Life Insurance Agent Jobs
Life Insurance Agent jobs are open across independent agencies, captive carriers, brokerages, and financial services firms, from entry-level to senior and management roles, with specializations in term life, whole life, and group benefits. Scan the live roles below and apply to whichever ones fit.
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Job Overview
Baton Group is seeking motivated, entrepreneurial, and coachable individuals to join our team as Life Insurance Sales Agents (Remote).
In this role, you will help individuals and families identify their life insurance needs, understand available coverage options, and select solutions that align with their financial protection goals.
This is aremote, 1099 Independent Contractor position with 100% commission-based compensation. There is no hourly wage or base salary. Both part-time and full-time pathways are available.
In addition to commissions, qualified agents may have opportunities to earn performance-based bonuses and participate in share/ownership opportunities as they grow within the organization and meet applicable qualifications.
Previous insurance experience is helpful but not required. Candidates must either hold an active life insurance license or be willing and eligible to obtain the appropriate state license before conducting insurance business.
Selected applicants will be invited to a CEO Life Business Overview Webinar, where we explain the position, compensation structure, training, expectations, and growth opportunities. Interviews are conducted following the overview for candidates interested in moving forward.
Responsibilities
- Meet virtually with prospective clients to identify their life insurance and financial protection needs.
- Educate clients about life insurance products and coverage options.
- Present appropriate life insurance solutions based on each client's needs and goals.
- Assist clients throughout the application and underwriting process.
- Prospect and develop new business through networking, referrals, relationship building, and approved marketing strategies.
- Follow up with prospective and existing clients.
- Build and maintain a personal book of business.
- Participate in ongoing sales, product, compliance, and professional-development training.
- Maintain required state licensing and follow applicable insurance regulations and compliance standards.
- Utilize phone, Zoom, email, CRM, and other digital tools to communicate with clients and manage business activity.
- Develop leadership and mentoring skills for potential advancement opportunities.
Skills
- Strong communication and interpersonal skills
- Sales and relationship-building ability
- Self-motivation and goal-oriented mindset
- Entrepreneurial mindset
- Customer service skills
- Prospecting and lead-generation skills
- Active listening and needs-assessment skills
- Follow-up and organizational skills
- Time management and self-discipline
- Ability to work independently in a remote environment
- Coachability and willingness to learn
- Basic computer and technology proficiency
- Comfortable using Zoom, email, phone, and CRM systems
- Leadership potential and willingness to develop professionally
About Baton Group
Baton Group is an independent insurance brokerage helping individuals and families gain, maintain, and transfer wealth through life insurance and financial protection strategies.
Our mission goes beyond selling insurance. We believe in educating families, developing professionals, creating entrepreneurial opportunities, and helping people build something they can ultimately pass on to the next generation.
If you are sales-minded, entrepreneurial, coachable, and motivated to build a flexible business while helping families protect their financial futures, we encourage you to apply.
Apply today to be considered for our next CEO Life Business Overview Webinar and interview.
Pay: $60,250.00 - $175,806.48 per year
Benefits:
- Flexible schedule
- Work from home
Application Question(s):
- Willingness to be trained whether licensed or unlicensed?
Work Location: Remote
Life Insurance Agent Jobs by Experience Level
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Find Life Insurance Agent JobsLife Insurance Agent Job Market
Who's Hiring
- State Farm127

- SelectQuote12

- Integrity Marketing10

- Structured Integrity7S
- Rosson Phillips6
Top Industries Hiring
- Insurance38
- Banking & Financial Services2
- Manufacturing1
- Biotechnology & Pharmaceuticals1
What Employers Look For
The qualifications that appear most often in life insurance agent jobs.
- Active state life and health insurance license or willingness to obtain one
- Proven record of consultative or needs-based sales in a commission environment
- Experience with CRM software for pipeline tracking and client follow-up
- Familiarity with term, whole life, universal life, and annuity products
- Strong ability to explain complex policy terms to non-specialist clients
- Bachelor's degree in business, finance, or a related field preferred but not always required
Tips for Your Life Insurance Agent Job Search
Highlight your state licensing status
List every state where you hold an active life and health license right in your resume header. Employers scan for this first, and an unlicensed candidate often gets filtered out before a recruiter reads a single bullet point.
Quantify your book of business
Replace vague phrases like 'grew my client base' with specifics: policies sold per month, retention rates, or annualized premium volume. Hiring managers in this field understand those metrics instantly and weigh them heavily.
Target roles by carrier model first
Captive carriers, independent agencies, and direct-to-consumer insurers each expect a different sales approach. Filter openings by company type before applying, and tailor your cover letter to whether the role is product-specific or multi-carrier.
Apply early to roles that fit
Migrate Mate lists life insurance agent openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Prepare for a case-study style interview
Many carriers use scenario questions where you walk through how you'd handle an objection or explain a policy's cash value to a skeptical client. Practice out loud using real product details, not generic sales scripts, so your answers sound natural.
Negotiate commission structure, not just base
Life insurance compensation blends base salary, first-year commissions, and renewal commissions differently by employer. Ask specifically how renewals are structured and whether there are chargebacks if a policy lapses in the first two years.
Life Insurance Agent Jobs: Frequently Asked Questions
Which companies are hiring the most life insurance agents?
The most active employers for life insurance agents right now are State Farm, SelectQuote, and Integrity Marketing, and the most openings are in Texas, California, and Maryland, based on current listings on Migrate Mate as of September 2026. Demand tends to be strongest at carriers and agencies expanding their individual and group benefits divisions.
How many life insurance agent jobs are remote?
About 77% of life insurance agent openings are fully remote or hybrid as of September 2026, with the highest remote share in roles focused on phone-based or digital sales rather than in-person prospecting. Roles tied to community outreach, group benefits enrollment events, or agency office training are most likely to require an on-site presence.
How do you become a life insurance agent?
You need to pass your state's life and health insurance licensing exam, which requires completing a pre-licensing course covering insurance fundamentals, state regulations, and ethics. After passing the exam, you submit a license application to your state's department of insurance and complete a background check. Many agents then join a carrier or agency that provides product training and ongoing mentorship before they begin prospecting independently.
Can you get hired as a life insurance agent with no experience?
Yes, many carriers and independent agencies hire entry-level agents and provide full product training, because they care more about your ability to build relationships and handle rejection than a prior insurance background. Highlight any sales, customer service, or financial advising experience you do have, and be upfront that you're prepared to sit for your state licensing exam if you haven't already done so.
What does the life insurance agent interview process look like?
Most life insurance agent interviews include an initial phone screen focused on your sales background and career goals, followed by one or two in-person or video interviews with a sales manager or branch director. You'll typically face behavioral questions about handling objections and building a client pipeline, and some employers add a role-play scenario where you pitch a basic policy. Final-stage conversations often cover compensation structure and production expectations.
Where can I find and apply to life insurance agent jobs?
You can find and apply to life insurance agent jobs on Migrate Mate, which lists current openings from across the United States. Search for roles that match your licensing status, preferred carrier model, and location, then apply directly to each listing that fits your background and goals.
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