Life Insurance Agent Jobs in Arizona
Life Insurance Agent jobs in Arizona are among the most active in the Southwest, with consistent demand from carriers, independent brokerages, and financial services firms serving the state's fast-growing population. Most hiring concentrates in Phoenix, Tucson, and Scottsdale, where established employers like State Farm, New York Life, and Northwestern Mutual maintain strong regional offices and agency networks. The most in-demand specialties are term and whole life underwriting, annuities, and senior market products tied to Arizona's large retiree population. See the openings below and apply to the ones that match your experience.
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Overview Committed to Excellence Financials is seeking a Life Insurance Agent in Phoenix, Arizona. Our independent brokerage is expanding, and we are seeking a self-driven individual to join our team as an independent life insurance agent. Unlike a captive agency environment where agents are limited to proprietary products, our agents operate independently. We cross-shop the market to find life insurance products for our clients. We provide training, mentorship, and an onboarding pipeline to support contracting and production. Position Details and Compensation - Employment Type: 1099 Independent Contractor. - Compensation Structure: 100% Commission Only. This position does not offer a base salary or hourly wage, and there is no guaranteed income. Pay is based on the business placed, and may include renewal commissions over time. - Note on pay: The pay range shown in the pay field is Indeed's estimate for this job title. It is not a guaranteed salary. - Work Location: In person in Phoenix, AZ 85012, at 3550 N Central Ave, Phoenix, AZ 85012. Core Responsibilities - Financial Assessment: Analyze client needs to recommend life insurance with living benefits. - Client Communication: Talk with families about their needs, help them understand life insurance with living benefits, and recommend coverage from multiple carriers. - Carrier Navigation: Submit and track client applications through carrier underwriting pipelines, including National Life Group and Foresters. - Professional Development: Participate in training twice a week, in person at our Phoenix office, and keep learning every week. Position Requirements - Licensing: Arizona life insurance license, or willing to obtain an Arizona life insurance license. - Licensing Cost: Candidates are responsible for the cost of the state pre-licensing course and state exam, typically $200-$450. This cost is paid to the course and exam provider, not as a fee to the employer. - Background Clearance: Ability to pass the background check required for state licensing. - Professional Infrastructure: A reliable computer and internet access, and a quiet place to work. - Core Competencies: Self-driven and coachable, comfortable talking with people, strong work ethic, and integrity. - Live in the Phoenix area and able to come to the office twice a week for training. What the Brokerage Provides - Access to multiple top carriers, including National Life Group and Foresters, so you can compare options across carriers and recommend what fits the family. - A streamlined, step-by-step onboarding pipeline to support contracting and production. - Training twice a week, in person at our Phoenix office, plus mentorship and a team to learn from. Application Apply here. If it looks like a good fit, we will reach out to schedule an in-person interview in Phoenix.
Pay: $67,100.00 - $81,000.00 per year
Benefits:
- Flexible schedule
Work Location: In person
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Where Arizona roles are concentrated, by current openings.
Life Insurance Agent Job Market in Arizona
A snapshot from current Arizona openings, updated as new roles post.
Who's Hiring
What Arizona Employers Look For
The qualifications that appear most often in life insurance agent jobs across Arizona.
- Active Arizona Department of Insurance life insurance producer license required
- Proven ability to develop a client book through referrals and community outreach
- Experience presenting and closing insurance solutions in a consultative sales environment
- Familiarity with term, whole life, universal life, and annuity product lines
- Strong written and verbal communication skills for client presentations and follow-up
- Proficiency with CRM platforms and agency management software for pipeline tracking
Life Insurance Agent Jobs in Arizona: Frequently Asked Questions
How do you become a life insurance agent in Arizona?
You must obtain a life insurance producer license issued by the Arizona Department of Insurance and Financial Institutions. The process requires completing a state-approved pre-licensing education course, passing the Arizona Life and Health Insurance licensing exam administered by Pearson VUE, and submitting a license application with a background check. Most employers also expect candidates to hold or pursue a Life and Health lines license, which covers the product categories hired for most often in Arizona.
Which companies hire life insurance agents in Arizona?
Employers hiring life insurance agents in Arizona right now include State Farm, Kingdom Financial, and Perez Producers Brokerage, based on current listings on Migrate Mate as of November 2026. Arizona's high retiree concentration and rapid population growth in the Phoenix metro keep carriers and independent agencies recruiting on a near-continuous basis.
Which Arizona cities have the most life insurance agent jobs?
Tucson, Phoenix, and Scottsdale lead Arizona for life insurance agent openings. Phoenix dominates because it hosts the regional headquarters of major national carriers and a dense network of independent agencies, while Tucson and Scottsdale benefit from large retiree and high-net-worth populations that generate consistent demand for life and annuity products.
Are there remote life insurance agent jobs in Arizona?
Yes, but they're limited, because life insurance sales typically relies on in-person relationship-building and client meetings. About 44% of life insurance agent openings tied to Arizona are remote or hybrid as of November 2026, with those positions concentrating in account management, inside sales, and customer retention roles rather than new business development.
How can I get hired as a life insurance agent in Arizona with little or no experience?
The most realistic entry path is applying to a captive agency training program at a major carrier with a Phoenix or Tucson regional office, such as State Farm, New York Life, or Mutual of Omaha, which run structured new-agent development programs that provide licensing support and a lead pipeline. Adjacent starting points include customer service representative and claims support roles at insurance carriers, which often lead to producer positions internally. Obtaining your Arizona life and health producer license before applying gives candidates a clear edge, as it removes a common hiring barrier.
Where can I find and apply to life insurance agent jobs in Arizona?
You can find and apply to life insurance agent jobs in Arizona on Migrate Mate, which lists current openings from carriers, brokerages, and financial services firms across the state. Search the listings, find the roles that fit your license level and experience, and apply directly to the ones that match.
See All 17 Life Insurance Agent Jobs in Arizona
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