Underwriter Jobs
Underwriter jobs are open across insurance, banking, mortgage lending, and commercial finance, from entry-level analyst to senior and chief underwriter, with specializations in property and casualty, life and health, and commercial lines. Find a role that fits from the openings below and apply directly.
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INTRODUCTION
The Underwriter plays a critical role in helping customers access lending solutions by reviewing and evaluating loan applications. This position combines analytical thinking, decision-making, and problem-solving to assess risk, determine creditworthiness, and support responsible lending practices. The ideal candidate is detail-oriented, adaptable, and confident making decisions in a fast-paced environment.
ROLE AND RESPONSIBILITIES
- Review and evaluate loan applications, credit information, and supporting documentation.
- Analyze customer financial information to assess creditworthiness and make lending decisions.
- Balance risk, profitability, and customer experience while adhering to company policies and regulatory requirements.
- Communicate decisions clearly and professionally with internal teams and business partners.
- Identify potential fraud risks and escalate concerns as appropriate.
- Manage multiple priorities while maintaining quality, accuracy, and production goals.
- Collaborate with team members to support operational excellence and continuous improvement.
BASIC QUALIFICATIONS
- High School Diploma or GED.
- Strong analytical, problem-solving, and decision-making skills.
- Ability to exercise sound judgment and work independently.
- Strong attention to detail and organizational skills.
- Ability to adapt to changing priorities in a fast-paced environment.
PREFERRED QUALIFICATIONS
- Bachelor's degree.
- Experience in underwriting, lending, banking, financial services, insurance, risk management, or a related field.
- Experience analyzing financial, credit, or risk-related information.
- Experience working in a production-driven environment with quality and service-level expectations.
LOCATION
Location: On site in Tempe, AZ
SCHEDULE
Schedule: Hours of operation are Monday-Friday 6a-8p AZ time and Saturday 6a-1p. The schedule is 40 hours per week within hours of operation, which includes up to 3 Saturdays per quarter.
WHO WE ARE
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
- Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% matching 401(k)
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start date)
- 11 Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) employer. Qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship status, color, creed, culture, disability, ethnicity, gender, gender identity or expression, genetic information or history, marital status, military status, national origin, nationality, pregnancy, race, religion, sex, sexual orientation, socioeconomic status, transgender or on any other basis protected by law.
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Find Underwriter JobsUnderwriter Job Market
A snapshot from current openings nationwide, updated as new roles post.
Who's Hiring
- CVS Health73

- Risksmith Insurance Services62

- Travelers50

- Corebridge Financial42

- Great American Insurance35

Top Industries Hiring
- Insurance605
- Banking & Financial Services212
- Healthcare & Medical Services74
- Investment & Asset Management40
- Construction & Real Estate32
What Employers Look For
The qualifications that appear most often in underwriter jobs.
- Bachelor's degree in finance, business, economics, or a related field
- Experience evaluating risk for insurance, mortgage, or commercial lending applications
- Proficiency with underwriting software platforms and policy management systems
- Strong analytical and quantitative skills for assessing creditworthiness or insurable risk
- CPCU, AU, or other industry designation preferred or required for mid-level and senior roles
- Knowledge of regulatory compliance standards and state-specific underwriting guidelines
Tips for Your Underwriter Job Search
Tailor your resume to the line
Property and casualty, life, mortgage, and commercial underwriting each have distinct risk frameworks. Rewrite your resume headline and summary to name the specific line you're targeting so hiring managers don't have to guess where you fit.
Apply early to roles that fit
Migrate Mate lists underwriter openings from across the United States in one place, so you can find roles that match and apply directly to each listing.
Lead with loss ratio and book performance
Hiring managers for underwriting roles want concrete evidence you managed a profitable book. Quantify your results with loss ratios, premium volume, or renewal retention rates rather than listing duties like 'evaluated risk' or 'approved applications.'
Earn the CPCU or AU designation before interviews
The CPCU and Associate in Underwriting credentials signal technical commitment in property and casualty roles. Many mid-market and specialty carriers list them as preferred or required, so having them in progress or complete strengthens your candidacy noticeably.
Prepare for risk scenario questions specifically
Underwriting interviews often include a case where you're handed an application or account and asked to walk through your decision. Practice narrating your risk assessment out loud, citing the factors you weight, the exceptions you'd flag, and how you'd price the account.
Negotiate authority level alongside base compensation
Underwriting authority, the dollar or risk threshold you can approve without escalation, directly affects your day-to-day autonomy and your career trajectory. Ask about it during the offer stage alongside compensation so you understand the scope of the role you're accepting.
Underwriter Jobs: Frequently Asked Questions
Which companies are hiring the most underwriters?
The companies hiring the most underwriters right now include CVS Health, Risksmith Insurance Services, and Travelers, with the largest share of openings in New York, Texas, and California, based on current listings on Migrate Mate as of June 2026. Openings are distributed across insurance carriers, regional banks, and mortgage servicers.
How many underwriter jobs are remote?
About 40% of underwriter openings are fully remote or hybrid as of June 2026, reflecting an industry that has steadily expanded flexible arrangements. Personal lines, life, and mortgage underwriting roles tend to offer more remote options than specialty commercial or large-account underwriting positions, which often require in-office collaboration with brokers and relationship managers.
How do you become an underwriter?
Start with a bachelor's degree in finance, business, economics, or a related analytical field. Most carriers hire entry-level candidates into underwriting trainee or analyst programs where you learn risk evaluation under senior oversight. Earning an industry credential such as the CPCU or Associate in Underwriting while working accelerates your path to independent authority and senior roles.
Can you get an underwriting job with little or no experience?
Yes, many insurance carriers and mortgage lenders run structured trainee programs that hire candidates directly from undergraduate programs with no prior underwriting experience. A background in finance, accounting, or even actuarial coursework helps. Internships at carriers or surplus lines brokerages during school are the fastest way to make yourself a competitive entry-level candidate.
What does the underwriter interview process look like?
Most underwriting interviews include an initial screening call with a recruiter or HR contact, followed by a technical interview with a hiring manager who will probe your risk assessment approach and familiarity with the relevant line of business. Senior roles often add a case study or written exercise where you evaluate a sample application and present your underwriting decision and rationale.
Where can I find and apply to underwriter jobs?
You can find and apply to underwriter jobs on Migrate Mate, which lists current openings from across the United States in one place. Search the listings, find roles that match your line of business, seniority level, and location preferences, and apply directly to each one that fits.
See All 1,015+ Underwriter Jobs
Jump back to the full list of openings and apply to any underwriter role that fits.
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