a predetermined sales goal focused in CRA assessment area needs.
- Identify and meet with prospects, explain various mortgage products available, determine best alternatives together with prospects and finalize sales.
- Work with community based organizations and municipalities to collect and submit subordinate financing (down payment assistance programs) for consideration in originating mortgages to low-moderated income borrowers.
Minimum Qualifications:
- Bachelor’s degree or equivalent work experience is required.
- Minimum one year of experience marketing and originating CRA mortgage loans and loan products is required.
- Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry).
- Must have effective proven effective sales skills.
- Must have excellent time management skills.
- Must be self-motivated and ability to work with minimal to no supervision.
- Must be willing and able to travel to assigned branch locations, customers' homes and businesses, and perform presentations when requested.
- Must have excellent written and oral communication skills.
- Must have superior customer service skills.
- Must have proficiency using Microsoft applications such as Word, Outlook, and Excel.
- Proficiency with industry standard Mortgage origination software programs is strongly preferred.
WSFS Bank will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work visa sponsorship from WSFS Bank now or in the future in order to retain their authorization to work in the United States.
Salary Range:
$60,000 - $60,000In addition to a base salary, this role is eligible to earn commissions based upon individual production.
Individual base pay may vary on additional factors such as the candidate’s experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.
In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate’s location and employment status. For more information about Associate benefits, please visit https://www.wsfsbank.com/about/careers/
WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at careers@wsfsbank.com.
WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
See All 61 Loan Officer Jobs in New Jersey
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Find Loan Officer JobsLoan Officer Jobs by City in New Jersey
Where New Jersey roles are concentrated, by current openings.
Loan Officer Job Market in New Jersey
A snapshot from current New Jersey openings, updated as new roles post.
Who's Hiring
- Primary Residential Mortgage27

- Tag Lending Group8

- Leadling4

- CrossCountry Mortgage4

- Paramount Residential Mortgage4

Top Industries Hiring
- Banking & Financial Services
What New Jersey Employers Look For
The qualifications that appear most often in loan officer jobs across New Jersey.
- Active NMLS registration and New Jersey mortgage loan originator license where required
- Bachelor's degree in finance, business, economics, or a closely related field
- Demonstrated experience evaluating loan applications and assessing borrower creditworthiness
- Proficiency with loan origination software such as Encompass or Calyx Point
- Working knowledge of federal lending regulations including TRID, RESPA, and HMDA
- Strong client relationship skills with the ability to manage a referral-based pipeline
Loan Officer Jobs in New Jersey: Frequently Asked Questions
How do you become a loan officer in New Jersey?
Loan officers originating residential mortgages in New Jersey must register with the Nationwide Multistate Licensing System and obtain a New Jersey mortgage loan originator license through the Department of Banking and Insurance, which requires completing pre-licensing education, passing the SAFE MLO exam, and a background check. Commercial and consumer lenders at banks are typically exempt from state licensing but need a bachelor's degree in finance or a related field and employer-sponsored training before working independently.
How much do loan officers make in New Jersey?
Loan officers in New Jersey earn a median of about $92,920 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $50,490 for the lowest 10% to over $169,280 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in New Jersey?
Employers hiring loan officers in New Jersey right now include Primary Residential Mortgage, Tag Lending Group, and Leadling, based on current listings on Migrate Mate as of November 2026. New Jersey's dense mix of community banks, credit unions, and regional mortgage companies means openings are spread across both large national lenders and locally headquartered institutions serving the state's high-turnover residential real estate market.
Which New Jersey cities have the most loan officer jobs?
Newark, Edison, and Trenton have the most loan officer openings in New Jersey. Newark and Jersey City concentrate demand because of their proximity to New York City's financial sector and the volume of urban real estate activity, while Cherry Hill anchors South Jersey's mortgage market and hosts regional offices for several national lenders serving the Philadelphia metropolitan area.
Are there remote loan officer jobs in New Jersey?
Yes, and more than most client-facing finance roles, since much of the loan review and origination process can be handled digitally. About 80% of loan officer openings tied to New Jersey are remote or hybrid as of November 2026, reflecting continued demand for digital mortgage workflows. Pipeline management, underwriting support, and loan processing work are the most commonly offered in remote or hybrid arrangements.
How can I get hired as a loan officer in New Jersey with little or no experience?
The most realistic entry path is starting as a loan processor or loan officer assistant at a New Jersey community bank or credit union, where you learn underwriting and compliance under a licensed originator before handling your own applications. Larger institutions like TD Bank and Investors Bank run structured associate or teller-to-lending programs that move motivated candidates into originator roles. Completing your NMLS pre-licensing education before applying gives you a clear edge over candidates who haven't started the credentialing process.
Where can I find and apply to loan officer jobs in New Jersey?
You can find and apply to loan officer jobs in New Jersey on Migrate Mate, which lists current openings from employers hiring across the state. Find roles that fit your experience and specialty and apply directly to the ones that match.
See All 61 Loan Officer Jobs in New Jersey
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