Loan Officer Jobs in California

Loan officer jobs in California are among the most active in the country, concentrated in mortgage lending, consumer finance, and commercial real estate across a market driven by the state's high home values and large population. Los Angeles, San Francisco, and San Diego account for the bulk of openings, with established lenders like Wells Fargo, Bank of America, and United Wholesale Mortgage maintaining a consistent California presence. Residential mortgage and commercial lending are the most in-demand specialties, with roles available from entry-level loan officer assistant through senior and branch manager levels. Find a role that fits below and apply directly.

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Overview

Open roles29+
Top employerBank of Hope
Top cityLos Angeles, CA
Cities hiring15
Work type86% On-site
Top industryBanking

Showing 5 of 29+ Loan Officer jobs

New American Funding
Sr. Loan Officer
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New American Funding
Added 1w ago
Sr. Loan Officer
New American Funding
Riverside, California
Sales
Account Management
Customer Service & Support
Customer Service
On-Site
High School

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Bank of Hope
Loan Officer I
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Bank of Hope
Added 1w ago
Loan Officer I
Bank of Hope
Los Angeles, California
Finance
Accounting
Audit
Tax
$36 - $38/hr
On-Site
Bachelor's
201-500

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New American Funding
Sr. Loan Officer
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New American Funding
Added 2w ago
Sr. Loan Officer
New American Funding
Santa Ana, California
Sales
Account Management
Customer Service & Support
Inside Sales
Customer Service
Hybrid
High School

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Bank of Hope
Senior Loan Officer
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Bank of Hope
Added 2w ago
Senior Loan Officer
Bank of Hope
Los Angeles, California
Sales
Account Management
Partnerships & Business Development
Customer Service & Support
Customer Service
$16 - $18/hr
On-Site
High School
201-500

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New American Funding
Sr. Loan Officer
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New American Funding
Added 3w ago
Sr. Loan Officer
New American Funding
Temecula, California
Sales
Account Management
Customer Service & Support
Inside Sales
Customer Service
On-Site
High School

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See All 29 Loan Officer Jobs in California

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Loan Officer Jobs by City in California

Where California roles are concentrated, by current openings.

Los Angeles
6 jobs
Irvine
5 jobs
Buena Park
3 jobs
Agoura Hills
2 jobs
Roseville
2 jobs
Tustin
2 jobs
Fremont
1 jobs
Lake Forest
1 jobs
Lodi
1 jobs

Loan Officer Job Market in California

A snapshot from current California openings, updated as new roles post.

Who's Hiring

  • Bank of Hope
    Bank of Hope7
  • New American Funding
    New American Funding5
  • AmeriHome Mortgage Company
    AmeriHome Mortgage Company3
  • CrossCountry Mortgage
    CrossCountry Mortgage3
  • Hankey
    Hankey2

Top Industries Hiring

  • Banking & Financial Services25
  • Construction & Real Estate3
  • Investment & Asset Management2
  • Consulting & Professional Services1
  • Technology & Software1

What California Employers Look For

The qualifications that appear most often in loan officer jobs across California.

  • Active Nationwide Multistate Licensing System registration and California DBO MLO license endorsement required
  • Proven experience originating conventional, FHA, VA, or jumbo loan products
  • Strong knowledge of California real estate lending regulations and compliance requirements
  • Demonstrated ability to build and maintain a referral network with realtors and brokers
  • Proficiency with loan origination software such as Encompass or Calyx Point
  • Bachelor's degree in finance, business, or a related field preferred by most employers

Loan Officer Jobs in California: Frequently Asked Questions

How do you become a loan officer in California?

To become a mortgage loan originator in California, you must obtain a license through the California Department of Financial Protection and Innovation by completing pre-licensing education, passing the NMLS SAFE Mortgage Loan Originator Test, and registering through the Nationwide Multistate Licensing System. Commercial and consumer lending roles at banks may not require the state license but typically expect a relevant degree and on-the-job training through employer programs.

How much do loan officers make in California?

Loan officers in California earn a median of about $81,770 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $37,460 for the lowest 10% to over $169,040 for the top 10%. Pay rises with experience, specialty, and employer.

Which companies hire loan officers in California?

Employers hiring loan officers in California right now include Bank of Hope, New American Funding, and AmeriHome Mortgage Company, based on current listings on Migrate Mate as of June 2026. California's high home prices and active real estate market keep major banks, credit unions, and independent mortgage companies posting openings throughout the year.

Which California cities have the most loan officer jobs?

Los Angeles, Irvine, and Buena Park have the most loan officer openings in California. Los Angeles dominates due to its sheer population size and one of the most active residential real estate markets in the country, while San Francisco and San Diego attract commercial and jumbo loan specialists tied to high property values and the concentration of large financial institutions in those metros.

Are there remote loan officer jobs in California?

Yes, and more than most financial roles, since loan origination is largely phone- and document-driven. About 14% of loan officer openings tied to California are remote or hybrid as of June 2026, reflecting how much of the role can be handled digitally. Consumer and mortgage loan officers working with established referral networks tend to have the most flexibility, while commercial and construction lending roles are more likely to require in-person client contact.

How can I get hired as a loan officer in California with little or no experience?

The most realistic entry path is a loan officer assistant or loan processor role at a California credit union or regional bank, which lets you learn the origination process while working toward your NMLS license. Large California employers like Golden 1 Credit Union and SchoolsFirst Federal Credit Union run structured onboarding tracks for new hires without origination experience. Completing your California DBO pre-licensing coursework before applying gives you a clear edge over candidates who haven't started the licensing process.

Where can I find and apply to loan officer jobs in California?

You can find and apply to loan officer jobs in California on Migrate Mate, which lists current California openings across mortgage, consumer, and commercial lending. Find roles that match your license level, specialty, and preferred location, then apply directly to each employer through the listing.

See All 29 Loan Officer Jobs in California

Find roles in California that match your experience and apply in just a few clicks.

Find Loan Officer Jobs