Life Insurance Agent Jobs in Florida
Life Insurance Agent jobs in Florida represent one of the most active markets in the country, driven by the state's large retiree population, rapidly growing suburban communities, and a concentration of insurance carriers and independent marketing organizations across Miami, Tampa, and Orlando. Established employers with deep Florida footprints include New York Life, Northwestern Mutual, and State Farm, all of which maintain regional offices and dedicated agent pipelines throughout the state. The most consistent openings are in final expense coverage, annuities, and group benefits, reflecting Florida's demographics and its large employer base. Find a role that fits below and apply directly.
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Showing 5 of 22+ Life Insurance Agent jobs
Most agents spend their day chasing people who never asked to hear from them. At Eterna, the people you talk to called us. They searched for life insurance, found us, and picked up the phone. Your job is to help them find the right coverage.
You’ll work from our office in Lake Worth, serving the West Palm Beach area, with daily training and a mentor whose job is helping you get good at this.
What you’ll do
- Take inbound calls from people who are already looking for life insurance.
- Learn each caller’s situation and recommend coverage that fits, from a wide range of carriers.
- Build your skills through daily training and one-on-one mentoring.
- Move through Spark, Spark Plus and Limitless at your own pace.
What Eterna takes care of
- The calls. There’s no dialing and no buying lists.
- Carrier contracts, compliance and the back office.
- The call flow and the technology that keeps you organized.
- A team in the office every day, and leaders who have done the work.
How you grow
Spark
Learn with support. Spark covers the cost of your calls while you learn, with a mentor and daily training. You cover your state license fees.
Spark Plus
You’re proficient and producing. Call support continues each week, and your comp goes up.
Limitless
Cover your own costs, keep the highest comp, and own your book of business and renewals. Build a team if you want to lead.
Already licensed and producing? You can start at Limitless from day one.
Who does well here
We care more about attitude than experience. The people who do well here are coachable, competitive and dependable, and they show up. Many come from retail, hospitality, restaurants, fitness or college athletics, and many started with no insurance background.
Before you start
- Contracted and commission based. You’re a 1099 agent and you’re paid on what you sell. We’ll walk you through exactly how comp works in your first conversation with us.
- A life insurance license is required. Not licensed yet? You can still begin. We’ll point you to a pre-licensing course. Florida requires 60 approved hours for the 2-15 license, and state fees are yours.
- In office, full time. This role is based in our West Palm Beach office.
Eterna agents are independent contracted agents paid on commission. Results depend on individual effort and are not guaranteed. A state life insurance license is required to sell. Eterna Insurance Solutions, 43 Discovery, Suite 260, Irvine, CA 92618. Licensed in all 50 states.
See All 22 Life Insurance Agent Jobs in Florida
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Find Life Insurance Agent JobsLife Insurance Agent Jobs by City in Florida
Where Florida roles are concentrated, by current openings.
Life Insurance Agent Job Market in Florida
A snapshot from current Florida openings, updated as new roles post.
Who's Hiring
What Florida Employers Look For
The qualifications that appear most often in life insurance agent jobs across Florida.
- Active Florida 2-20 or 2-15 Life & Health Insurance Agent license required
- Experience with life insurance products such as term, whole, or universal life policies
- Proven ability to prospect, build a client book, and close in a commission environment
- Strong communication and relationship-building skills for in-person client consultations
- Proficiency with CRM software and electronic application platforms used by carriers
- Bachelor's degree in business, finance, or a related field preferred but not required
Life Insurance Agent Jobs in Florida: Frequently Asked Questions
How do you become a life insurance agent in Florida?
To become a life insurance agent in Florida, you must obtain a Florida Life & Health Insurance license through the Florida Department of Financial Services. The path requires completing a state-approved pre-licensing course, passing the Florida Life & Health insurance exam administered by Pearson VUE, submitting a license application, and clearing a background check. No college degree is required to obtain the license, though many employers prefer candidates with coursework in finance or business.
Which companies hire life insurance agents in Florida?
Companies currently hiring life insurance agents in Florida include State Farm, Eterna, and Eterna Insurance Solutions, per current listings on Migrate Mate as of November 2026. Florida's dense population of retirees and its large independent marketing organization sector means both captive carriers and independent distribution channels maintain active recruiting pipelines year-round.
Which Florida cities have the most life insurance agent jobs?
Orlando, Davie, and Doral lead Florida in life insurance agent openings. Miami's international population and high concentration of insurance holding companies drive volume there, while Tampa and Orlando benefit from rapid population growth, large employer headquarters, and regional offices for national carriers that run dedicated agent recruiting programs in those metros.
Are there remote life insurance agent jobs in Florida?
Yes, though they represent a smaller share of the market than fully desk-based roles, since life insurance agents rely heavily on in-person prospecting and client meetings. About 69% of life insurance agent openings tied to Florida are remote or hybrid as of November 2026, with remote work most common in telesales roles and account management positions that serve existing policyholders rather than building a new book.
How can I get hired as a life insurance agent in Florida with little or no experience?
The most realistic entry path is applying directly to captive career agencies run by major Florida carriers such as New York Life or Northwestern Mutual, which operate structured development programs for new agents that include licensing support, training, and a supervised ramp period. Roles titled associate agent, financial services representative, or benefits specialist at Florida-based insurance marketing organizations are also designed for candidates without prior sales experience. Obtaining your Florida Life & Health license before applying gives you a clear competitive edge over unlicensed candidates.
Where can I find and apply to life insurance agent jobs in Florida?
You can find and apply to life insurance agent jobs in Florida on Migrate Mate, which lists current Florida openings from employers actively hiring in the state. Find roles that match your experience level and target metro, then apply directly to each listing without needing to create a profile or sign up.
See All 22 Life Insurance Agent Jobs in Florida
Find roles in Florida that match your experience and apply in just a few clicks.
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