Underwriter Jobs in Maryland
Underwriter jobs in Maryland are open across Columbia, Annapolis, and Baltimore and other Maryland metros, with employers like Jobot, First American, and Allegheny Clinic hiring at every experience level. Find a role that fits below and apply directly.
Find Underwriter JobsOverview
Showing 5 of 19+ Underwriter jobs
NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.
Be part of Lafayette Federal Credit Union, recognized by USA Today as a Top Workplace for three consecutive years (2024–2026)
We are expanding and looking for exceptional talent to support our members and contribute to our reputation as an employer of choice. Be a key player in our mission to become the premier financial partner for our community. Your skills and dedication are essential to our success.
Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Underwriter, Indirect Auto Lending to join our dynamic team!
About us:
Our Difference: What makes Lafayette Federal cutting-edge? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek’s America’s Best Bank’s list, (2) we’ve received a 5-star rating from Bauer financial, and (3) we’ve also ranked #12 in S&P Global’s Top Performing Credit Union’s in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
About the role:
Lafayette Federal Credit Union is seeking an Underwriter, Indirect Auto Lending to play a key role in supporting the growth and quality of our indirect lending portfolio. This position is responsible for evaluating indirect auto loan applications received through our dealer network and making sound, timely credit decisions that align with established lending policies, regulatory requirements, and the Credit Union’s risk appetite.
The Underwriter analyzes creditworthiness, income, collateral, and overall lending risk while balancing member experience, portfolio performance, and business growth objectives. This role partners closely with dealerships, lending staff, and management to facilitate efficient loan decisions, maintain strong dealer relationships, and support organizational goals. The ideal candidate brings strong analytical abilities, sound judgment, attention to detail, and the ability to communicate effectively with both internal and external stakeholders.
Loan Underwriting & Credit Analysis
- Review and evaluate indirect auto loan applications submitted through approved dealer partners.
- Analyze credit reports, income documentation, debt obligations, collateral values, and other relevant information to assess creditworthiness.
- Evaluate applicant capacity, character, collateral, and overall risk profile.
- Approve, decline, counteroffer, or condition loan applications within established lending authority limits.
- Structure loan terms, advances, rates, and conditions in accordance with Credit Union policies and risk management guidelines.
- Verify information provided on loan applications and identify discrepancies, inconsistencies, or potential fraud indicators.
- Ensure all underwriting decisions comply with applicable federal and state regulations, including fair lending requirements.
- Document underwriting decisions accurately and thoroughly within lending systems.
- Maintain established service level standards for loan decision turnaround times.
Dealer Relationship Support
- Serve as a resource to dealership finance managers and dealer personnel regarding loan decisions, stipulations, and program guidelines.
- Communicate underwriting requirements and loan conditions in a professional and timely manner.
- Assist in resolving dealer inquiries and exceptions within assigned authority limits.
- Support the growth and success of the indirect lending program by delivering responsive and effective service to dealer partners.
- Escalate dealer concerns, trends, and opportunities to management as appropriate.
Risk Management & Portfolio Quality
- Monitor loan quality trends and identify emerging credit risks.
- Adhere to underwriting standards designed to maintain portfolio performance and minimize losses.
- Identify and escalate suspicious activity, fraud concerns, and policy exceptions.
- Participate in quality assurance reviews, audits, and compliance examinations.
- Recommend process improvements to enhance underwriting effectiveness and operational efficiency.
Operational Support & Collaboration
- Collaborate with funding, servicing, collections, and other lending teams to support operational effectiveness.
- Participate in training, professional development, and continuing education opportunities.
- Assist with special projects, reporting, and departmental initiatives as assigned.
- Maintain current knowledge of consumer lending regulations, industry trends, and best practices.
Requirements
Education
- High school diploma or equivalent required.
- Associate’s or Bachelor’s degree in Business, Finance, Accounting, Economics, or a related field preferred.
Experience
- Minimum of three years of experience in consumer lending, indirect lending, underwriting, or a related financial services role required.
- Experience underwriting indirect auto loans strongly preferred.
- Credit union or banking experience preferred.
Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including:
- Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
- Fully funded deductible (HMO Plan)
- 401k employer matching contribution
- Income protection with life insurance, short and long-term disability
- Paid time off, holiday leave & birthday leave
- Educational assistance
- Commuter benefits program and more!
The salary range for this role is $61,934–$72,000 annually ($29.78–$34.62/hr).
The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
EOE/AA/DISABILITY/VETERAN
NOTICE: JOB APPLICANTS LIMITED TO DC, MD, OR VA RESIDENTS. POSITION IS HYBRID. Please note that we are exclusively considering applicants residing in the District of Columbia, Maryland, or Virginia for all open positions.
Be part of Lafayette Federal Credit Union, recognized by USA Today as a Top Workplace for three consecutive years (2024–2026)
We are expanding and looking for exceptional talent to support our members and contribute to our reputation as an employer of choice. Be a key player in our mission to become the premier financial partner for our community. Your skills and dedication are essential to our success.
Lafayette Federal may have the perfect opportunity for you! We are currently seeking a Underwriter, Indirect Auto Lending to join our dynamic team!
About us:
Our Difference: What makes Lafayette Federal cutting-edge? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek’s America’s Best Bank’s list, (2) we’ve received a 5-star rating from Bauer financial, and (3) we’ve also ranked #12 in S&P Global’s Top Performing Credit Union’s in 2022 for the second year in a row!
Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.
Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.
About the role:
Lafayette Federal Credit Union is seeking an Underwriter, Indirect Auto Lending to play a key role in supporting the growth and quality of our indirect lending portfolio. This position is responsible for evaluating indirect auto loan applications received through our dealer network and making sound, timely credit decisions that align with established lending policies, regulatory requirements, and the Credit Union’s risk appetite.
The Underwriter analyzes creditworthiness, income, collateral, and overall lending risk while balancing member experience, portfolio performance, and business growth objectives. This role partners closely with dealerships, lending staff, and management to facilitate efficient loan decisions, maintain strong dealer relationships, and support organizational goals. The ideal candidate brings strong analytical abilities, sound judgment, attention to detail, and the ability to communicate effectively with both internal and external stakeholders.
Loan Underwriting & Credit Analysis
- Review and evaluate indirect auto loan applications submitted through approved dealer partners.
- Analyze credit reports, income documentation, debt obligations, collateral values, and other relevant information to assess creditworthiness.
- Evaluate applicant capacity, character, collateral, and overall risk profile.
- Approve, decline, counteroffer, or condition loan applications within established lending authority limits.
- Structure loan terms, advances, rates, and conditions in accordance with Credit Union policies and risk management guidelines.
- Verify information provided on loan applications and identify discrepancies, inconsistencies, or potential fraud indicators.
- Ensure all underwriting decisions comply with applicable federal and state regulations, including fair lending requirements.
- Document underwriting decisions accurately and thoroughly within lending systems.
- Maintain established service level standards for loan decision turnaround times.
Dealer Relationship Support
- Serve as a resource to dealership finance managers and dealer personnel regarding loan decisions, stipulations, and program guidelines.
- Communicate underwriting requirements and loan conditions in a professional and timely manner.
- Assist in resolving dealer inquiries and exceptions within assigned authority limits.
- Support the growth and success of the indirect lending program by delivering responsive and effective service to dealer partners.
- Escalate dealer concerns, trends, and opportunities to management as appropriate.
Risk Management & Portfolio Quality
- Monitor loan quality trends and identify emerging credit risks.
- Adhere to underwriting standards designed to maintain portfolio performance and minimize losses.
- Identify and escalate suspicious activity, fraud concerns, and policy exceptions.
- Participate in quality assurance reviews, audits, and compliance examinations.
- Recommend process improvements to enhance underwriting effectiveness and operational efficiency.
Operational Support & Collaboration
- Collaborate with funding, servicing, collections, and other lending teams to support operational effectiveness.
- Participate in training, professional development, and continuing education opportunities.
- Assist with special projects, reporting, and departmental initiatives as assigned.
- Maintain current knowledge of consumer lending regulations, industry trends, and best practices.
Requirements
Education
- High school diploma or equivalent required.
- Associate’s or Bachelor’s degree in Business, Finance, Accounting, Economics, or a related field preferred.
Experience
- Minimum of three years of experience in consumer lending, indirect lending, underwriting, or a related financial services role required.
- Experience underwriting indirect auto loans strongly preferred.
- Credit union or banking experience preferred.
Top benefits or perks: Joining Lafayette Federal comes with perks to support you in your personal and professional journey. We provide employees with a generous benefits package including:
- Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
- Fully funded deductible (HMO Plan)
- 401k employer matching contribution
- Income protection with life insurance, short and long-term disability
- Paid time off, holiday leave & birthday leave
- Educational assistance
- Commuter benefits program and more!
The salary range for this role is $61,934–$72,000 annually ($29.78–$34.62/hr).
The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.
Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer
EOE/AA/DISABILITY/VETERAN
See All 19 Underwriter Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
Find Underwriter JobsUnderwriter Jobs by City in Maryland
Where Maryland roles are concentrated, by current openings.
Underwriter Job Market in Maryland
A snapshot from current Maryland openings, updated as new roles post.
Who's Hiring
- Jobot3
- First American2
- Allegheny Clinic1
- Bank of America1
- Berkadia1
Top Industries Hiring
- Insurance5
- Banking & Financial Services3
- Staffing & Recruiting3
- Construction & Real Estate2
- Healthcare & Medical Services2
What Maryland Employers Look For
The qualifications that appear most often in underwriter jobs across Maryland.
- Bachelor's degree in finance, business, economics, or a related field
- Experience evaluating risk for insurance, mortgage, or commercial lending applications
- Proficiency with underwriting software platforms and policy management systems
- Strong analytical and quantitative skills for assessing creditworthiness or insurable risk
- CPCU, AU, or other industry designation preferred or required for mid-level and senior roles
- Knowledge of regulatory compliance standards and state-specific underwriting guidelines
Underwriter Jobs in Maryland: Frequently Asked Questions
How many underwriter jobs are there in Maryland?
There are 19+ underwriter openings in Maryland on Migrate Mate as of June 2026, with the most roles in Columbia, Annapolis, and Baltimore. New positions post regularly as employers across Maryland hire.
How much do underwriters make in Maryland?
Underwriters in Maryland earn a median of about $92,120 a year, based on May 2025 Bureau of Labor Statistics wage data, ranging from around $59,520 for the lowest 10% to over $152,690 for the top 10%. Pay rises with experience, specialty, and employer.
Which Maryland cities have the most underwriter jobs?
Columbia, Annapolis, and Baltimore have the most underwriter openings in Maryland right now, with additional roles spread across smaller metros statewide.
Which companies hire underwriters in Maryland?
Employers hiring underwriters in Maryland include Jobot, First American, and Allegheny Clinic, based on current listings on Migrate Mate as of June 2026.
Are there remote underwriter jobs in Maryland?
Yes. About 42% of underwriter openings tied to Maryland are remote or hybrid as of June 2026. The rest are on-site roles based in Maryland metros.
How do I apply for underwriter jobs in Maryland?
You can apply to underwriter jobs in Maryland directly on Migrate Mate. Search the listings above, find roles that match your experience and preferred Maryland location, then apply to each one that fits.
See All 19 Underwriter Jobs in Maryland
Find roles in Maryland that match your experience and apply in just a few clicks.
Find Underwriter Jobs