Loan Officer Jobs in Tennessee
Loan officer jobs in Tennessee are consistently active, with demand concentrated in mortgage lending, consumer banking, and commercial real estate finance at levels from entry-level processors through senior relationship managers. Nashville, Memphis, and Knoxville anchor most of the hiring, with established lenders like Truist, U.S. Bank, and Regions Bank maintaining significant operations throughout the state. The most in-demand specialties are residential mortgage origination, SBA and small-business lending, and home equity products. Find a role that fits below and apply directly.
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Customer Lending Representative
This role is responsible for engaging with potential borrowers who are exploring home purchase or refinance options. This role serves as the first point of contact for prospects, conducting high-volume outreach, qualifying leads, and connecting interested borrowers with licensed Loan Officers. The ideal candidate is energetic, resilient, and thrives in a fast-paced, metrics-driven environment.
Key Responsibilities
Respond to customer inquiries via phone and email regarding mortgage inquiries, applications, and general account questions
- Provide clear, accurate information while maintaining a professional and empathetic tone
- Meet daily activity standards for dials, contacts, and qualified transfers
- Analyze customer interaction trends to identify common issues and opportunities for improvement
- Provide feedback and recommendations to enhance service processes, efficiency, and customer satisfaction
- Ensure all customer interactions, documentation, and processes adhere to company policies, federal and state regulations, and mortgage industry standards
Qualifications
- Prior outbound calling, appointment setting, or inside-sales experience preferred. Mortgage experience is helpful but not required.
- Clear, professional phone presence and the ability to handle rejection.
- Comfort working from a script and hitting daily activity metrics.
- Reliable data entry and basic proficiency with a CRM or dialer. Excel is a plus.
- Willingness to learn mortgage vocabulary at a conversational level, without advising on loan products or terms.
No mortgage experience? No problem! This role is an excellent entry point for someone looking to build a career as a Loan Officer. You’ll develop essential communication and phone skills, learn how to engage with potential clients, and gain hands-on experience in the mortgage industry. As you grow in the role, you’ll have the opportunity to be considered for a licensed Loan Officer position once you meet the required licensing and performance expectations.
Pay: From $17.00 per hour
Benefits:
- 401(k)
- 401(k) 3% Match
- Dental insurance
- Health insurance
- Life insurance
- Vision insurance
Work Location: In person
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Find Loan Officer JobsLoan Officer Jobs by City in Tennessee
Where Tennessee roles are concentrated, by current openings.
Loan Officer Job Market in Tennessee
A snapshot from current Tennessee openings, updated as new roles post.
Who's Hiring
- Primary Residential Mortgage12
- Leadling5
- Tag Lending Group4
- Kind Lending2
- NORTHPOINT MORTGAGE2N
Top Industries Hiring
- Electronics & Hardware
What Tennessee Employers Look For
The qualifications that appear most often in loan officer jobs across Tennessee.
- Active NMLS registration and Tennessee Mortgage License for residential loan origination roles
- Bachelor's degree in finance, business, or a related field preferred by most employers
- Demonstrated experience evaluating creditworthiness and analyzing financial statements
- Proficiency with loan origination software such as Encompass or Calyx Point
- Strong knowledge of federal lending regulations including TILA, RESPA, and HMDA
- Established referral network with real estate agents, builders, or business clients in Tennessee
Loan Officer Jobs in Tennessee: Frequently Asked Questions
How do you become a loan officer in Tennessee?
Residential mortgage loan officers in Tennessee must register with the Nationwide Multistate Licensing System and obtain a Tennessee Mortgage License through the Tennessee Department of Financial Institutions. That requires completing pre-licensure education, passing the SAFE Mortgage Loan Originator Test, submitting to a background check, and meeting net worth requirements. Consumer and commercial loan officers at banks and credit unions follow a different path, typically entering through a bachelor's degree in finance or banking and on-the-job training rather than a state mortgage license.
How much do loan officers make in Tennessee?
Loan officers in Tennessee earn a median of about $62,800 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $38,240 for the lowest 10% to over $113,290 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in Tennessee?
Employers hiring loan officers in Tennessee right now include Primary Residential Mortgage, Leadling, and Tag Lending Group, based on current listings on Migrate Mate as of November 2026. Tennessee's large regional bank presence, active mortgage market, and growing credit union sector mean hiring is spread across big institutions and community lenders alike.
Which Tennessee cities have the most loan officer jobs?
Nashville, Knoxville, and Memphis have the most loan officer openings in Tennessee. Nashville's rapid population and commercial growth drive the highest volume of mortgage and business lending roles, while Memphis benefits from its large regional banking footprint, and Knoxville's expanding housing market keeps residential loan origination demand steady there as well.
Are there remote loan officer jobs in Tennessee?
Yes, though they're more selective than fully desk-based roles because client relationships and in-person closings matter in lending. About 81% of loan officer openings tied to Tennessee are remote or hybrid as of November 2026, with the flexibility concentrated in telephone and digital mortgage channels rather than traditional branch or relationship banking roles.
How can I get hired as a loan officer in Tennessee with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role at a Tennessee mortgage company or community bank, where you handle documentation and pipeline management while learning origination firsthand. Large Tennessee-based operations at Regions Bank and credit unions affiliated with Tennessee Credit Union League often post these associate-level openings. Obtaining your NMLS registration and completing Tennessee pre-licensure coursework before applying demonstrates commitment and makes you immediately usable, giving you a clear edge over candidates who haven't started the credential process.
Where can I find and apply to loan officer jobs in Tennessee?
You can find and apply to loan officer jobs in Tennessee on Migrate Mate, which lists current Tennessee openings across mortgage companies, banks, and credit unions. Find roles that fit your experience and specialty and apply directly to the employers posting them.
See All 38 Loan Officer Jobs in Tennessee
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