Loan Officer Jobs in California
Loan officer jobs in California are among the most active in the country, concentrated in mortgage lending, consumer finance, and commercial real estate across a market driven by the state's high home values and large population. Los Angeles, San Francisco, and San Diego account for the bulk of openings, with established lenders like Wells Fargo, Bank of America, and United Wholesale Mortgage maintaining a consistent California presence. Residential mortgage and commercial lending are the most in-demand specialties, with roles available from entry-level loan officer assistant through senior and branch manager levels. Find a role that fits below and apply directly.
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We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company’s growth through outside sales activities and lead generation
Travel to various communities, realtors’ offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events , to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company’s offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer’s individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver’s license and dependable transportation
NMLS License required, or willing to obtain.
Life at Lennar
At Lennar, Everything’s Included in our homes, and Everyone’s Included on our team. Our Everyone’s Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth.
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5% , helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms . Visit Lennartotalrewards.com to view our suite of benefits.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
- This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
- This position may be eligible for bonuses.
- This position may be eligible for commissions.
- This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
- This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn< https://www.linkedin.com/company/lennar/ > for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
See All 135+ Loan Officer Jobs in California
Find roles in California that match your experience and apply in just a few clicks.
Find Loan Officer JobsLoan Officer Jobs by City in California
Where California roles are concentrated, by current openings.
Loan Officer Job Market in California
A snapshot from current California openings, updated as new roles post.
Who's Hiring
- Satori Mortgage49

- Cathay General Bancorp8

- Bank of Hope7

- Kind Lending5

- Plumas Bank4

Top Industries Hiring
- Banking & Financial Services14
- Staffing & Recruiting1
- Investment & Asset Management1
What California Employers Look For
The qualifications that appear most often in loan officer jobs across California.
- Active Nationwide Multistate Licensing System registration and California DBO MLO license endorsement required
- Proven experience originating conventional, FHA, VA, or jumbo loan products
- Strong knowledge of California real estate lending regulations and compliance requirements
- Demonstrated ability to build and maintain a referral network with realtors and brokers
- Proficiency with loan origination software such as Encompass or Calyx Point
- Bachelor's degree in finance, business, or a related field preferred by most employers
Loan Officer Jobs in California: Frequently Asked Questions
How do you become a loan officer in California?
To become a mortgage loan originator in California, you must obtain a license through the California Department of Financial Protection and Innovation by completing pre-licensing education, passing the NMLS SAFE Mortgage Loan Originator Test, and registering through the Nationwide Multistate Licensing System. Commercial and consumer lending roles at banks may not require the state license but typically expect a relevant degree and on-the-job training through employer programs.
How much do loan officers make in California?
Loan officers in California earn a median of about $81,770 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $37,460 for the lowest 10% to over $169,040 for the top 10%. Pay rises with experience, specialty, and employer.
Which companies hire loan officers in California?
Employers hiring loan officers in California right now include Satori Mortgage, Cathay General Bancorp, and Bank of Hope, based on current listings on Migrate Mate as of September 2026. California's high home prices and active real estate market keep major banks, credit unions, and independent mortgage companies posting openings throughout the year.
Which California cities have the most loan officer jobs?
Irvine, Los Angeles, and San Diego have the most loan officer openings in California. Los Angeles dominates due to its sheer population size and one of the most active residential real estate markets in the country, while San Francisco and San Diego attract commercial and jumbo loan specialists tied to high property values and the concentration of large financial institutions in those metros.
Are there remote loan officer jobs in California?
Yes, and more than most financial roles, since loan origination is largely phone- and document-driven. About 73% of loan officer openings tied to California are remote or hybrid as of September 2026, reflecting how much of the role can be handled digitally. Consumer and mortgage loan officers working with established referral networks tend to have the most flexibility, while commercial and construction lending roles are more likely to require in-person client contact.
How can I get hired as a loan officer in California with little or no experience?
The most realistic entry path is a loan officer assistant or loan processor role at a California credit union or regional bank, which lets you learn the origination process while working toward your NMLS license. Large California employers like Golden 1 Credit Union and SchoolsFirst Federal Credit Union run structured onboarding tracks for new hires without origination experience. Completing your California DBO pre-licensing coursework before applying gives you a clear edge over candidates who haven't started the licensing process.
Where can I find and apply to loan officer jobs in California?
You can find and apply to loan officer jobs in California on Migrate Mate, which lists current California openings across mortgage, consumer, and commercial lending. Find roles that match your license level, specialty, and preferred location, then apply directly to each employer through the listing.
See All 135+ Loan Officer Jobs in California
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