Life Insurance Agent Jobs in Maryland
Life Insurance Agent jobs in Maryland are in active demand, with openings concentrated in financial services, healthcare-adjacent benefits consulting, and corporate group insurance across a range of experience levels from entry-level to senior producer. The heaviest hiring is in and around Baltimore, Annapolis, and the Washington D.C. suburbs, where established carriers and agencies such as Transamerica, CareFirst BlueCross BlueShield, and Prudential maintain a lasting presence. The most sought-after specialties include whole and term life underwriting, group benefits sales, and independent broker roles serving Maryland's dense federal employee and small-business markets. See the openings below and apply to the ones that match your experience.
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Entry-Level Life Insurance Agent | Training & Mentorship | Flexible Schedule
Are you 18–25 years old, ambitious, and ready to build something bigger than a typical job?
If you’re looking for an opportunity where your income is based on your effort—not your age or experience— Phoenix Financial Services wants to meet you.
We’re building a team of motivated young professionals who are eager to learn, grow, and develop valuable business skills while helping families protect their financial futures.
No experience? No problem.
We provide training, mentorship, and a supportive team environment to help you get started.
What You’ll Do
- Help families protect their financial future with life insurance and financial education.
- Learn sales, communication, and leadership skills from experienced mentors.
- Build lasting relationships with clients.
- Work toward personal and professional goals in a performance-based environment.
- Create a flexible schedule that fits your lifestyle.
- Develop skills that can benefit you throughout your career.
What We’re Looking For
- 18 years of age or older.
- Highly motivated and coachable.
- Strong work ethic and willingness to learn.
- Positive attitude and professional mindset.
- Good communication and people skills.
- Able to work independently and as part of a team.
- Interested in personal growth and long-term career development.
What We Offer
- Comprehensive training from day one.
- One-on-one mentorship.
- Flexible hybrid and remote work opportunities.
- Performance-based compensation with no cap on earning potential.
- Leadership and advancement opportunities based on performance.
- A positive, team-focused culture that supports your growth.
Requirements
- Must be legally authorized to work in the United States.
- Must be willing to obtain the required state insurance license.
- This is a 1099 independent contractor opportunity, not a W-2 position.
Location: Hybrid 174 Waterfront st. (Oxon Hill MD)/National Harbor Suite 330
If you’re looking for more than just another job and are ready to invest in yourself, we’d love to meet you and show you what this opportunity can offer.
Pay: From $3,500.00 per month
Benefits:
- Parental leave
- Work from home
Application Question(s):
- If you do not have your State License are you able to invest $199-$to obtain state license and licensing course ?
Work Location: In person
See All 23 Life Insurance Agent Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
Find Life Insurance Agent JobsLife Insurance Agent Jobs by City in Maryland
Where Maryland roles are concentrated, by current openings.
Life Insurance Agent Job Market in Maryland
A snapshot from current Maryland openings, updated as new roles post.
Who's Hiring

Top Industries Hiring
- Insurance
What Maryland Employers Look For
The qualifications that appear most often in life insurance agent jobs across Maryland.
- Active Maryland Life Insurance Producer license issued by the Maryland Insurance Administration
- Proven ability to prospect, quote, and close individual or group life insurance policies
- Strong knowledge of term, whole, universal, and variable life insurance products
- Experience meeting or exceeding sales targets in a commission-based environment
- Excellent communication skills for explaining coverage options to diverse client segments
- Proficiency with CRM software and insurance quoting or agency management platforms
Life Insurance Agent Jobs in Maryland: Frequently Asked Questions
How do you become a life insurance agent in Maryland?
You must obtain a Life Insurance Producer license through the Maryland Insurance Administration before selling any policies in the state. The path begins with completing a state-approved pre-licensing education course, then passing the Maryland Life Insurance licensing exam administered by PSI Services. After passing, you submit an application to the Maryland Insurance Administration and secure an appointment with at least one insurer. No college degree is required by the state, though many employers prefer one.
Which companies hire life insurance agents in Maryland?
Maryland life insurance agent roles are posted by State Farm, KL, and PHOENIX FINANCIAL SERVICES and others right now, based on current listings on Migrate Mate as of November 2026. Maryland's concentration of federal employees, government contractors, and healthcare workers creates steady demand from carriers and agencies that specialize in group benefits and supplemental life coverage.
Which Maryland cities have the most life insurance agent jobs?
Beltsville, Oxon Hill, and Calverton lead Maryland for life insurance agent openings. Baltimore anchors the market as the state's largest city and home to major carriers and regional agencies, while Annapolis draws activity from the state government and financial services sector, and the D.C.-adjacent suburbs benefit from the large concentration of federal workers and corporate headquarters that generate consistent group insurance demand.
Are there remote life insurance agent jobs in Maryland?
Yes, but they are less common than in purely desk-based fields because client-facing relationship building and in-person prospecting remain central to the role. About 95% of life insurance agent openings tied to Maryland are remote or hybrid as of November 2026, with those positions most often focused on phone and digital sales rather than in-home or office consultations. Independent broker and telesales roles offer the clearest path to fully remote work.
How can I get hired as a life insurance agent in Maryland with little or no experience?
The most realistic entry path is through an agency or carrier training program that pairs a new producer with a book of business and covers licensing costs. Large Maryland-area employers such as regional independent agencies and carriers with Baltimore offices regularly hire unlicensed candidates, sponsoring their pre-licensing course and exam. Roles titled insurance sales representative or financial services representative often accept applicants coming from retail, banking, or customer service backgrounds, and obtaining your Maryland Life Insurance Producer license before applying gives you a clear hiring advantage.
Where can I find and apply to life insurance agent jobs in Maryland?
You can find and apply to life insurance agent jobs in Maryland on Migrate Mate, which lists current Maryland openings updated regularly. Search for roles that match your license status, product specialty, and preferred location across the state, then apply directly to the ones that fit your background.
See All 23 Life Insurance Agent Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
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